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Permit-issuing place

Elkhart

Elkhart County · Elkhart-Goshen, IN · Indiana · 54,092 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Elkhart County index 1976–2025
FHFA house price index for Elkhart County, which contains Elkhart, 1976 to 2025Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 720
Elkhart County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Elkhart County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

In the 12 months to August 2026, building permits in Elkhart, Indiana, covered 105 housing units (−30.0% year on year); the place lies in Elkhart County.

46 of those units were single-family houses (44%), 2 were in two- to four-unit buildings and 57 in buildings of five or more units. That is 1.9 units per 1,000 residents, close to the county's 2.1 and well below the state's 4.0.

Since 1995 the place has authorised 1,918 units, with the busiest year 2025 (348 units). Elkhart County's FHFA house price index rose +98.7% over the ten years to 2025.

105units permitted, 12 months to August 2026−30.0% on the previous 12 months
46single-family units44% of the total
57units in 5+ unit buildings54% of the total
1.9units per 1,000 residentsElkhart County 2.1 · Indiana 4.0

Permits by month and structure type

Housing units authorised in Elkhart by month, latest 24 months0204060Sep 2024: 6 units (2 single-family, 4 in multi-unit buildings)Sep 2024Oct 2024: 12 units (12 single-family, 0 in multi-unit buildings)Nov 2024: 51 units (3 single-family, 48 in multi-unit buildings)Dec 2024: 3 units (3 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 3 units (3 single-family, 0 in multi-unit buildings)Feb 2025: 3 units (3 single-family, 0 in multi-unit buildings)Mar 2025: 7 units (1 single-family, 6 in multi-unit buildings)Mar 2025Apr 2025: 8 units (4 single-family, 4 in multi-unit buildings)May 2025: 4 units (4 single-family, 0 in multi-unit buildings)Jun 2025: 19 units (4 single-family, 15 in multi-unit buildings)Jun 2025Jul 2025: 20 units (3 single-family, 17 in multi-unit buildings)Aug 2025: 14 units (3 single-family, 11 in multi-unit buildings)Sep 2025: 19 units (4 single-family, 15 in multi-unit buildings)Sep 2025Oct 2025: 6 units (6 single-family, 0 in multi-unit buildings)Nov 2025: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2025: 45 units (3 single-family, 42 in multi-unit buildings)Dec 2025Jan 2026: 1 units (1 single-family, 0 in multi-unit buildings)Feb 2026: 3 units (1 single-family, 2 in multi-unit buildings)Mar 2026: 6 units (6 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 7 units (7 single-family, 0 in multi-unit buildings)May 2026: 6 units (6 single-family, 0 in multi-unit buildings)Jun 2026: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 6 units (6 single-family, 0 in multi-unit buildings)Aug 2026: 1 units (1 single-family, 0 in multi-unit buildings)

Housing units authorised in Elkhart by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026ElkhartElkhart CountyIndianaUnited States
All housing units10544327,6721,418,086
Single-family (1 unit)46 (44%)366 (83%)20,168 (73%)888,241 (63%)
2 units2658634,814
3–4 units0014017,298
5 or more units57 (54%)71 (16%)6,778 (24%)477,733 (34%)
Units per 1,000 residents1.92.14.04.1
Change on previous 12 months−30.0%−22.1%−7.2%−0.1%

Permits by year since 1995

Housing units authorised in Elkhart by year, 1995–202502004001995: 82 units (50 single-family, 32 in multi-unit buildings)19951996: 58 units (56 single-family, 2 in multi-unit buildings)1997: 64 units (62 single-family, 2 in multi-unit buildings)1998: 63 units (63 single-family, 0 in multi-unit buildings)1999: 47 units (41 single-family, 6 in multi-unit buildings)2000: 104 units (62 single-family, 42 in multi-unit buildings)20002001: 146 units (64 single-family, 82 in multi-unit buildings)2002: 89 units (42 single-family, 47 in multi-unit buildings)2003: 79 units (43 single-family, 36 in multi-unit buildings)2004: 47 units (45 single-family, 2 in multi-unit buildings)2005: 45 units (45 single-family, 0 in multi-unit buildings)20052006: 58 units (58 single-family, 0 in multi-unit buildings)2007: 27 units (15 single-family, 12 in multi-unit buildings)2008: 11 units (11 single-family, 0 in multi-unit buildings)2009: 3 units (3 single-family, 0 in multi-unit buildings)2010: 5 units (5 single-family, 0 in multi-unit buildings)20102011: 2 units (2 single-family, 0 in multi-unit buildings)2012: 7 units (7 single-family, 0 in multi-unit buildings)2013: 12 units (12 single-family, 0 in multi-unit buildings)2014: 4 units (4 single-family, 0 in multi-unit buildings)2015: 12 units (12 single-family, 0 in multi-unit buildings)20152016: 12 units (12 single-family, 0 in multi-unit buildings)2017: 13 units (13 single-family, 0 in multi-unit buildings)2018: 26 units (26 single-family, 0 in multi-unit buildings)2019: 45 units (34 single-family, 11 in multi-unit buildings)2020: 138 units (23 single-family, 115 in multi-unit buildings)20202021: 123 units (54 single-family, 69 in multi-unit buildings)2022: 27 units (27 single-family, 0 in multi-unit buildings)2023: 39 units (39 single-family, 0 in multi-unit buildings)2024: 182 units (42 single-family, 140 in multi-unit buildings)2025: 348 units (44 single-family, 304 in multi-unit buildings)2025

Housing units authorised in Elkhart by year, 1995–2025single-family2+ unit buildings

1,918 units since 1995; the busiest year was 2025. Annual figures include units imputed for months a place did not report.

Home prices in Elkhart County

FHFA's index for Elkhart County rose +98.7% over the ten years to 2025 (+7.1% a year) and +5.8% in the latest year, against +94.5% and +4.3% for Indiana. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Elkhart, IN?

105 housing units were authorised by building permits in the 12 months to August 2026, against 150 in the previous 12 months.

What kind of housing is being permitted in Elkhart?

46 single-family units, 2 in two-unit buildings, 0 in three- and four-unit buildings and 57 in buildings of five or more units.

How does Elkhart compare with its county and state?

1.9 units per 1,000 residents in Elkhart, 2.1 in Elkhart County and 4.0 in Indiana.

How have home prices moved in Elkhart County?

FHFA's index for Elkhart County rose +98.7% over the ten years to 2025 and +5.8% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 191500); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.