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ZIP code

ZIP 12067

Albany County · Albany-Schenectady-Troy, NY · New York

FHFA annual index 2001–2022Developmental ZIP indexIndex vintage March 31, 2026
FHFA house price index for ZIP 12067, 2001 to 2022, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 20205010015020025020052010201520202025United StatesPeak 2021: 1932022: 174
ZIP 12067 (100 = first year)United States, rebased to the same startNBER recessionPeak before the latest index value

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its ZIP code indexes as developmental: they may be revised as new data arrive or methods change, and the index does not give a dollar value for any home.

The federal house price index for ZIP 12067 (Albany County, New York) runs from 2001 to 2022 and has risen +74.2% over that time, from a base of 100 to 174. FHFA's most recent value for this area is for 2022, so every span here ends in 2022.

Over the ten years to 2022 the index rose +6.8%, about +0.7% a year: well below Albany County (+39.5%), well below New York (+59.9%) and well below the national index (+86.1%). The change over 2021–2022 was −9.9%.

The index did not fall 5% or more from a peak between 2006 and 2012, which is unusual; small samples in a ZIP code can also mask movements.

Building activity is measured at county level: Albany County authorised 566 housing units in the 12 months to August 2026, 1.8 per 1,000 residents, 42% of them single-family.

−9.9%1 year, 2021–2022US +15.5%
+13.8%5 years, 2017–2022US +46.2%
+6.8%10 years, 2012–2022+0.7% a year annualised
—since 2000US +126.5%

Same span, five levels

Change in the FHFA indexZIP 12067Albany CountyAlbany-Schenectady-Troy areaNew YorkUnited States
1 year (2021–2022)−9.9%+11.7%+11.7%+12.7%+15.5%
5 years (2017–2022)+13.8%+31.6%+34.1%+39.5%+46.2%
10 years (2012–2022)+6.8%+39.5%+42.0%+59.9%+86.1%
20 years (2002–2022)+58.1%+103.4%+108.3%+99.2%+101.4%
Since 2000—+125.4%+132.4%+134.9%+126.5%
Since 2001+74.2%+115.6%+121.4%+117.0%+112.2%
10-year annualised+0.7%+3.4%+3.6%+4.8%+6.4%
20-year annualised+2.3%+3.6%+3.7%+3.5%+3.6%

Every column uses FHFA's annual all-transactions index family and the same start and end years, so the figures are directly comparable. A dash means the level has no index for that span.

Decade by decade

DecadeChangeUnited States
2010s (2010–2020)+15.6%+35.5%
2020s so far (2020–2022)−5.4%+28.9%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (2001 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 2001 are not shown.

Peak-to-low declines

Falls of 5% or more from a previous high in the annual index, and the year the earlier peak was regained.

PeakLowDeclinePeak regained
20092015−18.7%2018
20212022−9.9%not by 2022
20182019−9.1%2020

Building permits in Albany County

Permits are reported by county and by permit-issuing place, not by ZIP code. Housing units authorised in Albany County, latest 12 months.

Housing units authorised in Albany County by month, Sep 2025 to Aug 2026050100150Sep 2025: 28 units (23 single-family, 5 in multi-unit buildings)Sep 2025Oct 2025: 59 units (14 single-family, 45 in multi-unit buildings)Oct 2025Nov 2025: 65 units (12 single-family, 53 in multi-unit buildings)Nov 2025Dec 2025: 27 units (17 single-family, 10 in multi-unit buildings)Dec 2025Jan 2026: 16 units (10 single-family, 6 in multi-unit buildings)Jan 2026Feb 2026: 21 units (11 single-family, 10 in multi-unit buildings)Feb 2026Mar 2026: 38 units (16 single-family, 22 in multi-unit buildings)Mar 2026Apr 2026: 41 units (20 single-family, 21 in multi-unit buildings)Apr 2026May 2026: 37 units (13 single-family, 24 in multi-unit buildings)May 2026Jun 2026: 47 units (19 single-family, 28 in multi-unit buildings)Jun 2026Jul 2026: 134 units (72 single-family, 62 in multi-unit buildings)Jul 2026Aug 2026: 53 units (13 single-family, 40 in multi-unit buildings)Aug 2026

Housing units authorised in Albany County by month, Sep 2025 to Aug 2026single-family2+ unit buildings

566units authorised, 12 months to August 2026−20.3% on the previous 12 months
1.8units per 1,000 residentsNew York 2.4 · US 4.1
42%single-family share225 units in 5+ unit buildings

Full permit history and every city in Albany County

Other ZIP codes in Albany County

Ranked by ten-year change in the FHFA index.

ZIP1 year10 yearsSince 2000Index through
12210—+105.9%+239.0%2024
12077+12.0%+90.2%+187.8%2025
12189+21.7%+89.5%+218.9%2025
12204+21.3%+85.7%+168.3%2025
12303+7.5%+77.2%+184.6%2025
12209+8.0%+76.0%+176.0%2025
12054+8.2%+75.6%+186.9%2025
12084—+74.4%+137.9%2024
12205+5.5%+74.1%+202.3%2025
12208+5.3%+74.0%+177.8%2025
12186+4.2%+71.8%+182.0%2025
12009+2.7%+71.5%+177.0%2025

All 25 ZIP codes in Albany County

Questions and answers

How much have home values in ZIP 12067 risen over 10 years?

The FHFA house price index for 12067 rose +6.8% between 2012 and 2022, about +0.7% a year compounded. Over five years the change was +13.8% and over one year −9.9%.

How does 12067 compare with Albany County?

Over the same ten years to 2022, Albany County rose +39.5%, New York +59.9% and the United States +86.1%, against +6.8% for the ZIP.

What happened to prices in 12067 after 2007?

The index for 12067 shows no decline of 5% or more from a 2005–2008 peak. Nationally the index fell −21.3% from 2007 to 2012.

How many homes are being built in 12067?

Building permits are published by place and county, not by ZIP. Albany County authorised 566 housing units in the 12 months to August 2026, −20.3% on the previous 12 months. The county page lists permits by month and by city.

Where does the index for this ZIP come from?

From the Federal Housing Finance Agency's annual five-digit ZIP code house price index (all-transactions), last updated March 31, 2026. FHFA labels the ZIP-level indexes developmental: they are calibrated on appraisal values and sales prices for mortgages bought or guaranteed by Fannie Mae and Freddie Mac, and may be revised. The index tracks price changes for the same homes over time; it does not give a dollar value for any home.

Provenance

Index: Federal Housing Finance Agency, annual house price index for five-digit ZIP codes (all-transactions, developmental), last updated March 31, 2026, values 2001–2022, public domain. County, state and national comparison series are FHFA's annual indexes for those levels from the same release. ZIP to county assignment uses the Census Bureau's 2020 ZCTA-to-county relationship file (largest land share); county to metro uses OMB's July 2023 delineations. Permits: Census Bureau Building Permits Survey through August 2026. Errors in processing are corrected at the next build; see corrections. FHFA HPI datasets.