Home Value Trail

Metro areas › Clarksville, TN-KY

Metropolitan area

Clarksville, TN-KY

Tennessee, Kentucky · 4 counties · 349,001 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1986–2025Permits through August 2026
FHFA house price index for Clarksville, TN-KY, quarterly from 1992 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United States2026: 375
Clarksville (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

Clarksville, TN-KY is a metropolitan statistical area of 4 counties and about 349,000 residents. FHFA's annual index for it begins in 1986 and has risen +326.6% through 2025.

The standard quarterly index for the area, published through 2026 Q2, is +2.1% on a year earlier and −1.9% on the previous quarter.

Over the ten years to 2025 the annual index rose +103.1% (+7.3% a year), below Tennessee at +113.5% and well above the national +85.0%.

Across its counties, 2,616 housing units were authorised in the 12 months to August 2026, 7.5 per 1,000 residents, −11.9% on the previous 12 months.

+2.1%year to 2026 Q2, quarterly indexUS +3.0%
+3.7%1 year, 2024–2025US +2.8%
+61.7%5 yearsUS +47.0%
+103.1%10 years+7.3% a year annualised
+182.4%since 2000US +158.3%
2,616units permitted, 12 months7.5 per 1,000 residents

Same span, three levels

Change in the FHFA indexClarksvilleTennesseeUnited States
1 year (2024–2025)+3.7%+2.4%+2.8%
5 years (2020–2025)+61.7%+59.5%+47.0%
10 years (2015–2025)+103.1%+113.5%+85.0%
20 years (2005–2025)+133.2%+139.6%+79.1%
Since 2000+182.4%+186.3%+158.3%
Since 1986+326.6%+356.4%+347.1%
10-year annualised+7.3%+7.9%+6.3%
20-year annualised+4.3%+4.5%+3.0%

FHFA annual all-transactions indexes over identical years. The state column is Tennessee, the first state in the area's name.

Decade by decade

DecadeChangeUnited States
1990s (1990–2000)+42.5%+33.9%
2000s (2000–2010)+36.8%+29.7%
2010s (2010–2020)+27.7%+35.5%
2020s so far (2020–2025)+61.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1986 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1986 are not shown.

Peak-to-low declines

No decline of 5% or more from a peak appears in the annual index for this area.

Building permits across the area

Housing units authorised in the area's 4 counties (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Clarksville, TN-KY area by month, latest 12 months0200400Sep 2025: 248 units (115 single-family, 133 in multi-unit buildings)Sep 2025Oct 2025: 272 units (146 single-family, 126 in multi-unit buildings)Oct 2025Nov 2025: 76 units (64 single-family, 12 in multi-unit buildings)Nov 2025Dec 2025: 140 units (91 single-family, 49 in multi-unit buildings)Dec 2025Jan 2026: 212 units (71 single-family, 141 in multi-unit buildings)Jan 2026Feb 2026: 327 units (197 single-family, 130 in multi-unit buildings)Feb 2026Mar 2026: 339 units (199 single-family, 140 in multi-unit buildings)Mar 2026Apr 2026: 198 units (145 single-family, 53 in multi-unit buildings)Apr 2026May 2026: 227 units (199 single-family, 28 in multi-unit buildings)May 2026Jun 2026: 212 units (131 single-family, 81 in multi-unit buildings)Jun 2026Jul 2026: 220 units (134 single-family, 86 in multi-unit buildings)Jul 2026Aug 2026: 145 units (116 single-family, 29 in multi-unit buildings)Aug 2026

