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Wood County

Ohio · Toledo, OH metro area · 134,176 residents (2025 est.)

FHFA annual index 1975–2025Developmental county indexPermits through August 2026
FHFA house price index for Wood County, 1975 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 519
Wood County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Wood County, Ohio (Toledo, OH area), has an FHFA house price index from 1975. Through 2025 it has risen +418.7%, from 100 to 519.

Over the ten years to 2025 the index rose +76.6% (+5.9% a year), well below Ohio at +93.4% and below the national +85.0%. The Toledo, OH area rose +82.4%. The latest one-year change is +3.8%.

The strongest decade was the 1990s (+48.7%); the weakest the 2000s (+1.1%).

After a 2005 peak the index fell −16.6% to 2013 and regained the peak in 2018.

Builders were authorised for 153 housing units in the county in the 12 months to August 2026 (−17.3% on the previous 12 months), 1.1 units per 1,000 residents; 46% were single-family houses. Since 1995 the county has authorised 16,142 units, most in 2004.

+3.8%1 year, 2024–2025Ohio +4.8%
+46.3%5 yearsUS +47.0%
+76.6%10 years+5.9% a year annualised
+84.4%since 2000US +158.3%
153units permitted, 12 months1.1 per 1,000 residents

Same span, four levels

Change in the FHFA indexWood CountyToledo areaOhioUnited States
1 year (2024–2025)+3.8%+4.7%+4.8%+2.8%
5 years (2020–2025)+46.3%+49.4%+53.2%+47.0%
10 years (2015–2025)+76.6%+82.4%+93.4%+85.0%
20 years (2005–2025)+58.5%+50.5%+78.2%+79.1%
Since 2000+84.4%+74.7%+106.3%+158.3%
Since 1975+418.7%+365.2%+574.7%+960.7%
10-year annualised+5.9%+6.2%+6.8%+6.3%
20-year annualised+2.3%+2.1%+2.9%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+37.4%+68.2%
1990s (1990–2000)+48.7%+33.9%
2000s (2000–2010)+1.1%+29.7%
2010s (2010–2020)+24.6%+35.5%
2020s so far (2020–2025)+46.3%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20052013−16.6%2018
19811982−6.8%1983

Building permits

Housing units authorised by building permits in Wood County, by month over the latest five years and by year since 1995.

Housing units authorised in Wood County by month, latest 12 months050100Sep 2025: 8 units (8 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 7 units (7 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 67 units (7 single-family, 60 in multi-unit buildings)Nov 2025Dec 2025: 6 units (4 single-family, 2 in multi-unit buildings)Dec 2025Jan 2026: 5 units (3 single-family, 2 in multi-unit buildings)Jan 2026Feb 2026: 13 units (8 single-family, 5 in multi-unit buildings)Feb 2026Mar 2026: 5 units (5 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 19 units (6 single-family, 13 in multi-unit buildings)Apr 2026May 2026: 8 units (8 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 2 units (2 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 7 units (7 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 6 units (6 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in Wood County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Wood County by month, latest 60 months0100200Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 29 units (29 single-family, 0 in multi-unit buildings)Feb 2022: 30 units (15 single-family, 15 in multi-unit buildings)Mar 2022: 54 units (22 single-family, 32 in multi-unit buildings)Apr 2022: 16 units (16 single-family, 0 in multi-unit buildings)May 2022: 33 units (33 single-family, 0 in multi-unit buildings)Jun 2022: 15 units (15 single-family, 0 in multi-unit buildings)Jul 2022: 41 units (19 single-family, 22 in multi-unit buildings)Aug 2022: 15 units (15 single-family, 0 in multi-unit buildings)Sep 2022: 9 units (9 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 13 units (13 single-family, 0 in multi-unit buildings)Nov 2022: 38 units (13 single-family, 25 in multi-unit buildings)Dec 2022: 9 units (9 single-family, 0 in multi-unit buildings)Jan 2023: 11 units (11 single-family, 0 in multi-unit buildings)Feb 2023: 28 units (11 single-family, 17 in multi-unit buildings)Mar 2023: 43 units (18 single-family, 25 in multi-unit buildings)Apr 2023: 17 units (17 single-family, 0 in multi-unit buildings)May 2023: 20 units (20 single-family, 0 in multi-unit buildings)Jun 2023: 183 units (183 single-family, 0 in multi-unit buildings)Jul 2023: 16 units (16 single-family, 0 in multi-unit buildings)Aug 2023: 41 units (25 single-family, 16 in multi-unit buildings)Sep 2023: 42 units (20 single-family, 22 in multi-unit buildings)Sep 2023Oct 2023: 35 units (19 single-family, 16 in multi-unit buildings)Nov 2023: 72 units (12 single-family, 60 in multi-unit buildings)Dec 2023: 33 units (17 single-family, 16 in multi-unit buildings)Jan 2024: 19 units (11 single-family, 8 in multi-unit buildings)Feb 2024: 98 units (98 single-family, 0 in multi-unit buildings)Mar 2024: 166 units (118 single-family, 48 in multi-unit buildings)Apr 2024: 8 units (8 single-family, 0 in multi-unit buildings)May 2024: 8 units (8 single-family, 0 in multi-unit buildings)Jun 2024: 6 units (6 single-family, 0 in multi-unit buildings)Jul 2024: 49 units (36 single-family, 13 in multi-unit buildings)Aug 2024: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2024: 21 units (21 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 4 units (4 single-family, 0 in multi-unit buildings)Nov 2024: 43 units (29 single-family, 14 in multi-unit buildings)Dec 2024: 6 units (6 single-family, 0 in multi-unit buildings)Jan 2025: 5 units (5 single-family, 0 in multi-unit buildings)Feb 2025: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2025: 7 units (7 single-family, 0 in multi-unit buildings)Apr 2025: 9 units (9 single-family, 0 in multi-unit buildings)May 2025: 12 units (12 single-family, 0 in multi-unit buildings)Jun 2025: 26 units (26 single-family, 0 in multi-unit buildings)Jul 2025: 10 units (10 single-family, 0 in multi-unit buildings)Aug 2025: 41 units (26 single-family, 15 in multi-unit buildings)Sep 2025: 8 units (8 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 7 units (7 single-family, 0 in multi-unit buildings)Nov 2025: 67 units (7 single-family, 60 in multi-unit buildings)Dec 2025: 6 units (4 single-family, 2 in multi-unit buildings)Jan 2026: 5 units (3 single-family, 2 in multi-unit buildings)Feb 2026: 13 units (8 single-family, 5 in multi-unit buildings)Mar 2026: 5 units (5 single-family, 0 in multi-unit buildings)Apr 2026: 19 units (6 single-family, 13 in multi-unit buildings)May 2026: 8 units (8 single-family, 0 in multi-unit buildings)Jun 2026: 2 units (2 single-family, 0 in multi-unit buildings)Jul 2026: 7 units (7 single-family, 0 in multi-unit buildings)Aug 2026: 6 units (6 single-family, 0 in multi-unit buildings)

