ZIP 92354 home price history
Loma Linda, CASan Bernardino CountyRiverside-San Bernardino-Ontario, CACalifornia
- FHFA annual index 1977 to 2025
- Developmental index
- Release of
The FHFA annual house price index for ZIP 92354 increased by 94.4% from 2015 to 2025. From 2020 to 2025, the index increased by 49.9%. From 2024 to 2025, the index increased by 3.1%.
2015
+94.4%
From 2015 to 2025, the FHFA annual all-transactions index for ZIP 92354 increased by 94.4%.
From 2015 to 2025, the average change in each year is +6.9%, compounded.
| Area | Change | Bar |
|---|---|---|
| ZIP 92354 | +94.4% | |
| San Bernardino County | +102.8% | |
| Riverside-San Bernardino-Ontario, CA | +103.9% | |
| California | +80.3% | |
| United States | +85.0% |
- ZIP 92354
- United States, set to the same start
- Recession (NBER dates)
- Your span
Index values for each year
| Year | Index | Change from the year before |
|---|---|---|
| 2025 | 1,155.48 | +3.1% |
| 2024 | 1,120.83 | +3.2% |
| 2023 | 1,086.16 | +8.6% |
| 2022 | 1,000.28 | +15.0% |
| 2021 | 869.80 | +12.8% |
| 2020 | 771.03 | +4.6% |
| 2019 | 737.36 | +2.5% |
| 2018 | 719.37 | +6.5% |
| 2017 | 675.33 | +6.3% |
| 2016 | 635.55 | +6.9% |
| 2015 | 594.33 | +5.0% |
| 2014 | 566.23 | +23.1% |
| 2013 | 459.81 | +7.4% |
| 2012 | 427.99 | −1.2% |
| 2011 | 433.36 | −7.1% |
| 2010 | 466.66 | −4.6% |
| 2009 | 489.32 | −21.6% |
| 2008 | 624.23 | −15.3% |
| 2007 | 737.05 | −4.0% |
| 2006 | 767.41 | +12.3% |
| 2005 | 683.12 | +31.9% |
| 2004 | 517.80 | +25.4% |
| 2003 | 412.93 | +13.8% |
| 2002 | 362.91 | +12.5% |
| 2001 | 322.68 | +8.2% |
| 2000 | 298.25 | +2.8% |
| 1999 | 290.11 | +5.1% |
| 1998 | 275.99 | +6.7% |
| 1997 | 258.56 | −1.2% |
| 1996 | 261.69 | +1.1% |
| 1995 | 258.84 | −4.9% |
| 1994 | 272.21 | −4.5% |
| 1993 | 285.09 | −4.6% |
| 1992 | 298.92 | +0.6% |
| 1991 | 297.21 | +1.6% |
| 1990 | 292.48 | +13.9% |
| 1989 | 256.75 | +18.1% |
| 1988 | 217.31 | +4.9% |
| 1987 | 207.15 | +7.8% |
| 1986 | 192.14 | +4.9% |
| 1985 | 183.18 | +2.7% |
| 1984 | 178.33 | +0.5% |
| 1983 | 177.36 | +19.9% |
| 1982 | 147.96 | −7.7% |
| 1981 | 160.23 | −0.2% |
| 1980 | 160.50 | +13.8% |
| 1979 | 141.01 | +14.5% |
| 1978 | 123.12 | +23.1% |
| 1977 | 100.00 | n/a |
Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.
The average for each year is a compounded annual change. The guide to values explains more.
When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.
FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.
