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County

Lincoln County

Maine · 36,595 residents (2025 est.)

FHFA annual index 1992–2025Developmental county indexPermits through August 2026
FHFA house price index for Lincoln County, 1992 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United States2025: 316
Lincoln County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Lincoln County, Maine, has an FHFA house price index from 1992. Through 2025 it has risen +215.8%, from 100 to 316.

Over the ten years to 2025 the index rose +115.2% (+8.0% a year), close to Maine at +112.4% and well above the national +85.0%. The latest one-year change is +3.0%.

The strongest decade was the 2000s (+46.5%); the weakest the 2010s (+16.5%).

After a 2007 peak the index fell −17.3% to 2015 and regained the peak in 2020.

Builders were authorised for 157 housing units in the county in the 12 months to August 2026 (0.0% on the previous 12 months), 4.3 units per 1,000 residents; 100% were single-family houses. Since 1995 the county has authorised 4,749 units, most in 2004.

+3.0%1 year, 2024–2025Maine +4.7%
+73.3%5 yearsUS +47.0%
+115.2%10 years+8.0% a year annualised
+195.6%since 2000US +158.3%
157units permitted, 12 months4.3 per 1,000 residents

Same span, four levels

Change in the FHFA indexLincoln CountyMetro areaMaineUnited States
1 year (2024–2025)+3.0%—+4.7%+2.8%
5 years (2020–2025)+73.3%—+67.8%+47.0%
10 years (2015–2025)+115.2%—+112.4%+85.0%
20 years (2005–2025)+91.6%—+100.6%+79.1%
Since 2000+195.6%—+216.3%+158.3%
Since 1992+215.8%—+289.7%+241.7%
10-year annualised+8.0%—+7.8%+6.3%
20-year annualised+3.3%—+3.5%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
2000s (2000–2010)+46.5%+29.7%
2010s (2010–2020)+16.5%+35.5%
2020s so far (2020–2025)+73.3%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1992 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1992 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072015−17.3%2020
19921996−16.6%2000

Building permits

Housing units authorised by building permits in Lincoln County, by month over the latest five years and by year since 1995.

Housing units authorised in Lincoln County by month, latest 12 months0102030Sep 2025: 21 units (21 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 18 units (18 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 15 units (15 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 7 units (7 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 4 units (4 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 8 units (8 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 7 units (7 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 11 units (11 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 14 units (14 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 19 units (19 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 15 units (15 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 18 units (18 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in Lincoln County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Lincoln County by month, latest 60 months0102030Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 8 units (8 single-family, 0 in multi-unit buildings)Feb 2022: 9 units (7 single-family, 2 in multi-unit buildings)Mar 2022: 14 units (14 single-family, 0 in multi-unit buildings)Apr 2022: 13 units (13 single-family, 0 in multi-unit buildings)May 2022: 20 units (20 single-family, 0 in multi-unit buildings)Jun 2022: 18 units (18 single-family, 0 in multi-unit buildings)Jul 2022: 21 units (21 single-family, 0 in multi-unit buildings)Aug 2022: 14 units (14 single-family, 0 in multi-unit buildings)Sep 2022: 13 units (13 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 16 units (16 single-family, 0 in multi-unit buildings)Nov 2022: 15 units (15 single-family, 0 in multi-unit buildings)Dec 2022: 8 units (8 single-family, 0 in multi-unit buildings)Jan 2023: 6 units (6 single-family, 0 in multi-unit buildings)Feb 2023: 6 units (6 single-family, 0 in multi-unit buildings)Mar 2023: 10 units (10 single-family, 0 in multi-unit buildings)Apr 2023: 17 units (17 single-family, 0 in multi-unit buildings)May 2023: 23 units (19 single-family, 4 in multi-unit buildings)Jun 2023: 19 units (19 single-family, 0 in multi-unit buildings)Jul 2023: 15 units (15 single-family, 0 in multi-unit buildings)Aug 2023: 16 units (16 single-family, 0 in multi-unit buildings)Sep 2023: 19 units (19 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 15 units (15 single-family, 0 in multi-unit buildings)Nov 2023: 17 units (17 single-family, 0 in multi-unit buildings)Dec 2023: 5 units (5 single-family, 0 in multi-unit buildings)Jan 2024: 9 units (9 single-family, 0 in multi-unit buildings)Feb 2024: 9 units (9 single-family, 0 in multi-unit buildings)Mar 2024: 10 units (10 single-family, 0 in multi-unit buildings)Apr 2024: 21 units (21 single-family, 0 in multi-unit buildings)May 2024: 19 units (19 single-family, 0 in multi-unit buildings)Jun 2024: 13 units (13 single-family, 0 in multi-unit buildings)Jul 2024: 17 units (17 single-family, 0 in multi-unit buildings)Aug 2024: 23 units (23 single-family, 0 in multi-unit buildings)Sep 2024: 13 units (13 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 11 units (11 single-family, 0 in multi-unit buildings)Nov 2024: 8 units (8 single-family, 0 in multi-unit buildings)Dec 2024: 6 units (6 single-family, 0 in multi-unit buildings)Jan 2025: 10 units (10 single-family, 0 in multi-unit buildings)Feb 2025: 4 units (4 single-family, 0 in multi-unit buildings)Mar 2025: 16 units (16 single-family, 0 in multi-unit buildings)Apr 2025: 16 units (16 single-family, 0 in multi-unit buildings)May 2025: 18 units (18 single-family, 0 in multi-unit buildings)Jun 2025: 19 units (19 single-family, 0 in multi-unit buildings)Jul 2025: 22 units (22 single-family, 0 in multi-unit buildings)Aug 2025: 14 units (14 single-family, 0 in multi-unit buildings)Sep 2025: 21 units (21 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 18 units (18 single-family, 0 in multi-unit buildings)Nov 2025: 15 units (15 single-family, 0 in multi-unit buildings)Dec 2025: 7 units (7 single-family, 0 in multi-unit buildings)Jan 2026: 4 units (4 single-family, 0 in multi-unit buildings)Feb 2026: 8 units (8 single-family, 0 in multi-unit buildings)Mar 2026: 7 units (7 single-family, 0 in multi-unit buildings)Apr 2026: 11 units (11 single-family, 0 in multi-unit buildings)May 2026: 14 units (14 single-family, 0 in multi-unit buildings)Jun 2026: 19 units (19 single-family, 0 in multi-unit buildings)Jul 2026: 15 units (15 single-family, 0 in multi-unit buildings)Aug 2026: 18 units (18 single-family, 0 in multi-unit buildings)

