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ZIP code

ZIP 92274

Riverside County · Riverside-San Bernardino-Ontario, CA · California

FHFA annual index 2001–2025Developmental ZIP indexIndex vintage March 31, 2026
FHFA house price index for ZIP 92274, 2001 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 2020010020030040050020052010201520202025United States2025: 387
ZIP 92274 (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its ZIP code indexes as developmental: they may be revised as new data arrive or methods change, and the index does not give a dollar value for any home.

Riverside County, California ZIP 92274 has 25 years of index history. Since 2001 the FHFA index has moved from 100 to 387, a change of +286.9%.

Over the ten years to 2025 the index rose +178.6%, about +10.8% a year: well above Riverside County (+105.4%), well above California (+80.3%) and well above the national index (+85.0%). The change over 2024–2025 was +10.7%.

From its 2006 peak the index fell −65.2% to a 2011 low and regained the peak in 2022.

Building activity is measured at county level: Riverside County authorised 7,421 housing units in the 12 months to August 2026, 2.9 per 1,000 residents, 78% of them single-family.

+10.7%1 year, 2024–2025US +2.8%
+84.4%5 years, 2020–2025US +47.0%
+178.6%10 years, 2015–2025+10.8% a year annualised
—since 2000US +158.3%

Same span, five levels

Change in the FHFA indexZIP 92274Riverside CountyRiverside-San Bernardino-Ontario areaCaliforniaUnited States
1 year (2024–2025)+10.7%+1.3%+1.3%+0.8%+2.8%
5 years (2020–2025)+84.4%+54.3%+53.2%+39.8%+47.0%
10 years (2015–2025)+178.6%+105.4%+103.9%+80.3%+85.0%
20 years (2005–2025)+87.3%+63.3%+67.0%+56.4%+79.1%
Since 2000—+266.9%+278.3%+224.1%+158.3%
Since 2001+286.9%+233.0%+244.3%+189.2%+142.0%
10-year annualised+10.8%+7.5%+7.4%+6.1%+6.3%
20-year annualised+3.2%+2.5%+2.6%+2.3%+3.0%

Every column uses FHFA's annual all-transactions index family and the same start and end years, so the figures are directly comparable. A dash means the level has no index for that span.

Decade by decade

DecadeChangeUnited States
2010s (2010–2020)+129.4%+35.5%
2020s so far (2020–2025)+84.4%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (2001 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 2001 are not shown.

Peak-to-low declines

Falls of 5% or more from a previous high in the annual index, and the year the earlier peak was regained.

PeakLowDeclinePeak regained
20062011−65.2%2022

Building permits in Riverside County

Permits are reported by county and by permit-issuing place, not by ZIP code. Housing units authorised in Riverside County, latest 12 months.

Housing units authorised in Riverside County by month, Sep 2025 to Aug 202605001,000Sep 2025: 862 units (474 single-family, 388 in multi-unit buildings)Sep 2025Oct 2025: 469 units (367 single-family, 102 in multi-unit buildings)Oct 2025Nov 2025: 693 units (403 single-family, 290 in multi-unit buildings)Nov 2025Dec 2025: 489 units (448 single-family, 41 in multi-unit buildings)Dec 2025Jan 2026: 443 units (431 single-family, 12 in multi-unit buildings)Jan 2026Feb 2026: 532 units (372 single-family, 160 in multi-unit buildings)Feb 2026Mar 2026: 608 units (535 single-family, 73 in multi-unit buildings)Mar 2026Apr 2026: 858 units (823 single-family, 35 in multi-unit buildings)Apr 2026May 2026: 555 units (507 single-family, 48 in multi-unit buildings)May 2026Jun 2026: 931 units (689 single-family, 242 in multi-unit buildings)Jun 2026Jul 2026: 588 units (427 single-family, 161 in multi-unit buildings)Jul 2026Aug 2026: 393 units (316 single-family, 77 in multi-unit buildings)Aug 2026

Housing units authorised in Riverside County by month, Sep 2025 to Aug 2026single-family2+ unit buildings

7,421units authorised, 12 months to August 2026−14.4% on the previous 12 months
2.9units per 1,000 residentsCalifornia 2.8 · US 4.1
78%single-family share1,424 units in 5+ unit buildings

Full permit history and every city in Riverside County

Other ZIP codes in Riverside County

Ranked by ten-year change in the FHFA index; ZIP 92274 ranks 1 of 60 with an index through 2025.

ZIP1 year10 yearsSince 2000Index through
92241−4.1%+171.7%+450.7%2025
92240+3.1%+162.6%+339.1%2025
92230+16.8%+158.0%—2022
92543+2.6%+157.9%+330.5%2025
92561—+144.5%+163.8%2024
92548+11.3%+142.1%—2025
92220+10.2%+138.0%+337.2%2025
92236+1.4%+135.0%+303.3%2025
92201−1.1%+133.5%+276.8%2025
92583−0.7%+131.5%+291.2%2025
92276−6.7%+128.7%+312.5%2025
92582+2.0%+125.9%+270.3%2025

All 65 ZIP codes in Riverside County

Questions and answers

How much have home values in ZIP 92274 risen over 10 years?

The FHFA house price index for 92274 rose +178.6% between 2015 and 2025, about +10.8% a year compounded. Over five years the change was +84.4% and over one year +10.7%.

How does 92274 compare with Riverside County?

Over the same ten years to 2025, Riverside County rose +105.4%, California +80.3% and the United States +85.0%, against +178.6% for the ZIP. Among 60 ZIP codes in the county with an index through 2025, 92274 ranks 1 by ten-year change.

What happened to prices in 92274 after 2007?

The index peaked in 2006, fell −65.2% to its 2011 low and passed the earlier peak again in 2022. Nationally the fall was −21.3% from 2007 to 2012.

How many homes are being built in 92274?

Building permits are published by place and county, not by ZIP. Riverside County authorised 7,421 housing units in the 12 months to August 2026, −14.4% on the previous 12 months. The county page lists permits by month and by city.

Where does the index for this ZIP come from?

From the Federal Housing Finance Agency's annual five-digit ZIP code house price index (all-transactions), last updated March 31, 2026. FHFA labels the ZIP-level indexes developmental: they are calibrated on appraisal values and sales prices for mortgages bought or guaranteed by Fannie Mae and Freddie Mac, and may be revised. The index tracks price changes for the same homes over time; it does not give a dollar value for any home.

Provenance

Index: Federal Housing Finance Agency, annual house price index for five-digit ZIP codes (all-transactions, developmental), last updated March 31, 2026, values 2001–2025, public domain. County, state and national comparison series are FHFA's annual indexes for those levels from the same release. ZIP to county assignment uses the Census Bureau's 2020 ZCTA-to-county relationship file (largest land share); county to metro uses OMB's July 2023 delineations. Permits: Census Bureau Building Permits Survey through August 2026. Errors in processing are corrected at the next build; see corrections. FHFA HPI datasets.