Home Value Trail

Metro areas › Elizabethtown, KY

Metropolitan area

Elizabethtown, KY

Kentucky · 2 counties · 128,666 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1985–2025Permits through August 2026
FHFA house price index for Elizabethtown, KY, quarterly from 1993 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United States2026: 345
Elizabethtown (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

Elizabethtown, KY is a metropolitan statistical area of 2 counties and about 129,000 residents. FHFA's annual index for it begins in 1985 and has risen +364.6% through 2025.

The standard quarterly index for the area, published through 2026 Q2, is +1.0% on a year earlier and −1.0% on the previous quarter.

Over the ten years to 2025 the annual index rose +91.8% (+6.7% a year), above Kentucky at +84.1% and above the national +85.0%.

Across its counties, 544 housing units were authorised in the 12 months to August 2026, 4.2 per 1,000 residents, +5.0% on the previous 12 months.

+1.0%year to 2026 Q2, quarterly indexUS +3.0%
+5.2%1 year, 2024–2025US +2.8%
+61.6%5 yearsUS +47.0%
+91.8%10 years+6.7% a year annualised
+162.8%since 2000US +158.3%
544units permitted, 12 months4.2 per 1,000 residents

Same span, three levels

Change in the FHFA indexElizabethtownKentuckyUnited States
1 year (2024–2025)+5.2%+3.9%+2.8%
5 years (2020–2025)+61.6%+50.0%+47.0%
10 years (2015–2025)+91.8%+84.1%+85.0%
20 years (2005–2025)+109.0%+96.6%+79.1%
Since 2000+162.8%+136.1%+158.3%
Since 1985+364.6%+338.6%+376.3%
10-year annualised+6.7%+6.3%+6.3%
20-year annualised+3.8%+3.4%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1990s (1990–2000)+45.8%+33.9%
2000s (2000–2010)+37.6%+29.7%
2010s (2010–2020)+18.2%+35.5%
2020s so far (2020–2025)+61.6%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1985 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1985 are not shown.

Peak-to-low declines

No decline of 5% or more from a peak appears in the annual index for this area.

Building permits across the area

Housing units authorised in the area's 2 counties (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Elizabethtown, KY area by month, latest 12 months050100Sep 2025: 41 units (29 single-family, 12 in multi-unit buildings)Sep 2025Oct 2025: 36 units (34 single-family, 2 in multi-unit buildings)Oct 2025Nov 2025: 35 units (29 single-family, 6 in multi-unit buildings)Nov 2025Dec 2025: 28 units (28 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 38 units (26 single-family, 12 in multi-unit buildings)Jan 2026Feb 2026: 65 units (47 single-family, 18 in multi-unit buildings)Feb 2026Mar 2026: 53 units (49 single-family, 4 in multi-unit buildings)Mar 2026Apr 2026: 67 units (62 single-family, 5 in multi-unit buildings)Apr 2026May 2026: 48 units (48 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 40 units (38 single-family, 2 in multi-unit buildings)Jun 2026Jul 2026: 46 units (44 single-family, 2 in multi-unit buildings)Jul 2026Aug 2026: 47 units (47 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in the Elizabethtown, KY area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Elizabethtown, KY area by month, latest 60 months0200400600Sep 2021: 7 units (5 single-family, 2 in multi-unit buildings)Sep 2021Oct 2021: 5 units (5 single-family, 0 in multi-unit buildings)Nov 2021: 8 units (8 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 17 units (17 single-family, 0 in multi-unit buildings)Feb 2022: 23 units (23 single-family, 0 in multi-unit buildings)Mar 2022: 69 units (57 single-family, 12 in multi-unit buildings)Apr 2022: 33 units (33 single-family, 0 in multi-unit buildings)May 2022: 68 units (56 single-family, 12 in multi-unit buildings)Jun 2022: 38 units (34 single-family, 4 in multi-unit buildings)Jul 2022: 19 units (19 single-family, 0 in multi-unit buildings)Aug 2022: 37 units (37 single-family, 0 in multi-unit buildings)Sep 2022: 318 units (30 single-family, 288 in multi-unit buildings)Sep 2022Oct 2022: 16 units (16 single-family, 0 in multi-unit buildings)Nov 2022: 32 units (30 single-family, 2 in multi-unit buildings)Dec 2022: 364 units (28 single-family, 336 in multi-unit buildings)Jan 2023: 29 units (29 single-family, 0 in multi-unit buildings)Feb 2023: 29 units (27 single-family, 2 in multi-unit buildings)Mar 2023: 253 units (31 single-family, 222 in multi-unit buildings)Apr 2023: 492 units (36 single-family, 456 in multi-unit buildings)May 2023: 52 units (32 single-family, 20 in multi-unit buildings)Jun 2023: 67 units (51 single-family, 16 in multi-unit buildings)Jul 2023: 41 units (33 single-family, 8 in multi-unit buildings)Aug 2023: 315 units (54 single-family, 261 in multi-unit buildings)Sep 2023: 42 units (36 single-family, 6 in multi-unit buildings)Sep 2023Oct 2023: 334 units (21 single-family, 313 in multi-unit buildings)Nov 2023: 45 units (35 single-family, 10 in multi-unit buildings)Dec 2023: 42 units (42 single-family, 0 in multi-unit buildings)Jan 2024: 18 units (12 single-family, 6 in multi-unit buildings)Feb 2024: 45 units (37 single-family, 8 in multi-unit buildings)Mar 2024: 42 units (42 single-family, 0 in multi-unit buildings)Apr 2024: 50 units (32 single-family, 18 in multi-unit buildings)May 2024: 56 units (38 single-family, 18 in multi-unit buildings)Jun 2024: 57 units (57 single-family, 0 in multi-unit buildings)Jul 2024: 42 units (38 single-family, 4 in multi-unit buildings)Aug 2024: 535 units (61 single-family, 474 in multi-unit buildings)Sep 2024: 48 units (38 single-family, 10 in multi-unit buildings)Sep 2024Oct 2024: 30 units (30 single-family, 0 in multi-unit buildings)Nov 2024: 59 units (37 single-family, 22 in multi-unit buildings)Dec 2024: 29 units (25 single-family, 4 in multi-unit buildings)Jan 2025: 56 units (28 single-family, 28 in multi-unit buildings)Feb 2025: 29 units (29 single-family, 0 in multi-unit buildings)Mar 2025: 51 units (35 single-family, 16 in multi-unit buildings)Apr 2025: 43 units (39 single-family, 4 in multi-unit buildings)May 2025: 63 units (49 single-family, 14 in multi-unit buildings)Jun 2025: 46 units (44 single-family, 2 in multi-unit buildings)Jul 2025: 31 units (23 single-family, 8 in multi-unit buildings)Aug 2025: 33 units (33 single-family, 0 in multi-unit buildings)Sep 2025: 41 units (29 single-family, 12 in multi-unit buildings)Sep 2025Oct 2025: 36 units (34 single-family, 2 in multi-unit buildings)Nov 2025: 35 units (29 single-family, 6 in multi-unit buildings)Dec 2025: 28 units (28 single-family, 0 in multi-unit buildings)Jan 2026: 38 units (26 single-family, 12 in multi-unit buildings)Feb 2026: 65 units (47 single-family, 18 in multi-unit buildings)Mar 2026: 53 units (49 single-family, 4 in multi-unit buildings)Apr 2026: 67 units (62 single-family, 5 in multi-unit buildings)May 2026: 48 units (48 single-family, 0 in multi-unit buildings)Jun 2026: 40 units (38 single-family, 2 in multi-unit buildings)Jul 2026: 46 units (44 single-family, 2 in multi-unit buildings)Aug 2026: 47 units (47 single-family, 0 in multi-unit buildings)