Since the last FHFA release
No recorded FHFA release changed a figure of ZIP 92354. The record of releases starts with the next FHFA release. FHFA releases recorded by this site
Same span, five levels
| Area | 1 year2024 to 2025 | 5 years2020 to 2025 | 10 years2015 to 2025 | 20 years2005 to 2025 | Since 20002000 to 2025 | Each yearaverage of 10 years |
|---|---|---|---|---|---|---|
| ZIP 92354 | +3.1% | +49.9% | +94.4% | +69.1% | +287.4% | +6.9% |
| San Bernardino County | +1.2% | +52.2% | +102.8% | +70.6% | +291.2% | +7.3% |
| Riverside-San Bernardino-Ontario, CA | +1.3% | +53.2% | +103.9% | +67.0% | +278.3% | +7.4% |
| California | +0.8% | +39.8% | +80.3% | +56.4% | +224.1% | +6.1% |
| United States | +2.8% | +47.0% | +85.0% | +79.1% | +158.3% | +6.3% |
Each row uses FHFA's annual all-transactions index and the same two years. "n/a": the area has no index value for one of the two years.
Drawdowns
A drawdown is a decline of 5% or more of the annual index from a peak.
| Peak | Low | Decline | Back at the peak |
|---|---|---|---|
| 2006 | 2012 | −44.2% | 2020 |
| 1992 | 1997 | −13.5% | 2001 |
| 1980 | 1982 | −7.8% | 1983 |
Decade by decade
| Decade | Change | United States | Bar |
|---|---|---|---|
| 1980s1980 to 1990 | +82.2% | +68.2% | |
| 1990s1990 to 2000 | +2.0% | +33.9% | |
| 2000s2000 to 2010 | +56.5% | +29.7% | |
| 2010s2010 to 2020 | +65.2% | +35.5% | |
| 2020s so far2020 to 2025 | +49.9% | +47.0% |
The index is 100 in the first year with a value for the area (1977 here). The change in a decade is the index at the end of the decade divided by the index at the start. The base year has no effect on it.
Building permits in San Bernardino County
The Census Bureau counts building permits for counties and for places. It does not count them for ZIP Codes. In the 12 months to August 2026, permits in San Bernardino County authorized 5,837 housing units. That is 2.6 units for each 1,000 residents. 56% of the units are in buildings with 1 unit.
Median home value of the area, ACS 2020-2024
The American Community Survey (ACS) asks owners what their home would sell for. The table gives the middle of these answers for each area, over the 5 years 2020-2024. It is an estimate for the area. It is not the value of one home and it is not an FHFA figure.
| Area | Median value | Margin of error |
|---|---|---|
| ZIP Code Tabulation Area 92354 | $564,400 | ±$28,143 |
| San Bernardino County | $505,000 | ±$4,319 |
| California | $734,700 | ±$1,307 |
| United States | $332,700 | ±$236 |
Source: US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.
The Census Bureau defines the value: Value is the respondent's estimate of how much the property (house and lot, mobile home and lot (if lot owned), or condominium unit) would sell for if it were for sale.
It says about the margin of error: The MOEs for published ACS estimates are provided at a 90 percent confidence level.
A value of "$2,000,000 or more" is the top group, with no margin. See the glossary. The site copied these texts on .
Nearest ZIP Codes
The 10 ZIP Codes with a page nearest to ZIP 92354, nearest first, with the change of each index over 10 years.
- 92324Colton2.4 mi+117.8%
- 92408San Bernardino2.5 mi+176.9%
- 92313Grand Terrace3.9 mi+100.5%
- 92410San Bernardino4.3 mi+149.9%
- 92374Redlands4.5 mi+96.9%
- 92507Riverside5.3 mi+101.7%
- 92557Moreno Valley5.4 mi+107.4%
- 92373Redlands5.6 mi+76.4%
- 92346Highland6.6 mi+94.2%
- 92411San Bernardino6.6 mi+148.6%
Distance between the Census internal points of the two ZIP Code Tabulation Areas. Each change ends in the newest year of that ZIP Code's index.
