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County

Rockwall County

Texas · Dallas-Fort Worth-Arlington, TX metro area · 140,738 residents (2025 est.)

FHFA annual index 1977–2025Developmental county indexPermits through August 2026
FHFA house price index for Rockwall County, 1977 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202002004006008001,00019801990200020102020United States2025: 573
Rockwall County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Rockwall County, Texas (Dallas-Fort Worth-Arlington, TX area), has an FHFA house price index from 1977. Through 2025 it has risen +472.7%, from 100 to 573.

Over the ten years to 2025 the index rose +98.0% (+7.1% a year), above Texas at +88.2% and above the national +85.0%. The Dallas-Fort Worth-Arlington, TX area rose +102.7%. The latest one-year change is −0.9%.

The strongest decade was the 2010s (+62.0%); the weakest the 1980s (+13.6%).

Builders were authorised for 1,405 housing units in the county in the 12 months to August 2026 (−30.1% on the previous 12 months), 10.0 units per 1,000 residents; 100% were single-family houses. Since 1995 the county has authorised 38,819 units, most in 2021.

−0.9%1 year, 2024–2025Texas +0.8%
+45.3%5 yearsUS +47.0%
+98.0%10 years+7.1% a year annualised
+171.7%since 2000US +158.3%
1,405units permitted, 12 months10.0 per 1,000 residents

Same span, four levels

Change in the FHFA indexRockwall CountyDallas-Fort Worth-Arlington areaTexasUnited States
1 year (2024–2025)−0.9%−0.1%+0.8%+2.8%
5 years (2020–2025)+45.3%+46.9%+43.5%+47.0%
10 years (2015–2025)+98.0%+102.7%+88.2%+85.0%
20 years (2005–2025)+140.9%+158.8%+147.8%+79.1%
Since 2000+171.7%+203.1%+195.2%+158.3%
Since 1977+472.7%+674.4%+567.7%+745.0%
10-year annualised+7.1%+7.3%+6.5%+6.3%
20-year annualised+4.5%+4.9%+4.6%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+13.6%+68.2%
1990s (1990–2000)+28.2%+33.9%
2000s (2000–2010)+15.4%+29.7%
2010s (2010–2020)+62.0%+35.5%
2020s so far (2020–2025)+45.3%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1977 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1977 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
19861988−10.1%1996
19811982−7.4%1983

Building permits

Housing units authorised by building permits in Rockwall County, by month over the latest five years and by year since 1995.

Housing units authorised in Rockwall County by month, latest 12 months0100200Sep 2025: 78 units (78 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 93 units (93 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 69 units (69 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 73 units (73 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 134 units (134 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 159 units (159 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 127 units (127 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 155 units (155 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 160 units (160 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 124 units (124 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 124 units (124 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 109 units (109 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in Rockwall County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Rockwall County by month, latest 60 months0200400600Sep 2021: 475 units (180 single-family, 295 in multi-unit buildings)Sep 2021Oct 2021: 189 units (189 single-family, 0 in multi-unit buildings)Nov 2021: 196 units (196 single-family, 0 in multi-unit buildings)Dec 2021: 269 units (267 single-family, 2 in multi-unit buildings)Jan 2022: 314 units (310 single-family, 4 in multi-unit buildings)Feb 2022: 254 units (254 single-family, 0 in multi-unit buildings)Mar 2022: 212 units (212 single-family, 0 in multi-unit buildings)Apr 2022: 219 units (219 single-family, 0 in multi-unit buildings)May 2022: 194 units (194 single-family, 0 in multi-unit buildings)Jun 2022: 229 units (229 single-family, 0 in multi-unit buildings)Jul 2022: 176 units (176 single-family, 0 in multi-unit buildings)Aug 2022: 174 units (174 single-family, 0 in multi-unit buildings)Sep 2022: 157 units (157 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 117 units (117 single-family, 0 in multi-unit buildings)Nov 2022: 148 units (130 single-family, 18 in multi-unit buildings)Dec 2022: 130 units (130 single-family, 0 in multi-unit buildings)Jan 2023: 156 units (156 single-family, 0 in multi-unit buildings)Feb 2023: 112 units (112 single-family, 0 in multi-unit buildings)Mar 2023: 162 units (162 single-family, 0 in multi-unit buildings)Apr 2023: 174 units (174 single-family, 0 in multi-unit buildings)May 2023: 197 units (197 single-family, 0 in multi-unit buildings)Jun 2023: 551 units (215 single-family, 336 in multi-unit buildings)Jul 2023: 171 units (171 single-family, 0 in multi-unit buildings)Aug 2023: 217 units (209 single-family, 8 in multi-unit buildings)Sep 2023: 161 units (161 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 152 units (152 single-family, 0 in multi-unit buildings)Nov 2023: 147 units (147 single-family, 0 in multi-unit buildings)Dec 2023: 144 units (144 single-family, 0 in multi-unit buildings)Jan 2024: 122 units (122 single-family, 0 in multi-unit buildings)Feb 2024: 140 units (140 single-family, 0 in multi-unit buildings)Mar 2024: 193 units (193 single-family, 0 in multi-unit buildings)Apr 2024: 155 units (155 single-family, 0 in multi-unit buildings)May 2024: 181 units (181 single-family, 0 in multi-unit buildings)Jun 2024: 134 units (134 single-family, 0 in multi-unit buildings)Jul 2024: 205 units (180 single-family, 25 in multi-unit buildings)Aug 2024: 220 units (193 single-family, 27 in multi-unit buildings)Sep 2024: 108 units (108 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 163 units (163 single-family, 0 in multi-unit buildings)Nov 2024: 160 units (160 single-family, 0 in multi-unit buildings)Dec 2024: 152 units (152 single-family, 0 in multi-unit buildings)Jan 2025: 186 units (168 single-family, 18 in multi-unit buildings)Feb 2025: 221 units (207 single-family, 14 in multi-unit buildings)Mar 2025: 248 units (227 single-family, 21 in multi-unit buildings)Apr 2025: 196 units (196 single-family, 0 in multi-unit buildings)May 2025: 181 units (177 single-family, 4 in multi-unit buildings)Jun 2025: 147 units (147 single-family, 0 in multi-unit buildings)Jul 2025: 146 units (146 single-family, 0 in multi-unit buildings)Aug 2025: 102 units (102 single-family, 0 in multi-unit buildings)Sep 2025: 78 units (78 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 93 units (93 single-family, 0 in multi-unit buildings)Nov 2025: 69 units (69 single-family, 0 in multi-unit buildings)Dec 2025: 73 units (73 single-family, 0 in multi-unit buildings)Jan 2026: 134 units (134 single-family, 0 in multi-unit buildings)Feb 2026: 159 units (159 single-family, 0 in multi-unit buildings)Mar 2026: 127 units (127 single-family, 0 in multi-unit buildings)Apr 2026: 155 units (155 single-family, 0 in multi-unit buildings)May 2026: 160 units (160 single-family, 0 in multi-unit buildings)Jun 2026: 124 units (124 single-family, 0 in multi-unit buildings)Jul 2026: 124 units (124 single-family, 0 in multi-unit buildings)Aug 2026: 109 units (109 single-family, 0 in multi-unit buildings)

