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County

Cook County

Illinois · Chicago-Naperville-Elgin, IL-IN metro area · 5,194,625 residents (2025 est.)

FHFA annual index 1975–2025Developmental county indexPermits through August 2026
FHFA house price index for Cook County, 1975 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 843
Cook County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Cook County, Illinois, starts in 1975 and stood at 843 in 2025, +743.4% above its base of 100.

Over the ten years to 2025 the index rose +61.3% (+4.9% a year), close to Illinois at +64.6% and well below the national +85.0%. The Chicago-Naperville-Elgin, IL-IN area rose +68.3%. The latest one-year change is +5.5%.

The strongest decade was the 1980s (+88.4%); the weakest the 2010s (+13.7%).

After a 2007 peak the index fell −31.7% to 2012 and regained the peak in 2022.

Builders were authorised for 4,929 housing units in the county in the 12 months to August 2026 (−23.1% on the previous 12 months), 0.9 units per 1,000 residents; 24% were single-family houses. Since 1995 the county has authorised 274,089 units, most in 2006.

+5.5%1 year, 2024–2025Illinois +5.7%
+41.6%5 yearsUS +47.0%
+61.3%10 years+4.9% a year annualised
+97.6%since 2000US +158.3%
4,929units permitted, 12 months0.9 per 1,000 residents

Same span, four levels

Change in the FHFA indexCook CountyChicago-Naperville-Elgin areaIllinoisUnited States
1 year (2024–2025)+5.5%+5.6%+5.7%+2.8%
5 years (2020–2025)+41.6%+47.2%+46.9%+47.0%
10 years (2015–2025)+61.3%+68.3%+64.6%+85.0%
20 years (2005–2025)+33.8%+43.1%+44.9%+79.1%
Since 2000+97.6%+101.1%+95.6%+158.3%
Since 1975+743.4%+713.5%+625.4%+960.7%
10-year annualised+4.9%+5.3%+5.1%+6.3%
20-year annualised+1.5%+1.8%+1.9%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+88.4%+68.2%
1990s (1990–2000)+47.0%+33.9%
2000s (2000–2010)+22.7%+29.7%
2010s (2010–2020)+13.7%+35.5%
2020s so far (2020–2025)+41.6%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072012−31.7%2022
19811982−12.9%1983

Building permits

Housing units authorised by building permits in Cook County, by month over the latest five years and by year since 1995.

Housing units authorised in Cook County by month, latest 12 months05001,000Sep 2025: 444 units (93 single-family, 351 in multi-unit buildings)Sep 2025Oct 2025: 622 units (127 single-family, 495 in multi-unit buildings)Oct 2025Nov 2025: 366 units (94 single-family, 272 in multi-unit buildings)Nov 2025Dec 2025: 215 units (52 single-family, 163 in multi-unit buildings)Dec 2025Jan 2026: 404 units (54 single-family, 350 in multi-unit buildings)Jan 2026Feb 2026: 183 units (62 single-family, 121 in multi-unit buildings)Feb 2026Mar 2026: 747 units (108 single-family, 639 in multi-unit buildings)Mar 2026Apr 2026: 489 units (126 single-family, 363 in multi-unit buildings)Apr 2026May 2026: 91 units (71 single-family, 20 in multi-unit buildings)May 2026Jun 2026: 163 units (101 single-family, 62 in multi-unit buildings)Jun 2026Jul 2026: 275 units (163 single-family, 112 in multi-unit buildings)Jul 2026Aug 2026: 930 units (108 single-family, 822 in multi-unit buildings)Aug 2026

