Home Value Trail

Metro areas › Columbia, SC

Metropolitan area

Columbia, SC

South Carolina · 6 counties · 879,918 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1975–2025Permits through August 2026
FHFA house price index for Columbia, SC, quarterly from 1978 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 2020010020030040050019801990200020102020United States2026: 331
Columbia (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

Columbia, SC is a metropolitan statistical area of 6 counties and about 880,000 residents. FHFA's annual index for it begins in 1975 and has risen +585.6% through 2025.

The standard quarterly index for the area, published through 2026 Q2, is +3.6% on a year earlier and +0.4% on the previous quarter.

Over the ten years to 2025 the annual index rose +88.2% (+6.5% a year), well below South Carolina at +104.3% and close to the national +85.0%.

From a 2008 peak the index fell −12.5% to 2013, regaining the peak in 2018.

Across its counties, 6,441 housing units were authorised in the 12 months to August 2026, 7.3 per 1,000 residents, +15.8% on the previous 12 months.

+3.6%year to 2026 Q2, quarterly indexUS +3.0%
+3.3%1 year, 2024–2025US +2.8%
+56.7%5 yearsUS +47.0%
+88.2%10 years+6.5% a year annualised
+129.5%since 2000US +158.3%
6,441units permitted, 12 months7.3 per 1,000 residents

Same span, three levels

Change in the FHFA indexColumbiaSouth CarolinaUnited States
1 year (2024–2025)+3.3%+3.5%+2.8%
5 years (2020–2025)+56.7%+60.4%+47.0%
10 years (2015–2025)+88.2%+104.3%+85.0%
20 years (2005–2025)+90.0%+114.6%+79.1%
Since 2000+129.5%+164.3%+158.3%
Since 1975+585.6%+736.5%+960.7%
10-year annualised+6.5%+7.4%+6.3%
20-year annualised+3.3%+3.9%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+45.5%+68.2%
1990s (1990–2000)+32.5%+33.9%
2000s (2000–2010)+25.5%+29.7%
2010s (2010–2020)+16.7%+35.5%
2020s so far (2020–2025)+56.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20082013−12.5%2018

Building permits across the area

Housing units authorised in the area's 6 counties (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Columbia, SC area by month, latest 12 months05001,000Sep 2025: 669 units (345 single-family, 324 in multi-unit buildings)Sep 2025Oct 2025: 465 units (408 single-family, 57 in multi-unit buildings)Oct 2025Nov 2025: 589 units (415 single-family, 174 in multi-unit buildings)Nov 2025Dec 2025: 292 units (284 single-family, 8 in multi-unit buildings)Dec 2025Jan 2026: 592 units (385 single-family, 207 in multi-unit buildings)Jan 2026Feb 2026: 386 units (374 single-family, 12 in multi-unit buildings)Feb 2026Mar 2026: 801 units (419 single-family, 382 in multi-unit buildings)Mar 2026Apr 2026: 586 units (439 single-family, 147 in multi-unit buildings)Apr 2026May 2026: 377 units (377 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 874 units (391 single-family, 483 in multi-unit buildings)Jun 2026Jul 2026: 425 units (425 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 385 units (383 single-family, 2 in multi-unit buildings)Aug 2026

