States › Iowa
State
Iowa
99 counties with an index · 24 metro and micro areas · 444 ZIP codes · 139 permit-issuing places · 3,238,387 residents (2025 est.)
FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line is FHFA's standard quarterly all-transactions index; the comparison table uses FHFA's annual state index from the same family. The index does not give a dollar value for any home.
Iowa's FHFA house price index starts in 1975. Through 2025 it has risen +546.6%; over the ten years to 2025 the rise was +65.4% (+5.2% a year), well below the national +85.0%.
The quarterly index through 2026 Q2 is +3.2% on a year earlier and +1.5% on the quarter; nationally +3.0% and +1.1%.
12,933 housing units were authorised in Iowa in the 12 months to August 2026, 4.0 per 1,000 residents against 4.1 nationally; that is −5.1% on the previous 12 months. 99 counties, 24 metro and micro areas, 444 ZIP codes and 139 permit-issuing places in the state have their own pages.
Same span, state and nation
| Change in the FHFA index | Iowa | United States |
|---|---|---|
| 1 year (2024–2025) | +3.2% | +2.8% |
| 5 years (2020–2025) | +41.4% | +47.0% |
| 10 years (2015–2025) | +65.4% | +85.0% |
| 20 years (2005–2025) | +82.3% | +79.1% |
| Since 2000 | +119.4% | +158.3% |
| Since 1975 | +546.6% | +960.7% |
| 10-year annualised | +5.2% | +6.3% |
| 20-year annualised | +3.0% | +3.0% |
Decade by decade
| Decade | Change | United States | |
|---|---|---|---|
| 1980s (1980–1990) | +18.1% | +68.2% | |
| 1990s (1990–2000) | +56.2% | +33.9% | |
| 2000s (2000–2010) | +24.7% | +29.7% | |
| 2010s (2010–2020) | +24.4% | +35.5% | |
| 2020s so far (2020–2025) | +41.4% | +47.0% |
FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.
Peak-to-low declines
| Peak | Low | Decline | Peak regained |
|---|---|---|---|
| 1980 | 1982 | −7.4% | 1984 |
Purchase-only index
FHFA also publishes a purchase-only index, built from sales prices alone (no refinance appraisals). It starts in 1991 and is drawn here on its own base.
Counties
Ranked by ten-year change in FHFA's annual county index to 2025. Permits are housing units authorised in the 12 months to August 2026.
| County | 1 year | 10 years | Since 2000 | Units, 12 months | Per 1,000 | Index through |
|---|---|---|---|---|---|---|
| Lucas County | +9.2% | +116.0% | — | 16 | 1.8 | 2025 |
| Greene County | +6.4% | +102.0% | +141.8% | 5 | 0.6 | 2025 |
| Calhoun County | +5.2% | +99.6% | +149.8% | 15 | 1.6 | 2025 |
| Montgomery County | +15.5% | +96.9% | +151.0% | 14 | 1.4 | 2025 |
| Sac County | −1.0% | +95.7% | +158.9% | 14 | 1.5 | 2025 |
| Davis County | +13.8% | +93.8% | — | 3 | 0.3 | 2025 |
| Pottawattamie County | +5.5% | +87.5% | +129.6% | 612 | 6.6 | 2025 |
| Dickinson County | +6.7% | +86.1% | +203.5% | 106 | 5.9 | 2025 |
| Ringgold County | +3.6% | +85.7% | — | 2 | 0.4 | 2024 |
| Mills County | +3.5% | +84.8% | +131.2% | 20 | 1.4 | 2025 |
