Home Value Trail

Metro areas › Stockton-Lodi, CA

Metropolitan area

Stockton-Lodi, CA

California · 1 county · 823,815 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1975–2025Permits through August 2026
FHFA house price index for Stockton-Lodi, CA, quarterly from 1977 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 2020010020030040050019801990200020102020United StatesPeak 2022: 3862026: 378
Stockton-Lodi (100 = first year)United States, rebased to the same startNBER recessionPeak before the latest quarter value

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

Stockton-Lodi, CA is a metropolitan statistical area of 1 county and about 824,000 residents. FHFA's annual index for it begins in 1975 and has risen +1193.5% through 2025.

The standard quarterly index for the area, published through 2026 Q2, is −1.8% on a year earlier and −0.9% on the previous quarter.

Over the ten years to 2025 the annual index rose +93.1% (+6.8% a year), above California at +80.3% and above the national +85.0%.

From a 2006 peak the index fell −59.4% to 2011, regaining the peak in 2021.

Across its counties, 2,484 housing units were authorised in the 12 months to August 2026, 3.0 per 1,000 residents, −18.9% on the previous 12 months.

−1.8%year to 2026 Q2, quarterly indexUS +3.0%
−0.9%1 year, 2024–2025US +2.8%
+38.7%5 yearsUS +47.0%
+93.1%10 years+6.8% a year annualised
+185.6%since 2000US +158.3%
2,484units permitted, 12 months3.0 per 1,000 residents

Same span, three levels

Change in the FHFA indexStockton-LodiCaliforniaUnited States
1 year (2024–2025)−0.9%+0.8%+2.8%
5 years (2020–2025)+38.7%+39.8%+47.0%
10 years (2015–2025)+93.1%+80.3%+85.0%
20 years (2005–2025)+32.5%+56.4%+79.1%
Since 2000+185.6%+224.1%+158.3%
Since 1975+1193.5%+1867.7%+960.7%
10-year annualised+6.8%+6.1%+6.3%
20-year annualised+1.4%+2.3%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+97.0%+68.2%
1990s (1990–2000)+18.0%+33.9%
2000s (2000–2010)+1.8%+29.7%
2010s (2010–2020)+102.3%+35.5%
2020s so far (2020–2025)+38.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20062011−59.4%2021
19911996−10.4%1999

Building permits across the area

Housing units authorised in the area's county (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Stockton-Lodi, CA area by month, latest 12 months0100200300Sep 2025: 158 units (158 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 183 units (183 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 141 units (141 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 185 units (183 single-family, 2 in multi-unit buildings)Dec 2025Jan 2026: 156 units (156 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 175 units (175 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 249 units (249 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 275 units (275 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 226 units (226 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 271 units (271 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 222 units (222 single-family, 0 in multi-unit buildings)Jul 2026Aug 2026: 243 units (243 single-family, 0 in multi-unit buildings)Aug 2026

Housing units authorised in the Stockton-Lodi, CA area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Stockton-Lodi, CA area by month, latest 60 months0200400600Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 362 units (290 single-family, 72 in multi-unit buildings)Feb 2022: 410 units (383 single-family, 27 in multi-unit buildings)Mar 2022: 440 units (411 single-family, 29 in multi-unit buildings)Apr 2022: 352 units (292 single-family, 60 in multi-unit buildings)May 2022: 324 units (302 single-family, 22 in multi-unit buildings)Jun 2022: 513 units (390 single-family, 123 in multi-unit buildings)Jul 2022: 238 units (200 single-family, 38 in multi-unit buildings)Aug 2022: 238 units (206 single-family, 32 in multi-unit buildings)Sep 2022: 265 units (178 single-family, 87 in multi-unit buildings)Sep 2022Oct 2022: 212 units (171 single-family, 41 in multi-unit buildings)Nov 2022: 174 units (117 single-family, 57 in multi-unit buildings)Dec 2022: 248 units (148 single-family, 100 in multi-unit buildings)Jan 2023: 111 units (91 single-family, 20 in multi-unit buildings)Feb 2023: 222 units (169 single-family, 53 in multi-unit buildings)Mar 2023: 184 units (162 single-family, 22 in multi-unit buildings)Apr 2023: 166 units (139 single-family, 27 in multi-unit buildings)May 2023: 212 units (190 single-family, 22 in multi-unit buildings)Jun 2023: 263 units (236 single-family, 27 in multi-unit buildings)Jul 2023: 239 units (216 single-family, 23 in multi-unit buildings)Aug 2023: 167 units (142 single-family, 25 in multi-unit buildings)Sep 2023: 223 units (223 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 160 units (160 single-family, 0 in multi-unit buildings)Nov 2023: 211 units (211 single-family, 0 in multi-unit buildings)Dec 2023: 237 units (237 single-family, 0 in multi-unit buildings)Jan 2024: 251 units (251 single-family, 0 in multi-unit buildings)Feb 2024: 213 units (213 single-family, 0 in multi-unit buildings)Mar 2024: 321 units (315 single-family, 6 in multi-unit buildings)Apr 2024: 270 units (270 single-family, 0 in multi-unit buildings)May 2024: 354 units (354 single-family, 0 in multi-unit buildings)Jun 2024: 306 units (306 single-family, 0 in multi-unit buildings)Jul 2024: 363 units (363 single-family, 0 in multi-unit buildings)Aug 2024: 333 units (333 single-family, 0 in multi-unit buildings)Sep 2024: 297 units (297 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 248 units (248 single-family, 0 in multi-unit buildings)Nov 2024: 171 units (171 single-family, 0 in multi-unit buildings)Dec 2024: 530 units (530 single-family, 0 in multi-unit buildings)Jan 2025: 207 units (207 single-family, 0 in multi-unit buildings)Feb 2025: 192 units (192 single-family, 0 in multi-unit buildings)Mar 2025: 317 units (317 single-family, 0 in multi-unit buildings)Apr 2025: 275 units (275 single-family, 0 in multi-unit buildings)May 2025: 195 units (195 single-family, 0 in multi-unit buildings)Jun 2025: 217 units (217 single-family, 0 in multi-unit buildings)Jul 2025: 232 units (232 single-family, 0 in multi-unit buildings)Aug 2025: 183 units (183 single-family, 0 in multi-unit buildings)Sep 2025: 158 units (158 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 183 units (183 single-family, 0 in multi-unit buildings)Nov 2025: 141 units (141 single-family, 0 in multi-unit buildings)Dec 2025: 185 units (183 single-family, 2 in multi-unit buildings)Jan 2026: 156 units (156 single-family, 0 in multi-unit buildings)Feb 2026: 175 units (175 single-family, 0 in multi-unit buildings)Mar 2026: 249 units (249 single-family, 0 in multi-unit buildings)Apr 2026: 275 units (275 single-family, 0 in multi-unit buildings)May 2026: 226 units (226 single-family, 0 in multi-unit buildings)Jun 2026: 271 units (271 single-family, 0 in multi-unit buildings)Jul 2026: 222 units (222 single-family, 0 in multi-unit buildings)Aug 2026: 243 units (243 single-family, 0 in multi-unit buildings)

