Home Value Trail

Boyd County home price history and building permits

KentuckyHuntington-Ashland, WV-KY-OH metro area47,751 residents (2025 estimate)

  • FHFA annual index 1979 to 2025
  • Developmental index
  • Release of
  • Permits through August 2026

The FHFA annual house price index for Boyd County increased by 49.8% from 2015 to 2025. From 2020 to 2025, the index increased by 38.1%. From 2024 to 2025, the index increased by 5.8%.

2015

+49.8%

From 2015 to 2025, the FHFA annual all-transactions index for Boyd County increased by 49.8%.

From 2015 to 2025, the average change in each year is +4.1%, compounded.

Same span at each level: 2015 to 2025
AreaChangeBar
Boyd County+49.8%
Huntington-Ashland, WV-KY-OH+49.1%
Kentucky+84.1%
United States+85.0%
Boyd County FHFA annual all-transactions index, 100 in 1979
  • Boyd County
  • United States, set to the same start
  • Recession (NBER dates)
  • Your span
Index values for each year
FHFA annual all-transactions index for Boyd County, 1979 to 2025
YearIndexChange from the year before
2025344.70+5.8%
2024325.86+5.5%
2023308.80+6.9%
2022289.00+8.9%
2021265.35+6.3%
2020249.61+2.0%
2019244.79+5.5%
2018232.09+2.5%
2017226.39−2.4%
2016231.84+0.8%
2015230.08+1.8%
2014226.05−0.2%
2013226.61−1.9%
2012231.02−1.5%
2011234.47+0.4%
2010233.63+0.2%
2009233.13−0.3%
2008233.86+1.7%
2007229.97+3.8%
2006221.55+4.9%
2005211.23+4.4%
2004202.36+5.8%
2003191.18+2.6%
2002186.33+2.5%
2001181.76+4.0%
2000174.78+4.0%
1999168.02+1.5%
1998165.47+0.2%
1997165.21+7.5%
1996153.70−0.8%
1995154.94+6.9%
1994144.93+5.9%
1993136.87+1.9%
1992134.32+5.3%
1991127.53+0.5%
1990126.88+5.6%
1989120.11+1.3%
1988118.56+4.5%
1987113.42+6.2%
1986106.84−3.0%
1985110.20+18.2%
198493.20−5.1%
198398.25−13.3%
1982113.31n/a
1980121.98+22.0%
1979100.00n/a

Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.

The average for each year is a compounded annual change. The guide to values explains more.

When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.

FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.

Since the last FHFA release

No recorded FHFA release changed a figure of Boyd County. The record of releases starts with the next FHFA release. FHFA releases recorded by this site

Same span, every level

Change in the FHFA annual index to 2025: Boyd County and the areas above it
Area1 year2024 to 20255 years2020 to 202510 years2015 to 202520 years2005 to 2025Since 20002000 to 2025Each yearaverage of 10 years
Boyd County+5.8%+38.1%+49.8%+63.2%+97.2%+4.1%
Huntington-Ashland, WV-KY-OH+4.5%+38.1%+49.1%+66.5%+98.0%+4.1%
Kentucky+3.9%+50.0%+84.1%+96.6%+136.1%+6.3%
United States+2.8%+47.0%+85.0%+79.1%+158.3%+6.3%

Each row uses FHFA's annual all-transactions index and the same two years. "n/a": the area has no index value for one of the two years.

Drawdowns

A drawdown is a decline of 5% or more of the annual index from a peak.

Drawdowns of the index of Boyd County, deepest first
PeakLowDeclineBack at the peak
19801984−23.6%1990

Decade by decade

Change in the index of Boyd County in each decade
DecadeChangeUnited StatesBar
1980s1980 to 1990+4.0%+68.2%
1990s1990 to 2000+37.8%+33.9%
2000s2000 to 2010+33.7%+29.7%
2010s2010 to 2020+6.8%+35.5%
2020s so far2020 to 2025+38.1%+47.0%

The index is 100 in the first year with a value for the area (1979 here). The change in a decade is the index at the end of the decade divided by the index at the start. The base year has no effect on it.

Building permits

In the 12 months to August 2026, building permits in Boyd County authorized 1 housing units. That is 0.0 units for each 1,000 residents.