Housing units authorised in the Columbia, SC area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Columbia, SC area by month, latest 60 months05001,000Sep 2021: 788 units (453 single-family, 335 in multi-unit buildings)Sep 2021Oct 2021: 740 units (457 single-family, 283 in multi-unit buildings)Nov 2021: 675 units (394 single-family, 281 in multi-unit buildings)Dec 2021: 409 units (399 single-family, 10 in multi-unit buildings)Jan 2022: 970 units (432 single-family, 538 in multi-unit buildings)Feb 2022: 485 units (475 single-family, 10 in multi-unit buildings)Mar 2022: 785 units (551 single-family, 234 in multi-unit buildings)Apr 2022: 578 units (465 single-family, 113 in multi-unit buildings)May 2022: 698 units (443 single-family, 255 in multi-unit buildings)Jun 2022: 444 units (426 single-family, 18 in multi-unit buildings)Jul 2022: 366 units (349 single-family, 17 in multi-unit buildings)Aug 2022: 518 units (346 single-family, 172 in multi-unit buildings)Sep 2022: 357 units (349 single-family, 8 in multi-unit buildings)Sep 2022Oct 2022: 645 units (333 single-family, 312 in multi-unit buildings)Nov 2022: 390 units (313 single-family, 77 in multi-unit buildings)Dec 2022: 309 units (251 single-family, 58 in multi-unit buildings)Jan 2023: 249 units (249 single-family, 0 in multi-unit buildings)Feb 2023: 439 units (336 single-family, 103 in multi-unit buildings)Mar 2023: 504 units (402 single-family, 102 in multi-unit buildings)Apr 2023: 592 units (332 single-family, 260 in multi-unit buildings)May 2023: 412 units (392 single-family, 20 in multi-unit buildings)Jun 2023: 558 units (521 single-family, 37 in multi-unit buildings)Jul 2023: 437 units (333 single-family, 104 in multi-unit buildings)Aug 2023: 814 units (469 single-family, 345 in multi-unit buildings)Sep 2023: 382 units (369 single-family, 13 in multi-unit buildings)Sep 2023Oct 2023: 423 units (328 single-family, 95 in multi-unit buildings)Nov 2023: 336 units (319 single-family, 17 in multi-unit buildings)Dec 2023: 344 units (315 single-family, 29 in multi-unit buildings)Jan 2024: 481 units (401 single-family, 80 in multi-unit buildings)Feb 2024: 371 units (361 single-family, 10 in multi-unit buildings)Mar 2024: 469 units (396 single-family, 73 in multi-unit buildings)Apr 2024: 456 units (411 single-family, 45 in multi-unit buildings)May 2024: 765 units (423 single-family, 342 in multi-unit buildings)Jun 2024: 508 units (330 single-family, 178 in multi-unit buildings)Jul 2024: 986 units (370 single-family, 616 in multi-unit buildings)Aug 2024: 473 units (408 single-family, 65 in multi-unit buildings)Sep 2024: 432 units (326 single-family, 106 in multi-unit buildings)Sep 2024Oct 2024: 395 units (366 single-family, 29 in multi-unit buildings)Nov 2024: 328 units (320 single-family, 8 in multi-unit buildings)Dec 2024: 360 units (325 single-family, 35 in multi-unit buildings)Jan 2025: 434 units (382 single-family, 52 in multi-unit buildings)Feb 2025: 416 units (365 single-family, 51 in multi-unit buildings)Mar 2025: 475 units (413 single-family, 62 in multi-unit buildings)Apr 2025: 473 units (411 single-family, 62 in multi-unit buildings)May 2025: 530 units (528 single-family, 2 in multi-unit buildings)Jun 2025: 776 units (451 single-family, 325 in multi-unit buildings)Jul 2025: 508 units (500 single-family, 8 in multi-unit buildings)Aug 2025: 436 units (427 single-family, 9 in multi-unit buildings)Sep 2025: 669 units (345 single-family, 324 in multi-unit buildings)Sep 2025Oct 2025: 465 units (408 single-family, 57 in multi-unit buildings)Nov 2025: 589 units (415 single-family, 174 in multi-unit buildings)Dec 2025: 292 units (284 single-family, 8 in multi-unit buildings)Jan 2026: 592 units (385 single-family, 207 in multi-unit buildings)Feb 2026: 386 units (374 single-family, 12 in multi-unit buildings)Mar 2026: 801 units (419 single-family, 382 in multi-unit buildings)Apr 2026: 586 units (439 single-family, 147 in multi-unit buildings)May 2026: 377 units (377 single-family, 0 in multi-unit buildings)Jun 2026: 874 units (391 single-family, 483 in multi-unit buildings)Jul 2026: 425 units (425 single-family, 0 in multi-unit buildings)Aug 2026: 385 units (383 single-family, 2 in multi-unit buildings)

