Home Value Trail

Metro areas › Fort Collins-Loveland, CO

Metropolitan area

Fort Collins-Loveland, CO

Colorado · 1 county · 377,292 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1975–2025Permits through August 2026
FHFA house price index for Fort Collins-Loveland, CO, quarterly from 1977 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 2020020040060019801990200020102020United States2026: 449
Fort Collins-Loveland (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

The Fort Collins-Loveland, CO metropolitan area covers 1 county. Its FHFA house price index, starting in 1975, stood at 1425 in 2025, +1324.9% above the base of 100.

The standard quarterly index for the area, published through 2026 Q2, is +0.2% on a year earlier and −0.2% on the previous quarter.

Over the ten years to 2025 the annual index rose +93.7% (+6.8% a year), close to Colorado at +93.3% and above the national +85.0%.

Across its counties, 2,352 housing units were authorised in the 12 months to August 2026, 6.2 per 1,000 residents, +15.1% on the previous 12 months.

+0.2%year to 2026 Q2, quarterly indexUS +3.0%
+0.3%1 year, 2024–2025US +2.8%
+39.8%5 yearsUS +47.0%
+93.7%10 years+6.8% a year annualised
+194.4%since 2000US +158.3%
2,352units permitted, 12 months6.2 per 1,000 residents

Same span, three levels

Change in the FHFA indexFort Collins-LovelandColoradoUnited States
1 year (2024–2025)+0.3%+0.1%+2.8%
5 years (2020–2025)+39.8%+37.8%+47.0%
10 years (2015–2025)+93.7%+93.3%+85.0%
20 years (2005–2025)+138.5%+131.2%+79.1%
Since 2000+194.4%+184.6%+158.3%
Since 1975+1324.9%+1269.0%+960.7%
10-year annualised+6.8%+6.8%+6.3%
20-year annualised+4.4%+4.3%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+30.5%+68.2%
1990s (1990–2000)+101.1%+33.9%
2000s (2000–2010)+19.6%+29.7%
2010s (2010–2020)+76.0%+35.5%
2020s so far (2020–2025)+39.8%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

No decline of 5% or more from a peak appears in the annual index for this area.

Building permits across the area

Housing units authorised in the area's county (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Fort Collins-Loveland, CO area by month, latest 12 months0200400600Sep 2025: 92 units (74 single-family, 18 in multi-unit buildings)Sep 2025Oct 2025: 240 units (95 single-family, 145 in multi-unit buildings)Oct 2025Nov 2025: 53 units (53 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 489 units (81 single-family, 408 in multi-unit buildings)Dec 2025Jan 2026: 133 units (57 single-family, 76 in multi-unit buildings)Jan 2026Feb 2026: 124 units (122 single-family, 2 in multi-unit buildings)Feb 2026Mar 2026: 109 units (101 single-family, 8 in multi-unit buildings)Mar 2026Apr 2026: 189 units (100 single-family, 89 in multi-unit buildings)Apr 2026May 2026: 536 units (100 single-family, 436 in multi-unit buildings)May 2026Jun 2026: 89 units (77 single-family, 12 in multi-unit buildings)Jun 2026Jul 2026: 219 units (102 single-family, 117 in multi-unit buildings)Jul 2026Aug 2026: 79 units (63 single-family, 16 in multi-unit buildings)Aug 2026