Housing units authorised in Rockwall County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Rockwall County by year, 1995–202502,0004,0001995: 247 units (247 single-family, 0 in multi-unit buildings)19951996: 410 units (410 single-family, 0 in multi-unit buildings)1997: 391 units (391 single-family, 0 in multi-unit buildings)1998: 495 units (495 single-family, 0 in multi-unit buildings)1999: 783 units (761 single-family, 22 in multi-unit buildings)2000: 955 units (955 single-family, 0 in multi-unit buildings)20002001: 1,267 units (1,267 single-family, 0 in multi-unit buildings)2002: 1,224 units (1,224 single-family, 0 in multi-unit buildings)2003: 1,219 units (1,219 single-family, 0 in multi-unit buildings)2004: 1,598 units (1,598 single-family, 0 in multi-unit buildings)2005: 2,001 units (1,756 single-family, 245 in multi-unit buildings)20052006: 1,220 units (1,190 single-family, 30 in multi-unit buildings)2007: 925 units (759 single-family, 166 in multi-unit buildings)2008: 589 units (589 single-family, 0 in multi-unit buildings)2009: 1,075 units (545 single-family, 530 in multi-unit buildings)2010: 613 units (489 single-family, 124 in multi-unit buildings)20102011: 411 units (411 single-family, 0 in multi-unit buildings)2012: 793 units (675 single-family, 118 in multi-unit buildings)2013: 741 units (741 single-family, 0 in multi-unit buildings)2014: 965 units (965 single-family, 0 in multi-unit buildings)2015: 1,046 units (1,046 single-family, 0 in multi-unit buildings)20152016: 1,116 units (1,116 single-family, 0 in multi-unit buildings)2017: 1,698 units (1,468 single-family, 230 in multi-unit buildings)2018: 1,517 units (1,517 single-family, 0 in multi-unit buildings)2019: 1,571 units (1,283 single-family, 288 in multi-unit buildings)2020: 2,699 units (2,306 single-family, 393 in multi-unit buildings)20202021: 3,392 units (2,830 single-family, 562 in multi-unit buildings)2022: 2,519 units (2,497 single-family, 22 in multi-unit buildings)2023: 1,938 units (1,602 single-family, 336 in multi-unit buildings)2024: 1,810 units (1,810 single-family, 0 in multi-unit buildings)2025: 1,591 units (1,587 single-family, 4 in multi-unit buildings)2025

Housing units authorised in Rockwall County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Rockwall CountyTexasUnited States
Housing units authorised1,405194,1501,418,086
Units per 1,000 residents10.06.14.1
Single-family share100%70%63%
Change on previous 12 months−30.1%−10.8%−0.1%
Units authorised since 199538,8195,276,89543,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Rockwall County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
75189+0.8%+109.2%+194.2%202530
75087−3.5%+94.1%+170.6%202549
75032−0.5%+90.5%+158.0%202542

Cities and permit-issuing places in Rockwall County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Royse City49017.3100%
Rockwall3546.6100%
Fate2869.9100%
Heath16213.9100%
McLendon-Chisholm11320.1100%

Questions and answers

How much have home values in Rockwall County risen over 10 years?

The FHFA index for Rockwall County rose +98.0% from 2015 to 2025, about +7.1% a year. Over 20 years: +140.9%; since 2000: +171.7%.

How does Rockwall County compare with Texas and the United States?

Over the ten years to 2025: Rockwall County +98.0%, Texas +88.2%, United States +85.0%, Dallas-Fort Worth-Arlington, TX +102.7%.

What happened to Rockwall County prices in 2008?

The county index shows no decline of 5% or more from a 2005–2008 peak. The Texas index fell — over —–—.

How many homes are being built in Rockwall County?

1,405 housing units were authorised by building permits in the 12 months to August 2026 (1,405 single-family, 0 in buildings of five or more units), or 10.0 per 1,000 residents against 6.1 for Texas.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1977–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.