Home Value Trail

States › Wisconsin › Eau Claire County

County

Eau Claire County

Wisconsin · Eau Claire, WI metro area · 109,033 residents (2025 est.)

FHFA annual index 1977–2025Developmental county indexPermits through August 2026
FHFA house price index for Eau Claire County, 1977 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202002004006008001,00019801990200020102020United States2025: 732
Eau Claire County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Eau Claire County, Wisconsin, starts in 1977 and stood at 732 in 2025, +631.9% above its base of 100.

Over the ten years to 2025 the index rose +99.4% (+7.1% a year), close to Wisconsin at +95.5% and above the national +85.0%. The Eau Claire, WI area rose +102.5%. The latest one-year change is +4.1%.

The strongest decade was the 1990s (+77.0%); the weakest the 2000s (+26.5%).

After a 2008 peak the index fell −6.0% to 2012 and regained the peak in 2016.

Builders were authorised for 690 housing units in the county in the 12 months to August 2026 (−20.0% on the previous 12 months), 6.3 units per 1,000 residents; 27% were single-family houses. Since 1995 the county has authorised 15,829 units, most in 2023.

+4.1%1 year, 2024–2025Wisconsin +5.4%
+53.7%5 yearsUS +47.0%
+99.4%10 years+7.1% a year annualised
+160.6%since 2000US +158.3%
690units permitted, 12 months6.3 per 1,000 residents

Same span, four levels

Change in the FHFA indexEau Claire CountyEau Claire areaWisconsinUnited States
1 year (2024–2025)+4.1%+5.4%+5.4%+2.8%
5 years (2020–2025)+53.7%+56.1%+57.4%+47.0%
10 years (2015–2025)+99.4%+102.5%+95.5%+85.0%
20 years (2005–2025)+106.4%+109.7%+84.7%+79.1%
Since 2000+160.6%+167.3%+143.0%+158.3%
Since 1977+631.9%+681.6%+604.8%+745.0%
10-year annualised+7.1%+7.3%+6.9%+6.3%
20-year annualised+3.7%+3.8%+3.1%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+27.3%+68.2%
1990s (1990–2000)+77.0%+33.9%
2000s (2000–2010)+26.5%+29.7%
2010s (2010–2020)+34.1%+35.5%
2020s so far (2020–2025)+53.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1977 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1977 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
19801982−18.1%1984
20082012−6.0%2016

Building permits

Housing units authorised by building permits in Eau Claire County, by month over the latest five years and by year since 1995.

Housing units authorised in Eau Claire County by month, latest 12 months0100200Sep 2025: 40 units (16 single-family, 24 in multi-unit buildings)Sep 2025Oct 2025: 45 units (19 single-family, 26 in multi-unit buildings)Oct 2025Nov 2025: 33 units (11 single-family, 22 in multi-unit buildings)Nov 2025Dec 2025: 57 units (9 single-family, 48 in multi-unit buildings)Dec 2025Jan 2026: 191 units (8 single-family, 183 in multi-unit buildings)Jan 2026Feb 2026: 23 units (15 single-family, 8 in multi-unit buildings)Feb 2026Mar 2026: 14 units (8 single-family, 6 in multi-unit buildings)Mar 2026Apr 2026: 56 units (20 single-family, 36 in multi-unit buildings)Apr 2026May 2026: 55 units (13 single-family, 42 in multi-unit buildings)May 2026Jun 2026: 16 units (14 single-family, 2 in multi-unit buildings)Jun 2026Jul 2026: 123 units (27 single-family, 96 in multi-unit buildings)Jul 2026Aug 2026: 37 units (23 single-family, 14 in multi-unit buildings)Aug 2026

