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County

Hancock County

Maine · 57,171 residents (2025 est.)

FHFA annual index 1989–2025Developmental county indexPermits through August 2026
FHFA house price index for Hancock County, 1989 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1990–91Recession 2001Recession 2007–09Recession 2020010020030040050019901995200020052010201520202025United States2025: 396
Hancock County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Hancock County, Maine, starts in 1989 and stood at 396 in 2025, +296.4% above its base of 100.

Over the ten years to 2025 the index rose +103.5% (+7.4% a year), below Maine at +112.4% and well above the national +85.0%. The latest one-year change is +3.7%.

The strongest decade was the 2000s (+63.8%); the weakest the 1990s (+16.8%).

After a 2008 peak the index fell −13.4% to 2012 and regained the peak in 2020.

Builders were authorised for 292 housing units in the county in the 12 months to August 2026 (+14.1% on the previous 12 months), 5.1 units per 1,000 residents; 90% were single-family houses. Since 1995 the county has authorised 9,131 units, most in 2004.

+3.7%1 year, 2024–2025Maine +4.7%
+70.8%5 yearsUS +47.0%
+103.5%10 years+7.4% a year annualised
+226.9%since 2000US +158.3%
292units permitted, 12 months5.1 per 1,000 residents

Same span, four levels

Change in the FHFA indexHancock CountyMetro areaMaineUnited States
1 year (2024–2025)+3.7%—+4.7%+2.8%
5 years (2020–2025)+70.8%—+67.8%+47.0%
10 years (2015–2025)+103.5%—+112.4%+85.0%
20 years (2005–2025)+96.7%—+100.6%+79.1%
Since 2000+226.9%—+216.3%+158.3%
Since 1989+296.4%—+265.1%+255.0%
10-year annualised+7.4%—+7.8%+6.3%
20-year annualised+3.4%—+3.5%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1990s (1990–2000)+16.8%+33.9%
2000s (2000–2010)+63.8%+29.7%
2010s (2010–2020)+16.8%+35.5%
2020s so far (2020–2025)+70.8%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1989 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1989 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20082012−13.4%2020

Building permits

Housing units authorised by building permits in Hancock County, by month over the latest five years and by year since 1995.

Housing units authorised in Hancock County by month, latest 12 months02040Sep 2025: 36 units (28 single-family, 8 in multi-unit buildings)Sep 2025Oct 2025: 32 units (32 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 26 units (20 single-family, 6 in multi-unit buildings)Nov 2025Dec 2025: 24 units (18 single-family, 6 in multi-unit buildings)Dec 2025Jan 2026: 9 units (9 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 13 units (11 single-family, 2 in multi-unit buildings)Feb 2026Mar 2026: 10 units (10 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 29 units (29 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 21 units (21 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 25 units (25 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 31 units (29 single-family, 2 in multi-unit buildings)Jul 2026Aug 2026: 36 units (32 single-family, 4 in multi-unit buildings)Aug 2026

Housing units authorised in Hancock County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Hancock County by month, latest 60 months050100150Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 29 units (14 single-family, 15 in multi-unit buildings)Feb 2022: 8 units (8 single-family, 0 in multi-unit buildings)Mar 2022: 14 units (14 single-family, 0 in multi-unit buildings)Apr 2022: 28 units (28 single-family, 0 in multi-unit buildings)May 2022: 28 units (28 single-family, 0 in multi-unit buildings)Jun 2022: 31 units (29 single-family, 2 in multi-unit buildings)Jul 2022: 31 units (26 single-family, 5 in multi-unit buildings)Aug 2022: 34 units (25 single-family, 9 in multi-unit buildings)Sep 2022: 28 units (26 single-family, 2 in multi-unit buildings)Sep 2022Oct 2022: 19 units (19 single-family, 0 in multi-unit buildings)Nov 2022: 24 units (24 single-family, 0 in multi-unit buildings)Dec 2022: 9 units (9 single-family, 0 in multi-unit buildings)Jan 2023: 12 units (12 single-family, 0 in multi-unit buildings)Feb 2023: 14 units (14 single-family, 0 in multi-unit buildings)Mar 2023: 17 units (17 single-family, 0 in multi-unit buildings)Apr 2023: 111 units (37 single-family, 74 in multi-unit buildings)May 2023: 23 units (21 single-family, 2 in multi-unit buildings)Jun 2023: 40 units (38 single-family, 2 in multi-unit buildings)Jul 2023: 24 units (21 single-family, 3 in multi-unit buildings)Aug 2023: 42 units (38 single-family, 4 in multi-unit buildings)Sep 2023: 27 units (23 single-family, 4 in multi-unit buildings)Sep 2023Oct 2023: 23 units (20 single-family, 3 in multi-unit buildings)Nov 2023: 32 units (30 single-family, 2 in multi-unit buildings)Dec 2023: 14 units (12 single-family, 2 in multi-unit buildings)Jan 2024: 14 units (12 single-family, 2 in multi-unit buildings)Feb 2024: 9 units (9 single-family, 0 in multi-unit buildings)Mar 2024: 14 units (14 single-family, 0 in multi-unit buildings)Apr 2024: 28 units (28 single-family, 0 in multi-unit buildings)May 2024: 31 units (31 single-family, 0 in multi-unit buildings)Jun 2024: 28 units (26 single-family, 2 in multi-unit buildings)Jul 2024: 22 units (22 single-family, 0 in multi-unit buildings)Aug 2024: 40 units (38 single-family, 2 in multi-unit buildings)Sep 2024: 24 units (24 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 17 units (15 single-family, 2 in multi-unit buildings)Nov 2024: 21 units (17 single-family, 4 in multi-unit buildings)Dec 2024: 11 units (7 single-family, 4 in multi-unit buildings)Jan 2025: 9 units (9 single-family, 0 in multi-unit buildings)Feb 2025: 5 units (5 single-family, 0 in multi-unit buildings)Mar 2025: 22 units (22 single-family, 0 in multi-unit buildings)Apr 2025: 29 units (29 single-family, 0 in multi-unit buildings)May 2025: 27 units (25 single-family, 2 in multi-unit buildings)Jun 2025: 32 units (32 single-family, 0 in multi-unit buildings)Jul 2025: 26 units (26 single-family, 0 in multi-unit buildings)Aug 2025: 33 units (25 single-family, 8 in multi-unit buildings)Sep 2025: 36 units (28 single-family, 8 in multi-unit buildings)Sep 2025Oct 2025: 32 units (32 single-family, 0 in multi-unit buildings)Nov 2025: 26 units (20 single-family, 6 in multi-unit buildings)Dec 2025: 24 units (18 single-family, 6 in multi-unit buildings)Jan 2026: 9 units (9 single-family, 0 in multi-unit buildings)Feb 2026: 13 units (11 single-family, 2 in multi-unit buildings)Mar 2026: 10 units (10 single-family, 0 in multi-unit buildings)Apr 2026: 29 units (29 single-family, 0 in multi-unit buildings)May 2026: 21 units (21 single-family, 0 in multi-unit buildings)Jun 2026: 25 units (25 single-family, 0 in multi-unit buildings)Jul 2026: 31 units (29 single-family, 2 in multi-unit buildings)Aug 2026: 36 units (32 single-family, 4 in multi-unit buildings)