Housing units authorised in Cook County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Cook County by month, latest 60 months05001,0001,500Sep 2021: 554 units (103 single-family, 451 in multi-unit buildings)Sep 2021Oct 2021: 1,210 units (105 single-family, 1,105 in multi-unit buildings)Nov 2021: 613 units (107 single-family, 506 in multi-unit buildings)Dec 2021: 309 units (76 single-family, 233 in multi-unit buildings)Jan 2022: 364 units (61 single-family, 303 in multi-unit buildings)Feb 2022: 308 units (74 single-family, 234 in multi-unit buildings)Mar 2022: 733 units (72 single-family, 661 in multi-unit buildings)Apr 2022: 1,028 units (109 single-family, 919 in multi-unit buildings)May 2022: 673 units (85 single-family, 588 in multi-unit buildings)Jun 2022: 358 units (91 single-family, 267 in multi-unit buildings)Jul 2022: 484 units (106 single-family, 378 in multi-unit buildings)Aug 2022: 599 units (93 single-family, 506 in multi-unit buildings)Sep 2022: 1,351 units (77 single-family, 1,274 in multi-unit buildings)Sep 2022Oct 2022: 716 units (114 single-family, 602 in multi-unit buildings)Nov 2022: 743 units (82 single-family, 661 in multi-unit buildings)Dec 2022: 1,116 units (72 single-family, 1,044 in multi-unit buildings)Jan 2023: 530 units (54 single-family, 476 in multi-unit buildings)Feb 2023: 179 units (45 single-family, 134 in multi-unit buildings)Mar 2023: 1,003 units (80 single-family, 923 in multi-unit buildings)Apr 2023: 284 units (82 single-family, 202 in multi-unit buildings)May 2023: 318 units (97 single-family, 221 in multi-unit buildings)Jun 2023: 305 units (93 single-family, 212 in multi-unit buildings)Jul 2023: 229 units (72 single-family, 157 in multi-unit buildings)Aug 2023: 452 units (96 single-family, 356 in multi-unit buildings)Sep 2023: 537 units (89 single-family, 448 in multi-unit buildings)Sep 2023Oct 2023: 448 units (85 single-family, 363 in multi-unit buildings)Nov 2023: 285 units (126 single-family, 159 in multi-unit buildings)Dec 2023: 223 units (87 single-family, 136 in multi-unit buildings)Jan 2024: 294 units (48 single-family, 246 in multi-unit buildings)Feb 2024: 209 units (88 single-family, 121 in multi-unit buildings)Mar 2024: 535 units (88 single-family, 447 in multi-unit buildings)Apr 2024: 175 units (97 single-family, 78 in multi-unit buildings)May 2024: 546 units (147 single-family, 399 in multi-unit buildings)Jun 2024: 563 units (116 single-family, 447 in multi-unit buildings)Jul 2024: 369 units (108 single-family, 261 in multi-unit buildings)Aug 2024: 1,092 units (106 single-family, 986 in multi-unit buildings)Sep 2024: 720 units (97 single-family, 623 in multi-unit buildings)Sep 2024Oct 2024: 632 units (152 single-family, 480 in multi-unit buildings)Nov 2024: 806 units (102 single-family, 704 in multi-unit buildings)Dec 2024: 352 units (81 single-family, 271 in multi-unit buildings)Jan 2025: 285 units (85 single-family, 200 in multi-unit buildings)Feb 2025: 348 units (67 single-family, 281 in multi-unit buildings)Mar 2025: 219 units (93 single-family, 126 in multi-unit buildings)Apr 2025: 245 units (108 single-family, 137 in multi-unit buildings)May 2025: 751 units (112 single-family, 639 in multi-unit buildings)Jun 2025: 827 units (202 single-family, 625 in multi-unit buildings)Jul 2025: 837 units (88 single-family, 749 in multi-unit buildings)Aug 2025: 390 units (125 single-family, 265 in multi-unit buildings)Sep 2025: 444 units (93 single-family, 351 in multi-unit buildings)Sep 2025Oct 2025: 622 units (127 single-family, 495 in multi-unit buildings)Nov 2025: 366 units (94 single-family, 272 in multi-unit buildings)Dec 2025: 215 units (52 single-family, 163 in multi-unit buildings)Jan 2026: 404 units (54 single-family, 350 in multi-unit buildings)Feb 2026: 183 units (62 single-family, 121 in multi-unit buildings)Mar 2026: 747 units (108 single-family, 639 in multi-unit buildings)Apr 2026: 489 units (126 single-family, 363 in multi-unit buildings)May 2026: 91 units (71 single-family, 20 in multi-unit buildings)Jun 2026: 163 units (101 single-family, 62 in multi-unit buildings)Jul 2026: 275 units (163 single-family, 112 in multi-unit buildings)Aug 2026: 930 units (108 single-family, 822 in multi-unit buildings)