Housing units authorised in the Fort Collins-Loveland, CO area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Fort Collins-Loveland, CO area by month, latest 60 months0200400600Sep 2021: 152 units (120 single-family, 32 in multi-unit buildings)Sep 2021Oct 2021: 395 units (199 single-family, 196 in multi-unit buildings)Nov 2021: 169 units (147 single-family, 22 in multi-unit buildings)Dec 2021: 169 units (133 single-family, 36 in multi-unit buildings)Jan 2022: 205 units (156 single-family, 49 in multi-unit buildings)Feb 2022: 213 units (109 single-family, 104 in multi-unit buildings)Mar 2022: 197 units (167 single-family, 30 in multi-unit buildings)Apr 2022: 177 units (133 single-family, 44 in multi-unit buildings)May 2022: 348 units (176 single-family, 172 in multi-unit buildings)Jun 2022: 151 units (124 single-family, 27 in multi-unit buildings)Jul 2022: 194 units (111 single-family, 83 in multi-unit buildings)Aug 2022: 182 units (76 single-family, 106 in multi-unit buildings)Sep 2022: 148 units (120 single-family, 28 in multi-unit buildings)Sep 2022Oct 2022: 107 units (70 single-family, 37 in multi-unit buildings)Nov 2022: 96 units (62 single-family, 34 in multi-unit buildings)Dec 2022: 299 units (70 single-family, 229 in multi-unit buildings)Jan 2023: 248 units (75 single-family, 173 in multi-unit buildings)Feb 2023: 132 units (86 single-family, 46 in multi-unit buildings)Mar 2023: 305 units (147 single-family, 158 in multi-unit buildings)Apr 2023: 206 units (115 single-family, 91 in multi-unit buildings)May 2023: 135 units (129 single-family, 6 in multi-unit buildings)Jun 2023: 128 units (92 single-family, 36 in multi-unit buildings)Jul 2023: 147 units (105 single-family, 42 in multi-unit buildings)Aug 2023: 171 units (102 single-family, 69 in multi-unit buildings)Sep 2023: 256 units (98 single-family, 158 in multi-unit buildings)Sep 2023Oct 2023: 261 units (120 single-family, 141 in multi-unit buildings)Nov 2023: 240 units (76 single-family, 164 in multi-unit buildings)Dec 2023: 266 units (126 single-family, 140 in multi-unit buildings)Jan 2024: 191 units (133 single-family, 58 in multi-unit buildings)Feb 2024: 152 units (84 single-family, 68 in multi-unit buildings)Mar 2024: 137 units (129 single-family, 8 in multi-unit buildings)Apr 2024: 104 units (93 single-family, 11 in multi-unit buildings)May 2024: 218 units (146 single-family, 72 in multi-unit buildings)Jun 2024: 137 units (123 single-family, 14 in multi-unit buildings)Jul 2024: 107 units (105 single-family, 2 in multi-unit buildings)Aug 2024: 194 units (104 single-family, 90 in multi-unit buildings)Sep 2024: 108 units (104 single-family, 4 in multi-unit buildings)Sep 2024Oct 2024: 146 units (138 single-family, 8 in multi-unit buildings)Nov 2024: 133 units (128 single-family, 5 in multi-unit buildings)Dec 2024: 138 units (66 single-family, 72 in multi-unit buildings)Jan 2025: 187 units (111 single-family, 76 in multi-unit buildings)Feb 2025: 132 units (107 single-family, 25 in multi-unit buildings)Mar 2025: 431 units (124 single-family, 307 in multi-unit buildings)Apr 2025: 214 units (104 single-family, 110 in multi-unit buildings)May 2025: 112 units (63 single-family, 49 in multi-unit buildings)Jun 2025: 201 units (63 single-family, 138 in multi-unit buildings)Jul 2025: 137 units (65 single-family, 72 in multi-unit buildings)Aug 2025: 105 units (57 single-family, 48 in multi-unit buildings)Sep 2025: 92 units (74 single-family, 18 in multi-unit buildings)Sep 2025Oct 2025: 240 units (95 single-family, 145 in multi-unit buildings)Nov 2025: 53 units (53 single-family, 0 in multi-unit buildings)Dec 2025: 489 units (81 single-family, 408 in multi-unit buildings)Jan 2026: 133 units (57 single-family, 76 in multi-unit buildings)Feb 2026: 124 units (122 single-family, 2 in multi-unit buildings)Mar 2026: 109 units (101 single-family, 8 in multi-unit buildings)Apr 2026: 189 units (100 single-family, 89 in multi-unit buildings)May 2026: 536 units (100 single-family, 436 in multi-unit buildings)Jun 2026: 89 units (77 single-family, 12 in multi-unit buildings)Jul 2026: 219 units (102 single-family, 117 in multi-unit buildings)Aug 2026: 79 units (63 single-family, 16 in multi-unit buildings)