Housing units authorised in Eau Claire County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Eau Claire County by month, latest 60 months0200400Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 27 units (10 single-family, 17 in multi-unit buildings)Feb 2022: 16 units (16 single-family, 0 in multi-unit buildings)Mar 2022: 32 units (15 single-family, 17 in multi-unit buildings)Apr 2022: 83 units (19 single-family, 64 in multi-unit buildings)May 2022: 94 units (19 single-family, 75 in multi-unit buildings)Jun 2022: 72 units (24 single-family, 48 in multi-unit buildings)Jul 2022: 59 units (11 single-family, 48 in multi-unit buildings)Aug 2022: 65 units (13 single-family, 52 in multi-unit buildings)Sep 2022: 82 units (16 single-family, 66 in multi-unit buildings)Sep 2022Oct 2022: 76 units (18 single-family, 58 in multi-unit buildings)Nov 2022: 58 units (9 single-family, 49 in multi-unit buildings)Dec 2022: 45 units (6 single-family, 39 in multi-unit buildings)Jan 2023: 40 units (9 single-family, 31 in multi-unit buildings)Feb 2023: 92 units (9 single-family, 83 in multi-unit buildings)Mar 2023: 72 units (10 single-family, 62 in multi-unit buildings)Apr 2023: 55 units (16 single-family, 39 in multi-unit buildings)May 2023: 57 units (27 single-family, 30 in multi-unit buildings)Jun 2023: 303 units (21 single-family, 282 in multi-unit buildings)Jul 2023: 90 units (11 single-family, 79 in multi-unit buildings)Aug 2023: 34 units (18 single-family, 16 in multi-unit buildings)Sep 2023: 174 units (10 single-family, 164 in multi-unit buildings)Sep 2023Oct 2023: 144 units (10 single-family, 134 in multi-unit buildings)Nov 2023: 73 units (9 single-family, 64 in multi-unit buildings)Dec 2023: 19 units (5 single-family, 14 in multi-unit buildings)Jan 2024: 6 units (6 single-family, 0 in multi-unit buildings)Feb 2024: 23 units (7 single-family, 16 in multi-unit buildings)Mar 2024: 78 units (18 single-family, 60 in multi-unit buildings)Apr 2024: 29 units (9 single-family, 20 in multi-unit buildings)May 2024: 42 units (30 single-family, 12 in multi-unit buildings)Jun 2024: 23 units (17 single-family, 6 in multi-unit buildings)Jul 2024: 31 units (17 single-family, 14 in multi-unit buildings)Aug 2024: 32 units (14 single-family, 18 in multi-unit buildings)Sep 2024: 39 units (19 single-family, 20 in multi-unit buildings)Sep 2024Oct 2024: 46 units (30 single-family, 16 in multi-unit buildings)Nov 2024: 226 units (7 single-family, 219 in multi-unit buildings)Dec 2024: 8 units (6 single-family, 2 in multi-unit buildings)Jan 2025: 4 units (4 single-family, 0 in multi-unit buildings)Feb 2025: 21 units (5 single-family, 16 in multi-unit buildings)Mar 2025: 46 units (8 single-family, 38 in multi-unit buildings)Apr 2025: 33 units (17 single-family, 16 in multi-unit buildings)May 2025: 330 units (17 single-family, 313 in multi-unit buildings)Jun 2025: 36 units (12 single-family, 24 in multi-unit buildings)Jul 2025: 56 units (18 single-family, 38 in multi-unit buildings)Aug 2025: 17 units (9 single-family, 8 in multi-unit buildings)Sep 2025: 40 units (16 single-family, 24 in multi-unit buildings)Sep 2025Oct 2025: 45 units (19 single-family, 26 in multi-unit buildings)Nov 2025: 33 units (11 single-family, 22 in multi-unit buildings)Dec 2025: 57 units (9 single-family, 48 in multi-unit buildings)Jan 2026: 191 units (8 single-family, 183 in multi-unit buildings)Feb 2026: 23 units (15 single-family, 8 in multi-unit buildings)Mar 2026: 14 units (8 single-family, 6 in multi-unit buildings)Apr 2026: 56 units (20 single-family, 36 in multi-unit buildings)May 2026: 55 units (13 single-family, 42 in multi-unit buildings)Jun 2026: 16 units (14 single-family, 2 in multi-unit buildings)Jul 2026: 123 units (27 single-family, 96 in multi-unit buildings)Aug 2026: 37 units (23 single-family, 14 in multi-unit buildings)