Housing units authorised in the Clarksville, TN-KY area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Clarksville, TN-KY area by month, latest 60 months05001,000Sep 2021: 504 units (163 single-family, 341 in multi-unit buildings)Sep 2021Oct 2021: 355 units (175 single-family, 180 in multi-unit buildings)Nov 2021: 246 units (170 single-family, 76 in multi-unit buildings)Dec 2021: 119 units (111 single-family, 8 in multi-unit buildings)Jan 2022: 594 units (270 single-family, 324 in multi-unit buildings)Feb 2022: 506 units (113 single-family, 393 in multi-unit buildings)Mar 2022: 451 units (172 single-family, 279 in multi-unit buildings)Apr 2022: 224 units (194 single-family, 30 in multi-unit buildings)May 2022: 226 units (144 single-family, 82 in multi-unit buildings)Jun 2022: 401 units (183 single-family, 218 in multi-unit buildings)Jul 2022: 800 units (180 single-family, 620 in multi-unit buildings)Aug 2022: 166 units (72 single-family, 94 in multi-unit buildings)Sep 2022: 334 units (60 single-family, 274 in multi-unit buildings)Sep 2022Oct 2022: 171 units (53 single-family, 118 in multi-unit buildings)Nov 2022: 188 units (60 single-family, 128 in multi-unit buildings)Dec 2022: 63 units (38 single-family, 25 in multi-unit buildings)Jan 2023: 81 units (59 single-family, 22 in multi-unit buildings)Feb 2023: 339 units (138 single-family, 201 in multi-unit buildings)Mar 2023: 171 units (138 single-family, 33 in multi-unit buildings)Apr 2023: 209 units (129 single-family, 80 in multi-unit buildings)May 2023: 169 units (105 single-family, 64 in multi-unit buildings)Jun 2023: 282 units (140 single-family, 142 in multi-unit buildings)Jul 2023: 154 units (89 single-family, 65 in multi-unit buildings)Aug 2023: 617 units (141 single-family, 476 in multi-unit buildings)Sep 2023: 260 units (133 single-family, 127 in multi-unit buildings)Sep 2023Oct 2023: 240 units (127 single-family, 113 in multi-unit buildings)Nov 2023: 152 units (100 single-family, 52 in multi-unit buildings)Dec 2023: 169 units (81 single-family, 88 in multi-unit buildings)Jan 2024: 216 units (173 single-family, 43 in multi-unit buildings)Feb 2024: 341 units (284 single-family, 57 in multi-unit buildings)Mar 2024: 226 units (200 single-family, 26 in multi-unit buildings)Apr 2024: 233 units (207 single-family, 26 in multi-unit buildings)May 2024: 275 units (130 single-family, 145 in multi-unit buildings)Jun 2024: 262 units (192 single-family, 70 in multi-unit buildings)Jul 2024: 264 units (184 single-family, 80 in multi-unit buildings)Aug 2024: 177 units (115 single-family, 62 in multi-unit buildings)Sep 2024: 257 units (138 single-family, 119 in multi-unit buildings)Sep 2024Oct 2024: 173 units (133 single-family, 40 in multi-unit buildings)Nov 2024: 110 units (90 single-family, 20 in multi-unit buildings)Dec 2024: 261 units (111 single-family, 150 in multi-unit buildings)Jan 2025: 439 units (174 single-family, 265 in multi-unit buildings)Feb 2025: 201 units (142 single-family, 59 in multi-unit buildings)Mar 2025: 271 units (177 single-family, 94 in multi-unit buildings)Apr 2025: 405 units (219 single-family, 186 in multi-unit buildings)May 2025: 303 units (157 single-family, 146 in multi-unit buildings)Jun 2025: 201 units (157 single-family, 44 in multi-unit buildings)Jul 2025: 163 units (123 single-family, 40 in multi-unit buildings)Aug 2025: 185 units (183 single-family, 2 in multi-unit buildings)Sep 2025: 248 units (115 single-family, 133 in multi-unit buildings)Sep 2025Oct 2025: 272 units (146 single-family, 126 in multi-unit buildings)Nov 2025: 76 units (64 single-family, 12 in multi-unit buildings)Dec 2025: 140 units (91 single-family, 49 in multi-unit buildings)Jan 2026: 212 units (71 single-family, 141 in multi-unit buildings)Feb 2026: 327 units (197 single-family, 130 in multi-unit buildings)Mar 2026: 339 units (199 single-family, 140 in multi-unit buildings)Apr 2026: 198 units (145 single-family, 53 in multi-unit buildings)May 2026: 227 units (199 single-family, 28 in multi-unit buildings)Jun 2026: 212 units (131 single-family, 81 in multi-unit buildings)Jul 2026: 220 units (134 single-family, 86 in multi-unit buildings)Aug 2026: 145 units (116 single-family, 29 in multi-unit buildings)