Housing units authorised in the Elizabethtown, KY area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Elizabethtown, KY area by year, 1995–202501,0002,0001995: 397 units (397 single-family, 0 in multi-unit buildings)19951996: 579 units (579 single-family, 0 in multi-unit buildings)1997: 610 units (610 single-family, 0 in multi-unit buildings)1998: 647 units (647 single-family, 0 in multi-unit buildings)1999: 807 units (697 single-family, 110 in multi-unit buildings)2000: 549 units (512 single-family, 37 in multi-unit buildings)20002001: 770 units (614 single-family, 156 in multi-unit buildings)2002: 799 units (586 single-family, 213 in multi-unit buildings)2003: 957 units (813 single-family, 144 in multi-unit buildings)2004: 1,160 units (987 single-family, 173 in multi-unit buildings)2005: 1,325 units (996 single-family, 329 in multi-unit buildings)20052006: 1,146 units (859 single-family, 287 in multi-unit buildings)2007: 1,043 units (678 single-family, 365 in multi-unit buildings)2008: 616 units (403 single-family, 213 in multi-unit buildings)2009: 460 units (383 single-family, 77 in multi-unit buildings)2010: 1,242 units (707 single-family, 535 in multi-unit buildings)20102011: 714 units (270 single-family, 444 in multi-unit buildings)2012: 507 units (283 single-family, 224 in multi-unit buildings)2013: 427 units (311 single-family, 116 in multi-unit buildings)2014: 407 units (217 single-family, 190 in multi-unit buildings)2015: 244 units (218 single-family, 26 in multi-unit buildings)20152016: 386 units (239 single-family, 147 in multi-unit buildings)2017: 425 units (343 single-family, 82 in multi-unit buildings)2018: 380 units (314 single-family, 66 in multi-unit buildings)2019: 383 units (319 single-family, 64 in multi-unit buildings)2020: 632 units (383 single-family, 249 in multi-unit buildings)20202021: 413 units (365 single-family, 48 in multi-unit buildings)2022: 1,034 units (380 single-family, 654 in multi-unit buildings)2023: 1,742 units (428 single-family, 1,314 in multi-unit buildings)2024: 1,010 units (446 single-family, 564 in multi-unit buildings)2025: 491 units (399 single-family, 92 in multi-unit buildings)2025

Housing units authorised in the Elizabethtown, KY area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaKentuckyUnited States
Housing units authorised54413,4101,418,086
Units per 1,000 residents4.22.94.1
Single-family share88%64%63%
Change on previous 12 months+5.0%−7.1%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Larue CountyKY+13.3%+110.5%734.8
Hardin CountyKY+4.7%+89.9%4714.2

Questions and answers

How much have home values in the Elizabethtown, KY area risen over 10 years?

The FHFA annual index rose +91.8% between 2015 and 2025, about +6.7% a year. Over 20 years: +109.0%; since 2000: +162.8%. The quarterly index is +1.0% on a year earlier as of 2026 Q2.

Which counties in the Elizabethtown, KY area rose most?

By ten-year change to 2025: Larue County (+110.5%) and Hardin County (+89.9%).

What happened to Elizabethtown, KY prices after 2007?

The area index shows no decline of 5% or more from a 2005–2008 peak; nationally the fall was −21.3%.

How many homes are being built in the Elizabethtown, KY area?

544 housing units were authorised across the area's counties in the 12 months to August 2026, 88% of them single-family, 4.2 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1985–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.