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Winnebago County

Wisconsin · Oshkosh-Neenah, WI metro area · 174,218 residents (2025 est.)

FHFA annual index 1976–2025Developmental county indexPermits through August 2026
FHFA house price index for Winnebago County, 1976 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 738
Winnebago County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Winnebago County, Wisconsin (Oshkosh-Neenah, WI area), has an FHFA house price index from 1976. Through 2025 it has risen +638.4%, from 100 to 738.

Over the ten years to 2025 the index rose +105.0% (+7.4% a year), above Wisconsin at +95.5% and well above the national +85.0%. The Oshkosh-Neenah, WI area rose +105.0%. The latest one-year change is +6.3%.

The strongest decade was the 1990s (+52.7%); the weakest the 2000s (+20.2%).

After a 2007 peak the index fell −8.9% to 2013 and regained the peak in 2017.

Builders were authorised for 1,030 housing units in the county in the 12 months to August 2026 (+71.1% on the previous 12 months), 5.9 units per 1,000 residents; 27% were single-family houses. Since 1995 the county has authorised 20,805 units, most in 2003.

+6.3%1 year, 2024–2025Wisconsin +5.4%
+63.5%5 yearsUS +47.0%
+105.0%10 years+7.4% a year annualised
+144.3%since 2000US +158.3%
1,030units permitted, 12 months5.9 per 1,000 residents

Same span, four levels

Change in the FHFA indexWinnebago CountyOshkosh-Neenah areaWisconsinUnited States
1 year (2024–2025)+6.3%+6.3%+5.4%+2.8%
5 years (2020–2025)+63.5%+63.5%+57.4%+47.0%
10 years (2015–2025)+105.0%+105.0%+95.5%+85.0%
20 years (2005–2025)+99.9%+99.9%+84.7%+79.1%
Since 2000+144.3%+144.3%+143.0%+158.3%
Since 1976+638.4%+638.4%+714.9%+880.8%
10-year annualised+7.4%+7.4%+6.9%+6.3%
20-year annualised+3.5%+3.5%+3.1%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+22.4%+68.2%
1990s (1990–2000)+52.7%+33.9%
2000s (2000–2010)+20.2%+29.7%
2010s (2010–2020)+24.3%+35.5%
2020s so far (2020–2025)+63.5%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1976 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1976 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072013−8.9%2017
19801981−7.8%1984

Building permits

Housing units authorised by building permits in Winnebago County, by month over the latest five years and by year since 1995.

Housing units authorised in Winnebago County by month, latest 12 months0100200300Sep 2025: 87 units (27 single-family, 60 in multi-unit buildings)Sep 2025Oct 2025: 125 units (27 single-family, 98 in multi-unit buildings)Oct 2025Nov 2025: 16 units (16 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 79 units (13 single-family, 66 in multi-unit buildings)Dec 2025Jan 2026: 16 units (16 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 160 units (24 single-family, 136 in multi-unit buildings)Feb 2026Mar 2026: 102 units (20 single-family, 82 in multi-unit buildings)Mar 2026Apr 2026: 30 units (30 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 97 units (27 single-family, 70 in multi-unit buildings)May 2026Jun 2026: 244 units (30 single-family, 214 in multi-unit buildings)Jun 2026Jul 2026: 32 units (26 single-family, 6 in multi-unit buildings)Jul 2026Aug 2026: 42 units (22 single-family, 20 in multi-unit buildings)Aug 2026

