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ZIP code

ZIP 25541

Cabell County · Huntington-Ashland, WV-KY-OH · West Virginia

FHFA annual index 1992–2025Developmental ZIP indexIndex vintage March 31, 2026
FHFA house price index for ZIP 25541, 1992 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United States2025: 260
ZIP 25541 (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its ZIP code indexes as developmental: they may be revised as new data arrive or methods change, and the index does not give a dollar value for any home.

Cabell County, West Virginia ZIP 25541 has 34 years of index history. Since 1992 the FHFA index has moved from 100 to 260, a change of +159.6%.

Over the ten years to 2025 the index rose +40.9%, about +3.5% a year: below Cabell County (+46.7%), below West Virginia (+54.1%) and well below the national index (+85.0%). The change over 2024–2025 was +7.2%.

By decade, the strongest was the 2000s (+25.8%) and the weakest the 2010s (+7.7%).

The index did not fall 5% or more from a peak between 2006 and 2012, which is unusual; small samples in a ZIP code can also mask movements.

Building activity is measured at county level: Cabell County authorised 77 housing units in the 12 months to August 2026, 0.8 per 1,000 residents, 49% of them single-family.

+7.2%1 year, 2024–2025US +2.8%
+37.5%5 years, 2020–2025US +47.0%
+40.9%10 years, 2015–2025+3.5% a year annualised
+86.3%since 2000US +158.3%

Same span, five levels

Change in the FHFA indexZIP 25541Cabell CountyHuntington-Ashland areaWest VirginiaUnited States
1 year (2024–2025)+7.2%+7.1%+4.5%+4.1%+2.8%
5 years (2020–2025)+37.5%+37.8%+38.1%+40.0%+47.0%
10 years (2015–2025)+40.9%+46.7%+49.1%+54.1%+85.0%
20 years (2005–2025)+64.2%+60.4%+66.5%+61.3%+79.1%
Since 2000+86.3%+88.3%+98.0%+101.8%+158.3%
Since 1992+159.6%+152.6%+161.1%+167.1%+241.7%
10-year annualised+3.5%+3.9%+4.1%+4.4%+6.3%
20-year annualised+2.5%+2.4%+2.6%+2.4%+3.0%

Every column uses FHFA's annual all-transactions index family and the same start and end years, so the figures are directly comparable. A dash means the level has no index for that span.

Decade by decade

DecadeChangeUnited States
2000s (2000–2010)+25.8%+29.7%
2010s (2010–2020)+7.7%+35.5%
2020s so far (2020–2025)+37.5%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1992 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1992 are not shown.

Peak-to-low declines

Falls of 5% or more from a previous high in the annual index, and the year the earlier peak was regained.

PeakLowDeclinePeak regained
20192020−5.3%2021

Building permits in Cabell County

Permits are reported by county and by permit-issuing place, not by ZIP code. Housing units authorised in Cabell County, latest 12 months.

Housing units authorised in Cabell County by month, Sep 2025 to Aug 202601020Sep 2025: 5 units (2 single-family, 3 in multi-unit buildings)Sep 2025Oct 2025: 6 units (3 single-family, 3 in multi-unit buildings)Oct 2025Nov 2025: 2 units (2 single-family, 0 in multi-unit buildings)Nov 2025Dec 2025: 6 units (4 single-family, 2 in multi-unit buildings)Dec 2025Jan 2026: 3 units (1 single-family, 2 in multi-unit buildings)Jan 2026Feb 2026: 2 units (2 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 11 units (3 single-family, 8 in multi-unit buildings)Mar 2026Apr 2026: 8 units (8 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 5 units (3 single-family, 2 in multi-unit buildings)May 2026Jun 2026: 16 units (4 single-family, 12 in multi-unit buildings)Jun 2026Jul 2026: 8 units (3 single-family, 5 in multi-unit buildings)Jul 2026Aug 2026: 5 units (3 single-family, 2 in multi-unit buildings)Aug 2026

Housing units authorised in Cabell County by month, Sep 2025 to Aug 2026single-family2+ unit buildings

77units authorised, 12 months to August 2026+2.7% on the previous 12 months
0.8units per 1,000 residentsWest Virginia 2.3 · US 4.1
49%single-family share11 units in 5+ unit buildings

Full permit history and every city in Cabell County

Other ZIP codes in Cabell County

Ranked by ten-year change in the FHFA index; ZIP 25541 ranks 5 of 5 with an index through 2025.

ZIP1 year10 yearsSince 2000Index through
25701+7.8%+50.4%+81.8%2025
25545−0.1%+49.9%+74.8%2024
25705+5.1%+48.1%+91.2%2025
25702—+42.6%+87.3%2025
25504+5.6%+41.8%+96.0%2025
25510+2.8%+25.2%+58.9%2022

All 7 ZIP codes in Cabell County

Questions and answers

How much have home values in ZIP 25541 risen over 10 years?

The FHFA house price index for 25541 rose +40.9% between 2015 and 2025, about +3.5% a year compounded. Over five years the change was +37.5% and over one year +7.2%.

How does 25541 compare with Cabell County?

Over the same ten years to 2025, Cabell County rose +46.7%, West Virginia +54.1% and the United States +85.0%, against +40.9% for the ZIP. Among 5 ZIP codes in the county with an index through 2025, 25541 ranks 5 by ten-year change.

What happened to prices in 25541 after 2007?

The index for 25541 shows no decline of 5% or more from a 2005–2008 peak. Nationally the index fell −21.3% from 2007 to 2012.

How many homes are being built in 25541?

Building permits are published by place and county, not by ZIP. Cabell County authorised 77 housing units in the 12 months to August 2026, +2.7% on the previous 12 months. The county page lists permits by month and by city.

Where does the index for this ZIP come from?

From the Federal Housing Finance Agency's annual five-digit ZIP code house price index (all-transactions), last updated March 31, 2026. FHFA labels the ZIP-level indexes developmental: they are calibrated on appraisal values and sales prices for mortgages bought or guaranteed by Fannie Mae and Freddie Mac, and may be revised. The index tracks price changes for the same homes over time; it does not give a dollar value for any home.

Provenance

Index: Federal Housing Finance Agency, annual house price index for five-digit ZIP codes (all-transactions, developmental), last updated March 31, 2026, values 1992–2025, public domain. County, state and national comparison series are FHFA's annual indexes for those levels from the same release. ZIP to county assignment uses the Census Bureau's 2020 ZCTA-to-county relationship file (largest land share); county to metro uses OMB's July 2023 delineations. Permits: Census Bureau Building Permits Survey through August 2026. Errors in processing are corrected at the next build; see corrections. FHFA HPI datasets.