Home Value Trail

Ham Lake, MN home price history and building permits

Anoka CountyMinneapolis-St. Paul-Bloomington, MN-WIMinnesota

  • Price trail: Anoka County
  • FHFA annual index 1975 to 2025
  • Developmental index
  • Permits through

The annual files of FHFA have no index for a city. The line on this page is the index of Anoka County, the county of Ham Lake. The FHFA annual house price index for Anoka County increased by 78.0% from 2015 to 2025. Building permits in Ham Lake authorized 46 housing units in the 12 months to August 2026.

2015

The annual files of FHFA have no index for a city. These figures are for the index of Anoka County, the county of Ham Lake.

+78.0%

From 2015 to 2025, the FHFA annual all-transactions index for Anoka County increased by 78.0%.

From 2015 to 2025, the average change in each year is +5.9%, compounded.

Same span at each level: 2015 to 2025
AreaChangeBar
Anoka County+78.0%
Minneapolis-St. Paul-Bloomington, MN-WI+70.1%
Minnesota+71.4%
United States+85.0%
Anoka County FHFA annual all-transactions index, 100 in 1975
  • Anoka County
  • United States, set to the same start
  • Recession (NBER dates)
  • Your span

This is the price trail of Anoka County, not of Ham Lake. The annual files of FHFA have no index for a city.

Index values for each year
FHFA annual all-transactions index for Anoka County, 1975 to 2025
YearIndexChange from the year before
2025836.40+2.4%
2024816.74+2.8%
2023794.69+3.5%
2022767.48+11.7%
2021686.88+11.7%
2020615.19+3.2%
2019595.96+4.5%
2018570.25+6.8%
2017533.71+7.1%
2016498.38+6.1%
2015469.86+4.5%
2014449.79+8.3%
2013415.19+7.2%
2012387.39−2.2%
2011396.18−8.2%
2010431.48−7.2%
2009465.15−10.1%
2008517.41−8.4%
2007564.59−2.5%
2006578.88+3.4%
2005559.75+8.0%
2004518.49+9.7%
2003472.71+5.3%
2002448.87+8.9%
2001412.24+10.4%
2000373.52+12.4%
1999332.24+7.0%
1998310.49+4.8%
1997296.13+5.1%
1996281.78+3.7%
1995271.81+5.6%
1994257.31+2.8%
1993250.33+3.3%
1992242.35+1.8%
1991238.10+2.1%
1990233.14+0.8%
1989231.19+3.9%
1988222.52+2.8%
1987216.40+5.3%
1986205.52+8.0%
1985190.30−3.8%
1984197.73+4.1%
1983189.88+27.6%
1982148.80−14.6%
1981174.17−0.8%
1980175.56+8.3%
1979162.12+15.6%
1978140.29+18.9%
1977118.00+8.5%
1976108.75+8.7%
1975100.00n/a

Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.

The average for each year is a compounded annual change. The guide to values explains more.

When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.

FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.

Since the last FHFA release

No recorded FHFA release changed a figure of Anoka County. The record of releases starts with the next FHFA release. FHFA releases recorded by this site

Same span, every level

Change in the FHFA annual index to 2025: Anoka County and the areas above it
Area1 year2024 to 20255 years2020 to 202510 years2015 to 202520 years2005 to 2025Since 20002000 to 2025Each yearaverage of 10 years
Anoka County+2.4%+36.0%+78.0%+49.4%+123.9%+5.9%
Minneapolis-St. Paul-Bloomington, MN-WI+2.6%+33.6%+70.1%+49.9%+123.8%+5.5%
Minnesota+2.8%+36.8%+71.4%+56.0%+126.5%+5.5%
United States+2.8%+47.0%+85.0%+79.1%+158.3%+6.3%

The annual files of FHFA have no index for Ham Lake. The first row is the index of Anoka County.

Building permits in Ham Lake

In the 12 months to August 2026, building permits in Ham Lake authorized 46 housing units. That is 2.7 units for each 1,000 residents. In the 12 months before, permits authorized 35 units.

Housing units authorized by month, latest 24 months
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each month
Housing units authorized by building permits in Ham Lake, by month
MonthAll units1 unit2 or more units
Aug 2026110
Jul 2026440
Jun 2026110
May 2026660
Apr 2026660
Mar 2026660
Feb 2026440
Jan 2026440
Dec 2025000
Nov 2025660
Oct 2025550
Sep 2025330
Aug 2025110
Jul 2025330
Jun 2025550
May 2025330
Apr 2025550
Mar 2025660
Feb 2025330
Jan 2025220
Dec 2024440
Nov 2024000
Oct 2024220
Sep 2024110
Housing units authorized in the 12 months to August 2026, by size of building
FigureHam LakeAnoka CountyMinnesotaUnited States
All units4666722,1581,418,086
In buildings with 1 unit46 (100%)643 (96%)12,841 (58%)888,241 (63%)
In buildings with 2 units0431234,814
In buildings with 3 or 4 units0020117,298
In buildings with 5 or more units0 (0%)20 (3%)8,804 (40%)477,733 (34%)
Units for each 1,000 residents2.71.73.84.1
Change from the 12 months before+31.4%−26.7%+2.8%−0.1%
Housing units authorized by year, 1995 to 2025
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each year
Housing units authorized by building permits in Ham Lake, by year
YearAll units1 unit2 or more units
202542420
202438380
202337370
202264640
202167670
202064640
201965650
201867670
201761610
201667670
201556560
201455550
201358580
201261610
201123230
201019190
200919190
200816160
200745432
200670700
200596924
200415914118
200318817018
200216514322
200116815810
200017616412
19991921920
19981601600
19971481480
19961561560
19951711710

A permit authorizes construction. It does not show that the work started or that it is complete. For a place that does not report each month, the Census Bureau imputes the monthly figures.

Agency pages

  • Building Permits SurveyUS Census BureauThe survey of housing units that building permits authorize.
  • FHFA House Price IndexFederal Housing Finance AgencyThe index page of FHFA: data, tools and the release dates.
  • FHFA HPI CalculatorFederal Housing Finance AgencyThe calculator of FHFA. It works by quarter, for a state or a metro area.

Each link loaded on .

Cite this page

Home Value Trail. Ham Lake, MN home price history and building permits. https://homevaluetrail.com/city/mn/ham-lake/. Source: US Census Bureau, Building Permits Survey; Federal Housing Finance Agency, annual house price index for Anoka County. FHFA release of .

Where the figures come from

Building permits
US Census Bureau, Building Permits Survey, place files through August 2026, permit office 308800. County, state and national figures from the county and state files.
Price trail
FHFA annual house price index for Anoka County, 1975 to 2025. Release of March 31, 2026.
County of the place
The county code of the Building Permits Survey row, and the Census Bureau 2020 place by county file.
Residents
US Census Bureau, population estimates for 2025.

All files are works of the US government, in the public domain. To report an error, see Corrections.

Questions

What kinds of buildings have permits in Ham Lake?
In the 12 months to August 2026, 46 units are in buildings with one unit. 0 units are in buildings with two to four units. 0 units are in buildings with five or more units.
How does the count compare with the 12 months before?
Permits authorized 35 housing units in the 12 months before. Permits authorized 46 housing units in the 12 months to August 2026. The count increased by 31.4% between the two periods.
How many units is that for each 1,000 residents?
Ham Lake has 2.7 units for each 1,000 residents. Anoka County has 1.7 units for each 1,000 residents. Minnesota has 3.8 units for each 1,000 residents.
How many units have permits from 1995?
Permits in Ham Lake authorized 2,773 housing units from 1995 to 2025. The year with the most units is 1999, with 192.