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ZIP code

ZIP 29710

York County · Charlotte-Concord-Gastonia, NC-SC · South Carolina

FHFA annual index 1979–2025Developmental ZIP indexIndex vintage March 31, 2026
FHFA house price index for ZIP 29710, 1979 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 2020020040060080019801990200020102020United States2025: 642
ZIP 29710 (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its ZIP code indexes as developmental: they may be revised as new data arrive or methods change, and the index does not give a dollar value for any home.

ZIP code 29710 is in York County, South Carolina, within the Charlotte-Concord-Gastonia, NC-SC area. FHFA's index for it begins in 1979; through 2025 it stands at 642, meaning prices in repeat sales of the same homes are up +542.3% since 1979.

Over the ten years to 2025 the index rose +109.4%, about +7.7% a year: below York County (+118.2%), above South Carolina (+104.3%) and well above the national index (+85.0%). The change over 2024–2025 was +2.6%.

By decade, the strongest was the 1980s (+56.7%) and the weakest the 2000s (+26.5%).

From its 2008 peak the index fell −11.8% to a 2012 low and regained the peak in 2017.

Building activity is measured at county level: York County authorised 3,415 housing units in the 12 months to August 2026, 11.1 per 1,000 residents, 62% of them single-family.

+2.6%1 year, 2024–2025US +2.8%
+61.7%5 years, 2020–2025US +47.0%
+109.4%10 years, 2015–2025+7.7% a year annualised
+178.8%since 2000US +158.3%

Same span, five levels

Change in the FHFA indexZIP 29710York CountyCharlotte-Concord-Gastonia areaSouth CarolinaUnited States
1 year (2024–2025)+2.6%+2.5%+2.5%+3.5%+2.8%
5 years (2020–2025)+61.7%+63.1%+61.7%+60.4%+47.0%
10 years (2015–2025)+109.4%+118.2%+122.2%+104.3%+85.0%
20 years (2005–2025)+136.6%+141.7%+147.5%+114.6%+79.1%
Since 2000+178.8%+177.8%+184.3%+164.3%+158.3%
Since 1979+542.3%+586.7%+624.5%+516.5%+539.0%
10-year annualised+7.7%+8.1%+8.3%+7.4%+6.3%
20-year annualised+4.4%+4.5%+4.6%+3.9%+3.0%

Every column uses FHFA's annual all-transactions index family and the same start and end years, so the figures are directly comparable. A dash means the level has no index for that span.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+56.7%+68.2%
1990s (1990–2000)+40.3%+33.9%
2000s (2000–2010)+26.5%+29.7%
2010s (2010–2020)+36.3%+35.5%
2020s so far (2020–2025)+61.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1979 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1979 are not shown.

Peak-to-low declines

Falls of 5% or more from a previous high in the annual index, and the year the earlier peak was regained.

PeakLowDeclinePeak regained
20082012−11.8%2017

Building permits in York County

Permits are reported by county and by permit-issuing place, not by ZIP code. Housing units authorised in York County, latest 12 months.

Housing units authorised in York County by month, Sep 2025 to Aug 20260200400600Sep 2025: 292 units (144 single-family, 148 in multi-unit buildings)Sep 2025Oct 2025: 423 units (161 single-family, 262 in multi-unit buildings)Oct 2025Nov 2025: 176 units (152 single-family, 24 in multi-unit buildings)Nov 2025Dec 2025: 217 units (157 single-family, 60 in multi-unit buildings)Dec 2025Jan 2026: 225 units (187 single-family, 38 in multi-unit buildings)Jan 2026Feb 2026: 551 units (213 single-family, 338 in multi-unit buildings)Feb 2026Mar 2026: 262 units (220 single-family, 42 in multi-unit buildings)Mar 2026Apr 2026: 275 units (162 single-family, 113 in multi-unit buildings)Apr 2026May 2026: 383 units (172 single-family, 211 in multi-unit buildings)May 2026Jun 2026: 209 units (190 single-family, 19 in multi-unit buildings)Jun 2026Jul 2026: 211 units (199 single-family, 12 in multi-unit buildings)Jul 2026Aug 2026: 191 units (170 single-family, 21 in multi-unit buildings)Aug 2026

Housing units authorised in York County by month, Sep 2025 to Aug 2026single-family2+ unit buildings

3,415units authorised, 12 months to August 2026+56.1% on the previous 12 months
11.1units per 1,000 residentsSouth Carolina 8.3 · US 4.1
62%single-family share1,256 units in 5+ unit buildings

Full permit history and every city in York County

Other ZIP codes in York County

Ranked by ten-year change in the FHFA index; ZIP 29710 ranks 7 of 9 with an index through 2025.

ZIP1 year10 yearsSince 2000Index through
29726+10.9%+143.1%—2025
29730+0.8%+132.4%+182.8%2025
29732+2.7%+127.3%+172.1%2025
29715+1.9%+126.5%+209.3%2025
29704−12.2%+121.0%+177.7%2025
29742−0.8%+110.8%—2025
29745+4.9%+105.5%+167.3%2025
29708+2.1%+102.7%+175.0%2025

All 9 ZIP codes in York County

Questions and answers

How much have home values in ZIP 29710 risen over 10 years?

The FHFA house price index for 29710 rose +109.4% between 2015 and 2025, about +7.7% a year compounded. Over five years the change was +61.7% and over one year +2.6%.

How does 29710 compare with York County?

Over the same ten years to 2025, York County rose +118.2%, South Carolina +104.3% and the United States +85.0%, against +109.4% for the ZIP. Among 9 ZIP codes in the county with an index through 2025, 29710 ranks 7 by ten-year change.

What happened to prices in 29710 after 2007?

The index peaked in 2008, fell −11.8% to its 2012 low and passed the earlier peak again in 2017. Nationally the fall was −21.3% from 2007 to 2012.

How many homes are being built in 29710?

Building permits are published by place and county, not by ZIP. York County authorised 3,415 housing units in the 12 months to August 2026, +56.1% on the previous 12 months. The county page lists permits by month and by city.

Where does the index for this ZIP come from?

From the Federal Housing Finance Agency's annual five-digit ZIP code house price index (all-transactions), last updated March 31, 2026. FHFA labels the ZIP-level indexes developmental: they are calibrated on appraisal values and sales prices for mortgages bought or guaranteed by Fannie Mae and Freddie Mac, and may be revised. The index tracks price changes for the same homes over time; it does not give a dollar value for any home.

Provenance

Index: Federal Housing Finance Agency, annual house price index for five-digit ZIP codes (all-transactions, developmental), last updated March 31, 2026, values 1979–2025, public domain. County, state and national comparison series are FHFA's annual indexes for those levels from the same release. ZIP to county assignment uses the Census Bureau's 2020 ZCTA-to-county relationship file (largest land share); county to metro uses OMB's July 2023 delineations. Permits: Census Bureau Building Permits Survey through August 2026. Errors in processing are corrected at the next build; see corrections. FHFA HPI datasets.