Home Value Trail

States › Kentucky › Kenton County › Independence

Permit-issuing place

Independence

Kenton County · Cincinnati, OH-KY-IN · Kentucky · 30,198 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Kenton County index 1975–2025
FHFA house price index for Kenton County, which contains Independence, 1975 to 2025Recession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 798
Kenton County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Kenton County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

Independence, Kentucky (Kenton County), authorised 142 housing units through building permits in the 12 months to August 2026, +105.8% on the previous 12 months.

105 of those units were single-family houses (74%), 0 were in two- to four-unit buildings and 37 in buildings of five or more units. That is 4.7 units per 1,000 residents, above the county's 3.9 and well above the state's 2.9.

Since 1995 the place has authorised 6,505 units, with the busiest year 2005 (548 units). Kenton County's FHFA house price index rose +96.2% over the ten years to 2025.

142units permitted, 12 months to August 2026+105.8% on the previous 12 months
105single-family units74% of the total
37units in 5+ unit buildings26% of the total
4.7units per 1,000 residentsKenton County 3.9 · Kentucky 2.9

Permits by month and structure type

Housing units authorised in Independence by month, latest 24 months0102030Sep 2024: 9 units (9 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 8 units (8 single-family, 0 in multi-unit buildings)Nov 2024: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2024: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 2 units (2 single-family, 0 in multi-unit buildings)Feb 2025: 12 units (5 single-family, 7 in multi-unit buildings)Mar 2025: 7 units (7 single-family, 0 in multi-unit buildings)Mar 2025Apr 2025: 3 units (3 single-family, 0 in multi-unit buildings)May 2025: 4 units (4 single-family, 0 in multi-unit buildings)Jun 2025: 10 units (10 single-family, 0 in multi-unit buildings)Jun 2025Jul 2025: 7 units (7 single-family, 0 in multi-unit buildings)Aug 2025: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2025: 11 units (11 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 9 units (9 single-family, 0 in multi-unit buildings)Nov 2025: 2 units (2 single-family, 0 in multi-unit buildings)Dec 2025: 7 units (7 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 9 units (9 single-family, 0 in multi-unit buildings)Feb 2026: 14 units (5 single-family, 9 in multi-unit buildings)Mar 2026: 17 units (17 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 6 units (6 single-family, 0 in multi-unit buildings)May 2026: 18 units (8 single-family, 10 in multi-unit buildings)Jun 2026: 24 units (15 single-family, 9 in multi-unit buildings)Jun 2026Jul 2026: 7 units (7 single-family, 0 in multi-unit buildings)Aug 2026: 18 units (9 single-family, 9 in multi-unit buildings)

Housing units authorised in Independence by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026IndependenceKenton CountyKentuckyUnited States
All housing units14268313,4101,418,086
Single-family (1 unit)105 (74%)467 (68%)8,580 (64%)888,241 (63%)
2 units0050434,814
3–4 units0031017,298
5 or more units37 (26%)216 (32%)4,016 (30%)477,733 (34%)
Units per 1,000 residents4.73.92.94.1
Change on previous 12 months+105.8%+11.1%−7.1%−0.1%

Permits by year since 1995

Housing units authorised in Independence by year, 1995–202502004006001995: 126 units (126 single-family, 0 in multi-unit buildings)19951996: 254 units (254 single-family, 0 in multi-unit buildings)1997: 328 units (198 single-family, 130 in multi-unit buildings)1998: 237 units (235 single-family, 2 in multi-unit buildings)1999: 309 units (307 single-family, 2 in multi-unit buildings)2000: 221 units (211 single-family, 10 in multi-unit buildings)20002001: 317 units (317 single-family, 0 in multi-unit buildings)2002: 336 units (336 single-family, 0 in multi-unit buildings)2003: 479 units (467 single-family, 12 in multi-unit buildings)2004: 547 units (543 single-family, 4 in multi-unit buildings)2005: 548 units (544 single-family, 4 in multi-unit buildings)20052006: 385 units (380 single-family, 5 in multi-unit buildings)2007: 217 units (217 single-family, 0 in multi-unit buildings)2008: 206 units (206 single-family, 0 in multi-unit buildings)2009: 162 units (162 single-family, 0 in multi-unit buildings)2010: 133 units (133 single-family, 0 in multi-unit buildings)20102011: 113 units (65 single-family, 48 in multi-unit buildings)2012: 107 units (107 single-family, 0 in multi-unit buildings)2013: 102 units (102 single-family, 0 in multi-unit buildings)2014: 131 units (107 single-family, 24 in multi-unit buildings)2015: 108 units (108 single-family, 0 in multi-unit buildings)20152016: 197 units (156 single-family, 41 in multi-unit buildings)2017: 162 units (130 single-family, 32 in multi-unit buildings)2018: 127 units (107 single-family, 20 in multi-unit buildings)2019: 113 units (113 single-family, 0 in multi-unit buildings)2020: 123 units (123 single-family, 0 in multi-unit buildings)20202021: 128 units (128 single-family, 0 in multi-unit buildings)2022: 75 units (75 single-family, 0 in multi-unit buildings)2023: 73 units (73 single-family, 0 in multi-unit buildings)2024: 64 units (58 single-family, 6 in multi-unit buildings)2025: 77 units (70 single-family, 7 in multi-unit buildings)2025

Housing units authorised in Independence by year, 1995–2025single-family2+ unit buildings

6,505 units since 1995; the busiest year was 2005. Annual figures include units imputed for months a place did not report.

Home prices in Kenton County

FHFA's index for Kenton County rose +96.2% over the ten years to 2025 (+7.0% a year) and +3.6% in the latest year, against +84.1% and +3.9% for Kentucky. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Independence, KY?

142 housing units were authorised by building permits in the 12 months to August 2026, against 69 in the previous 12 months.

What kind of housing is being permitted in Independence?

105 single-family units, 0 in two-unit buildings, 0 in three- and four-unit buildings and 37 in buildings of five or more units.

How does Independence compare with its county and state?

4.7 units per 1,000 residents in Independence, 3.9 in Kenton County and 2.9 in Kentucky.

How have home prices moved in Kenton County?

FHFA's index for Kenton County rose +96.2% over the ten years to 2025 and +3.6% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 253000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.