Home Value Trail

Spencer County Unincorporated Area, IN home price history and building permits

Spencer CountyIndiana

  • Price trail: Spencer County
  • FHFA annual index 1998 to 2025
  • Developmental index
  • Permits through

The annual files of FHFA have no index for a city. The line on this page is the index of Spencer County, the county of Spencer County Unincorporated Area. The FHFA annual house price index for Spencer County increased by 73.1% from 2015 to 2025. Building permits in Spencer County Unincorporated Area authorized 50 housing units in the 12 months to August 2026.

2015

The annual files of FHFA have no index for a city. These figures are for the index of Spencer County, the county of Spencer County Unincorporated Area.

+73.1%

From 2015 to 2025, the FHFA annual all-transactions index for Spencer County increased by 73.1%.

From 2015 to 2025, the average change in each year is +5.6%, compounded.

Same span at each level: 2015 to 2025
AreaChangeBar
Spencer County+73.1%
Indiana+94.5%
United States+85.0%
Spencer County FHFA annual all-transactions index, 100 in 1998
  • Spencer County
  • United States, set to the same start
  • Recession (NBER dates)
  • Your span

This is the price trail of Spencer County, not of Spencer County Unincorporated Area. The annual files of FHFA have no index for a city.

Index values for each year
FHFA annual all-transactions index for Spencer County, 1998 to 2025
YearIndexChange from the year before
2025235.23+0.7%
2024233.56+8.2%
2023215.80+4.1%
2022207.38+14.6%
2021180.90+9.1%
2020165.82+6.2%
2019156.07+3.5%
2018150.72+7.4%
2017140.34+3.9%
2016135.11−0.6%
2015135.86+1.4%
2014133.94+2.5%
2013130.69+1.2%
2012129.09+0.2%
2011128.82+4.2%
2010123.65−2.6%
2009127.01+1.0%
2008125.79−1.0%
2007127.11+3.9%
2006122.35+2.5%
2005119.33+4.5%
2004114.15+1.4%
2003112.62−0.7%
2002113.36+1.0%
2001112.20+2.3%
2000109.73+4.5%
1999105.02+5.0%
1998100.00n/a

Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.

The average for each year is a compounded annual change. The guide to values explains more.

When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.

FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.

Since the last FHFA release

No recorded FHFA release changed a figure of Spencer County. The record of releases starts with the next FHFA release. FHFA releases recorded by this site

Same span, every level

Change in the FHFA annual index to 2025: Spencer County and the areas above it
Area1 year2024 to 20255 years2020 to 202510 years2015 to 202520 years2005 to 2025Since 20002000 to 2025Each yearaverage of 10 years
Spencer County+0.7%+41.9%+73.1%+97.1%+114.4%+5.6%
Indiana+4.3%+53.4%+94.5%+98.0%+126.2%+6.9%
United States+2.8%+47.0%+85.0%+79.1%+158.3%+6.3%

The annual files of FHFA have no index for Spencer County Unincorporated Area. The first row is the index of Spencer County.

Building permits in Spencer County Unincorporated Area

In the 12 months to August 2026, building permits in Spencer County Unincorporated Area authorized 50 housing units. In the 12 months before, permits authorized 47 units.

Housing units authorized by month, latest 24 months
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each month
Housing units authorized by building permits in Spencer County Unincorporated Area, by month
MonthAll units1 unit2 or more units
Aug 2026660
Jul 2026660
Jun 2026660
May 2026550
Apr 2026550
Mar 2026330
Feb 2026220
Jan 2026110
Dec 2025220
Nov 2025330
Oct 2025660
Sep 2025550
Aug 2025660
Jul 2025550
Jun 2025550
May 2025550
Apr 2025550
Mar 2025330
Feb 2025220
Jan 2025220
Dec 2024220
Nov 2024330
Oct 2024550
Sep 2024440
Housing units authorized in the 12 months to August 2026, by size of building
FigureSpencer County Unincorporated AreaSpencer CountyIndianaUnited States
All units508627,6721,418,086
In buildings with 1 unit50 (100%)86 (100%)20,168 (73%)888,241 (63%)
In buildings with 2 units0058634,814
In buildings with 3 or 4 units0014017,298
In buildings with 5 or more units0 (0%)0 (0%)6,778 (24%)477,733 (34%)
Units for each 1,000 residentsn/a4.34.04.1
Change from the 12 months before+6.4%+24.6%−7.2%−0.1%
Housing units authorized by year, 1995 to 2025
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each year
Housing units authorized by building permits in Spencer County Unincorporated Area, by year
YearAll units1 unit2 or more units
202549490
202448480
202344440
202249490
202145450
202055550
201938380
201826260
201731310
201647434
201537352
201429290
201327270
201231310
201125250
201030300
200929290
200838380
200752520
200647470
200570700
200465650
200376760
200278780
200186806
200061610
199995950
199855550
199756506
199654540
199530300

A permit authorizes construction. It does not show that the work started or that it is complete. For a place that does not report each month, the Census Bureau imputes the monthly figures.

Agency pages

  • Building Permits SurveyUS Census BureauThe survey of housing units that building permits authorize.
  • FHFA House Price IndexFederal Housing Finance AgencyThe index page of FHFA: data, tools and the release dates.
  • FHFA HPI CalculatorFederal Housing Finance AgencyThe calculator of FHFA. It works by quarter, for a state or a metro area.

Each link loaded on .

Cite this page

Home Value Trail. Spencer County Unincorporated Area, IN home price history and building permits. https://homevaluetrail.com/city/in/spencer-county-unincorporated-area/. Source: US Census Bureau, Building Permits Survey; Federal Housing Finance Agency, annual house price index for Spencer County. FHFA release of .

Where the figures come from

Building permits
US Census Bureau, Building Permits Survey, place files through August 2026, permit office 677500. County, state and national figures from the county and state files.
Price trail
FHFA annual house price index for Spencer County, 1998 to 2025. Release of March 31, 2026.
County of the place
The county code of the Building Permits Survey row, and the Census Bureau 2020 place by county file.
Residents
US Census Bureau, population estimates for 2025.

All files are works of the US government, in the public domain. To report an error, see Corrections.

Questions

What kinds of buildings have permits in Spencer County Unincorporated Area?
In the 12 months to August 2026, 50 units are in buildings with one unit. 0 units are in buildings with two to four units. 0 units are in buildings with five or more units.
How does the count compare with the 12 months before?
Permits authorized 47 housing units in the 12 months before. Permits authorized 50 housing units in the 12 months to August 2026. The count increased by 6.4% between the two periods.
How many units have permits from 1995?
Permits in Spencer County Unincorporated Area authorized 1,503 housing units from 1995 to 2025. The year with the most units is 1999, with 95.