Permits through August 2026Yearly permits since 1995Clay County index 1997–2025
Clay County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Clay County's FHFA index, with the national index rebased to the same start.
Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.
Clay County, North Carolina (Clay County), authorised 116 housing units through building permits in the 12 months to August 2026, +7.4% on the previous 12 months.
116 of those units were single-family houses (100%), 0 were in two- to four-unit buildings and 0 in buildings of five or more units.
Since 1995 the place has authorised 3,325 units, with the busiest year 2006 (276 units). Clay County's FHFA house price index rose +116.3% over the ten years to 2025.
116units permitted, 12 months to August 2026+7.4% on the previous 12 months
116single-family units100% of the total
0units in 5+ unit buildings0% of the total
—units per 1,000 residentsClay County 9.5 · North Carolina 7.8
Permits by month and structure type
Housing units authorised in Clay County by month, latest 24 monthssingle-family2+ unit buildings
Units, 12 months to August 2026
Clay County
Clay County
North Carolina
United States
All housing units
116
116
87,853
1,418,086
Single-family (1 unit)
116 (100%)
116 (100%)
61,266 (70%)
888,241 (63%)
2 units
0
0
1,292
34,814
3–4 units
0
0
321
17,298
5 or more units
0 (0%)
0 (0%)
24,974 (28%)
477,733 (34%)
Units per 1,000 residents
—
9.5
7.8
4.1
Change on previous 12 months
+7.4%
+7.4%
+2.0%
−0.1%
Permits by year since 1995
Housing units authorised in Clay County by year, 1995–2025single-family2+ unit buildings
3,325 units since 1995; the busiest year was 2006. Annual figures include units imputed for months a place did not report.
Home prices in Clay County
FHFA's index for Clay County rose +116.3% over the ten years to 2025 (+8.0% a year) and +1.4% in the latest year, against +106.6% and +2.5% for North Carolina. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.
Questions and answers
How many homes are being built in Clay County, NC?
116 housing units were authorised by building permits in the 12 months to August 2026, against 108 in the previous 12 months.
What kind of housing is being permitted in Clay County?
116 single-family units, 0 in two-unit buildings, 0 in three- and four-unit buildings and 0 in buildings of five or more units.
How does Clay County compare with its county and state?
No population estimate is attached to this permit-issuing area, so a per-resident rate is not shown; Clay County runs at 9.5 units per 1,000 residents and North Carolina at 7.8.
How have home prices moved in Clay County?
FHFA's index for Clay County rose +116.3% over the ten years to 2025 and +1.4% in the latest year; the county page has the full series.
What does a permit count?
A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.
Provenance
Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 117000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.