Housing units authorised in Winnebago County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Winnebago County by month, latest 60 months0100200300Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 25 units (25 single-family, 0 in multi-unit buildings)Feb 2022: 21 units (21 single-family, 0 in multi-unit buildings)Mar 2022: 36 units (34 single-family, 2 in multi-unit buildings)Apr 2022: 78 units (30 single-family, 48 in multi-unit buildings)May 2022: 32 units (30 single-family, 2 in multi-unit buildings)Jun 2022: 26 units (22 single-family, 4 in multi-unit buildings)Jul 2022: 23 units (23 single-family, 0 in multi-unit buildings)Aug 2022: 47 units (33 single-family, 14 in multi-unit buildings)Sep 2022: 27 units (25 single-family, 2 in multi-unit buildings)Sep 2022Oct 2022: 78 units (18 single-family, 60 in multi-unit buildings)Nov 2022: 46 units (46 single-family, 0 in multi-unit buildings)Dec 2022: 20 units (18 single-family, 2 in multi-unit buildings)Jan 2023: 11 units (11 single-family, 0 in multi-unit buildings)Feb 2023: 17 units (15 single-family, 2 in multi-unit buildings)Mar 2023: 22 units (22 single-family, 0 in multi-unit buildings)Apr 2023: 25 units (23 single-family, 2 in multi-unit buildings)May 2023: 24 units (22 single-family, 2 in multi-unit buildings)Jun 2023: 16 units (16 single-family, 0 in multi-unit buildings)Jul 2023: 23 units (23 single-family, 0 in multi-unit buildings)Aug 2023: 35 units (35 single-family, 0 in multi-unit buildings)Sep 2023: 112 units (14 single-family, 98 in multi-unit buildings)Sep 2023Oct 2023: 24 units (18 single-family, 6 in multi-unit buildings)Nov 2023: 70 units (10 single-family, 60 in multi-unit buildings)Dec 2023: 46 units (14 single-family, 32 in multi-unit buildings)Jan 2024: 12 units (6 single-family, 6 in multi-unit buildings)Feb 2024: 24 units (22 single-family, 2 in multi-unit buildings)Mar 2024: 38 units (38 single-family, 0 in multi-unit buildings)Apr 2024: 53 units (35 single-family, 18 in multi-unit buildings)May 2024: 28 units (23 single-family, 5 in multi-unit buildings)Jun 2024: 55 units (13 single-family, 42 in multi-unit buildings)Jul 2024: 65 units (13 single-family, 52 in multi-unit buildings)Aug 2024: 98 units (30 single-family, 68 in multi-unit buildings)Sep 2024: 64 units (30 single-family, 34 in multi-unit buildings)Sep 2024Oct 2024: 163 units (37 single-family, 126 in multi-unit buildings)Nov 2024: 29 units (27 single-family, 2 in multi-unit buildings)Dec 2024: 22 units (14 single-family, 8 in multi-unit buildings)Jan 2025: 15 units (13 single-family, 2 in multi-unit buildings)Feb 2025: 23 units (23 single-family, 0 in multi-unit buildings)Mar 2025: 22 units (22 single-family, 0 in multi-unit buildings)Apr 2025: 46 units (28 single-family, 18 in multi-unit buildings)May 2025: 61 units (29 single-family, 32 in multi-unit buildings)Jun 2025: 54 units (24 single-family, 30 in multi-unit buildings)Jul 2025: 77 units (43 single-family, 34 in multi-unit buildings)Aug 2025: 26 units (20 single-family, 6 in multi-unit buildings)Sep 2025: 87 units (27 single-family, 60 in multi-unit buildings)Sep 2025Oct 2025: 125 units (27 single-family, 98 in multi-unit buildings)Nov 2025: 16 units (16 single-family, 0 in multi-unit buildings)Dec 2025: 79 units (13 single-family, 66 in multi-unit buildings)Jan 2026: 16 units (16 single-family, 0 in multi-unit buildings)Feb 2026: 160 units (24 single-family, 136 in multi-unit buildings)Mar 2026: 102 units (20 single-family, 82 in multi-unit buildings)Apr 2026: 30 units (30 single-family, 0 in multi-unit buildings)May 2026: 97 units (27 single-family, 70 in multi-unit buildings)Jun 2026: 244 units (30 single-family, 214 in multi-unit buildings)Jul 2026: 32 units (26 single-family, 6 in multi-unit buildings)Aug 2026: 42 units (22 single-family, 20 in multi-unit buildings)

