FHFA quarterly index through 2026 Q2Annual index 1975–2025Permits through August 2026
Dayton-Kettering-Beavercreek (100 = first year)United States, rebased to the same startNBER recession
FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.
Dayton-Kettering-Beavercreek, OH is a metropolitan statistical area of 3 counties and about 827,000 residents. FHFA's annual index for it begins in 1975 and has risen +559.4% through 2025.
The standard quarterly index for the area, published through 2026 Q2, is +5.3% on a year earlier and +3.0% on the previous quarter.
Over the ten years to 2025 the annual index rose +100.7% (+7.2% a year), above Ohio at +93.4% and well above the national +85.0%.
From a 2006 peak the index fell −14.7% to 2013, regaining the peak in 2018.
Across its counties, 2,158 housing units were authorised in the 12 months to August 2026, 2.6 per 1,000 residents, +3.3% on the previous 12 months.
+5.3%year to 2026 Q2, quarterly indexUS +3.0%
+5.0%1 year, 2024–2025US +2.8%
+55.8%5 yearsUS +47.0%
+100.7%10 years+7.2% a year annualised
+103.9%since 2000US +158.3%
2,158units permitted, 12 months2.6 per 1,000 residents
FHFA annual all-transactions indexes over identical years.
Decade by decade
Decade
Change
United States
1980s (1980–1990)
+53.0%
+68.2%
1990s (1990–2000)
+35.1%
+33.9%
2000s (2000–2010)
+4.3%
+29.7%
2010s (2010–2020)
+25.4%
+35.5%
2020s so far (2020–2025)
+55.8%
+47.0%
FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.
Peak-to-low declines
Peak
Low
Decline
Peak regained
2006
2013
−14.7%
2018
Building permits across the area
Housing units authorised in the area's 3 counties (OMB July 2023 delineations), summed from county files.
Housing units authorised in the Dayton-Kettering-Beavercreek, OH area by month, latest 12 monthssingle-family2+ unit buildings
Housing units authorised in the Dayton-Kettering-Beavercreek, OH area by month, latest 60 monthssingle-family2+ unit buildings
Housing units authorised in the Dayton-Kettering-Beavercreek, OH area by year, 1995–2025single-family2+ unit buildings
Permits, 12 months to August 2026
This area
Ohio
United States
Housing units authorised
2,158
32,282
1,418,086
Units per 1,000 residents
2.6
2.7
4.1
Single-family share
60%
55%
63%
Change on previous 12 months
+3.3%
−0.9%
−0.1%
Counties in the area
Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.
How much have home values in the Dayton-Kettering-Beavercreek, OH area risen over 10 years?
The FHFA annual index rose +100.7% between 2015 and 2025, about +7.2% a year. Over 20 years: +79.8%; since 2000: +103.9%. The quarterly index is +5.3% on a year earlier as of 2026 Q2.
Which counties in the Dayton-Kettering-Beavercreek, OH area rose most?
By ten-year change to 2025: Montgomery County (+104.3%), Greene County (+96.9%) and Miami County (+94.9%).
What happened to Dayton-Kettering-Beavercreek, OH prices after 2007?
The index peaked in 2006, fell −14.7% to 2013 and regained the peak in 2018. Nationally: −21.3% from 2007 to 2012.
How many homes are being built in the Dayton-Kettering-Beavercreek, OH area?
2,158 housing units were authorised across the area's counties in the 12 months to August 2026, 60% of them single-family, 2.6 per 1,000 residents.
Where does this data come from?
FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.
Provenance
Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.