Home Value Trail

States › Kansas › Finney County › Garden City

Permit-issuing place

Garden City

Finney County · Garden City, KS · Kansas · 27,402 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Finney County index 1977–2025
FHFA house price index for Finney County, which contains Garden City, 1977 to 2025Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202002004006008001,00019801990200020102020United States2025: 602
Finney County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Finney County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

In the 12 months to August 2026, building permits in Garden City, Kansas, covered 145 housing units (+208.5% year on year); the place lies in Finney County.

44 of those units were single-family houses (30%), 89 were in two- to four-unit buildings and 12 in buildings of five or more units. That is 5.3 units per 1,000 residents, above the county's 3.9 and above the state's 4.1.

Since 1995 the place has authorised 1,833 units, with the busiest year 1995 (179 units). Finney County's FHFA house price index rose +69.0% over the ten years to 2025.

145units permitted, 12 months to August 2026+208.5% on the previous 12 months
44single-family units30% of the total
12units in 5+ unit buildings8% of the total
5.3units per 1,000 residentsFinney County 3.9 · Kansas 4.1

Permits by month and structure type

Housing units authorised in Garden City by month, latest 24 months050100Sep 2024: 7 units (4 single-family, 3 in multi-unit buildings)Sep 2024Oct 2024: 4 units (4 single-family, 0 in multi-unit buildings)Nov 2024: 3 units (3 single-family, 0 in multi-unit buildings)Dec 2024: 6 units (3 single-family, 3 in multi-unit buildings)Dec 2024Jan 2025: 2 units (2 single-family, 0 in multi-unit buildings)Feb 2025: 5 units (2 single-family, 3 in multi-unit buildings)Mar 2025: 3 units (3 single-family, 0 in multi-unit buildings)Mar 2025Apr 2025: 4 units (4 single-family, 0 in multi-unit buildings)May 2025: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2025: 4 units (4 single-family, 0 in multi-unit buildings)Jun 2025Jul 2025: 3 units (3 single-family, 0 in multi-unit buildings)Aug 2025: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2025: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 4 units (4 single-family, 0 in multi-unit buildings)Nov 2025: 3 units (3 single-family, 0 in multi-unit buildings)Dec 2025: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 2 units (2 single-family, 0 in multi-unit buildings)Feb 2026: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2026: 3 units (3 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 11 units (9 single-family, 2 in multi-unit buildings)May 2026: 25 units (5 single-family, 20 in multi-unit buildings)Jun 2026: 68 units (4 single-family, 64 in multi-unit buildings)Jun 2026Jul 2026: 14 units (4 single-family, 10 in multi-unit buildings)Aug 2026: 9 units (4 single-family, 5 in multi-unit buildings)

Housing units authorised in Garden City by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026Garden CityFinney CountyKansasUnited States
All housing units14514512,1591,418,086
Single-family (1 unit)44 (30%)44 (30%)6,429 (53%)888,241 (63%)
2 units10101,84634,814
3–4 units797932817,298
5 or more units12 (8%)12 (8%)3,556 (29%)477,733 (34%)
Units per 1,000 residents5.33.94.14.1
Change on previous 12 months+208.5%+208.5%+29.8%−0.1%

Permits by year since 1995

Housing units authorised in Garden City by year, 1995–202501002001995: 179 units (64 single-family, 115 in multi-unit buildings)19951996: 162 units (83 single-family, 79 in multi-unit buildings)1997: 124 units (33 single-family, 91 in multi-unit buildings)1998: 2 units (2 single-family, 0 in multi-unit buildings)1999: 65 units (25 single-family, 40 in multi-unit buildings)2000: 62 units (36 single-family, 26 in multi-unit buildings)20002001: 62 units (50 single-family, 12 in multi-unit buildings)2002: 69 units (55 single-family, 14 in multi-unit buildings)2003: 32 units (32 single-family, 0 in multi-unit buildings)2004: 30 units (30 single-family, 0 in multi-unit buildings)2005: 13 units (13 single-family, 0 in multi-unit buildings)20052006: 12 units (12 single-family, 0 in multi-unit buildings)2007: 8 units (8 single-family, 0 in multi-unit buildings)2008: 24 units (10 single-family, 14 in multi-unit buildings)2009: 14 units (14 single-family, 0 in multi-unit buildings)2010: 18 units (8 single-family, 10 in multi-unit buildings)20102011: 45 units (10 single-family, 35 in multi-unit buildings)2012: 22 units (13 single-family, 9 in multi-unit buildings)2013: 110 units (34 single-family, 76 in multi-unit buildings)2014: 14 units (10 single-family, 4 in multi-unit buildings)2015: 129 units (65 single-family, 64 in multi-unit buildings)20152016: 29 units (27 single-family, 2 in multi-unit buildings)2017: 33 units (29 single-family, 4 in multi-unit buildings)2018: 48 units (48 single-family, 0 in multi-unit buildings)2019: 65 units (65 single-family, 0 in multi-unit buildings)2020: 74 units (74 single-family, 0 in multi-unit buildings)20202021: 57 units (49 single-family, 8 in multi-unit buildings)2022: 137 units (43 single-family, 94 in multi-unit buildings)2023: 52 units (32 single-family, 20 in multi-unit buildings)2024: 35 units (35 single-family, 0 in multi-unit buildings)2025: 107 units (39 single-family, 68 in multi-unit buildings)2025

Housing units authorised in Garden City by year, 1995–2025single-family2+ unit buildings

1,833 units since 1995; the busiest year was 1995. Annual figures include units imputed for months a place did not report.

Home prices in Finney County

FHFA's index for Finney County rose +69.0% over the ten years to 2025 (+5.4% a year) and +4.5% in the latest year, against +83.6% and +4.0% for Kansas. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Garden City, KS?

145 housing units were authorised by building permits in the 12 months to August 2026, against 47 in the previous 12 months.

What kind of housing is being permitted in Garden City?

44 single-family units, 10 in two-unit buildings, 79 in three- and four-unit buildings and 12 in buildings of five or more units.

How does Garden City compare with its county and state?

5.3 units per 1,000 residents in Garden City, 3.9 in Finney County and 4.1 in Kansas.

How have home prices moved in Finney County?

FHFA's index for Finney County rose +69.0% over the ten years to 2025 and +4.5% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 189700); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.