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Berks County

Pennsylvania · Reading, PA metro area · 440,072 residents (2025 est.)

FHFA annual index 1975–2025Developmental county indexPermits through August 2026
FHFA house price index for Berks County, 1975 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 606
Berks County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Berks County, Pennsylvania, starts in 1975 and stood at 606 in 2025, +505.7% above its base of 100.

Over the ten years to 2025 the index rose +89.6% (+6.6% a year), above Pennsylvania at +76.8% and above the national +85.0%. The Reading, PA area rose +89.6%. The latest one-year change is +5.6%.

The strongest decade was the 1980s (+62.3%); the weakest the 1990s (+6.4%).

After a 2007 peak the index fell −15.3% to 2012 and regained the peak in 2019.

Builders were authorised for 611 housing units in the county in the 12 months to August 2026 (+97.7% on the previous 12 months), 1.4 units per 1,000 residents; 50% were single-family houses. Since 1995 the county has authorised 29,356 units, most in 2002.

+5.6%1 year, 2024–2025Pennsylvania +4.7%
+59.2%5 yearsUS +47.0%
+89.6%10 years+6.6% a year annualised
+162.9%since 2000US +158.3%
611units permitted, 12 months1.4 per 1,000 residents

Same span, four levels

Change in the FHFA indexBerks CountyReading areaPennsylvaniaUnited States
1 year (2024–2025)+5.6%+5.6%+4.7%+2.8%
5 years (2020–2025)+59.2%+59.2%+48.0%+47.0%
10 years (2015–2025)+89.6%+89.6%+76.8%+85.0%
20 years (2005–2025)+88.5%+88.5%+83.6%+79.1%
Since 2000+162.9%+162.9%+164.2%+158.3%
Since 1975+505.7%+505.7%+758.6%+960.7%
10-year annualised+6.6%+6.6%+5.9%+6.3%
20-year annualised+3.2%+3.2%+3.1%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+62.3%+68.2%
1990s (1990–2000)+6.4%+33.9%
2000s (2000–2010)+44.2%+29.7%
2010s (2010–2020)+14.6%+35.5%
2020s so far (2020–2025)+59.2%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072012−15.3%2019
19791981−7.8%1983

Building permits

Housing units authorised by building permits in Berks County, by month over the latest five years and by year since 1995.

Housing units authorised in Berks County by month, latest 12 months050100150Sep 2025: 30 units (23 single-family, 7 in multi-unit buildings)Sep 2025Oct 2025: 48 units (29 single-family, 19 in multi-unit buildings)Oct 2025Nov 2025: 26 units (14 single-family, 12 in multi-unit buildings)Nov 2025Dec 2025: 55 units (33 single-family, 22 in multi-unit buildings)Dec 2025Jan 2026: 24 units (13 single-family, 11 in multi-unit buildings)Jan 2026Feb 2026: 118 units (18 single-family, 100 in multi-unit buildings)Feb 2026Mar 2026: 23 units (15 single-family, 8 in multi-unit buildings)Mar 2026Apr 2026: 40 units (21 single-family, 19 in multi-unit buildings)Apr 2026May 2026: 47 units (23 single-family, 24 in multi-unit buildings)May 2026Jun 2026: 44 units (16 single-family, 28 in multi-unit buildings)Jun 2026Jul 2026: 109 units (84 single-family, 25 in multi-unit buildings)Jul 2026Aug 2026: 47 units (19 single-family, 28 in multi-unit buildings)Aug 2026

