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Permit-issuing place

Chattanooga

Hamilton County · Chattanooga, TN-GA · Tennessee · 194,144 residents (2025 est.)

Permits through August 2026Yearly permits since 1995Hamilton County index 1975–2025
FHFA house price index for Hamilton County, which contains Chattanooga, 1975 to 2025Recession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 958
Hamilton County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Hamilton County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

Chattanooga, Tennessee (Hamilton County), authorised 966 housing units through building permits in the 12 months to August 2026, +1.0% on the previous 12 months.

625 of those units were single-family houses (65%), 121 were in two- to four-unit buildings and 220 in buildings of five or more units. That is 5.0 units per 1,000 residents, close to the county's 5.2 and close to the state's 5.7.

Since 1995 the place has authorised 23,737 units, with the busiest year 2022 (1,271 units). Hamilton County's FHFA house price index rose +116.5% over the ten years to 2025.

966units permitted, 12 months to August 2026+1.0% on the previous 12 months
625single-family units65% of the total
220units in 5+ unit buildings23% of the total
5.0units per 1,000 residentsHamilton County 5.2 · Tennessee 5.7

Permits by month and structure type

Housing units authorised in Chattanooga by month, latest 24 months050100Sep 2024: 79 units (36 single-family, 43 in multi-unit buildings)Sep 2024Oct 2024: 86 units (41 single-family, 45 in multi-unit buildings)Nov 2024: 71 units (33 single-family, 38 in multi-unit buildings)Dec 2024: 80 units (35 single-family, 45 in multi-unit buildings)Dec 2024Jan 2025: 70 units (35 single-family, 35 in multi-unit buildings)Feb 2025: 64 units (38 single-family, 26 in multi-unit buildings)Mar 2025: 95 units (46 single-family, 49 in multi-unit buildings)Mar 2025Apr 2025: 88 units (45 single-family, 43 in multi-unit buildings)May 2025: 76 units (42 single-family, 34 in multi-unit buildings)Jun 2025: 81 units (39 single-family, 42 in multi-unit buildings)Jun 2025Jul 2025: 81 units (41 single-family, 40 in multi-unit buildings)Aug 2025: 85 units (38 single-family, 47 in multi-unit buildings)Sep 2025: 97 units (37 single-family, 60 in multi-unit buildings)Sep 2025Oct 2025: 74 units (39 single-family, 35 in multi-unit buildings)Nov 2025: 79 units (35 single-family, 44 in multi-unit buildings)Dec 2025: 89 units (32 single-family, 57 in multi-unit buildings)Dec 2025Jan 2026: 73 units (34 single-family, 39 in multi-unit buildings)Feb 2026: 77 units (40 single-family, 37 in multi-unit buildings)Mar 2026: 73 units (48 single-family, 25 in multi-unit buildings)Mar 2026Apr 2026: 86 units (78 single-family, 8 in multi-unit buildings)May 2026: 84 units (78 single-family, 6 in multi-unit buildings)Jun 2026: 82 units (72 single-family, 10 in multi-unit buildings)Jun 2026Jul 2026: 77 units (65 single-family, 12 in multi-unit buildings)Aug 2026: 75 units (67 single-family, 8 in multi-unit buildings)

Housing units authorised in Chattanooga by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026ChattanoogaHamilton CountyTennesseeUnited States
All housing units9662,02141,5561,418,086
Single-family (1 unit)625 (65%)1,600 (79%)30,956 (74%)888,241 (63%)
2 units10011050834,814
3–4 units216848117,298
5 or more units220 (23%)243 (12%)9,611 (23%)477,733 (34%)
Units per 1,000 residents5.05.25.74.1
Change on previous 12 months+1.0%+2.8%−4.5%−0.1%

Permits by year since 1995

Housing units authorised in Chattanooga by year, 1995–202505001,0001,5001995: 437 units (379 single-family, 58 in multi-unit buildings)19951996: 526 units (466 single-family, 60 in multi-unit buildings)1997: 773 units (413 single-family, 360 in multi-unit buildings)1998: 518 units (394 single-family, 124 in multi-unit buildings)1999: 683 units (405 single-family, 278 in multi-unit buildings)2000: 649 units (480 single-family, 169 in multi-unit buildings)20002001: 893 units (533 single-family, 360 in multi-unit buildings)2002: 708 units (549 single-family, 159 in multi-unit buildings)2003: 753 units (606 single-family, 147 in multi-unit buildings)2004: 819 units (655 single-family, 164 in multi-unit buildings)2005: 862 units (711 single-family, 151 in multi-unit buildings)20052006: 932 units (668 single-family, 264 in multi-unit buildings)2007: 640 units (441 single-family, 199 in multi-unit buildings)2008: 418 units (262 single-family, 156 in multi-unit buildings)2009: 269 units (207 single-family, 62 in multi-unit buildings)2010: 273 units (206 single-family, 67 in multi-unit buildings)20102011: 285 units (202 single-family, 83 in multi-unit buildings)2012: 375 units (247 single-family, 128 in multi-unit buildings)2013: 435 units (298 single-family, 137 in multi-unit buildings)2014: 1,127 units (349 single-family, 778 in multi-unit buildings)2015: 610 units (456 single-family, 154 in multi-unit buildings)20152016: 1,173 units (577 single-family, 596 in multi-unit buildings)2017: 1,202 units (515 single-family, 687 in multi-unit buildings)2018: 655 units (441 single-family, 214 in multi-unit buildings)2019: 1,130 units (434 single-family, 696 in multi-unit buildings)2020: 1,038 units (507 single-family, 531 in multi-unit buildings)20202021: 1,232 units (575 single-family, 657 in multi-unit buildings)2022: 1,271 units (498 single-family, 773 in multi-unit buildings)2023: 1,121 units (471 single-family, 650 in multi-unit buildings)2024: 1,037 units (493 single-family, 544 in multi-unit buildings)2025: 893 units (793 single-family, 100 in multi-unit buildings)2025

Housing units authorised in Chattanooga by year, 1995–2025single-family2+ unit buildings

23,737 units since 1995; the busiest year was 2022. Annual figures include units imputed for months a place did not report.

Home prices in Hamilton County

FHFA's index for Hamilton County rose +116.5% over the ten years to 2025 (+8.0% a year) and +1.8% in the latest year, against +113.5% and +2.4% for Tennessee. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Chattanooga, TN?

966 housing units were authorised by building permits in the 12 months to August 2026, against 956 in the previous 12 months.

What kind of housing is being permitted in Chattanooga?

625 single-family units, 100 in two-unit buildings, 21 in three- and four-unit buildings and 220 in buildings of five or more units.

How does Chattanooga compare with its county and state?

5.0 units per 1,000 residents in Chattanooga, 5.2 in Hamilton County and 5.7 in Tennessee.

How have home prices moved in Hamilton County?

FHFA's index for Hamilton County rose +116.5% over the ten years to 2025 and +1.8% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 127000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.