Home Value Trail

States › Ohio › Hancock County

County

Hancock County

Ohio · Findlay, OH micropolitan area · 75,034 residents (2025 est.)

FHFA annual index 1975–2025Developmental county indexPermits through August 2026
FHFA house price index for Hancock County, 1975 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 721
Hancock County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Hancock County, Ohio (Findlay, OH area), has an FHFA house price index from 1975. Through 2025 it has risen +620.7%, from 100 to 721.

Over the ten years to 2025 the index rose +73.2% (+5.6% a year), well below Ohio at +93.4% and below the national +85.0%. The Findlay, OH area rose +73.2%. The latest one-year change is +4.7%.

The strongest decade was the 1990s (+47.9%); the weakest the 2000s (+5.3%).

After a 2005 peak the index fell −9.1% to 2012 and regained the peak in 2016.

Builders were authorised for 543 housing units in the county in the 12 months to August 2026 (+81.6% on the previous 12 months), 7.2 units per 1,000 residents; 13% were single-family houses. Since 1995 the county has authorised 8,650 units, most in 2004.

+4.7%1 year, 2024–2025Ohio +4.8%
+41.2%5 yearsUS +47.0%
+73.2%10 years+5.6% a year annualised
+89.5%since 2000US +158.3%
543units permitted, 12 months7.2 per 1,000 residents

Same span, four levels

Change in the FHFA indexHancock CountyFindlay areaOhioUnited States
1 year (2024–2025)+4.7%+4.7%+4.8%+2.8%
5 years (2020–2025)+41.2%+41.2%+53.2%+47.0%
10 years (2015–2025)+73.2%+73.2%+93.4%+85.0%
20 years (2005–2025)+67.2%+67.2%+78.2%+79.1%
Since 2000+89.5%+89.5%+106.3%+158.3%
Since 1975+620.7%+620.7%+574.7%+960.7%
10-year annualised+5.6%+5.6%+6.8%+6.3%
20-year annualised+2.6%+2.6%+2.9%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+17.8%+68.2%
1990s (1990–2000)+47.9%+33.9%
2000s (2000–2010)+5.3%+29.7%
2010s (2010–2020)+27.5%+35.5%
2020s so far (2020–2025)+41.2%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
19801983−11.6%1987
19751976−9.8%1977
20052012−9.1%2016

Building permits

Housing units authorised by building permits in Hancock County, by month over the latest five years and by year since 1995.

Housing units authorised in Hancock County by month, latest 12 months0100200300Sep 2025: 235 units (5 single-family, 230 in multi-unit buildings)Sep 2025Oct 2025: 10 units (8 single-family, 2 in multi-unit buildings)Oct 2025Nov 2025: 4 units (4 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 8 units (5 single-family, 3 in multi-unit buildings)Dec 2025Jan 2026: 6 units (6 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 4 units (4 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 11 units (5 single-family, 6 in multi-unit buildings)Mar 2026Apr 2026: 5 units (5 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 5 units (5 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 19 units (10 single-family, 9 in multi-unit buildings)Jun 2026Jul 2026: 7 units (7 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 229 units (7 single-family, 222 in multi-unit buildings)Aug 2026

Housing units authorised in Hancock County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Hancock County by month, latest 60 months0100200300Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 4 units (4 single-family, 0 in multi-unit buildings)Feb 2022: 8 units (8 single-family, 0 in multi-unit buildings)Mar 2022: 21 units (14 single-family, 7 in multi-unit buildings)Apr 2022: 11 units (9 single-family, 2 in multi-unit buildings)May 2022: 17 units (17 single-family, 0 in multi-unit buildings)Jun 2022: 10 units (10 single-family, 0 in multi-unit buildings)Jul 2022: 11 units (11 single-family, 0 in multi-unit buildings)Aug 2022: 12 units (12 single-family, 0 in multi-unit buildings)Sep 2022: 9 units (9 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 8 units (8 single-family, 0 in multi-unit buildings)Nov 2022: 8 units (8 single-family, 0 in multi-unit buildings)Dec 2022: 17 units (2 single-family, 15 in multi-unit buildings)Jan 2023: 5 units (5 single-family, 0 in multi-unit buildings)Feb 2023: 2 units (2 single-family, 0 in multi-unit buildings)Mar 2023: 6 units (6 single-family, 0 in multi-unit buildings)Apr 2023: 37 units (11 single-family, 26 in multi-unit buildings)May 2023: 12 units (12 single-family, 0 in multi-unit buildings)Jun 2023: 9 units (9 single-family, 0 in multi-unit buildings)Jul 2023: 10 units (10 single-family, 0 in multi-unit buildings)Aug 2023: 8 units (8 single-family, 0 in multi-unit buildings)Sep 2023: 12 units (10 single-family, 2 in multi-unit buildings)Sep 2023Oct 2023: 9 units (9 single-family, 0 in multi-unit buildings)Nov 2023: 24 units (5 single-family, 19 in multi-unit buildings)Dec 2023: 3 units (3 single-family, 0 in multi-unit buildings)Jan 2024: 5 units (5 single-family, 0 in multi-unit buildings)Feb 2024: 9 units (9 single-family, 0 in multi-unit buildings)Mar 2024: 8 units (8 single-family, 0 in multi-unit buildings)Apr 2024: 14 units (12 single-family, 2 in multi-unit buildings)May 2024: 14 units (10 single-family, 4 in multi-unit buildings)Jun 2024: 9 units (9 single-family, 0 in multi-unit buildings)Jul 2024: 10 units (10 single-family, 0 in multi-unit buildings)Aug 2024: 8 units (8 single-family, 0 in multi-unit buildings)Sep 2024: 32 units (6 single-family, 26 in multi-unit buildings)Sep 2024Oct 2024: 27 units (7 single-family, 20 in multi-unit buildings)Nov 2024: 130 units (7 single-family, 123 in multi-unit buildings)Dec 2024: 4 units (4 single-family, 0 in multi-unit buildings)Jan 2025: 25 units (4 single-family, 21 in multi-unit buildings)Feb 2025: 9 units (7 single-family, 2 in multi-unit buildings)Mar 2025: 5 units (5 single-family, 0 in multi-unit buildings)Apr 2025: 15 units (7 single-family, 8 in multi-unit buildings)May 2025: 32 units (10 single-family, 22 in multi-unit buildings)Jun 2025: 10 units (10 single-family, 0 in multi-unit buildings)Jul 2025: 5 units (5 single-family, 0 in multi-unit buildings)Aug 2025: 5 units (5 single-family, 0 in multi-unit buildings)Sep 2025: 235 units (5 single-family, 230 in multi-unit buildings)Sep 2025Oct 2025: 10 units (8 single-family, 2 in multi-unit buildings)Nov 2025: 4 units (4 single-family, 0 in multi-unit buildings)Dec 2025: 8 units (5 single-family, 3 in multi-unit buildings)Jan 2026: 6 units (6 single-family, 0 in multi-unit buildings)Feb 2026: 4 units (4 single-family, 0 in multi-unit buildings)Mar 2026: 11 units (5 single-family, 6 in multi-unit buildings)Apr 2026: 5 units (5 single-family, 0 in multi-unit buildings)May 2026: 5 units (5 single-family, 0 in multi-unit buildings)Jun 2026: 19 units (10 single-family, 9 in multi-unit buildings)Jul 2026: 7 units (7 single-family, 0 in multi-unit buildings)Aug 2026: 229 units (7 single-family, 222 in multi-unit buildings)