| Sioux County | +6.1% | +83.6% | +180.7% | 332 | 9.0 | 2025 |
| Howard County | +9.0% | +83.2% | +178.8% | 1 | 0.1 | 2025 |
| Woodbury County | +3.6% | +82.1% | +135.6% | 152 | 1.4 | 2025 |
| Monona County | +10.4% | +81.9% | +123.1% | 5 | 0.6 | 2025 |
| Wayne County | +7.8% | +81.7% | — | 45 | 6.7 | 2025 |
| Harrison County | −3.0% | +80.9% | +110.6% | 25 | 1.7 | 2025 |
| Lyon County | +1.2% | +79.8% | +194.9% | 35 | 2.8 | 2025 |
| Shelby County | +5.5% | +79.8% | +151.1% | 5 | 0.4 | 2025 |
| Marion County | +6.4% | +79.5% | +129.7% | 234 | 6.8 | 2025 |
| Worth County | +11.8% | +79.3% | +123.0% | 5 | 0.7 | 2025 |
| Jackson County | +11.7% | +78.7% | +158.8% | 22 | 1.1 | 2025 |
| Cherokee County | +4.5% | +78.5% | +132.8% | 64 | 5.6 | 2025 |
| Adair County | −8.8% | +78.4% | +151.4% | 46 | 6.2 | 2025 |
| Buena Vista County | +7.3% | +77.6% | +149.8% | 21 | 1.0 | 2025 |
| Mahaska County | +2.2% | +77.3% | +121.5% | 60 | 2.7 | 2025 |
| Guthrie County | +1.4% | +76.9% | +164.8% | 47 | 4.4 | 2025 |
| Jasper County | +0.6% | +76.7% | +107.9% | 69 | 1.8 | 2025 |
| Van Buren County | +33.8% | +76.3% | — | 2 | 0.3 | 2022 |
| Boone County | +1.9% | +75.8% | +133.2% | 48 | 1.8 | 2025 |
| Appanoose County | +3.1% | +75.1% | +145.9% | 6 | 0.5 | 2025 |
| O'Brien County | +5.8% | +75.0% | +173.0% | 13 | 0.9 | 2025 |
| Wright County | +16.5% | +74.7% | +113.3% | 31 | 2.4 | 2025 |
| Page County | +2.7% | +74.5% | +123.6% | 17 | 1.1 | 2025 |
| Louisa County | +15.8% | +74.4% | +125.7% | 20 | 1.9 | 2025 |
| Madison County | +0.4% | +74.1% | +128.2% | 59 | 3.4 | 2025 |
| Delaware County | +2.1% | +73.1% | +144.3% | 35 | 2.0 | 2025 |
| Marshall County | +4.1% | +71.9% | +106.4% | 25 | 0.6 | 2025 |
| Allamakee County | +5.3% | +71.8% | +141.5% | 100 | 7.0 | 2025 |
| Fremont County | +0.5% | +71.6% | +120.5% | 8 | 1.2 | 2025 |
| Mitchell County | +9.2% | +70.5% | +149.1% | 40 | 3.8 | 2025 |
| Winneshiek County | +1.4% | +70.5% | +153.2% | 46 | 2.3 | 2025 |
| Plymouth County | +4.3% | +70.4% | +139.0% | 129 | 5.0 | 2025 |
| Osceola County | +26.4% | +70.2% | +194.3% | 5 | 0.8 | 2025 |
| Cedar County | +5.0% | +69.8% | +126.6% | 66 | 3.6 | 2025 |
| Clayton County | +1.8% | +69.7% | +131.1% | 56 | 3.3 | 2025 |
| Carroll County | +0.7% | +69.6% | +131.9% | 22 | 1.1 | 2025 |
| Cass County | +1.2% | +69.6% | +119.6% | 11 | 0.8 | 2025 |
| Polk County | +1.7% | +69.6% | +121.8% | 3,528 | 6.8 | 2025 |
| Grundy County | +1.9% | +69.5% | +145.4% | 15 | 1.2 | 2025 |
| Union County | +11.0% | +68.7% | +136.6% | 19 | 1.6 | 2025 |
| Warren County | +1.2% | +68.1% | +113.0% | 401 | 7.0 | 2025 |
| Keokuk County | +7.4% | +67.5% | +131.1% | 2 | 0.2 | 2025 |
| Palo Alto County | +12.7% | +67.0% | +188.8% | 6 | 0.7 | 2025 |
| Dubuque County | +5.2% | +66.7% | +137.1% | 638 | 6.4 | 2025 |
| Hancock County | −2.0% | +66.6% | +139.0% | 13 | 1.2 | 2025 |
