Home Value Trail

Metro areas › Bloomington, IN

Metropolitan area

Bloomington, IN

Indiana · 2 counties · 165,231 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1979–2025Permits through August 2026
FHFA house price index for Bloomington, IN, quarterly from 1986 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 1990–91Recession 2001Recession 2007–09Recession 202001002003004001990200020102020United States2026: 343
Bloomington (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

Bloomington, IN is a metropolitan statistical area of 2 counties and about 165,000 residents. FHFA's annual index for it begins in 1979 and has risen +511.2% through 2025.

The standard quarterly index for the area, published through 2026 Q2, is +0.4% on a year earlier and +0.5% on the previous quarter.

Over the ten years to 2025 the annual index rose +87.0% (+6.5% a year), below Indiana at +94.5% and close to the national +85.0%.

Across its counties, 672 housing units were authorised in the 12 months to August 2026, 4.1 per 1,000 residents, −45.2% on the previous 12 months.

+0.4%year to 2026 Q2, quarterly indexUS +3.0%
+2.8%1 year, 2024–2025US +2.8%
+45.7%5 yearsUS +47.0%
+87.0%10 years+6.5% a year annualised
+161.7%since 2000US +158.3%
672units permitted, 12 months4.1 per 1,000 residents

Same span, three levels

Change in the FHFA indexBloomingtonIndianaUnited States
1 year (2024–2025)+2.8%+4.3%+2.8%
5 years (2020–2025)+45.7%+53.4%+47.0%
10 years (2015–2025)+87.0%+94.5%+85.0%
20 years (2005–2025)+115.5%+98.0%+79.1%
Since 2000+161.7%+126.2%+158.3%
Since 1979+511.2%+374.9%+539.0%
10-year annualised+6.5%+6.9%+6.3%
20-year annualised+3.9%+3.5%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+46.0%+68.2%
1990s (1990–2000)+44.7%+33.9%
2000s (2000–2010)+31.2%+29.7%
2010s (2010–2020)+36.9%+35.5%
2020s so far (2020–2025)+45.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1979 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1979 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
19821983−10.2%1987

Building permits across the area

Housing units authorised in the area's 2 counties (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Bloomington, IN area by month, latest 12 months0100200300Sep 2025: 261 units (26 single-family, 235 in multi-unit buildings)Sep 2025Oct 2025: 59 units (28 single-family, 31 in multi-unit buildings)Oct 2025Nov 2025: 43 units (31 single-family, 12 in multi-unit buildings)Nov 2025Dec 2025: 21 units (21 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 44 units (23 single-family, 21 in multi-unit buildings)Jan 2026Feb 2026: 30 units (30 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 22 units (22 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 27 units (27 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 52 units (52 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 48 units (44 single-family, 4 in multi-unit buildings)Jun 2026Jul 2026: 37 units (37 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 28 units (28 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in the Bloomington, IN area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Bloomington, IN area by month, latest 60 months05001,000Sep 2021: 264 units (20 single-family, 244 in multi-unit buildings)Sep 2021Oct 2021: 80 units (26 single-family, 54 in multi-unit buildings)Nov 2021: 31 units (15 single-family, 16 in multi-unit buildings)Dec 2021: 664 units (27 single-family, 637 in multi-unit buildings)Jan 2022: 55 units (22 single-family, 33 in multi-unit buildings)Feb 2022: 45 units (19 single-family, 26 in multi-unit buildings)Mar 2022: 78 units (32 single-family, 46 in multi-unit buildings)Apr 2022: 257 units (27 single-family, 230 in multi-unit buildings)May 2022: 12 units (12 single-family, 0 in multi-unit buildings)Jun 2022: 41 units (41 single-family, 0 in multi-unit buildings)Jul 2022: 135 units (33 single-family, 102 in multi-unit buildings)Aug 2022: 215 units (21 single-family, 194 in multi-unit buildings)Sep 2022: 239 units (27 single-family, 212 in multi-unit buildings)Sep 2022Oct 2022: 39 units (37 single-family, 2 in multi-unit buildings)Nov 2022: 16 units (16 single-family, 0 in multi-unit buildings)Dec 2022: 7 units (7 single-family, 0 in multi-unit buildings)Jan 2023: 27 units (9 single-family, 18 in multi-unit buildings)Feb 2023: 12 units (12 single-family, 0 in multi-unit buildings)Mar 2023: 17 units (17 single-family, 0 in multi-unit buildings)Apr 2023: 26 units (26 single-family, 0 in multi-unit buildings)May 2023: 21 units (21 single-family, 0 in multi-unit buildings)Jun 2023: 29 units (29 single-family, 0 in multi-unit buildings)Jul 2023: 67 units (25 single-family, 42 in multi-unit buildings)Aug 2023: 27 units (27 single-family, 0 in multi-unit buildings)Sep 2023: 201 units (30 single-family, 171 in multi-unit buildings)Sep 2023Oct 2023: 44 units (36 single-family, 8 in multi-unit buildings)Nov 2023: 23 units (19 single-family, 4 in multi-unit buildings)Dec 2023: 21 units (21 single-family, 0 in multi-unit buildings)Jan 2024: 14 units (14 single-family, 0 in multi-unit buildings)Feb 2024: 201 units (27 single-family, 174 in multi-unit buildings)Mar 2024: 19 units (19 single-family, 0 in multi-unit buildings)Apr 2024: 154 units (26 single-family, 128 in multi-unit buildings)May 2024: 17 units (17 single-family, 0 in multi-unit buildings)Jun 2024: 158 units (34 single-family, 124 in multi-unit buildings)Jul 2024: 34 units (34 single-family, 0 in multi-unit buildings)Aug 2024: 41 units (30 single-family, 11 in multi-unit buildings)Sep 2024: 48 units (30 single-family, 18 in multi-unit buildings)Sep 2024Oct 2024: 225 units (41 single-family, 184 in multi-unit buildings)Nov 2024: 30 units (24 single-family, 6 in multi-unit buildings)Dec 2024: 54 units (12 single-family, 42 in multi-unit buildings)Jan 2025: 25 units (16 single-family, 9 in multi-unit buildings)Feb 2025: 259 units (24 single-family, 235 in multi-unit buildings)Mar 2025: 116 units (28 single-family, 88 in multi-unit buildings)Apr 2025: 77 units (34 single-family, 43 in multi-unit buildings)May 2025: 45 units (31 single-family, 14 in multi-unit buildings)Jun 2025: 255 units (29 single-family, 226 in multi-unit buildings)Jul 2025: 65 units (19 single-family, 46 in multi-unit buildings)Aug 2025: 28 units (18 single-family, 10 in multi-unit buildings)Sep 2025: 261 units (26 single-family, 235 in multi-unit buildings)Sep 2025Oct 2025: 59 units (28 single-family, 31 in multi-unit buildings)Nov 2025: 43 units (31 single-family, 12 in multi-unit buildings)Dec 2025: 21 units (21 single-family, 0 in multi-unit buildings)Jan 2026: 44 units (23 single-family, 21 in multi-unit buildings)Feb 2026: 30 units (30 single-family, 0 in multi-unit buildings)Mar 2026: 22 units (22 single-family, 0 in multi-unit buildings)Apr 2026: 27 units (27 single-family, 0 in multi-unit buildings)May 2026: 52 units (52 single-family, 0 in multi-unit buildings)Jun 2026: 48 units (44 single-family, 4 in multi-unit buildings)Jul 2026: 37 units (37 single-family, 0 in multi-unit buildings)Aug 2026: 28 units (28 single-family, 0 in multi-unit buildings)