Housing units authorised in Hancock County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Hancock County by year, 1995–202502004006001995: 262 units (262 single-family, 0 in multi-unit buildings)19951996: 264 units (264 single-family, 0 in multi-unit buildings)1997: 268 units (268 single-family, 0 in multi-unit buildings)1998: 298 units (298 single-family, 0 in multi-unit buildings)1999: 340 units (328 single-family, 12 in multi-unit buildings)2000: 378 units (356 single-family, 22 in multi-unit buildings)20002001: 443 units (407 single-family, 36 in multi-unit buildings)2002: 517 units (445 single-family, 72 in multi-unit buildings)2003: 478 units (447 single-family, 31 in multi-unit buildings)2004: 565 units (508 single-family, 57 in multi-unit buildings)2005: 484 units (438 single-family, 46 in multi-unit buildings)20052006: 398 units (364 single-family, 34 in multi-unit buildings)2007: 360 units (339 single-family, 21 in multi-unit buildings)2008: 207 units (190 single-family, 17 in multi-unit buildings)2009: 173 units (168 single-family, 5 in multi-unit buildings)2010: 175 units (158 single-family, 17 in multi-unit buildings)20102011: 169 units (125 single-family, 44 in multi-unit buildings)2012: 130 units (117 single-family, 13 in multi-unit buildings)2013: 134 units (126 single-family, 8 in multi-unit buildings)2014: 183 units (146 single-family, 37 in multi-unit buildings)2015: 188 units (172 single-family, 16 in multi-unit buildings)20152016: 198 units (165 single-family, 33 in multi-unit buildings)2017: 172 units (160 single-family, 12 in multi-unit buildings)2018: 297 units (197 single-family, 100 in multi-unit buildings)2019: 211 units (171 single-family, 40 in multi-unit buildings)2020: 254 units (223 single-family, 31 in multi-unit buildings)20202021: 338 units (283 single-family, 55 in multi-unit buildings)2022: 265 units (238 single-family, 27 in multi-unit buildings)2023: 405 units (307 single-family, 98 in multi-unit buildings)2024: 259 units (245 single-family, 14 in multi-unit buildings)2025: 318 units (278 single-family, 40 in multi-unit buildings)2025

Housing units authorised in Hancock County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Hancock CountyMaineUnited States
Housing units authorised2926,8301,418,086
Units per 1,000 residents5.14.84.1
Single-family share90%66%63%
Change on previous 12 months+14.1%+8.4%−0.1%
Units authorised since 19959,131166,32343,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Hancock County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
04609+5.6%+131.2%+385.2%202535
04684—+127.7%—202520
04416+0.6%+115.0%—202524
04679+27.0%+101.0%—202222
04429−4.5%+97.8%+158.4%202528
04605+0.1%+90.7%+217.3%202534
04614—+81.4%—202522
04627+4.4%+67.8%—202315
04640+7.5%+37.5%—202214
04660+11.9%+35.8%—202119
04421+8.9%−13.8%—202115
04472———202520

Cities and permit-issuing places in Hancock County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Ellsworth445.077%
Bar Harbor town29—79%
Bucksport town28—100%
Southwest Harbor town24—75%
Gouldsboro town23—83%
Mount Desert town19—100%
Hancock town18—100%
Tremont town17—100%
Lamoine town16—100%
Surry town12—100%
Franklin town7—71%

Questions and answers

How much have home values in Hancock County risen over 10 years?

The FHFA index for Hancock County rose +103.5% from 2015 to 2025, about +7.4% a year. Over 20 years: +96.7%; since 2000: +226.9%.

How does Hancock County compare with Maine and the United States?

Over the ten years to 2025: Hancock County +103.5%, Maine +112.4%, United States +85.0%.

What happened to Hancock County prices in 2008?

The index peaked in 2008 and fell −13.4% to 2012; it passed the peak again in 2020. The state index fell −14.4% over 2007–2012.

How many homes are being built in Hancock County?

292 housing units were authorised by building permits in the 12 months to August 2026 (264 single-family, 6 in buildings of five or more units), or 5.1 per 1,000 residents against 4.8 for Maine.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1989–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.