| Winnebago County | +6.2% | +66.5% | +106.9% | 1 | 0.1 | 2025 |
| Clarke County | −1.4% | +66.1% | +112.7% | 136 | 14.2 | 2025 |
| Cerro Gordo County | +1.5% | +64.1% | +116.9% | 31 | 0.7 | 2025 |
| Fayette County | +12.1% | +64.1% | +115.3% | 29 | 1.5 | 2025 |
| Benton County | +4.1% | +63.6% | +114.4% | 22 | 0.8 | 2025 |
| Story County | +2.9% | +63.6% | +117.7% | 236 | 2.3 | 2025 |
| Hamilton County | +11.4% | +63.3% | +95.7% | 11 | 0.7 | 2025 |
| Jones County | +3.1% | +63.3% | +118.2% | 19 | 0.9 | 2025 |
| Audubon County | +19.9% | +62.7% | +144.1% | 9 | 1.6 | 2025 |
| Pocahontas County | −21.0% | +61.5% | — | 1 | 0.1 | 2025 |
| Chickasaw County | +3.5% | +61.3% | +128.7% | 8 | 0.7 | 2025 |
| Buchanan County | +3.9% | +60.5% | +135.5% | 50 | 2.4 | 2025 |
| Butler County | +6.6% | +60.4% | +146.7% | 18 | 1.3 | 2025 |
| Crawford County | +11.2% | +60.2% | +129.4% | 25 | 1.5 | 2025 |
| Decatur County | +1.4% | +60.0% | — | 2 | 0.3 | 2025 |
| Tama County | +3.2% | +60.0% | +111.8% | 7 | 0.4 | 2025 |
| Taylor County | −14.9% | +59.8% | — | 4 | 0.7 | 2025 |
| Poweshiek County | +5.5% | +59.6% | +128.7% | 32 | 1.7 | 2025 |
| Washington County | +1.4% | +59.6% | +112.9% | 35 | 1.5 | 2025 |
| Muscatine County | +2.7% | +59.5% | +104.0% | 130 | 3.1 | 2025 |
| Clinton County | +5.1% | +59.3% | +108.5% | 102 | 2.2 | 2025 |
| Franklin County | −0.1% | +57.9% | +125.8% | 5 | 0.5 | 2025 |
| Scott County | +4.1% | +57.7% | +113.0% | 364 | 2.1 | 2025 |
| Iowa County | +1.4% | +57.5% | +113.3% | 12 | 0.7 | 2025 |
| Linn County | +3.0% | +56.3% | +94.5% | 889 | 3.8 | 2025 |
| Adams County | +6.3% | +55.9% | — | 7 | 1.9 | 2022 |
| Dallas County | +1.4% | +55.8% | +99.5% | 1,045 | 8.8 | 2025 |
| Clay County | +5.0% | +55.6% | +114.8% | 53 | 3.3 | 2025 |
| Johnson County | +4.6% | +55.4% | +119.5% | 1,414 | 8.8 | 2025 |
| Emmet County | +4.4% | +54.2% | +123.3% | 39 | 4.3 | 2025 |
| Wapello County | −1.4% | +53.7% | +108.4% | 54 | 1.5 | 2025 |
| Bremer County | +1.7% | +53.4% | +111.9% | 44 | 1.7 | 2025 |
| Lee County | +7.2% | +53.1% | +99.4% | 71 | 2.2 | 2025 |
| Jefferson County | +0.3% | +53.0% | +120.0% | 2 | 0.1 | 2025 |
| Webster County | +3.5% | +52.1% | +87.7% | 99 | 2.7 | 2025 |
| Henry County | −2.8% | +51.7% | +93.3% | 34 | 1.8 | 2025 |
| Hardin County | −2.0% | +50.8% | +106.1% | 20 | 1.2 | 2025 |
| Monroe County | +10.3% | +50.6% | — | 12 | 1.6 | 2025 |
| Black Hawk County | +1.8% | +49.6% | +113.0% | 389 | 3.0 | 2025 |
| Humboldt County | +2.9% | +49.2% | +90.8% | 15 | 1.6 | 2025 |
| Floyd County | +2.2% | +47.3% | +111.9% | 62 | 4.2 | 2025 |
| Des Moines County | +4.0% | +46.6% | +92.7% | 75 | 2.0 | 2025 |
| Ida County | −9.3% | +44.8% | +119.3% | 3 | 0.4 | 2025 |
| Kossuth County | +2.1% | +41.5% | +119.5% | 6 | 0.4 | 2025 |
Metro and micropolitan areas
Areas with any county in Iowa; multi-state areas appear under each of their states.