Housing units authorised in Hancock County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Hancock County by year, 1995–202505001,0001995: 219 units (219 single-family, 0 in multi-unit buildings)19951996: 215 units (215 single-family, 0 in multi-unit buildings)1997: 202 units (202 single-family, 0 in multi-unit buildings)1998: 221 units (221 single-family, 0 in multi-unit buildings)1999: 275 units (232 single-family, 43 in multi-unit buildings)2000: 305 units (243 single-family, 62 in multi-unit buildings)20002001: 256 units (198 single-family, 58 in multi-unit buildings)2002: 289 units (255 single-family, 34 in multi-unit buildings)2003: 221 units (199 single-family, 22 in multi-unit buildings)2004: 991 units (989 single-family, 2 in multi-unit buildings)2005: 981 units (981 single-family, 0 in multi-unit buildings)20052006: 861 units (828 single-family, 33 in multi-unit buildings)2007: 657 units (638 single-family, 19 in multi-unit buildings)2008: 448 units (440 single-family, 8 in multi-unit buildings)2009: 75 units (75 single-family, 0 in multi-unit buildings)2010: 86 units (83 single-family, 3 in multi-unit buildings)20102011: 78 units (78 single-family, 0 in multi-unit buildings)2012: 87 units (87 single-family, 0 in multi-unit buildings)2013: 94 units (94 single-family, 0 in multi-unit buildings)2014: 92 units (90 single-family, 2 in multi-unit buildings)2015: 99 units (93 single-family, 6 in multi-unit buildings)20152016: 203 units (91 single-family, 112 in multi-unit buildings)2017: 104 units (102 single-family, 2 in multi-unit buildings)2018: 126 units (110 single-family, 16 in multi-unit buildings)2019: 181 units (118 single-family, 63 in multi-unit buildings)2020: 251 units (119 single-family, 132 in multi-unit buildings)20202021: 121 units (104 single-family, 17 in multi-unit buildings)2022: 147 units (111 single-family, 36 in multi-unit buildings)2023: 143 units (93 single-family, 50 in multi-unit buildings)2024: 261 units (80 single-family, 181 in multi-unit buildings)2025: 361 units (76 single-family, 285 in multi-unit buildings)2025

Housing units authorised in Hancock County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Hancock CountyOhioUnited States
Housing units authorised54332,2821,418,086
Units per 1,000 residents7.22.74.1
Single-family share13%55%63%
Change on previous 12 months+81.6%−0.9%−0.1%
Units authorised since 19958,6501,021,92043,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Hancock County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
45867+25.2%+141.4%+131.1%202533
45889+27.8%+105.5%+124.2%202534
45841+21.3%+101.1%—202523
45840+3.8%+71.9%+87.2%202550
44804—+71.1%+79.8%202533
45868+14.2%+68.5%—202120
45881—+66.7%+92.4%202531
45858+4.6%+65.8%+83.6%202534
45814−2.0%+54.7%+84.1%202535
45890+48.1%+52.7%—202117

Cities and permit-issuing places in Hancock County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Findlay48312.03%
Van Buren village2050.1100%
Cass township7—100%

Questions and answers

How much have home values in Hancock County risen over 10 years?

The FHFA index for Hancock County rose +73.2% from 2015 to 2025, about +5.6% a year. Over 20 years: +67.2%; since 2000: +89.5%.

How does Hancock County compare with Ohio and the United States?

Over the ten years to 2025: Hancock County +73.2%, Ohio +93.4%, United States +85.0%, Findlay, OH +73.2%.

What happened to Hancock County prices in 2008?

The index peaked in 2005 and fell −9.1% to 2012; it passed the peak again in 2016. The state index fell −14.6% over 2006–2012.

How many homes are being built in Hancock County?

543 housing units were authorised by building permits in the 12 months to August 2026 (71 single-family, 422 in buildings of five or more units), or 7.2 per 1,000 residents against 2.7 for Ohio.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.