Housing units authorised in the Clarksville, TN-KY area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Clarksville, TN-KY area by year, 1995–202502,0004,0006,0001995: 1,788 units (1,788 single-family, 0 in multi-unit buildings)19951996: 1,708 units (1,708 single-family, 0 in multi-unit buildings)1997: 1,461 units (1,461 single-family, 0 in multi-unit buildings)1998: 1,372 units (1,372 single-family, 0 in multi-unit buildings)1999: 1,930 units (1,588 single-family, 342 in multi-unit buildings)2000: 1,687 units (1,230 single-family, 457 in multi-unit buildings)20002001: 1,769 units (1,221 single-family, 548 in multi-unit buildings)2002: 1,687 units (1,315 single-family, 372 in multi-unit buildings)2003: 2,133 units (1,500 single-family, 633 in multi-unit buildings)2004: 2,729 units (2,219 single-family, 510 in multi-unit buildings)2005: 2,768 units (1,971 single-family, 797 in multi-unit buildings)20052006: 3,215 units (2,110 single-family, 1,105 in multi-unit buildings)2007: 2,222 units (1,623 single-family, 599 in multi-unit buildings)2008: 1,402 units (978 single-family, 424 in multi-unit buildings)2009: 1,458 units (1,275 single-family, 183 in multi-unit buildings)2010: 1,921 units (1,092 single-family, 829 in multi-unit buildings)20102011: 2,001 units (1,427 single-family, 574 in multi-unit buildings)2012: 1,896 units (1,387 single-family, 509 in multi-unit buildings)2013: 1,842 units (1,256 single-family, 586 in multi-unit buildings)2014: 1,525 units (1,278 single-family, 247 in multi-unit buildings)2015: 1,342 units (1,132 single-family, 210 in multi-unit buildings)20152016: 1,694 units (1,326 single-family, 368 in multi-unit buildings)2017: 1,817 units (1,562 single-family, 255 in multi-unit buildings)2018: 1,809 units (1,522 single-family, 287 in multi-unit buildings)2019: 2,657 units (2,332 single-family, 325 in multi-unit buildings)2020: 3,805 units (3,043 single-family, 762 in multi-unit buildings)20202021: 4,112 units (2,217 single-family, 1,895 in multi-unit buildings)2022: 4,093 units (1,501 single-family, 2,592 in multi-unit buildings)2023: 2,939 units (1,385 single-family, 1,554 in multi-unit buildings)2024: 2,798 units (1,975 single-family, 823 in multi-unit buildings)2025: 2,916 units (1,754 single-family, 1,162 in multi-unit buildings)2025

Housing units authorised in the Clarksville, TN-KY area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaTennesseeUnited States
Housing units authorised2,61641,5561,418,086
Units per 1,000 residents7.55.74.1
Single-family share61%74%63%
Change on previous 12 months−11.9%−4.5%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Montgomery CountyTN+3.7%+106.8%2,4339.7
Christian CountyKY+6.4%+94.9%1652.4
Trigg CountyKY+2.6%+88.8%00.0
Stewart CountyTN−3.6%+83.9%181.2

Questions and answers

How much have home values in the Clarksville, TN-KY area risen over 10 years?

The FHFA annual index rose +103.1% between 2015 and 2025, about +7.3% a year. Over 20 years: +133.2%; since 2000: +182.4%. The quarterly index is +2.1% on a year earlier as of 2026 Q2.

Which counties in the Clarksville, TN-KY area rose most?

By ten-year change to 2025: Montgomery County (+106.8%), Christian County (+94.9%) and Trigg County (+88.8%).

What happened to Clarksville, TN-KY prices after 2007?

The area index shows no decline of 5% or more from a 2005–2008 peak; nationally the fall was −21.3%.

How many homes are being built in the Clarksville, TN-KY area?

2,616 housing units were authorised across the area's counties in the 12 months to August 2026, 61% of them single-family, 7.5 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1986–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.