Housing units authorised in Berks County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Berks County by month, latest 60 months050100150Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 37 units (32 single-family, 5 in multi-unit buildings)Feb 2022: 35 units (30 single-family, 5 in multi-unit buildings)Mar 2022: 59 units (54 single-family, 5 in multi-unit buildings)Apr 2022: 44 units (33 single-family, 11 in multi-unit buildings)May 2022: 23 units (23 single-family, 0 in multi-unit buildings)Jun 2022: 29 units (23 single-family, 6 in multi-unit buildings)Jul 2022: 37 units (37 single-family, 0 in multi-unit buildings)Aug 2022: 34 units (29 single-family, 5 in multi-unit buildings)Sep 2022: 26 units (21 single-family, 5 in multi-unit buildings)Sep 2022Oct 2022: 18 units (18 single-family, 0 in multi-unit buildings)Nov 2022: 20 units (20 single-family, 0 in multi-unit buildings)Dec 2022: 19 units (19 single-family, 0 in multi-unit buildings)Jan 2023: 19 units (15 single-family, 4 in multi-unit buildings)Feb 2023: 24 units (19 single-family, 5 in multi-unit buildings)Mar 2023: 32 units (27 single-family, 5 in multi-unit buildings)Apr 2023: 33 units (33 single-family, 0 in multi-unit buildings)May 2023: 25 units (25 single-family, 0 in multi-unit buildings)Jun 2023: 32 units (27 single-family, 5 in multi-unit buildings)Jul 2023: 31 units (29 single-family, 2 in multi-unit buildings)Aug 2023: 23 units (23 single-family, 0 in multi-unit buildings)Sep 2023: 16 units (16 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 29 units (27 single-family, 2 in multi-unit buildings)Nov 2023: 36 units (36 single-family, 0 in multi-unit buildings)Dec 2023: 42 units (15 single-family, 27 in multi-unit buildings)Jan 2024: 23 units (23 single-family, 0 in multi-unit buildings)Feb 2024: 21 units (19 single-family, 2 in multi-unit buildings)Mar 2024: 30 units (24 single-family, 6 in multi-unit buildings)Apr 2024: 29 units (29 single-family, 0 in multi-unit buildings)May 2024: 21 units (21 single-family, 0 in multi-unit buildings)Jun 2024: 13 units (13 single-family, 0 in multi-unit buildings)Jul 2024: 20 units (20 single-family, 0 in multi-unit buildings)Aug 2024: 25 units (19 single-family, 6 in multi-unit buildings)Sep 2024: 12 units (12 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 34 units (34 single-family, 0 in multi-unit buildings)Nov 2024: 16 units (16 single-family, 0 in multi-unit buildings)Dec 2024: 16 units (16 single-family, 0 in multi-unit buildings)Jan 2025: 23 units (23 single-family, 0 in multi-unit buildings)Feb 2025: 32 units (28 single-family, 4 in multi-unit buildings)Mar 2025: 38 units (22 single-family, 16 in multi-unit buildings)Apr 2025: 22 units (16 single-family, 6 in multi-unit buildings)May 2025: 22 units (15 single-family, 7 in multi-unit buildings)Jun 2025: 21 units (15 single-family, 6 in multi-unit buildings)Jul 2025: 38 units (31 single-family, 7 in multi-unit buildings)Aug 2025: 35 units (23 single-family, 12 in multi-unit buildings)Sep 2025: 30 units (23 single-family, 7 in multi-unit buildings)Sep 2025Oct 2025: 48 units (29 single-family, 19 in multi-unit buildings)Nov 2025: 26 units (14 single-family, 12 in multi-unit buildings)Dec 2025: 55 units (33 single-family, 22 in multi-unit buildings)Jan 2026: 24 units (13 single-family, 11 in multi-unit buildings)Feb 2026: 118 units (18 single-family, 100 in multi-unit buildings)Mar 2026: 23 units (15 single-family, 8 in multi-unit buildings)Apr 2026: 40 units (21 single-family, 19 in multi-unit buildings)May 2026: 47 units (23 single-family, 24 in multi-unit buildings)Jun 2026: 44 units (16 single-family, 28 in multi-unit buildings)Jul 2026: 109 units (84 single-family, 25 in multi-unit buildings)Aug 2026: 47 units (19 single-family, 28 in multi-unit buildings)

Housing units authorised in Berks County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Berks County by year, 1995–202501,0002,0003,0001995: 1,358 units (1,358 single-family, 0 in multi-unit buildings)19951996: 1,435 units (1,435 single-family, 0 in multi-unit buildings)1997: 1,534 units (1,534 single-family, 0 in multi-unit buildings)1998: 1,576 units (1,576 single-family, 0 in multi-unit buildings)1999: 1,789 units (1,561 single-family, 228 in multi-unit buildings)2000: 1,809 units (1,583 single-family, 226 in multi-unit buildings)20002001: 2,031 units (1,691 single-family, 340 in multi-unit buildings)2002: 2,121 units (1,754 single-family, 367 in multi-unit buildings)2003: 1,991 units (1,566 single-family, 425 in multi-unit buildings)2004: 1,640 units (1,493 single-family, 147 in multi-unit buildings)2005: 1,368 units (1,273 single-family, 95 in multi-unit buildings)20052006: 1,173 units (1,063 single-family, 110 in multi-unit buildings)2007: 1,288 units (1,009 single-family, 279 in multi-unit buildings)2008: 659 units (614 single-family, 45 in multi-unit buildings)2009: 400 units (372 single-family, 28 in multi-unit buildings)2010: 415 units (350 single-family, 65 in multi-unit buildings)20102011: 306 units (267 single-family, 39 in multi-unit buildings)2012: 289 units (253 single-family, 36 in multi-unit buildings)2013: 500 units (344 single-family, 156 in multi-unit buildings)2014: 458 units (322 single-family, 136 in multi-unit buildings)2015: 416 units (343 single-family, 73 in multi-unit buildings)20152016: 436 units (366 single-family, 70 in multi-unit buildings)2017: 411 units (399 single-family, 12 in multi-unit buildings)2018: 600 units (380 single-family, 220 in multi-unit buildings)2019: 628 units (350 single-family, 278 in multi-unit buildings)2020: 515 units (466 single-family, 49 in multi-unit buildings)20202021: 493 units (375 single-family, 118 in multi-unit buildings)2022: 386 units (372 single-family, 14 in multi-unit buildings)2023: 352 units (231 single-family, 121 in multi-unit buildings)2024: 397 units (214 single-family, 183 in multi-unit buildings)2025: 582 units (335 single-family, 247 in multi-unit buildings)2025

