Home Value Trail

States › Illinois › Effingham County › Effingham

Permit-issuing place

Effingham

Effingham County · Effingham, IL · Illinois · 12,406 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Effingham County index 1991–2025
FHFA house price index for Effingham County, which contains Effingham, 1991 to 2025Recession 1990–91Recession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United States2025: 305
Effingham County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Effingham County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

In the 12 months to August 2026, building permits in Effingham, Illinois, covered 47 housing units (+88.0% year on year); the place lies in Effingham County.

25 of those units were single-family houses (53%), 0 were in two- to four-unit buildings and 22 in buildings of five or more units. That is 3.8 units per 1,000 residents, well above the county's 1.6 and well above the state's 1.5.

Since 1995 the place has authorised 1,611 units, with the busiest year 1997 (170 units). Effingham County's FHFA house price index rose +63.6% over the ten years to 2025.

47units permitted, 12 months to August 2026+88.0% on the previous 12 months
25single-family units53% of the total
22units in 5+ unit buildings47% of the total
3.8units per 1,000 residentsEffingham County 1.6 · Illinois 1.5

Permits by month and structure type

Housing units authorised in Effingham by month, latest 24 months051015Sep 2024: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 2 units (2 single-family, 0 in multi-unit buildings)Nov 2024: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2024: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 8 units (0 single-family, 8 in multi-unit buildings)Feb 2025: 0 units (0 single-family, 0 in multi-unit buildings)Mar 2025: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2025Apr 2025: 2 units (2 single-family, 0 in multi-unit buildings)May 2025: 4 units (4 single-family, 0 in multi-unit buildings)Jun 2025: 4 units (4 single-family, 0 in multi-unit buildings)Jun 2025Jul 2025: 2 units (2 single-family, 0 in multi-unit buildings)Aug 2025: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2025: 5 units (5 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 1 units (1 single-family, 0 in multi-unit buildings)Nov 2025: 15 units (3 single-family, 12 in multi-unit buildings)Dec 2025: 1 units (1 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 1 units (1 single-family, 0 in multi-unit buildings)Feb 2026: 2 units (2 single-family, 0 in multi-unit buildings)Mar 2026: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 3 units (3 single-family, 0 in multi-unit buildings)May 2026: 7 units (2 single-family, 5 in multi-unit buildings)Jun 2026: 7 units (2 single-family, 5 in multi-unit buildings)Jun 2026Jul 2026: 2 units (2 single-family, 0 in multi-unit buildings)Aug 2026: 2 units (2 single-family, 0 in multi-unit buildings)

Housing units authorised in Effingham by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026EffinghamEffingham CountyIllinoisUnited States
All housing units475619,1571,418,086
Single-family (1 unit)25 (53%)34 (61%)10,712 (56%)888,241 (63%)
2 units0050234,814
3–4 units0087117,298
5 or more units22 (47%)22 (39%)7,072 (37%)477,733 (34%)
Units per 1,000 residents3.81.61.54.1
Change on previous 12 months+88.0%+55.6%−5.7%−0.1%

Permits by year since 1995

Housing units authorised in Effingham by year, 1995–202501002001995: 164 units (68 single-family, 96 in multi-unit buildings)19951996: 90 units (74 single-family, 16 in multi-unit buildings)1997: 170 units (66 single-family, 104 in multi-unit buildings)1998: 50 units (50 single-family, 0 in multi-unit buildings)1999: 55 units (51 single-family, 4 in multi-unit buildings)2000: 36 units (28 single-family, 8 in multi-unit buildings)20002001: 39 units (31 single-family, 8 in multi-unit buildings)2002: 40 units (25 single-family, 15 in multi-unit buildings)2003: 47 units (41 single-family, 6 in multi-unit buildings)2004: 56 units (56 single-family, 0 in multi-unit buildings)2005: 63 units (55 single-family, 8 in multi-unit buildings)20052006: 58 units (50 single-family, 8 in multi-unit buildings)2007: 30 units (24 single-family, 6 in multi-unit buildings)2008: 60 units (44 single-family, 16 in multi-unit buildings)2009: 38 units (22 single-family, 16 in multi-unit buildings)2010: 137 units (8 single-family, 129 in multi-unit buildings)20102011: 24 units (20 single-family, 4 in multi-unit buildings)2012: 11 units (11 single-family, 0 in multi-unit buildings)2013: 27 units (14 single-family, 13 in multi-unit buildings)2014: 17 units (17 single-family, 0 in multi-unit buildings)2015: 51 units (19 single-family, 32 in multi-unit buildings)20152016: 28 units (18 single-family, 10 in multi-unit buildings)2017: 27 units (21 single-family, 6 in multi-unit buildings)2018: 12 units (10 single-family, 2 in multi-unit buildings)2019: 66 units (14 single-family, 52 in multi-unit buildings)2020: 37 units (17 single-family, 20 in multi-unit buildings)20202021: 23 units (15 single-family, 8 in multi-unit buildings)2022: 45 units (21 single-family, 24 in multi-unit buildings)2023: 53 units (17 single-family, 36 in multi-unit buildings)2024: 14 units (14 single-family, 0 in multi-unit buildings)2025: 43 units (23 single-family, 20 in multi-unit buildings)2025

Housing units authorised in Effingham by year, 1995–2025single-family2+ unit buildings

1,611 units since 1995; the busiest year was 1997. Annual figures include units imputed for months a place did not report.

Home prices in Effingham County

FHFA's index for Effingham County rose +63.6% over the ten years to 2025 (+5.0% a year) and +8.1% in the latest year, against +64.6% and +5.7% for Illinois. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Effingham, IL?

47 housing units were authorised by building permits in the 12 months to August 2026, against 25 in the previous 12 months.

What kind of housing is being permitted in Effingham?

25 single-family units, 0 in two-unit buildings, 0 in three- and four-unit buildings and 22 in buildings of five or more units.

How does Effingham compare with its county and state?

3.8 units per 1,000 residents in Effingham, 1.6 in Effingham County and 1.5 in Illinois.

How have home prices moved in Effingham County?

FHFA's index for Effingham County rose +63.6% over the ten years to 2025 and +8.1% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 234700); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.