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Permit-issuing place

St. Charles

Kane County · Chicago-Naperville-Elgin, IL-IN · Illinois · 33,594 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Kane County index 1975–2025
FHFA house price index for Kane County, which contains St. Charles, 1975 to 2025Recession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 795
Kane County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Kane County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

In the 12 months to August 2026, building permits in St. Charles, Illinois, covered 101 housing units (−16.5% year on year); the place lies in Kane County.

40 of those units were single-family houses (40%), 40 were in two- to four-unit buildings and 21 in buildings of five or more units. That is 3.0 units per 1,000 residents, below the county's 4.0 and well above the state's 1.5.

Since 1995 the place has authorised 4,850 units, with the busiest year 1999 (698 units). Kane County's FHFA house price index rose +81.6% over the ten years to 2025.

101units permitted, 12 months to August 2026−16.5% on the previous 12 months
40single-family units40% of the total
21units in 5+ unit buildings21% of the total
3.0units per 1,000 residentsKane County 4.0 · Illinois 1.5

Permits by month and structure type

Housing units authorised in St. Charles by month, latest 24 months0102030Sep 2024: 5 units (1 single-family, 4 in multi-unit buildings)Sep 2024Oct 2024: 2 units (2 single-family, 0 in multi-unit buildings)Nov 2024: 25 units (3 single-family, 22 in multi-unit buildings)Dec 2024: 9 units (1 single-family, 8 in multi-unit buildings)Dec 2024Jan 2025: 6 units (2 single-family, 4 in multi-unit buildings)Feb 2025: 2 units (2 single-family, 0 in multi-unit buildings)Mar 2025: 28 units (5 single-family, 23 in multi-unit buildings)Mar 2025Apr 2025: 19 units (10 single-family, 9 in multi-unit buildings)May 2025: 5 units (1 single-family, 4 in multi-unit buildings)Jun 2025: 10 units (3 single-family, 7 in multi-unit buildings)Jun 2025Jul 2025: 6 units (1 single-family, 5 in multi-unit buildings)Aug 2025: 4 units (2 single-family, 2 in multi-unit buildings)Sep 2025: 6 units (2 single-family, 4 in multi-unit buildings)Sep 2025Oct 2025: 5 units (3 single-family, 2 in multi-unit buildings)Nov 2025: 25 units (12 single-family, 13 in multi-unit buildings)Dec 2025: 5 units (1 single-family, 4 in multi-unit buildings)Dec 2025Jan 2026: 4 units (0 single-family, 4 in multi-unit buildings)Feb 2026: 0 units (0 single-family, 0 in multi-unit buildings)Mar 2026: 9 units (2 single-family, 7 in multi-unit buildings)Mar 2026Apr 2026: 17 units (9 single-family, 8 in multi-unit buildings)May 2026: 8 units (4 single-family, 4 in multi-unit buildings)Jun 2026: 6 units (0 single-family, 6 in multi-unit buildings)Jun 2026Jul 2026: 2 units (2 single-family, 0 in multi-unit buildings)Aug 2026: 14 units (5 single-family, 9 in multi-unit buildings)

Housing units authorised in St. Charles by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026St. CharlesKane CountyIllinoisUnited States
All housing units1012,08019,1571,418,086
Single-family (1 unit)40 (40%)1,516 (73%)10,712 (56%)888,241 (63%)
2 units203450234,814
3–4 units203687117,298
5 or more units21 (21%)494 (24%)7,072 (37%)477,733 (34%)
Units per 1,000 residents3.04.01.54.1
Change on previous 12 months−16.5%+9.6%−5.7%−0.1%

Permits by year since 1995

Housing units authorised in St. Charles by year, 1995–202505001,0001995: 160 units (117 single-family, 43 in multi-unit buildings)19951996: 189 units (144 single-family, 45 in multi-unit buildings)1997: 162 units (154 single-family, 8 in multi-unit buildings)1998: 471 units (234 single-family, 237 in multi-unit buildings)1999: 698 units (443 single-family, 255 in multi-unit buildings)2000: 441 units (431 single-family, 10 in multi-unit buildings)20002001: 529 units (425 single-family, 104 in multi-unit buildings)2002: 388 units (378 single-family, 10 in multi-unit buildings)2003: 193 units (173 single-family, 20 in multi-unit buildings)2004: 100 units (87 single-family, 13 in multi-unit buildings)2005: 111 units (89 single-family, 22 in multi-unit buildings)20052006: 68 units (68 single-family, 0 in multi-unit buildings)2007: 30 units (30 single-family, 0 in multi-unit buildings)2008: 18 units (14 single-family, 4 in multi-unit buildings)2009: 9 units (5 single-family, 4 in multi-unit buildings)2010: 8 units (8 single-family, 0 in multi-unit buildings)20102011: 11 units (11 single-family, 0 in multi-unit buildings)2012: 18 units (18 single-family, 0 in multi-unit buildings)2013: 37 units (37 single-family, 0 in multi-unit buildings)2014: 23 units (23 single-family, 0 in multi-unit buildings)2015: 35 units (27 single-family, 8 in multi-unit buildings)20152016: 39 units (35 single-family, 4 in multi-unit buildings)2017: 277 units (27 single-family, 250 in multi-unit buildings)2018: 124 units (28 single-family, 96 in multi-unit buildings)2019: 44 units (44 single-family, 0 in multi-unit buildings)2020: 87 units (36 single-family, 51 in multi-unit buildings)20202021: 25 units (25 single-family, 0 in multi-unit buildings)2022: 33 units (33 single-family, 0 in multi-unit buildings)2023: 318 units (50 single-family, 268 in multi-unit buildings)2024: 90 units (28 single-family, 62 in multi-unit buildings)2025: 114 units (48 single-family, 66 in multi-unit buildings)2025

Housing units authorised in St. Charles by year, 1995–2025single-family2+ unit buildings

4,850 units since 1995; the busiest year was 1999. Annual figures include units imputed for months a place did not report.

Home prices in Kane County

FHFA's index for Kane County rose +81.6% over the ten years to 2025 (+6.1% a year) and +5.8% in the latest year, against +64.6% and +5.7% for Illinois. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in St. Charles, IL?

101 housing units were authorised by building permits in the 12 months to August 2026, against 121 in the previous 12 months.

What kind of housing is being permitted in St. Charles?

40 single-family units, 20 in two-unit buildings, 20 in three- and four-unit buildings and 21 in buildings of five or more units.

How does St. Charles compare with its county and state?

3.0 units per 1,000 residents in St. Charles, 4.0 in Kane County and 1.5 in Illinois.

How have home prices moved in Kane County?

FHFA's index for Kane County rose +81.6% over the ten years to 2025 and +5.8% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 749200); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.