Housing units authorised in Berks County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Berks CountyPennsylvaniaUnited States
Housing units authorised61125,8481,418,086
Units per 1,000 residents1.42.04.1
Single-family share50%57%63%
Change on previous 12 months+97.7%+3.5%−0.1%
Units authorised since 199529,356976,48943,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Berks County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
19602+21.4%+232.0%+301.7%202540
19611+8.8%+148.8%+254.5%202541
19601+3.7%+145.1%+275.0%202541
19555+17.3%+122.7%+195.7%202540
19562+20.2%+115.8%+217.7%202534
19604+14.2%+114.5%+213.6%202547
19567+2.9%+99.7%+194.8%202540
19606+5.3%+93.2%+164.1%202551
19609+8.2%+92.7%+170.4%202547
19605+4.5%+91.0%+154.8%202546
18011+4.2%+90.7%+182.4%202540
19518+6.0%+90.2%+155.6%202541
19547+10.5%+90.1%+173.1%202534
19508+4.6%+89.5%+152.8%202541
19507+5.3%+89.3%+172.5%202532
19560+2.5%+88.9%+160.5%202540
19551+2.1%+88.4%+157.6%202540
19565+5.2%+88.3%+165.9%202540
19533+4.5%+87.7%+154.7%202540
19526+13.6%+87.6%+172.1%202535
19506+5.7%+87.5%+164.6%202534
19607+3.4%+87.3%+164.0%202547
19610+8.3%+86.3%+164.9%202549
19504+8.0%+86.2%+172.9%202534
19510+1.4%+86.2%+160.3%202538
17087+2.3%+86.0%+163.2%202533
19522+5.1%+83.9%+164.6%202540
19540+4.1%+82.9%+153.7%202540
19529+2.4%+80.9%+169.5%202528
19543+5.9%+80.4%+149.4%202534
19608+5.9%+79.3%+151.3%202542
19530+6.3%+77.6%+149.5%202540
19539+7.5%+76.7%+155.8%202534
19512+2.7%+75.5%+155.1%202540
19534—+68.8%+159.0%202527
19541−0.9%+65.6%+147.3%202534
19505+2.1%+60.9%+124.5%202427
19503+6.1%+51.3%—202221

Cities and permit-issuing places in Berks County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Spring township121—27%
Sinking Spring borough11324.70%
Amity township43—5%
Robeson township35—100%
South Heidelberg township34—100%
Birdsboro borough285.40%
Exeter township22—100%
Kutztown borough225.232%
Muhlenberg township17—88%
Ontelaunee township15—60%
Douglass township13—100%
Robesonia borough136.069%
Cumru township6—100%

Questions and answers

How much have home values in Berks County risen over 10 years?

The FHFA index for Berks County rose +89.6% from 2015 to 2025, about +6.6% a year. Over 20 years: +88.5%; since 2000: +162.9%.

How does Berks County compare with Pennsylvania and the United States?

Over the ten years to 2025: Berks County +89.6%, Pennsylvania +76.8%, United States +85.0%, Reading, PA +89.6%.

What happened to Berks County prices in 2008?

The index peaked in 2007 and fell −15.3% to 2012; it passed the peak again in 2019. The state index fell −10.4% over 2007–2012.

How many homes are being built in Berks County?

611 housing units were authorised by building permits in the 12 months to August 2026 (308 single-family, 267 in buildings of five or more units), or 1.4 per 1,000 residents against 2.0 for Pennsylvania.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.