Home Value Trail

States › Michigan › Otsego County › Otsego County

Permit-issuing place

Otsego County

Otsego County · Michigan

Permits through August 2026Yearly permits since 1995Otsego County index 1985–2025
FHFA house price index for Otsego County, which contains Otsego County, 1985 to 2025Recession 1990–91Recession 2001Recession 2007–09Recession 202001002003004005001990200020102020United States2025: 448
Otsego County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Otsego County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

Otsego County, Michigan (Otsego County), authorised 25 housing units through building permits in the 12 months to August 2026, +4.2% on the previous 12 months.

25 of those units were single-family houses (100%), 0 were in two- to four-unit buildings and 0 in buildings of five or more units.

Since 1995 the place has authorised 3,057 units, with the busiest year 2001 (327 units). Otsego County's FHFA house price index rose +126.3% over the ten years to 2025.

25units permitted, 12 months to August 2026+4.2% on the previous 12 months
25single-family units100% of the total
0units in 5+ unit buildings0% of the total
—units per 1,000 residentsOtsego County 1.0 · Michigan 2.2

Permits by month and structure type

Housing units authorised in Otsego County by month, latest 24 months0123Sep 2024: 2 units (2 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 2 units (2 single-family, 0 in multi-unit buildings)Nov 2024: 1 units (1 single-family, 0 in multi-unit buildings)Dec 2024: 1 units (1 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 1 units (1 single-family, 0 in multi-unit buildings)Feb 2025: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2025: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2025Apr 2025: 3 units (3 single-family, 0 in multi-unit buildings)May 2025: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2025: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2025Jul 2025: 3 units (3 single-family, 0 in multi-unit buildings)Aug 2025: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2025: 3 units (3 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 2 units (2 single-family, 0 in multi-unit buildings)Nov 2025: 1 units (1 single-family, 0 in multi-unit buildings)Dec 2025: 1 units (1 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 1 units (1 single-family, 0 in multi-unit buildings)Feb 2026: 1 units (1 single-family, 0 in multi-unit buildings)Mar 2026: 2 units (2 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 3 units (3 single-family, 0 in multi-unit buildings)May 2026: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2026: 3 units (3 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 2 units (2 single-family, 0 in multi-unit buildings)Aug 2026: 3 units (3 single-family, 0 in multi-unit buildings)

Housing units authorised in Otsego County by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026Otsego CountyOtsego CountyMichiganUnited States
All housing units252522,5281,418,086
Single-family (1 unit)25 (100%)25 (100%)15,343 (68%)888,241 (63%)
2 units0060034,814
3–4 units0044917,298
5 or more units0 (0%)0 (0%)6,136 (27%)477,733 (34%)
Units per 1,000 residents—1.02.24.1
Change on previous 12 months+4.2%+4.2%−2.7%−0.1%

Permits by year since 1995

Housing units authorised in Otsego County by year, 1995–202502004001995: 175 units (171 single-family, 4 in multi-unit buildings)19951996: 175 units (175 single-family, 0 in multi-unit buildings)1997: 198 units (179 single-family, 19 in multi-unit buildings)1998: 225 units (193 single-family, 32 in multi-unit buildings)1999: 223 units (191 single-family, 32 in multi-unit buildings)2000: 317 units (297 single-family, 20 in multi-unit buildings)20002001: 327 units (303 single-family, 24 in multi-unit buildings)2002: 224 units (176 single-family, 48 in multi-unit buildings)2003: 213 units (181 single-family, 32 in multi-unit buildings)2004: 187 units (187 single-family, 0 in multi-unit buildings)2005: 106 units (102 single-family, 4 in multi-unit buildings)20052006: 83 units (73 single-family, 10 in multi-unit buildings)2007: 98 units (66 single-family, 32 in multi-unit buildings)2008: 51 units (51 single-family, 0 in multi-unit buildings)2009: 36 units (36 single-family, 0 in multi-unit buildings)2010: 17 units (17 single-family, 0 in multi-unit buildings)20102011: 78 units (28 single-family, 50 in multi-unit buildings)2012: 66 units (24 single-family, 42 in multi-unit buildings)2013: 15 units (15 single-family, 0 in multi-unit buildings)2014: 17 units (17 single-family, 0 in multi-unit buildings)2015: 17 units (17 single-family, 0 in multi-unit buildings)20152016: 16 units (16 single-family, 0 in multi-unit buildings)2017: 18 units (18 single-family, 0 in multi-unit buildings)2018: 17 units (17 single-family, 0 in multi-unit buildings)2019: 19 units (19 single-family, 0 in multi-unit buildings)2020: 21 units (21 single-family, 0 in multi-unit buildings)20202021: 23 units (23 single-family, 0 in multi-unit buildings)2022: 23 units (23 single-family, 0 in multi-unit buildings)2023: 23 units (23 single-family, 0 in multi-unit buildings)2024: 24 units (24 single-family, 0 in multi-unit buildings)2025: 25 units (25 single-family, 0 in multi-unit buildings)2025

Housing units authorised in Otsego County by year, 1995–2025single-family2+ unit buildings

3,057 units since 1995; the busiest year was 2001. Annual figures include units imputed for months a place did not report.

Home prices in Otsego County

FHFA's index for Otsego County rose +126.3% over the ten years to 2025 (+8.5% a year) and +0.9% in the latest year, against +96.7% and +4.7% for Michigan. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Otsego County, MI?

25 housing units were authorised by building permits in the 12 months to August 2026, against 24 in the previous 12 months.

What kind of housing is being permitted in Otsego County?

25 single-family units, 0 in two-unit buildings, 0 in three- and four-unit buildings and 0 in buildings of five or more units.

How does Otsego County compare with its county and state?

No population estimate is attached to this permit-issuing area, so a per-resident rate is not shown; Otsego County runs at 1.0 units per 1,000 residents and Michigan at 2.2.

How have home prices moved in Otsego County?

FHFA's index for Otsego County rose +126.3% over the ten years to 2025 and +0.9% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 677000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.