Housing units authorised in Winnebago County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Winnebago County by year, 1995–202505001,0001,5001995: 588 units (588 single-family, 0 in multi-unit buildings)19951996: 709 units (709 single-family, 0 in multi-unit buildings)1997: 563 units (563 single-family, 0 in multi-unit buildings)1998: 657 units (657 single-family, 0 in multi-unit buildings)1999: 1,008 units (632 single-family, 376 in multi-unit buildings)2000: 811 units (566 single-family, 245 in multi-unit buildings)20002001: 1,301 units (711 single-family, 590 in multi-unit buildings)2002: 1,375 units (720 single-family, 655 in multi-unit buildings)2003: 1,460 units (976 single-family, 484 in multi-unit buildings)2004: 1,114 units (896 single-family, 218 in multi-unit buildings)2005: 777 units (603 single-family, 174 in multi-unit buildings)20052006: 816 units (469 single-family, 347 in multi-unit buildings)2007: 559 units (441 single-family, 118 in multi-unit buildings)2008: 638 units (414 single-family, 224 in multi-unit buildings)2009: 401 units (263 single-family, 138 in multi-unit buildings)2010: 359 units (257 single-family, 102 in multi-unit buildings)20102011: 385 units (200 single-family, 185 in multi-unit buildings)2012: 273 units (231 single-family, 42 in multi-unit buildings)2013: 387 units (305 single-family, 82 in multi-unit buildings)2014: 511 units (267 single-family, 244 in multi-unit buildings)2015: 710 units (303 single-family, 407 in multi-unit buildings)20152016: 411 units (322 single-family, 89 in multi-unit buildings)2017: 549 units (327 single-family, 222 in multi-unit buildings)2018: 378 units (275 single-family, 103 in multi-unit buildings)2019: 334 units (246 single-family, 88 in multi-unit buildings)2020: 554 units (252 single-family, 302 in multi-unit buildings)20202021: 948 units (347 single-family, 601 in multi-unit buildings)2022: 459 units (325 single-family, 134 in multi-unit buildings)2023: 432 units (230 single-family, 202 in multi-unit buildings)2024: 656 units (293 single-family, 363 in multi-unit buildings)2025: 682 units (283 single-family, 399 in multi-unit buildings)2025

Housing units authorised in Winnebago County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Winnebago CountyWisconsinUnited States
Housing units authorised1,03025,7711,418,086
Units per 1,000 residents5.94.34.1
Single-family share27%52%63%
Change on previous 12 months+71.1%+5.6%−0.1%
Units authorised since 199520,805762,60143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Winnebago County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
54901+6.8%+116.2%+146.9%202541
54902+8.6%+108.1%+148.5%202541
54986+1.5%+104.5%+174.6%202540
54956+6.3%+101.5%+140.5%202549
54947+4.0%+98.4%+179.6%202534
54963+8.1%+98.3%+140.1%202535
54904+4.4%+90.7%+128.1%202541
54964—+78.0%+138.1%202526
54927+9.5%+31.6%+72.5%202126

Cities and permit-issuing places in Winnebago County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Oshkosh1972.910%
Fox Crossing village1889.74%
Menasha1518.219%
Neenah1505.423%
Winnebago County Part Unincorporated Area150—49%
Clayton town128—39%
Winneconne town9—100%

Questions and answers

How much have home values in Winnebago County risen over 10 years?

The FHFA index for Winnebago County rose +105.0% from 2015 to 2025, about +7.4% a year. Over 20 years: +99.9%; since 2000: +144.3%.

How does Winnebago County compare with Wisconsin and the United States?

Over the ten years to 2025: Winnebago County +105.0%, Wisconsin +95.5%, United States +85.0%, Oshkosh-Neenah, WI +105.0%.

What happened to Winnebago County prices in 2008?

The index peaked in 2007 and fell −8.9% to 2013; it passed the peak again in 2017. The state index fell −13.7% over 2007–2013.

How many homes are being built in Winnebago County?

1,030 housing units were authorised by building permits in the 12 months to August 2026 (278 single-family, 730 in buildings of five or more units), or 5.9 per 1,000 residents against 4.3 for Wisconsin.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1976–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.