Housing units authorised in the Fort Collins-Loveland, CO area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Fort Collins-Loveland, CO area by year, 1995–202502,0004,0001995: 2,186 units (2,186 single-family, 0 in multi-unit buildings)19951996: 2,426 units (2,426 single-family, 0 in multi-unit buildings)1997: 2,293 units (2,293 single-family, 0 in multi-unit buildings)1998: 2,647 units (2,647 single-family, 0 in multi-unit buildings)1999: 3,591 units (2,583 single-family, 1,008 in multi-unit buildings)2000: 3,524 units (2,724 single-family, 800 in multi-unit buildings)20002001: 3,664 units (2,640 single-family, 1,024 in multi-unit buildings)2002: 3,036 units (2,530 single-family, 506 in multi-unit buildings)2003: 3,003 units (2,284 single-family, 719 in multi-unit buildings)2004: 3,252 units (2,718 single-family, 534 in multi-unit buildings)2005: 2,887 units (2,271 single-family, 616 in multi-unit buildings)20052006: 2,240 units (1,432 single-family, 808 in multi-unit buildings)2007: 1,341 units (1,116 single-family, 225 in multi-unit buildings)2008: 1,265 units (649 single-family, 616 in multi-unit buildings)2009: 451 units (361 single-family, 90 in multi-unit buildings)2010: 1,153 units (477 single-family, 676 in multi-unit buildings)20102011: 1,192 units (702 single-family, 490 in multi-unit buildings)2012: 1,868 units (1,139 single-family, 729 in multi-unit buildings)2013: 2,377 units (1,489 single-family, 888 in multi-unit buildings)2014: 2,498 units (1,627 single-family, 871 in multi-unit buildings)2015: 2,434 units (1,720 single-family, 714 in multi-unit buildings)20152016: 3,532 units (1,622 single-family, 1,910 in multi-unit buildings)2017: 2,935 units (2,027 single-family, 908 in multi-unit buildings)2018: 2,944 units (1,679 single-family, 1,265 in multi-unit buildings)2019: 2,490 units (1,580 single-family, 910 in multi-unit buildings)2020: 2,565 units (2,190 single-family, 375 in multi-unit buildings)20202021: 3,221 units (2,149 single-family, 1,072 in multi-unit buildings)2022: 2,572 units (1,385 single-family, 1,187 in multi-unit buildings)2023: 2,686 units (1,289 single-family, 1,397 in multi-unit buildings)2024: 1,786 units (1,370 single-family, 416 in multi-unit buildings)2025: 2,436 units (985 single-family, 1,451 in multi-unit buildings)2025

Housing units authorised in the Fort Collins-Loveland, CO area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaColoradoUnited States
Housing units authorised2,35233,0931,418,086
Units per 1,000 residents6.25.54.1
Single-family share44%53%63%
Change on previous 12 months+15.1%+1.5%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Larimer CountyCO+0.3%+93.7%2,3526.2

Questions and answers

How much have home values in the Fort Collins-Loveland, CO area risen over 10 years?

The FHFA annual index rose +93.7% between 2015 and 2025, about +6.8% a year. Over 20 years: +138.5%; since 2000: +194.4%. The quarterly index is +0.2% on a year earlier as of 2026 Q2.

Which counties in the Fort Collins-Loveland, CO area rose most?

By ten-year change to 2025: Larimer County (+93.7%).

What happened to Fort Collins-Loveland, CO prices after 2007?

The area index shows no decline of 5% or more from a 2005–2008 peak; nationally the fall was −21.3%.

How many homes are being built in the Fort Collins-Loveland, CO area?

2,352 housing units were authorised across the area's counties in the 12 months to August 2026, 44% of them single-family, 6.2 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.