Home Value Trail

Fifty years of home prices, one trail per place

Fifty years of home price appreciation for every ZIP code, county, metro and state, with the building permits behind them. Every page shows the same spans, so a ZIP code, its county, its metro, its state and the nation can be read side by side.

Try a five-digit ZIP, a county, a city, a metro area or a state.

+3.0%US index, year to 2026 Q2+1.1% on the quarter
+85.0%US index, 10 years to 2025+6.3% a year annualised
+158.3%US index since 2000+960.7% since 1975
1,418,086housing units permitted, 12 months to August 20264.1 per 1,000 residents
FHFA all-transactions house price index for the United States, quarterly, 1975 to 2026 Q2, with NBER recessions shadedRecession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 20200200400600800198019902000201020202026: 720
United States (100 = first year)NBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The index tracks price changes for the same homes over time; it does not give a dollar value for any home, and the ZIP, county and metro indexes are labelled developmental by FHFA.

States

Ten-year change in the FHFA annual index to 2025, the latest quarterly year-on-year change, and housing units permitted in the 12 months to August 2026 per 1,000 residents.

State1 year10 yearsSince 2000Year to 2026 Q2Permits per 1,000
Alabama+2.5%+77.2%+121.3%+3.7%4.1
Alaska+4.1%+52.4%+160.2%+3.9%1.1
Arizona+0.9%+118.7%+228.1%+0.9%6.2
Arkansas+3.4%+78.6%+136.6%+3.2%4.7
California+0.8%+80.3%+224.1%+0.9%2.8
Colorado+0.1%+93.3%+184.6%+0.2%5.5
Connecticut+6.1%+75.1%+133.1%+5.7%1.6
Delaware+3.2%+74.2%+160.6%+4.0%6.1
District of Columbia+0.4%+40.1%+298.4%−0.6%2.8
Florida−0.5%+126.8%+264.2%+1.4%6.7
Georgia+2.2%+110.1%+147.3%+1.9%5.4
Hawaii+2.9%+73.3%+275.9%+8.7%2.3
Idaho+2.3%+149.0%+266.3%+3.0%9.1
Illinois+5.7%+64.6%+95.6%+6.0%1.5
Indiana+4.3%+94.5%+126.2%+4.6%4.0
Iowa+3.2%+65.4%+119.4%+3.2%4.0
Kansas+4.0%+83.6%+137.4%+3.8%4.1
Kentucky+3.9%+84.1%+136.1%+4.7%2.9
Louisiana+1.8%+37.9%+107.8%+2.9%3.0
Maine+4.7%+112.4%+216.3%+3.2%4.8
Maryland+2.7%+59.8%+168.0%+2.2%2.1
Massachusetts+3.7%+87.1%+175.9%+3.2%1.9
Michigan+4.7%+96.7%+96.7%+4.6%2.2
Minnesota+2.8%+71.4%+126.5%+3.0%3.8
Mississippi+3.5%+62.3%+106.6%+3.7%3.0
Missouri+3.7%+88.2%+138.0%+3.6%2.9
Montana+2.3%+105.0%+254.4%+2.7%4.8
Nebraska+3.3%+87.0%+147.2%+3.2%5.2
Nevada+2.2%+120.7%+204.9%+2.5%4.7
New Hampshire+4.7%+113.0%+206.4%+3.9%3.5
New Jersey+6.2%+87.7%+191.2%+5.4%3.3
New Mexico+3.1%+81.6%+150.9%+2.1%3.6
New York+6.0%+85.6%+189.3%+5.3%2.4
North Carolina+2.5%+106.6%+159.5%+2.4%7.8
North Dakota+5.1%+45.0%+191.5%+4.7%2.7
Ohio+4.8%+93.4%+106.3%+4.3%2.7
Oklahoma+2.6%+71.1%+146.7%+2.8%3.6
Oregon+0.9%+85.5%+199.8%+1.7%3.6
Pennsylvania+4.7%+76.8%+164.2%+4.7%2.0
Rhode Island+5.4%+112.1%+226.0%+5.0%1.9
South Carolina+3.5%+104.3%+164.3%+3.8%8.3
South Dakota+3.1%+84.7%+181.4%+2.2%6.4
Tennessee+2.4%+113.5%+186.3%+2.6%5.7
Texas+0.8%+88.2%+195.2%+1.6%6.1
Utah+2.4%+120.6%+222.3%+2.6%7.3
Vermont+3.6%+88.8%+201.3%+4.3%3.5
Virginia+3.7%+74.6%+188.6%+3.8%4.2
Washington+1.8%+113.0%+238.6%+1.0%4.9
West Virginia+4.1%+54.1%+101.8%+8.0%2.3
Wisconsin+5.4%+95.5%+143.0%+5.6%4.3
Wyoming+4.1%+67.5%+203.9%+3.7%3.4

Largest ten-year rise, large metros

Metro area10 years1 year
Boise City, ID+161.0%+2.6%
Port St. Lucie, FL+147.1%−0.6%
Tampa-St. Petersburg-Clearwater, FL+146.3%−0.8%
Lakeland-Winter Haven, FL+140.5%−1.2%
Miami-Fort Lauderdale-West Palm Beach, FL+137.7%+1.6%
Palm Bay-Melbourne-Titusville, FL+135.0%−0.8%
Spokane-Spokane Valley, WA+134.1%+2.2%
Las Vegas-Henderson-North Las Vegas, NV+131.1%+1.6%
Deltona-Daytona Beach-Ormond Beach, FL+130.6%−1.6%
Knoxville, TN+130.0%+2.8%

Smallest ten-year rise, large metros

Metro area10 years1 year
New Orleans-Metairie, LA+39.7%+0.9%
Baton Rouge, LA+43.5%+3.2%
Jackson, MS+48.4%+2.6%
Baltimore-Columbia-Towson, MD+55.9%+2.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV+58.0%+2.1%
Urban Honolulu, HI+58.6%+1.4%
San Francisco-Oakland-Fremont, CA+59.1%−1.3%
Little Rock-North Little Rock-Conway, AR+60.1%+1.9%
San Jose-Sunnyvale-Santa Clara, CA+62.5%−0.5%
Houston-Pasadena-The Woodlands, TX+66.3%+1.5%

Metropolitan areas of 500,000 or more residents, by FHFA's annual CBSA index over the ten years to 2025. All 922 metro and micro areas.

The national index, decade by decade

DecadeChange
1980s (1980–1990)+68.2%
1990s (1990–2000)+33.9%
2000s (2000–2010)+29.7%
2010s (2010–2020)+35.5%
2020s so far (2020–2025)+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the US column covers the same years. Decades before 1975 are not shown.

States by ten-year change

What the numbers are

What the FHFA index measures: a repeat-sales index built from mortgages bought or guaranteed by Fannie Mae and Freddie Mac, in purchase-only and all-transactions versions.

Why it differs from online value estimates: an index of price change for the same homes is not an estimate of any one home's price.

What a building permit counts: housing units authorised, by structure size, as reported by permit offices to the Census Bureau.