Permits through August 2026Yearly permits since 1995Bergen County index 1975–2025
Bergen County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Bergen County's FHFA index, with the national index rebased to the same start.
Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.
In the 12 months to August 2026, building permits in Upper Saddle River borough, New Jersey, covered 177 housing units (−11.5% year on year); the place lies in Bergen County.
165 of those units were single-family houses (93%), 12 were in two- to four-unit buildings and 0 in buildings of five or more units. That is 20.5 units per 1,000 residents, well above the county's 3.9 and well above the state's 3.3.
Since 1995 the place has authorised 1,520 units, with the busiest year 2022 (194 units). Bergen County's FHFA house price index rose +73.7% over the ten years to 2025.
177units permitted, 12 months to August 2026−11.5% on the previous 12 months
165single-family units93% of the total
0units in 5+ unit buildings0% of the total
20.5units per 1,000 residentsBergen County 3.9 · New Jersey 3.3
Permits by month and structure type
Housing units authorised in Upper Saddle River borough by month, latest 24 monthssingle-family2+ unit buildings
Units, 12 months to August 2026
Upper Saddle River borough
Bergen County
New Jersey
United States
All housing units
177
3,818
31,546
1,418,086
Single-family (1 unit)
165 (93%)
1,413 (37%)
13,153 (42%)
888,241 (63%)
2 units
0
290
1,178
34,814
3–4 units
12
102
929
17,298
5 or more units
0 (0%)
2,013 (53%)
16,286 (52%)
477,733 (34%)
Units per 1,000 residents
20.5
3.9
3.3
4.1
Change on previous 12 months
−11.5%
+10.0%
−6.2%
−0.1%
Permits by year since 1995
Housing units authorised in Upper Saddle River borough by year, 1995–2025single-family2+ unit buildings
1,520 units since 1995; the busiest year was 2022. Annual figures include units imputed for months a place did not report.
Home prices in Bergen County
FHFA's index for Bergen County rose +73.7% over the ten years to 2025 (+5.7% a year) and +6.8% in the latest year, against +87.7% and +6.2% for New Jersey. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.
Questions and answers
How many homes are being built in Upper Saddle River borough, NJ?
177 housing units were authorised by building permits in the 12 months to August 2026, against 200 in the previous 12 months.
What kind of housing is being permitted in Upper Saddle River borough?
165 single-family units, 0 in two-unit buildings, 12 in three- and four-unit buildings and 0 in buildings of five or more units.
How does Upper Saddle River borough compare with its county and state?
20.5 units per 1,000 residents in Upper Saddle River borough, 3.9 in Bergen County and 3.3 in New Jersey.
How have home prices moved in Bergen County?
FHFA's index for Bergen County rose +73.7% over the ten years to 2025 and +6.8% in the latest year; the county page has the full series.
What does a permit count?
A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.
Provenance
Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 526000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.