Other ZIP Codes in San Bernardino County
| ZIP Code | Place | 1 year | 10 years | Newest year |
|---|---|---|---|---|
| 92333 | −12.0% | +60.1% | 2025 | |
| 92335 | Fontana | +6.0% | +122.8% | 2025 |
| 92336 | Fontana | +2.0% | +91.9% | 2025 |
| 92337 | Fontana | +4.7% | +107.3% | 2025 |
| 92339 | −13.5% | +75.9% | 2025 | |
| 92342 | Silver Lakes | +9.5% | +147.1% | 2022 |
| 92344 | Oak Hills | +6.1% | +101.7% | 2025 |
| 92345 | Hesperia | +3.2% | +138.8% | 2025 |
| 92346 | Highland | −2.0% | +94.2% | 2025 |
| 92352 | Lake Arrowhead | −6.4% | +82.2% | 2025 |
| 92356 | Lucerne Valley | −5.6% | +137.3% | 2025 |
| 92358 | Lytle Creek | n/a | +137.3% | 2025 |
| 92359 | Mentone | +3.7% | +114.0% | 2025 |
| 92363 | Needles | +14.7% | +101.2% | 2024 |
| 92371 | Phelan | +4.4% | +109.0% | 2025 |
| 92372 | Piñon Hills | −6.8% | +94.3% | 2025 |
| 92373 | Redlands | +1.6% | +76.4% | 2025 |
| 92374 | Redlands | +1.7% | +96.9% | 2025 |
| 92376 | Rialto | +0.6% | +118.2% | 2025 |
| 92377 | Rialto | +3.0% | +103.4% | 2025 |
All 65 ZIP Codes of San Bernardino County. All ZIP Codes of San Bernardino County as a CSV file
Agency pages
- FHFA House Price IndexFederal Housing Finance AgencyThe index page of FHFA: data, tools and the release dates.
- FHFA HPI CalculatorFederal Housing Finance AgencyThe calculator of FHFA. It works by quarter, for a state or a metro area.
- Building Permits SurveyUS Census BureauThe survey of housing units that building permits authorize.
- American Community SurveyUS Census BureauThe survey of the median home values on this site.
Each link loaded on .
Cite this page
Home Value Trail. ZIP 92354 home price history. https://homevaluetrail.com/zip/92354/. Source: Federal Housing Finance Agency, annual house price index for five-digit ZIP Codes (developmental). FHFA release of .
Where the figures come from
- Index
- FHFA annual house price index for five-digit ZIP Codes, all transactions, 1977 to 2025. Release of March 31, 2026.
- Other levels
- FHFA annual indexes for counties, CBSAs, states and the United States, from the same release.
- Place name
- US Census Bureau, 2020 ZCTA to place relationship file: the place with the largest share of the land of the ZIP Code Tabulation Area.
- County and metro area
- US Census Bureau, 2020 ZCTA to county relationship file (largest share of land), and the OMB delineation of July 2023.
- Median value
- US Census Bureau, American Community Survey 5-year estimates 2020-2024, table B25077.
- Building permits
- US Census Bureau, Building Permits Survey, county files through August 2026.
All files are works of the US government, in the public domain. To report an error, see Corrections.
Questions
- Which years had the largest changes in the index for ZIP 92354?
- The largest increase in one year was 31.9%, from 2004 to 2005. The largest decrease in one year was 21.6%, from 2008 to 2009.
- How did the index for ZIP 92354 change over 20 years?
- From 2005 to 2025, the index for ZIP 92354 increased by 69.1%. In the same years, the index for San Bernardino County increased by 70.6%. In the same years, the index for California increased by 56.4%. In the same years, the index for the United States increased by 79.1%.
- What is the highest value of the index for ZIP 92354?
- The index is 100 in 1977, the first year with a value for this area. The highest annual value is 1,155.48, in 2025.
- How many housing units have building permits in San Bernardino County?
- The Census Bureau counts building permits for a county or a place, not for a ZIP Code. Building permits in San Bernardino County authorized 5,837 housing units in the 12 months to August 2026. That is 2.6 units for each 1,000 residents. 56% of the units are in buildings with one unit.