Housing units authorised in Wood County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Wood County by year, 1995–202501,0002,0001995: 480 units (480 single-family, 0 in multi-unit buildings)19951996: 544 units (544 single-family, 0 in multi-unit buildings)1997: 460 units (460 single-family, 0 in multi-unit buildings)1998: 475 units (475 single-family, 0 in multi-unit buildings)1999: 651 units (494 single-family, 157 in multi-unit buildings)2000: 754 units (433 single-family, 321 in multi-unit buildings)20002001: 823 units (514 single-family, 309 in multi-unit buildings)2002: 970 units (579 single-family, 391 in multi-unit buildings)2003: 1,095 units (616 single-family, 479 in multi-unit buildings)2004: 1,705 units (595 single-family, 1,110 in multi-unit buildings)2005: 1,152 units (609 single-family, 543 in multi-unit buildings)20052006: 651 units (452 single-family, 199 in multi-unit buildings)2007: 521 units (439 single-family, 82 in multi-unit buildings)2008: 548 units (197 single-family, 351 in multi-unit buildings)2009: 128 units (128 single-family, 0 in multi-unit buildings)2010: 296 units (152 single-family, 144 in multi-unit buildings)20102011: 234 units (134 single-family, 100 in multi-unit buildings)2012: 336 units (154 single-family, 182 in multi-unit buildings)2013: 255 units (182 single-family, 73 in multi-unit buildings)2014: 218 units (214 single-family, 4 in multi-unit buildings)2015: 257 units (227 single-family, 30 in multi-unit buildings)20152016: 273 units (265 single-family, 8 in multi-unit buildings)2017: 279 units (273 single-family, 6 in multi-unit buildings)2018: 301 units (301 single-family, 0 in multi-unit buildings)2019: 320 units (320 single-family, 0 in multi-unit buildings)2020: 484 units (230 single-family, 254 in multi-unit buildings)20202021: 547 units (287 single-family, 260 in multi-unit buildings)2022: 200 units (200 single-family, 0 in multi-unit buildings)2023: 531 units (369 single-family, 162 in multi-unit buildings)2024: 491 units (319 single-family, 172 in multi-unit buildings)2025: 163 units (101 single-family, 62 in multi-unit buildings)2025

Housing units authorised in Wood County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Wood CountyOhioUnited States
Housing units authorised15332,2821,418,086
Units per 1,000 residents1.12.74.1
Single-family share46%55%63%
Change on previous 12 months−17.3%−0.9%−0.1%
Units authorised since 199516,1421,021,92043,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Wood County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
43413+32.7%+158.5%+179.4%202532
43522+9.6%+108.7%+116.9%202535
43465+23.0%+106.0%+95.9%202540
43447+13.7%+104.5%+113.8%202540
43460+3.6%+82.6%+71.5%202540
45872+7.8%+79.3%+77.7%202535
43619+7.2%+78.6%+76.6%202540
43457+8.1%+78.5%+79.8%202528
43569−7.3%+78.3%+84.4%202534
43462+5.0%+78.1%+107.1%202531
43525+2.9%+77.4%+103.8%202528
43551+2.4%+75.4%+90.8%202550
43450−4.0%+74.2%+91.1%202535
43402+4.8%+70.3%+79.5%202547
43443−2.3%+68.7%+65.5%202534
43406+3.3%+66.1%+87.1%202533
43466—+51.3%+57.1%202432
44817+1.0%+45.6%+47.3%202231
43451+7.5%+39.8%+53.8%202225
43511+24.8%+13.5%—202116

Cities and permit-issuing places in Wood County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Wood County Unincorporated Area151—46%

Questions and answers

How much have home values in Wood County risen over 10 years?

The FHFA index for Wood County rose +76.6% from 2015 to 2025, about +5.9% a year. Over 20 years: +58.5%; since 2000: +84.4%.

How does Wood County compare with Ohio and the United States?

Over the ten years to 2025: Wood County +76.6%, Ohio +93.4%, United States +85.0%, Toledo, OH +82.4%.

What happened to Wood County prices in 2008?

The index peaked in 2005 and fell −16.6% to 2013; it passed the peak again in 2018. The state index fell −14.6% over 2006–2012.

How many homes are being built in Wood County?

153 housing units were authorised by building permits in the 12 months to August 2026 (71 single-family, 78 in buildings of five or more units), or 1.1 per 1,000 residents against 2.7 for Ohio.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.