Housing units authorised in Cook County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Cook County by year, 1995–2025010,00020,0001995: 4,605 units (4,605 single-family, 0 in multi-unit buildings)19951996: 5,196 units (5,196 single-family, 0 in multi-unit buildings)1997: 4,519 units (4,519 single-family, 0 in multi-unit buildings)1998: 4,976 units (4,976 single-family, 0 in multi-unit buildings)1999: 11,008 units (4,997 single-family, 6,011 in multi-unit buildings)2000: 11,877 units (5,369 single-family, 6,508 in multi-unit buildings)20002001: 13,093 units (5,339 single-family, 7,754 in multi-unit buildings)2002: 16,102 units (5,462 single-family, 10,640 in multi-unit buildings)2003: 15,085 units (5,419 single-family, 9,666 in multi-unit buildings)2004: 13,907 units (5,835 single-family, 8,072 in multi-unit buildings)2005: 18,725 units (6,033 single-family, 12,692 in multi-unit buildings)20052006: 19,886 units (5,001 single-family, 14,885 in multi-unit buildings)2007: 17,119 units (3,318 single-family, 13,801 in multi-unit buildings)2008: 8,855 units (1,466 single-family, 7,389 in multi-unit buildings)2009: 2,059 units (662 single-family, 1,397 in multi-unit buildings)2010: 2,734 units (725 single-family, 2,009 in multi-unit buildings)20102011: 3,436 units (778 single-family, 2,658 in multi-unit buildings)2012: 3,325 units (1,070 single-family, 2,255 in multi-unit buildings)2013: 4,645 units (1,396 single-family, 3,249 in multi-unit buildings)2014: 7,753 units (1,476 single-family, 6,277 in multi-unit buildings)2015: 7,855 units (1,735 single-family, 6,120 in multi-unit buildings)20152016: 10,956 units (1,812 single-family, 9,144 in multi-unit buildings)2017: 11,595 units (1,707 single-family, 9,888 in multi-unit buildings)2018: 8,199 units (1,448 single-family, 6,751 in multi-unit buildings)2019: 9,556 units (1,171 single-family, 8,385 in multi-unit buildings)2020: 5,579 units (932 single-family, 4,647 in multi-unit buildings)20202021: 6,789 units (1,338 single-family, 5,451 in multi-unit buildings)2022: 8,325 units (1,051 single-family, 7,274 in multi-unit buildings)2023: 4,854 units (1,018 single-family, 3,836 in multi-unit buildings)2024: 6,507 units (1,142 single-family, 5,365 in multi-unit buildings)2025: 4,969 units (1,191 single-family, 3,778 in multi-unit buildings)2025