| Area | Type | 1 year | 10 years | Year to 2026 Q2 | Units, 12 months |
|---|---|---|---|---|---|
| Omaha, NE-IA | Metro | +2.7% | +89.8% | +4.2% | 7,055 |
| Spirit Lake, IA | Micro | +6.7% | +86.1% | — | 106 |
| Sioux City, IA-NE-SD | Metro | +4.4% | +83.6% | −1.1% | 372 |
| Pella, IA | Micro | +6.4% | +79.5% | — | 234 |
| Storm Lake, IA | Micro | +7.3% | +77.6% | — | 21 |
| Oskaloosa, IA | Micro | +2.2% | +77.3% | — | 60 |
| Marshalltown, IA | Micro | +4.1% | +71.9% | — | 25 |
| Le Mars, IA | Micro | +4.3% | +70.4% | — | 129 |
| Carroll, IA | Micro | +0.7% | +69.6% | — | 22 |
| Des Moines-West Des Moines, IA | Metro | +1.6% | +68.2% | +2.3% | 5,149 |
| Dubuque, IA | Metro | +5.2% | +66.7% | +5.2% | 638 |
| Ames, IA | Metro | +2.6% | +66.4% | +5.6% | 284 |
| Mason City, IA | Micro | +3.1% | +65.8% | — | 36 |
| Muscatine, IA | Micro | +2.7% | +59.5% | — | 130 |
| Clinton, IA | Micro | +5.1% | +59.3% | — | 102 |
| Cedar Rapids, IA | Metro | +3.1% | +57.2% | +4.9% | 930 |
| Iowa City, IA | Metro | +4.3% | +56.0% | +3.0% | 1,449 |
| Spencer, IA | Micro | +5.0% | +55.6% | — | 53 |
| Davenport-Moline-Rock Island, IA-IL | Metro | +3.9% | +55.1% | +4.1% | 566 |
| Ottumwa, IA | Micro | −1.4% | +53.7% | — | 54 |
| Fort Madison, IA | Micro | +7.2% | +53.1% | — | 71 |
| Fort Dodge, IA | Micro | +3.5% | +52.1% | — | 99 |
| Waterloo-Cedar Falls, IA | Metro | +1.9% | +51.4% | +2.6% | 448 |
| Burlington, IA-IL | Micro | +3.3% | +46.2% | — | 81 |
Building permits
Housing units authorised in Iowa by month, latest 60 monthssingle-family2+ unit buildings
Housing units authorised in Iowa by year, 1995–2025single-family2+ unit buildings
Single-family share of the latest 12 months: 57% (63% nationally). Since 1995: 376,863 units.
Year by year
Each year's index change and permits, with every county's figures for that year.
