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Walworth County

Wisconsin · Whitewater-Elkhorn, WI micropolitan area · 106,127 residents (2025 est.)

FHFA annual index 1977–2025Developmental county indexPermits through August 2026
FHFA house price index for Walworth County, 1977 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,00019801990200020102020United States2025: 907
Walworth County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Walworth County, Wisconsin, starts in 1977 and stood at 907 in 2025, +806.5% above its base of 100.

Over the ten years to 2025 the index rose +103.1% (+7.3% a year), above Wisconsin at +95.5% and well above the national +85.0%. The Whitewater-Elkhorn, WI area rose +103.1%. The latest one-year change is +5.8%.

The strongest decade was the 1990s (+68.4%); the weakest the 2010s (+20.5%).

After a 2007 peak the index fell −19.2% to 2013 and regained the peak in 2019.

Builders were authorised for 538 housing units in the county in the 12 months to August 2026 (−22.5% on the previous 12 months), 5.1 units per 1,000 residents; 70% were single-family houses. Since 1995 the county has authorised 15,988 units, most in 2004.

+5.8%1 year, 2024–2025Wisconsin +5.4%
+58.7%5 yearsUS +47.0%
+103.1%10 years+7.3% a year annualised
+150.5%since 2000US +158.3%
538units permitted, 12 months5.1 per 1,000 residents

Same span, four levels

Change in the FHFA indexWalworth CountyWhitewater-Elkhorn areaWisconsinUnited States
1 year (2024–2025)+5.8%+5.8%+5.4%+2.8%
5 years (2020–2025)+58.7%+58.7%+57.4%+47.0%
10 years (2015–2025)+103.1%+103.1%+95.5%+85.0%
20 years (2005–2025)+85.3%+85.3%+84.7%+79.1%
Since 2000+150.5%+150.5%+143.0%+158.3%
Since 1977+806.5%+806.5%+604.8%+745.0%
10-year annualised+7.3%+7.3%+6.9%+6.3%
20-year annualised+3.1%+3.1%+3.1%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+40.3%+68.2%
1990s (1990–2000)+68.4%+33.9%
2000s (2000–2010)+31.0%+29.7%
2010s (2010–2020)+20.5%+35.5%
2020s so far (2020–2025)+58.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1977 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1977 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
19811982−34.6%1987
20072013−19.2%2019

Building permits

Housing units authorised by building permits in Walworth County, by month over the latest five years and by year since 1995.

Housing units authorised in Walworth County by month, latest 12 months050100150Sep 2025: 33 units (31 single-family, 2 in multi-unit buildings)Sep 2025Oct 2025: 23 units (23 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 27 units (27 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 89 units (27 single-family, 62 in multi-unit buildings)Dec 2025Jan 2026: 17 units (17 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 15 units (15 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 27 units (27 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 31 units (31 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 55 units (55 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 41 units (41 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 39 units (39 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 141 units (45 single-family, 96 in multi-unit buildings)Aug 2026

Housing units authorised in Walworth County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Walworth County by month, latest 60 months050100150Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 15 units (13 single-family, 2 in multi-unit buildings)Feb 2022: 16 units (16 single-family, 0 in multi-unit buildings)Mar 2022: 29 units (26 single-family, 3 in multi-unit buildings)Apr 2022: 38 units (38 single-family, 0 in multi-unit buildings)May 2022: 34 units (34 single-family, 0 in multi-unit buildings)Jun 2022: 36 units (36 single-family, 0 in multi-unit buildings)Jul 2022: 26 units (26 single-family, 0 in multi-unit buildings)Aug 2022: 38 units (35 single-family, 3 in multi-unit buildings)Sep 2022: 34 units (34 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 29 units (29 single-family, 0 in multi-unit buildings)Nov 2022: 18 units (18 single-family, 0 in multi-unit buildings)Dec 2022: 19 units (19 single-family, 0 in multi-unit buildings)Jan 2023: 15 units (15 single-family, 0 in multi-unit buildings)Feb 2023: 14 units (14 single-family, 0 in multi-unit buildings)Mar 2023: 24 units (24 single-family, 0 in multi-unit buildings)Apr 2023: 27 units (27 single-family, 0 in multi-unit buildings)May 2023: 31 units (31 single-family, 0 in multi-unit buildings)Jun 2023: 40 units (40 single-family, 0 in multi-unit buildings)Jul 2023: 35 units (33 single-family, 2 in multi-unit buildings)Aug 2023: 40 units (36 single-family, 4 in multi-unit buildings)Sep 2023: 38 units (38 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 48 units (48 single-family, 0 in multi-unit buildings)Nov 2023: 29 units (29 single-family, 0 in multi-unit buildings)Dec 2023: 21 units (21 single-family, 0 in multi-unit buildings)Jan 2024: 14 units (14 single-family, 0 in multi-unit buildings)Feb 2024: 24 units (24 single-family, 0 in multi-unit buildings)Mar 2024: 33 units (29 single-family, 4 in multi-unit buildings)Apr 2024: 33 units (31 single-family, 2 in multi-unit buildings)May 2024: 34 units (32 single-family, 2 in multi-unit buildings)Jun 2024: 49 units (49 single-family, 0 in multi-unit buildings)Jul 2024: 31 units (31 single-family, 0 in multi-unit buildings)Aug 2024: 31 units (29 single-family, 2 in multi-unit buildings)Sep 2024: 109 units (32 single-family, 77 in multi-unit buildings)Sep 2024Oct 2024: 47 units (45 single-family, 2 in multi-unit buildings)Nov 2024: 33 units (29 single-family, 4 in multi-unit buildings)Dec 2024: 34 units (32 single-family, 2 in multi-unit buildings)Jan 2025: 32 units (32 single-family, 0 in multi-unit buildings)Feb 2025: 33 units (33 single-family, 0 in multi-unit buildings)Mar 2025: 21 units (21 single-family, 0 in multi-unit buildings)Apr 2025: 29 units (27 single-family, 2 in multi-unit buildings)May 2025: 108 units (32 single-family, 76 in multi-unit buildings)Jun 2025: 46 units (44 single-family, 2 in multi-unit buildings)Jul 2025: 119 units (33 single-family, 86 in multi-unit buildings)Aug 2025: 83 units (35 single-family, 48 in multi-unit buildings)Sep 2025: 33 units (31 single-family, 2 in multi-unit buildings)Sep 2025Oct 2025: 23 units (23 single-family, 0 in multi-unit buildings)Nov 2025: 27 units (27 single-family, 0 in multi-unit buildings)Dec 2025: 89 units (27 single-family, 62 in multi-unit buildings)Jan 2026: 17 units (17 single-family, 0 in multi-unit buildings)Feb 2026: 15 units (15 single-family, 0 in multi-unit buildings)Mar 2026: 27 units (27 single-family, 0 in multi-unit buildings)Apr 2026: 31 units (31 single-family, 0 in multi-unit buildings)May 2026: 55 units (55 single-family, 0 in multi-unit buildings)Jun 2026: 41 units (41 single-family, 0 in multi-unit buildings)Jul 2026: 39 units (39 single-family, 0 in multi-unit buildings)Aug 2026: 141 units (45 single-family, 96 in multi-unit buildings)