Housing units authorised in Cook County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Cook CountyIllinoisUnited States
Housing units authorised4,92919,1571,418,086
Units per 1,000 residents0.91.54.1
Single-family share24%56%63%
Change on previous 12 months−23.1%−5.7%−0.1%
Units authorised since 1995274,0891,034,46143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Cook County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
60165+7.3%+178.6%+133.6%202431
60636+15.5%+171.6%+196.9%202532
60469−1.1%+149.4%+95.4%202534
60153+11.1%+138.1%+148.2%202540
60621+17.2%+133.6%—202525
60155+5.0%+133.2%+130.8%202540
60162+3.0%+120.2%+113.1%202540
60406+8.7%+118.0%+88.1%202546
60624+20.3%+116.4%—202525
60623+3.5%+116.2%+144.9%202542
60456+2.9%+115.9%+125.0%202540
60411+3.1%+115.8%+98.2%202548
60804+2.3%+112.4%+119.6%202549
60428+5.9%+110.1%+84.6%202534
60429+7.7%+109.6%+95.4%202547
60651+2.8%+108.4%+166.7%202549
60104+6.7%+107.0%+120.0%202549
60120+6.2%+106.6%+106.8%202548
60445+4.4%+102.9%+102.6%202547
60160+13.0%+101.5%+106.8%202545
60466−3.6%+101.3%+69.7%202547
60475+1.0%+100.1%+82.0%202539
60478+5.9%+99.4%+82.8%202548
60534+6.4%+98.2%+99.6%202541
60629+4.0%+97.8%+130.5%202548
60644+35.6%+97.5%+125.3%202535
60107+4.0%+96.0%+104.0%202550
60419+9.9%+95.5%+93.4%202546
60471−1.8%+95.5%+77.3%202541
60482+15.4%+94.9%+110.6%202543
60438+0.8%+94.8%+77.0%202549
60176+12.4%+93.5%+109.0%202541
60163−11.1%+93.2%+99.2%202540
60131+4.1%+93.1%+104.1%202549
60409+0.5%+91.4%+75.7%202547
60164+0.7%+90.6%+99.6%202549
60195+17.3%+90.4%+123.3%202540
60632+5.2%+89.7%+123.5%202547
60476+5.9%+89.6%+65.6%202540
60827+7.0%+89.5%+68.8%202547
60418+14.4%+89.3%+101.7%202545
60425+12.5%+88.7%+102.7%202546
60639+4.3%+88.3%+132.2%202550
60426−0.1%+87.4%+111.2%202534
60443−3.0%+87.3%+78.9%202548
60501+9.7%+87.3%+132.9%202541
60415+12.7%+86.6%+111.9%202541
60455+2.8%+86.6%+105.3%202545
60473+2.8%+86.5%+69.1%202549
60628+6.1%+85.5%+111.2%202547
60430+5.8%+84.9%+92.0%202548
60459+6.5%+84.7%+115.4%202548
60652+7.1%+84.1%+126.4%202548
60619+13.6%+83.6%+95.6%202547
60461+14.8%+82.7%+64.9%202541
60620+10.9%+82.6%+122.1%202546
60637+19.5%+81.0%+141.5%202540
60649+8.4%+79.8%+123.6%202540
60402+7.1%+79.3%+120.5%202551
60171+4.2%+78.8%+90.3%202547
60617+6.0%+78.8%+95.4%202548
60452+6.1%+78.4%+97.3%202550
60169+7.9%+77.1%+115.2%202549
60803+7.7%+75.7%+95.0%202546
60465+8.2%+75.1%+112.1%202546
60458+4.0%+74.9%+103.6%202541
60608+2.8%+74.8%+201.2%202538
60633−2.2%+74.5%+99.0%202541
60090+7.0%+74.3%+95.8%202550
60609−2.8%+72.9%+156.7%202540
60154+4.6%+72.5%+88.4%202547
60453+4.7%+71.2%+95.9%202551
60457+6.6%+71.0%+100.5%202546
60647+3.5%+71.0%+239.1%202547
60016+4.6%+69.6%+89.6%202550
60638+4.9%+69.2%+115.2%202549
60805+3.3%+69.1%+104.6%202546
60018+9.3%+68.9%+88.6%202550
60477+6.0%+67.0%+97.9%202550
60653+2.4%+67.0%+148.9%202530
60422+6.0%+66.9%+59.1%202546
60612+7.2%+66.9%+150.1%202534
60053+9.8%+65.0%+95.7%202547
60645+5.8%+64.8%+119.5%202547
60193+6.7%+64.7%+109.0%202551
60194+6.0%+64.4%+107.6%202551
60641+4.1%+64.0%+126.7%202550
60660+13.7%+64.0%+173.1%202541
60077+5.8%+63.9%+94.8%202547
60625+8.8%+63.9%+168.0%202548
60008+2.8%+63.7%+94.8%202550
60634+7.2%+63.7%+100.7%202551
60439+5.3%+63.2%+99.4%202549
60463+12.9%+62.6%+87.8%202546
60626−0.3%+62.5%+124.8%202541
60622+8.4%+62.4%+201.5%202538
60707+4.4%+61.4%+91.9%202550
60513+3.9%+60.4%+110.1%202547
60056+8.2%+60.3%+103.6%202551
60487+4.9%+60.2%+90.0%202548
60074+6.4%+59.6%+93.6%202550
60630+5.8%+59.5%+108.6%202550
60007+4.4%+59.3%+94.1%202551
60714+3.7%+58.3%+87.8%202547
60192+5.3%+57.2%+94.6%202549
60005+8.0%+56.7%+107.8%202550
60076+5.6%+56.6%+88.0%202549
60706+8.8%+56.6%+93.5%202547
60467+3.0%+56.1%+83.6%202541
60657+18.1%+55.5%+180.0%202541
60618+6.4%+54.5%+181.6%202550
60130+7.9%+54.4%+124.9%202546
60546+5.1%+54.0%+93.0%202546
60480+5.7%+53.7%+78.8%202541
60462+3.0%+53.6%+84.9%202550
60642+9.3%+52.4%—202523
60004+4.9%+51.9%+105.6%202551
60070+2.5%+51.8%+77.0%202547
60659+3.7%+51.8%+101.5%202546
60203+4.6%+51.7%+91.0%202540
60525+6.9%+51.6%+114.9%202549
60202+6.2%+51.3%+102.5%202548
60043+10.2%+51.0%+77.7%202437
60712+4.4%+50.9%+70.8%202546
60067+5.7%+50.5%+84.5%202551
60201+5.5%+50.5%+118.2%202548
60025+7.0%+49.9%+109.7%202549
60010+8.4%+49.7%+75.2%202549
60656+4.8%+49.4%+84.1%202549
60643+2.4%+48.8%+96.6%202547
60093+8.9%+48.7%+102.7%202549
60068+7.3%+48.6%+87.1%202551
60022+3.8%+47.9%+84.4%202541
60464+3.2%+47.9%+72.9%202542
60305+4.5%+47.6%+104.3%202546
60640+7.2%+47.4%+153.2%202540
60655+5.2%+47.2%+113.1%202550
60062+7.2%+46.3%+100.2%202551
60302+5.8%+46.2%+115.2%202551
60526+5.2%+46.2%+107.8%202546
60616+2.9%+45.1%+118.9%202540
60026−1.2%+45.0%+78.2%202541
60615+5.6%+44.8%+127.7%202541
60091+7.1%+44.4%+106.2%202549
60610—+43.6%—202012
60173—+43.1%+83.0%202539
60304+6.6%+42.3%+117.6%202550
60607+1.7%+41.8%+108.6%202230
60646+5.1%+41.5%+87.1%202547
60613+13.7%+40.4%+132.9%202540
60631+4.0%+39.9%+90.3%202550
60614+4.0%+36.3%+104.1%202547
60558−1.0%+34.6%+96.7%202549
60029−1.8%+13.8%—202115
60605−10.7%+10.2%+22.1%201116