Housing units authorised in the Columbia, SC area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Columbia, SC area by year, 1995–202505,00010,0001995: 3,398 units (3,398 single-family, 0 in multi-unit buildings)19951996: 4,149 units (4,149 single-family, 0 in multi-unit buildings)1997: 3,832 units (3,832 single-family, 0 in multi-unit buildings)1998: 4,366 units (4,366 single-family, 0 in multi-unit buildings)1999: 6,082 units (4,383 single-family, 1,699 in multi-unit buildings)2000: 4,835 units (4,393 single-family, 442 in multi-unit buildings)20002001: 4,804 units (4,339 single-family, 465 in multi-unit buildings)2002: 5,198 units (4,834 single-family, 364 in multi-unit buildings)2003: 6,439 units (5,527 single-family, 912 in multi-unit buildings)2004: 7,249 units (6,056 single-family, 1,193 in multi-unit buildings)2005: 7,430 units (6,651 single-family, 779 in multi-unit buildings)20052006: 8,117 units (6,494 single-family, 1,623 in multi-unit buildings)2007: 6,865 units (5,576 single-family, 1,289 in multi-unit buildings)2008: 4,348 units (3,488 single-family, 860 in multi-unit buildings)2009: 3,498 units (2,583 single-family, 915 in multi-unit buildings)2010: 2,942 units (2,527 single-family, 415 in multi-unit buildings)20102011: 2,897 units (2,390 single-family, 507 in multi-unit buildings)2012: 3,729 units (2,791 single-family, 938 in multi-unit buildings)2013: 3,645 units (3,183 single-family, 462 in multi-unit buildings)2014: 4,067 units (3,300 single-family, 767 in multi-unit buildings)2015: 4,642 units (3,678 single-family, 964 in multi-unit buildings)20152016: 4,627 units (3,916 single-family, 711 in multi-unit buildings)2017: 4,629 units (4,072 single-family, 557 in multi-unit buildings)2018: 4,952 units (4,478 single-family, 474 in multi-unit buildings)2019: 4,424 units (4,209 single-family, 215 in multi-unit buildings)2020: 4,872 units (4,787 single-family, 85 in multi-unit buildings)20202021: 6,881 units (5,853 single-family, 1,028 in multi-unit buildings)2022: 5,804 units (4,101 single-family, 1,703 in multi-unit buildings)2023: 5,465 units (4,634 single-family, 831 in multi-unit buildings)2024: 5,892 units (4,469 single-family, 1,423 in multi-unit buildings)2025: 6,070 units (4,969 single-family, 1,101 in multi-unit buildings)2025

Housing units authorised in the Columbia, SC area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaSouth CarolinaUnited States
Housing units authorised6,44146,4391,418,086
Units per 1,000 residents7.38.34.1
Single-family share72%86%63%
Change on previous 12 months+15.8%+1.3%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Saluda CountySC−3.5%+119.0%552.8
Lexington CountySC+3.7%+93.8%1,9166.0
Fairfield CountySC+9.8%+85.8%653.2
Kershaw CountySC+2.9%+84.8%3464.7
Richland CountySC+3.1%+84.3%4,0199.2
Calhoun CountySC+5.3%+67.3%402.8

Questions and answers

How much have home values in the Columbia, SC area risen over 10 years?

The FHFA annual index rose +88.2% between 2015 and 2025, about +6.5% a year. Over 20 years: +90.0%; since 2000: +129.5%. The quarterly index is +3.6% on a year earlier as of 2026 Q2.

Which counties in the Columbia, SC area rose most?

By ten-year change to 2025: Saluda County (+119.0%), Lexington County (+93.8%) and Fairfield County (+85.8%).

What happened to Columbia, SC prices after 2007?

The index peaked in 2008, fell −12.5% to 2013 and regained the peak in 2018. Nationally: −21.3% from 2007 to 2012.

How many homes are being built in the Columbia, SC area?

6,441 housing units were authorised across the area's counties in the 12 months to August 2026, 72% of them single-family, 7.3 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.