Housing units authorised in Walworth County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Walworth County by year, 1995–202505001,0001,5001995: 665 units (665 single-family, 0 in multi-unit buildings)19951996: 618 units (618 single-family, 0 in multi-unit buildings)1997: 581 units (581 single-family, 0 in multi-unit buildings)1998: 518 units (518 single-family, 0 in multi-unit buildings)1999: 815 units (651 single-family, 164 in multi-unit buildings)2000: 971 units (680 single-family, 291 in multi-unit buildings)20002001: 789 units (634 single-family, 155 in multi-unit buildings)2002: 1,024 units (661 single-family, 363 in multi-unit buildings)2003: 1,088 units (808 single-family, 280 in multi-unit buildings)2004: 1,113 units (871 single-family, 242 in multi-unit buildings)2005: 987 units (685 single-family, 302 in multi-unit buildings)20052006: 589 units (452 single-family, 137 in multi-unit buildings)2007: 575 units (349 single-family, 226 in multi-unit buildings)2008: 315 units (186 single-family, 129 in multi-unit buildings)2009: 205 units (118 single-family, 87 in multi-unit buildings)2010: 111 units (105 single-family, 6 in multi-unit buildings)20102011: 122 units (93 single-family, 29 in multi-unit buildings)2012: 154 units (132 single-family, 22 in multi-unit buildings)2013: 184 units (154 single-family, 30 in multi-unit buildings)2014: 203 units (135 single-family, 68 in multi-unit buildings)2015: 224 units (192 single-family, 32 in multi-unit buildings)20152016: 299 units (230 single-family, 69 in multi-unit buildings)2017: 401 units (289 single-family, 112 in multi-unit buildings)2018: 375 units (283 single-family, 92 in multi-unit buildings)2019: 333 units (289 single-family, 44 in multi-unit buildings)2020: 364 units (358 single-family, 6 in multi-unit buildings)20202021: 405 units (401 single-family, 4 in multi-unit buildings)2022: 320 units (312 single-family, 8 in multi-unit buildings)2023: 472 units (340 single-family, 132 in multi-unit buildings)2024: 477 units (378 single-family, 99 in multi-unit buildings)2025: 691 units (405 single-family, 286 in multi-unit buildings)2025

Housing units authorised in Walworth County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Walworth CountyWisconsinUnited States
Housing units authorised53825,7711,418,086
Units per 1,000 residents5.14.34.1
Single-family share70%52%63%
Change on previous 12 months−22.5%+5.6%−0.1%
Units authorised since 199515,988762,60143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Walworth County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
53125+13.4%+128.9%+239.6%202535
53191+4.2%+118.9%+208.7%202540
53115+5.1%+115.3%+159.3%202541
53147+7.8%+113.8%+183.9%202540
53585+10.1%+111.5%+111.7%202534
53128+7.4%+109.1%+148.9%202534
53121+6.7%+101.3%+142.4%202540
53114+0.5%+93.8%+117.0%202534
53184+6.2%+93.8%+122.8%202534
53120+5.7%+92.3%+147.2%202540
53190+4.9%+85.3%+123.6%202544

Cities and permit-issuing places in Walworth County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Walworth County Unincorporated Area155—100%
Whitewater1227.618%
Lake Geneva9510.8100%
Delavan859.229%
Fontana-on-Geneva Lake village2010.6100%
East Troy village142.8100%
Bloomfield village132.0100%
Walworth village124.3100%

Questions and answers

How much have home values in Walworth County risen over 10 years?

The FHFA index for Walworth County rose +103.1% from 2015 to 2025, about +7.3% a year. Over 20 years: +85.3%; since 2000: +150.5%.

How does Walworth County compare with Wisconsin and the United States?

Over the ten years to 2025: Walworth County +103.1%, Wisconsin +95.5%, United States +85.0%, Whitewater-Elkhorn, WI +103.1%.

What happened to Walworth County prices in 2008?

The index peaked in 2007 and fell −19.2% to 2013; it passed the peak again in 2019. The state index fell −13.7% over 2007–2013.

How many homes are being built in Walworth County?

538 housing units were authorised by building permits in the 12 months to August 2026 (378 single-family, 156 in buildings of five or more units), or 5.1 per 1,000 residents against 4.3 for Wisconsin.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1977–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.