Housing units authorised in the Bloomington, IN area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Bloomington, IN area by year, 1995–202501,0002,0003,0001995: 655 units (655 single-family, 0 in multi-unit buildings)19951996: 649 units (649 single-family, 0 in multi-unit buildings)1997: 449 units (449 single-family, 0 in multi-unit buildings)1998: 478 units (478 single-family, 0 in multi-unit buildings)1999: 1,021 units (581 single-family, 440 in multi-unit buildings)2000: 625 units (481 single-family, 144 in multi-unit buildings)20002001: 881 units (497 single-family, 384 in multi-unit buildings)2002: 1,043 units (590 single-family, 453 in multi-unit buildings)2003: 1,176 units (663 single-family, 513 in multi-unit buildings)2004: 1,138 units (659 single-family, 479 in multi-unit buildings)2005: 1,028 units (843 single-family, 185 in multi-unit buildings)20052006: 737 units (651 single-family, 86 in multi-unit buildings)2007: 875 units (558 single-family, 317 in multi-unit buildings)2008: 576 units (327 single-family, 249 in multi-unit buildings)2009: 306 units (236 single-family, 70 in multi-unit buildings)2010: 263 units (196 single-family, 67 in multi-unit buildings)20102011: 236 units (169 single-family, 67 in multi-unit buildings)2012: 421 units (172 single-family, 249 in multi-unit buildings)2013: 516 units (172 single-family, 344 in multi-unit buildings)2014: 539 units (233 single-family, 306 in multi-unit buildings)2015: 395 units (269 single-family, 126 in multi-unit buildings)20152016: 501 units (292 single-family, 209 in multi-unit buildings)2017: 604 units (313 single-family, 291 in multi-unit buildings)2018: 417 units (255 single-family, 162 in multi-unit buildings)2019: 762 units (256 single-family, 506 in multi-unit buildings)2020: 650 units (283 single-family, 367 in multi-unit buildings)20202021: 2,086 units (254 single-family, 1,832 in multi-unit buildings)2022: 563 units (351 single-family, 212 in multi-unit buildings)2023: 576 units (333 single-family, 243 in multi-unit buildings)2024: 988 units (301 single-family, 687 in multi-unit buildings)2025: 1,261 units (312 single-family, 949 in multi-unit buildings)2025

Housing units authorised in the Bloomington, IN area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaIndianaUnited States
Housing units authorised67227,6721,418,086
Units per 1,000 residents4.14.04.1
Single-family share55%73%63%
Change on previous 12 months−45.2%−7.2%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Owen CountyIN+5.1%+92.2%1205.5
Monroe CountyIN+2.4%+85.6%5523.9

Questions and answers

How much have home values in the Bloomington, IN area risen over 10 years?

The FHFA annual index rose +87.0% between 2015 and 2025, about +6.5% a year. Over 20 years: +115.5%; since 2000: +161.7%. The quarterly index is +0.4% on a year earlier as of 2026 Q2.

Which counties in the Bloomington, IN area rose most?

By ten-year change to 2025: Owen County (+92.2%) and Monroe County (+85.6%).

What happened to Bloomington, IN prices after 2007?

The area index shows no decline of 5% or more from a 2005–2008 peak; nationally the fall was −21.3%.

How many homes are being built in the Bloomington, IN area?

672 housing units were authorised across the area's counties in the 12 months to August 2026, 55% of them single-family, 4.1 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1979–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.