Housing units authorised in Eau Claire County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Eau Claire County by year, 1995–202505001,0001,5001995: 321 units (321 single-family, 0 in multi-unit buildings)19951996: 304 units (304 single-family, 0 in multi-unit buildings)1997: 367 units (367 single-family, 0 in multi-unit buildings)1998: 391 units (391 single-family, 0 in multi-unit buildings)1999: 624 units (397 single-family, 227 in multi-unit buildings)2000: 731 units (441 single-family, 290 in multi-unit buildings)20002001: 769 units (413 single-family, 356 in multi-unit buildings)2002: 909 units (424 single-family, 485 in multi-unit buildings)2003: 610 units (497 single-family, 113 in multi-unit buildings)2004: 588 units (454 single-family, 134 in multi-unit buildings)2005: 441 units (321 single-family, 120 in multi-unit buildings)20052006: 451 units (342 single-family, 109 in multi-unit buildings)2007: 338 units (230 single-family, 108 in multi-unit buildings)2008: 265 units (176 single-family, 89 in multi-unit buildings)2009: 228 units (176 single-family, 52 in multi-unit buildings)2010: 227 units (174 single-family, 53 in multi-unit buildings)20102011: 229 units (124 single-family, 105 in multi-unit buildings)2012: 376 units (162 single-family, 214 in multi-unit buildings)2013: 430 units (204 single-family, 226 in multi-unit buildings)2014: 243 units (188 single-family, 55 in multi-unit buildings)2015: 410 units (219 single-family, 191 in multi-unit buildings)20152016: 525 units (259 single-family, 266 in multi-unit buildings)2017: 322 units (250 single-family, 72 in multi-unit buildings)2018: 463 units (287 single-family, 176 in multi-unit buildings)2019: 453 units (262 single-family, 191 in multi-unit buildings)2020: 683 units (233 single-family, 450 in multi-unit buildings)20202021: 931 units (247 single-family, 684 in multi-unit buildings)2022: 738 units (201 single-family, 537 in multi-unit buildings)2023: 1,145 units (149 single-family, 996 in multi-unit buildings)2024: 590 units (185 single-family, 405 in multi-unit buildings)2025: 727 units (152 single-family, 575 in multi-unit buildings)2025

Housing units authorised in Eau Claire County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Eau Claire CountyWisconsinUnited States
Housing units authorised69025,7711,418,086
Units per 1,000 residents6.34.34.1
Single-family share27%52%63%
Change on previous 12 months−20.0%+5.6%−0.1%
Units authorised since 199515,829762,60143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Eau Claire County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
54741—+116.5%—202418
54738+12.8%+105.6%+178.0%202533
54742+9.9%+103.6%+154.3%202534
54703+4.3%+102.6%+165.0%202549
54701+5.1%+99.6%+157.5%202547
54722+4.6%+94.4%+157.6%202528
54720+0.3%+88.6%+151.9%202540

Cities and permit-issuing places in Eau Claire County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Eau Claire4586.39%
Eau Claire County Part Unincorporated Area110—100%
Altoona9410.06%

Questions and answers

How much have home values in Eau Claire County risen over 10 years?

The FHFA index for Eau Claire County rose +99.4% from 2015 to 2025, about +7.1% a year. Over 20 years: +106.4%; since 2000: +160.6%.

How does Eau Claire County compare with Wisconsin and the United States?

Over the ten years to 2025: Eau Claire County +99.4%, Wisconsin +95.5%, United States +85.0%, Eau Claire, WI +102.5%.

What happened to Eau Claire County prices in 2008?

The index peaked in 2008 and fell −6.0% to 2012; it passed the peak again in 2016. The state index fell −13.7% over 2007–2013.

How many homes are being built in Eau Claire County?

690 housing units were authorised by building permits in the 12 months to August 2026 (183 single-family, 411 in buildings of five or more units), or 6.3 per 1,000 residents against 4.3 for Wisconsin.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1977–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.