Housing units authorised in the Stockton-Lodi, CA area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Stockton-Lodi, CA area by year, 1995–202505,00010,0001995: 2,178 units (2,178 single-family, 0 in multi-unit buildings)19951996: 2,117 units (2,117 single-family, 0 in multi-unit buildings)1997: 2,229 units (2,229 single-family, 0 in multi-unit buildings)1998: 3,275 units (3,275 single-family, 0 in multi-unit buildings)1999: 4,203 units (4,189 single-family, 14 in multi-unit buildings)2000: 5,392 units (5,350 single-family, 42 in multi-unit buildings)20002001: 4,339 units (4,005 single-family, 334 in multi-unit buildings)2002: 6,143 units (5,654 single-family, 489 in multi-unit buildings)2003: 7,041 units (6,935 single-family, 106 in multi-unit buildings)2004: 6,724 units (6,229 single-family, 495 in multi-unit buildings)2005: 5,869 units (5,684 single-family, 185 in multi-unit buildings)20052006: 3,652 units (3,461 single-family, 191 in multi-unit buildings)2007: 2,426 units (2,201 single-family, 225 in multi-unit buildings)2008: 819 units (765 single-family, 54 in multi-unit buildings)2009: 792 units (792 single-family, 0 in multi-unit buildings)2010: 813 units (801 single-family, 12 in multi-unit buildings)20102011: 933 units (781 single-family, 152 in multi-unit buildings)2012: 1,006 units (1,006 single-family, 0 in multi-unit buildings)2013: 1,134 units (1,062 single-family, 72 in multi-unit buildings)2014: 1,265 units (1,245 single-family, 20 in multi-unit buildings)2015: 2,431 units (1,708 single-family, 723 in multi-unit buildings)20152016: 1,998 units (1,862 single-family, 136 in multi-unit buildings)2017: 2,779 units (2,107 single-family, 672 in multi-unit buildings)2018: 3,280 units (2,920 single-family, 360 in multi-unit buildings)2019: 3,499 units (2,628 single-family, 871 in multi-unit buildings)2020: 3,914 units (3,086 single-family, 828 in multi-unit buildings)20202021: 4,389 units (3,718 single-family, 671 in multi-unit buildings)2022: 3,485 units (3,205 single-family, 280 in multi-unit buildings)2023: 2,170 units (2,167 single-family, 3 in multi-unit buildings)2024: 3,779 units (3,773 single-family, 6 in multi-unit buildings)2025: 2,522 units (2,520 single-family, 2 in multi-unit buildings)2025

Housing units authorised in the Stockton-Lodi, CA area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaCaliforniaUnited States
Housing units authorised2,484111,5381,418,086
Units per 1,000 residents3.02.84.1
Single-family share100%50%63%
Change on previous 12 months−18.9%+13.8%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
San Joaquin CountyCA−0.9%+93.1%2,4843.0

Questions and answers

How much have home values in the Stockton-Lodi, CA area risen over 10 years?

The FHFA annual index rose +93.1% between 2015 and 2025, about +6.8% a year. Over 20 years: +32.5%; since 2000: +185.6%. The quarterly index is −1.8% on a year earlier as of 2026 Q2.

Which counties in the Stockton-Lodi, CA area rose most?

By ten-year change to 2025: San Joaquin County (+93.1%).

What happened to Stockton-Lodi, CA prices after 2007?

The index peaked in 2006, fell −59.4% to 2011 and regained the peak in 2021. Nationally: −21.3% from 2007 to 2012.

How many homes are being built in the Stockton-Lodi, CA area?

2,484 housing units were authorised across the area's counties in the 12 months to August 2026, 100% of them single-family, 3.0 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1975–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.