Housing units authorized by month, latest 60 months
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each month
Housing units authorized by building permits in Boyd County, by month, Sep 2021 to Aug 2026
MonthAll units1 unit2 or more units
Aug 2026000
Jul 2026000
Jun 2026000
May 2026000
Apr 2026000
Mar 2026000
Feb 2026000
Jan 2026000
Dec 2025000
Nov 2025110
Oct 2025000
Sep 2025000
Aug 2025000
Jul 2025505
Jun 2025110
May 2025000
Apr 2025000
Mar 2025202
Feb 2025110
Jan 2025000
Dec 2024000
Nov 2024000
Oct 2024110
Sep 2024000
Aug 2024110
Jul 2024000
Jun 2024000
May 2024000
Apr 2024000
Mar 2024000
Feb 2024000
Jan 2024000
Dec 2023000
Nov 2023000
Oct 2023000
Sep 2023000
Aug 2023000
Jul 2023000
Jun 2023000
May 2023000
Apr 2023000
Mar 2023000
Feb 2023000
Jan 2023000
Dec 2022000
Nov 2022000
Oct 2022000
Sep 2022000
Aug 2022000
Jul 2022000
Jun 2022000
May 2022000
Apr 2022000
Mar 2022000
Feb 2022110
Jan 2022000
Dec 2021000
Nov 2021000
Oct 2021000
Sep 2021000
Housing units authorized by year, 1995 to 2025
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each year
Housing units authorized by building permits in Boyd County, by year, 1995 to 2025
YearAll units1 unit2 or more units
20251248
2024936
2023514
2022110
2021000
2020330
2019220
2018422
2017422
2016000
2015000
2014532
2013110
2012220
2011550
201015132
200918108
2008261610
200721156
20061989189
20052259216
200423230
200319190
2002241212
200111110
200018180
199921174
1998770
199724240
199649490
199541410
Building permits in the 12 months to August 2026: Boyd County, the state and the nation
FigureBoyd CountyKentuckyUnited States
Housing units authorized113,4101,418,086
Units for each 1,000 residents0.02.94.1
Share in buildings with 1 unit100%64%63%
Change from the 12 months before−90.0%−7.1%−0.1%
Units authorized from 1995793459,33643,082,761

A permit authorizes construction. It does not show that the work started or that it is complete. Residents: Census Bureau estimate for 2025.

ZIP Codes in Boyd County

ZIP Codes of Boyd County with an FHFA index, in ZIP Code order
ZIP CodePlace1 year5 years10 yearsNewest year
41101Ashland+7.2%+38.1%+52.7%2025
41102Ashland+1.3%+32.2%+40.9%2025
41129Catlettsburg+1.1%+42.9%+55.3%2025
41168−5.8%n/a−6.5%2021

Each change ends in the newest year of that ZIP Code's index. All ZIP Codes of Boyd County as a CSV file

Median home value of the area, ACS 2020-2024

The American Community Survey (ACS) asks owners what their home would sell for. The table gives the middle of these answers for each area, over the 5 years 2020-2024. It is an estimate for the area. It is not the value of one home and it is not an FHFA figure.

Median value of owner-occupied housing units, Boyd County and the areas above it: ACS 5-year estimate 2020-2024, with margin of error
AreaMedian valueMargin of error
Boyd County$130,700±$9,695
Kentucky$205,600±$1,096
United States$332,700±$236

Source: US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.

The Census Bureau defines the value: Value is the respondent's estimate of how much the property (house and lot, mobile home and lot (if lot owned), or condominium unit) would sell for if it were for sale.

It says about the margin of error: The MOEs for published ACS estimates are provided at a 90 percent confidence level. A value of "$2,000,000 or more" is the top group, with no margin. See the glossary. The site copied these texts on .

Agency pages

Each link loaded on .

Cite this page

Home Value Trail. Boyd County, KY home price history. https://homevaluetrail.com/county/ky/boyd/. Source: Federal Housing Finance Agency, annual house price index for counties (developmental); US Census Bureau, Building Permits Survey. FHFA release of .

Where the figures come from

Index
FHFA annual house price index for counties, all transactions, 1979 to 2025. Release of March 31, 2026.
Other levels
FHFA annual indexes for CBSAs, states and the United States, from the same release.
Building permits
US Census Bureau, Building Permits Survey, county and place files through August 2026.
Residents
US Census Bureau, population estimates for 2025.
ZIP Codes and metro area
US Census Bureau, 2020 ZCTA to county relationship file, and the OMB delineation of July 2023.
Median value
US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.

All files are works of the US government, in the public domain. To report an error, see Corrections.

Questions

Which years had the largest changes in the index for Boyd County?
The largest increase in one year was 22.0%, from 1979 to 1980. The largest decrease in one year was 13.3%, from 1982 to 1983.
How did the index for Boyd County change over 20 years?
From 2005 to 2025, the index for Boyd County increased by 63.2%. In the same years, the index for the Huntington-Ashland, WV-KY-OH area increased by 66.5%. In the same years, the index for Kentucky increased by 96.6%. In the same years, the index for the United States increased by 79.1%.
What is the highest value of the index for Boyd County?
The index is 100 in 1979, the first year with a value for this area. The highest annual value is 344.70, in 2025.
How many ZIP Codes and cities of Boyd County have a page?
4 ZIP Codes of the county have an FHFA index and a page. 0 places with building permits have a page.