Cities and permit-issuing places in Cook County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Chicago3,1281.17%
Evanston3855.04%
Tinley Park village1622.999%
Niles village1464.81%
Lemont village1347.2100%
Schaumburg village1061.454%
Skokie village771.23%
Glenview village751.6100%
Arlington Heights village720.965%
Northbrook village461.361%
Oak Forest431.637%
Harvey351.80%
Hillside village354.30%
Park Forest village351.70%
Western Springs village352.6100%
Lynwood village303.2100%
Morton Grove village301.2100%
Glencoe village263.0100%
Wilmette village230.8100%
Orland Park village200.3100%
Cook County Part Unincorporated Area19—100%
Forest Park village161.26%
Northfield village162.825%
Evergreen Park village130.78%
Park Ridge130.3100%
Alsip village120.6100%
Maywood village120.50%
Wheeling village90.2100%
La Grange village80.5100%
Winnetka village70.6100%

Questions and answers

How much have home values in Cook County risen over 10 years?

The FHFA index for Cook County rose +61.3% from 2015 to 2025, about +4.9% a year. Over 20 years: +33.8%; since 2000: +97.6%.

How does Cook County compare with Illinois and the United States?

Over the ten years to 2025: Cook County +61.3%, Illinois +64.6%, United States +85.0%, Chicago-Naperville-Elgin, IL-IN +68.3%.

What happened to Cook County prices in 2008?

The index peaked in 2007 and fell −31.7% to 2012; it passed the peak again in 2022. The state index fell −23.2% over 2007–2012.

How many homes are being built in Cook County?

4,929 housing units were authorised by building permits in the 12 months to August 2026 (1,159 single-family, 3,059 in buildings of five or more units), or 0.9 per 1,000 residents against 1.5 for Illinois.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.