Permits through August 2026Yearly permits since 1995Santa Cruz County index 1975–2025
Santa Cruz County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Santa Cruz County's FHFA index, with the national index rebased to the same start.
Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.
Santa Cruz, California (Santa Cruz County), authorised 442 housing units through building permits in the 12 months to August 2026, +385.7% on the previous 12 months.
29 of those units were single-family houses (7%), 4 were in two- to four-unit buildings and 409 in buildings of five or more units. That is 7.2 units per 1,000 residents, well above the county's 2.8 and well above the state's 2.8.
Since 1995 the place has authorised 3,972 units, with the busiest year 2007 (417 units). Santa Cruz County's FHFA house price index rose +60.7% over the ten years to 2025.
442units permitted, 12 months to August 2026+385.7% on the previous 12 months
29single-family units7% of the total
409units in 5+ unit buildings93% of the total
7.2units per 1,000 residentsSanta Cruz County 2.8 · California 2.8
Permits by month and structure type
Housing units authorised in Santa Cruz by month, latest 24 monthssingle-family2+ unit buildings
Units, 12 months to August 2026
Santa Cruz
Santa Cruz County
California
United States
All housing units
442
714
111,538
1,418,086
Single-family (1 unit)
29 (7%)
176 (25%)
55,792 (50%)
888,241 (63%)
2 units
4
4
4,172
34,814
3–4 units
0
3
1,193
17,298
5 or more units
409 (93%)
531 (74%)
50,381 (45%)
477,733 (34%)
Units per 1,000 residents
7.2
2.8
2.8
4.1
Change on previous 12 months
+385.7%
+90.9%
+13.8%
−0.1%
Permits by year since 1995
Housing units authorised in Santa Cruz by year, 1995–2025single-family2+ unit buildings
3,972 units since 1995; the busiest year was 2007. Annual figures include units imputed for months a place did not report.
Home prices in Santa Cruz County
FHFA's index for Santa Cruz County rose +60.7% over the ten years to 2025 (+4.9% a year) and +0.3% in the latest year, against +80.3% and +0.8% for California. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.
Questions and answers
How many homes are being built in Santa Cruz, CA?
442 housing units were authorised by building permits in the 12 months to August 2026, against 91 in the previous 12 months.
What kind of housing is being permitted in Santa Cruz?
29 single-family units, 4 in two-unit buildings, 0 in three- and four-unit buildings and 409 in buildings of five or more units.
How does Santa Cruz compare with its county and state?
7.2 units per 1,000 residents in Santa Cruz, 2.8 in Santa Cruz County and 2.8 in California.
How have home prices moved in Santa Cruz County?
FHFA's index for Santa Cruz County rose +60.7% over the ten years to 2025 and +0.3% in the latest year; the county page has the full series.
What does a permit count?
A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.
Provenance
Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 415000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.