Housing units authorised in Lincoln County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Lincoln County by year, 1995–202502004001995: 105 units (105 single-family, 0 in multi-unit buildings)19951996: 117 units (117 single-family, 0 in multi-unit buildings)1997: 117 units (117 single-family, 0 in multi-unit buildings)1998: 149 units (149 single-family, 0 in multi-unit buildings)1999: 179 units (157 single-family, 22 in multi-unit buildings)2000: 204 units (204 single-family, 0 in multi-unit buildings)20002001: 177 units (175 single-family, 2 in multi-unit buildings)2002: 264 units (261 single-family, 3 in multi-unit buildings)2003: 272 units (270 single-family, 2 in multi-unit buildings)2004: 385 units (357 single-family, 28 in multi-unit buildings)2005: 302 units (274 single-family, 28 in multi-unit buildings)20052006: 217 units (199 single-family, 18 in multi-unit buildings)2007: 179 units (157 single-family, 22 in multi-unit buildings)2008: 131 units (126 single-family, 5 in multi-unit buildings)2009: 104 units (99 single-family, 5 in multi-unit buildings)2010: 77 units (77 single-family, 0 in multi-unit buildings)20102011: 72 units (72 single-family, 0 in multi-unit buildings)2012: 66 units (66 single-family, 0 in multi-unit buildings)2013: 119 units (89 single-family, 30 in multi-unit buildings)2014: 56 units (54 single-family, 2 in multi-unit buildings)2015: 82 units (80 single-family, 2 in multi-unit buildings)20152016: 89 units (85 single-family, 4 in multi-unit buildings)2017: 97 units (93 single-family, 4 in multi-unit buildings)2018: 100 units (98 single-family, 2 in multi-unit buildings)2019: 103 units (103 single-family, 0 in multi-unit buildings)2020: 152 units (148 single-family, 4 in multi-unit buildings)20202021: 170 units (170 single-family, 0 in multi-unit buildings)2022: 168 units (166 single-family, 2 in multi-unit buildings)2023: 161 units (161 single-family, 0 in multi-unit buildings)2024: 155 units (155 single-family, 0 in multi-unit buildings)2025: 180 units (180 single-family, 0 in multi-unit buildings)2025

Housing units authorised in Lincoln County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Lincoln CountyMaineUnited States
Housing units authorised1576,8301,418,086
Units per 1,000 residents4.34.84.1
Single-family share100%66%63%
Change on previous 12 months0.0%+8.4%−0.1%
Units authorised since 19954,749166,32343,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Lincoln County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
04342—+128.1%—202521
04353+10.4%+126.3%—202523
04572−6.2%+126.1%+186.6%202533
04538—+124.5%+211.6%202526
04578+0.5%+121.2%+156.1%202528
04348−0.8%+105.8%—202524
04556—+92.8%—202522
04543+33.3%+83.1%—202322
04553—+82.6%—202524
04551+5.8%+76.8%—202218
04539+18.1%+57.5%—202118
04544+47.1%+53.4%—202113
04554+27.9%+52.7%—202113
04555+15.2%+45.8%+120.9%202124
04537+3.9%+45.4%—202221
04535+9.8%+30.9%—20219
04568+24.0%+17.7%—202113
04576+15.5%+10.3%—202110

1 ZIP code has fewer than ten years of index history.

Cities and permit-issuing places in Lincoln County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Boothbay town30—100%
Jefferson town22—100%
Bristol town18—100%
Waldoboro town17—100%
Nobleboro town15—100%
Wiscasset town15—100%

Questions and answers

How much have home values in Lincoln County risen over 10 years?

The FHFA index for Lincoln County rose +115.2% from 2015 to 2025, about +8.0% a year. Over 20 years: +91.6%; since 2000: +195.6%.

How does Lincoln County compare with Maine and the United States?

Over the ten years to 2025: Lincoln County +115.2%, Maine +112.4%, United States +85.0%.

What happened to Lincoln County prices in 2008?

The index peaked in 2007 and fell −17.3% to 2015; it passed the peak again in 2020. The state index fell −14.4% over 2007–2012.

How many homes are being built in Lincoln County?

157 housing units were authorised by building permits in the 12 months to August 2026 (157 single-family, 0 in buildings of five or more units), or 4.3 per 1,000 residents against 4.8 for Maine.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1992–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.