Home Value Trail

Stephens County home price history and building permits

Texas9,380 residents (2025 estimate)

  • FHFA annual index 2012 to 2025
  • Developmental index
  • Release of
  • Permits through August 2026

The FHFA annual house price index for Stephens County increased by 77.7% from 2015 to 2025. From 2020 to 2025, the index increased by 33.2%. From 2024 to 2025, the index decreased by 16.2%.

2015

+77.7%

From 2015 to 2025, the FHFA annual all-transactions index for Stephens County increased by 77.7%.

From 2015 to 2025, the average change in each year is +5.9%, compounded.

Same span at each level: 2015 to 2025
AreaChangeBar
Stephens County+77.7%
Texas+88.2%
United States+85.0%
Stephens County FHFA annual all-transactions index, 100 in 2012
  • Stephens County
  • United States, set to the same start
  • Recession (NBER dates)
  • Your span
Index values for each year
FHFA annual all-transactions index for Stephens County, 2012 to 2025
YearIndexChange from the year before
2025176.53−16.2%
2024210.62+20.0%
2023175.46+7.8%
2022162.70+11.8%
2021145.50+9.8%
2020132.57+6.7%
2019124.24+2.1%
2018121.64+17.3%
2017103.70+5.7%
201698.08−1.3%
201599.33+9.9%
201490.41−1.5%
201391.76−8.2%
2012100.00n/a

Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.

The average for each year is a compounded annual change. The guide to values explains more.

When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.

FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.

Since the last FHFA release

No recorded FHFA release changed a figure of Stephens County. The record of releases starts with the next FHFA release. FHFA releases recorded by this site

Same span, every level

Change in the FHFA annual index to 2025: Stephens County and the areas above it
Area1 year2024 to 20255 years2020 to 202510 years2015 to 202520 years2005 to 2025Since 20002000 to 2025Each yearaverage of 10 years
Stephens County−16.2%+33.2%+77.7%n/an/a+5.9%
Texas+0.8%+43.5%+88.2%+147.8%+195.2%+6.5%
United States+2.8%+47.0%+85.0%+79.1%+158.3%+6.3%

Each row uses FHFA's annual all-transactions index and the same two years. "n/a": the area has no index value for one of the two years.

Drawdowns

A drawdown is a decline of 5% or more of the annual index from a peak.

Drawdowns of the index of Stephens County, deepest first
PeakLowDeclineBack at the peak
20242025−16.2%Not by 2025
20122014−9.6%2017

Decade by decade

Change in the index of Stephens County in each decade
DecadeChangeUnited StatesBar
2020s so far2020 to 2025+33.2%+47.0%

The index is 100 in the first year with a value for the area (2012 here). The change in a decade is the index at the end of the decade divided by the index at the start. The base year has no effect on it.

Building permits

In the 12 months to August 2026, building permits in Stephens County authorized 2 housing units. That is 0.2 units for each 1,000 residents.

Housing units authorized by month, latest 60 months
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each month
Housing units authorized by building permits in Stephens County, by month, Sep 2021 to Aug 2026
MonthAll units1 unit2 or more units
Aug 2026000
Jul 2026000
Jun 2026110
May 2026000
Apr 2026000
Mar 2026000
Feb 2026000
Jan 2026000
Dec 2025110
Nov 2025000
Oct 2025000
Sep 2025000
Aug 2025000
Jul 2025000
Jun 2025000
May 2025000
Apr 2025110
Mar 2025000
Feb 2025000
Jan 2025000
Dec 2024000
Nov 2024000
Oct 2024000
Sep 2024000
Aug 2024000
Jul 2024110
Jun 2024000
May 2024000
Apr 2024110
Mar 2024000
Feb 2024000
Jan 2024000
Dec 2023000
Nov 2023000
Oct 2023110
Sep 2023110
Aug 2023110
Jul 2023000
Jun 2023110
May 2023110
Apr 2023000
Mar 2023110
Feb 2023000
Jan 2023000
Dec 2022000
Nov 2022000
Oct 2022110
Sep 2022000
Aug 2022000
Jul 2022000
Jun 2022000
May 2022000
Apr 2022000
Mar 2022110
Feb 2022110
Jan 2022000
Dec 2021000
Nov 2021000
Oct 2021000
Sep 2021000
Housing units authorized by year, 1995 to 2025
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each year
Housing units authorized by building permits in Stephens County, by year, 1995 to 2025
YearAll units1 unit2 or more units
2025330
2024220
2023330
2022660
2021440
2020330
2019440
2018110
2017000
2016220
2015220
2014000
2013000
2012330
2011220
2010330
2009000
2008110
2007000
2006110
2005110
2004220
2003000
2002110
2001000
2000110
1999220
1998110
1997000
1996000
1995000
Building permits in the 12 months to August 2026: Stephens County, the state and the nation
FigureStephens CountyTexasUnited States
Housing units authorized2194,1501,418,086
Units for each 1,000 residents0.26.14.1
Share in buildings with 1 unit100%70%63%
Change from the 12 months before+100.0%−10.8%−0.1%
Units authorized from 1995485,276,89543,082,761

A permit authorizes construction. It does not show that the work started or that it is complete. Residents: Census Bureau estimate for 2025.

Median home value of the area, ACS 2020-2024

The American Community Survey (ACS) asks owners what their home would sell for. The table gives the middle of these answers for each area, over the 5 years 2020-2024. It is an estimate for the area. It is not the value of one home and it is not an FHFA figure.

Median value of owner-occupied housing units, Stephens County and the areas above it: ACS 5-year estimate 2020-2024, with margin of error
AreaMedian valueMargin of error
Stephens County$110,200±$19,332
Texas$283,800±$738
United States$332,700±$236

Source: US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.

The Census Bureau defines the value: Value is the respondent's estimate of how much the property (house and lot, mobile home and lot (if lot owned), or condominium unit) would sell for if it were for sale.

It says about the margin of error: The MOEs for published ACS estimates are provided at a 90 percent confidence level. A value of "$2,000,000 or more" is the top group, with no margin. See the glossary. The site copied these texts on .

Agency pages

Each link loaded on .

Cite this page

Home Value Trail. Stephens County, TX home price history. https://homevaluetrail.com/county/tx/stephens/. Source: Federal Housing Finance Agency, annual house price index for counties (developmental); US Census Bureau, Building Permits Survey. FHFA release of .

Where the figures come from

Index
FHFA annual house price index for counties, all transactions, 2012 to 2025. Release of March 31, 2026.
Other levels
FHFA annual indexes for CBSAs, states and the United States, from the same release.
Building permits
US Census Bureau, Building Permits Survey, county and place files through August 2026.
Residents
US Census Bureau, population estimates for 2025.
ZIP Codes and metro area
US Census Bureau, 2020 ZCTA to county relationship file, and the OMB delineation of July 2023.
Median value
US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.

All files are works of the US government, in the public domain. To report an error, see Corrections.

Questions

Which years had the largest changes in the index for Stephens County?
The largest increase in one year was 20.0%, from 2023 to 2024. The largest decrease in one year was 16.2%, from 2024 to 2025.
How did the index for Stephens County change from its first year?
From 2012 to 2025, the index for Stephens County increased by 76.5%.
What is the highest value of the index for Stephens County?
The index is 100 in 2012, the first year with a value for this area. The highest annual value is 210.62, in 2024. The value in 2025 is 176.53.
How many ZIP Codes and cities of Stephens County have a page?
0 ZIP Codes of the county have an FHFA index and a page. 0 places with building permits have a page.