| Year | Iowa index | US index | Units permitted | Single-family |
|---|---|---|---|---|
| 2025 | +3.2% | +2.8% | 13,664 | 7,326 |
| 2024 | +5.0% | +4.9% | 12,544 | 7,780 |
| 2023 | +7.1% | +5.7% | 11,230 | 7,421 |
| 2022 | +12.7% | +15.5% | 12,704 | 7,624 |
| 2021 | +8.1% | +11.6% | 13,686 | 9,158 |
| 2020 | +1.8% | +3.0% | 12,623 | 8,633 |
| 2019 | +3.1% | +4.2% | 11,870 | 7,877 |
| 2018 | +3.7% | +5.7% | 11,518 | 7,318 |
| 2017 | +3.9% | +5.4% | 13,948 | 8,067 |
| 2016 | +3.4% | +5.3% | 14,317 | 8,203 |
| 2015 | +2.7% | +4.4% | 12,097 | 7,424 |
| 2014 | +2.3% | +6.2% | 10,256 | 6,989 |
| 2013 | +1.4% | +3.4% | 10,877 | 7,578 |
| 2012 | +0.5% | −1.8% | 9,501 | 6,814 |
| 2011 | −0.6% | −4.4% | 7,526 | 5,875 |
| 2010 | −1.0% | −5.1% | 7,607 | 5,952 |
| 2009 | −0.5% | −7.5% | 7,729 | 5,705 |
| 2008 | +0.4% | −4.5% | 8,412 | 6,285 |
| 2007 | +1.8% | +0.6% | 11,171 | 8,674 |
| 2006 | +2.9% | +6.6% | 13,357 | 10,250 |
| 2005 | +4.8% | +12.4% | 16,766 | 12,812 |
| 2004 | +4.3% | +9.2% | 16,345 | 12,374 |
| 2003 | +2.3% | +4.5% | 16,082 | 11,841 |
| 2002 | +2.8% | +5.4% | 14,789 | 10,004 |
| 2001 | +4.7% | +6.7% | 13,085 | 8,801 |
| 2000 | +4.9% | +8.3% | 12,500 | 8,470 |
| 1999 | +3.9% | +4.3% | 13,441 | 9,651 |
| 1998 | +4.3% | +3.7% | 13,144 | 8,879 |
| 1997 | +4.0% | +3.8% | 10,706 | 7,361 |
| 1996 | +4.0% | +3.2% | 12,027 | 7,923 |
| 1995 | +6.6% | +3.7% | 11,341 | 7,313 |
Cities issuing the most permits
Housing units authorised in the 12 months to August 2026; every place is listed on its county page.
- Ankeny 878
- Waukee 836
- Des Moines 671
- Urbandale 604
- Coralville 558
- Council Bluffs 522
- Dubuque 503
- Cedar Rapids 436
- North Liberty 380
- West Des Moines 370
- Grimes 250
- Waterloo 241
- Tiffin 211
- Marion 204
- Norwalk 199
- Altoona 183
- Johnston 172
- Iowa City 158
- Ames 133
- Bettendorf 130
- Knoxville 122
- Osceola 118
- Linn County Unincorporated Area 117
- Indianola 103
- Bondurant 102
- Hiawatha 102
- Sioux City 101
- Le Mars 99
- Cedar Falls 97
- Muscatine 94
- Davenport 92
- Pleasant Hill 89
- Warren County Unincorporated Area 86
- Polk County Unincorporated Area 78
- Rock Valley 77
- Adel 76
- Polk City 73
- Scott County Unincorporated Area 71
- Fort Dodge 70
- Sioux Center 68
Questions and answers
How much have home values in Iowa risen over 10 years?
The FHFA index rose +65.4% between 2015 and 2025, +5.2% a year; over 20 years +82.3% and since 2000 +119.4%. Nationally: +85.0%, +79.1% and +158.3%.
Which Iowa counties rose most over 10 years?
Lucas County (+116.0%), Greene County (+102.0%) and Calhoun County (+99.6%), by FHFA's annual county index to 2025.
What happened to Iowa home prices in 2008?
The state index shows no decline of 5% or more from a 2005–2008 peak.
How many homes are being built in Iowa?
12,933 units were authorised in the 12 months to August 2026: 7,399 single-family and 5,534 in multi-unit buildings, 4.0 per 1,000 residents.
Where does this data come from?
FHFA's quarterly all-transactions state index (through 2026 Q2) and annual state index (updated March 31, 2026); the Census Bureau's Building Permits Survey state and county files through August 2026; vintage 2025 population estimates.
Provenance
Index: Federal Housing Finance Agency, quarterly all-transactions and purchase-only state indexes through 2026 Q2 and annual state index (updated March 31, 2026). Permits: Census Bureau Building Permits Survey state, county and place files through August 2026. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.