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County

Nassau County

Florida · Jacksonville, FL metro area · 106,879 residents (2025 est.)

FHFA annual index 1978–2025Developmental county indexPermits through August 2026
FHFA house price index for Nassau County, 1978 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 1,395
Nassau County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Nassau County, Florida, starts in 1978 and stood at 1395 in 2025, +1295.5% above its base of 100.

Over the ten years to 2025 the index rose +139.1% (+9.1% a year), above Florida at +126.8% and well above the national +85.0%. The Jacksonville, FL area rose +116.3%. The latest one-year change is +0.9%.

The strongest decade was the 1980s (+73.3%); the weakest the 2000s (+52.1%).

After a 2007 peak the index fell −32.5% to 2012 and regained the peak in 2018.

Builders were authorised for 895 housing units in the county in the 12 months to August 2026 (−11.2% on the previous 12 months), 8.4 units per 1,000 residents; 95% were single-family houses. Since 1995 the county has authorised 27,783 units, most in 2021.

+0.9%1 year, 2024–2025Florida −0.5%
+65.1%5 yearsUS +47.0%
+139.1%10 years+9.1% a year annualised
+292.6%since 2000US +158.3%
895units permitted, 12 months8.4 per 1,000 residents

Same span, four levels

Change in the FHFA indexNassau CountyJacksonville areaFloridaUnited States
1 year (2024–2025)+0.9%+0.5%−0.5%+2.8%
5 years (2020–2025)+65.1%+54.4%+59.9%+47.0%
10 years (2015–2025)+139.1%+116.3%+126.8%+85.0%
20 years (2005–2025)+127.3%+92.1%+89.6%+79.1%
Since 2000+292.6%+217.3%+264.2%+158.3%
Since 1978+1295.5%+687.7%+801.1%+627.8%
10-year annualised+9.1%+8.0%+8.5%+6.3%
20-year annualised+4.2%+3.3%+3.3%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+73.3%+68.2%
1990s (1990–2000)+71.2%+33.9%
2000s (2000–2010)+52.1%+29.7%
2010s (2010–2020)+56.4%+35.5%
2020s so far (2020–2025)+65.1%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1978 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1978 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072012−32.5%2018
19801981−14.0%1983
19851986−6.7%1987

Building permits

Housing units authorised by building permits in Nassau County, by month over the latest five years and by year since 1995.

Housing units authorised in Nassau County by month, latest 12 months050100Sep 2025: 82 units (82 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 47 units (47 single-family, 0 in multi-unit buildings)Oct 2025Nov 2025: 62 units (58 single-family, 4 in multi-unit buildings)Nov 2025Dec 2025: 70 units (68 single-family, 2 in multi-unit buildings)Dec 2025Jan 2026: 61 units (61 single-family, 0 in multi-unit buildings)Jan 2026Feb 2026: 88 units (88 single-family, 0 in multi-unit buildings)Feb 2026Mar 2026: 72 units (70 single-family, 2 in multi-unit buildings)Mar 2026Apr 2026: 76 units (74 single-family, 2 in multi-unit buildings)Apr 2026May 2026: 79 units (71 single-family, 8 in multi-unit buildings)May 2026Jun 2026: 83 units (80 single-family, 3 in multi-unit buildings)Jun 2026Jul 2026: 90 units (76 single-family, 14 in multi-unit buildings)Jul 2026Aug 2026: 85 units (77 single-family, 8 in multi-unit buildings)Aug 2026

Housing units authorised in Nassau County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Nassau County by month, latest 60 months0200400Sep 2021: 127 units (109 single-family, 18 in multi-unit buildings)Sep 2021Oct 2021: 119 units (103 single-family, 16 in multi-unit buildings)Nov 2021: 215 units (155 single-family, 60 in multi-unit buildings)Dec 2021: 152 units (152 single-family, 0 in multi-unit buildings)Jan 2022: 128 units (105 single-family, 23 in multi-unit buildings)Feb 2022: 131 units (131 single-family, 0 in multi-unit buildings)Mar 2022: 165 units (165 single-family, 0 in multi-unit buildings)Apr 2022: 130 units (130 single-family, 0 in multi-unit buildings)May 2022: 124 units (110 single-family, 14 in multi-unit buildings)Jun 2022: 153 units (153 single-family, 0 in multi-unit buildings)Jul 2022: 124 units (124 single-family, 0 in multi-unit buildings)Aug 2022: 150 units (150 single-family, 0 in multi-unit buildings)Sep 2022: 62 units (62 single-family, 0 in multi-unit buildings)Sep 2022Oct 2022: 105 units (105 single-family, 0 in multi-unit buildings)Nov 2022: 90 units (82 single-family, 8 in multi-unit buildings)Dec 2022: 76 units (76 single-family, 0 in multi-unit buildings)Jan 2023: 79 units (79 single-family, 0 in multi-unit buildings)Feb 2023: 172 units (104 single-family, 68 in multi-unit buildings)Mar 2023: 357 units (125 single-family, 232 in multi-unit buildings)Apr 2023: 78 units (78 single-family, 0 in multi-unit buildings)May 2023: 101 units (101 single-family, 0 in multi-unit buildings)Jun 2023: 120 units (120 single-family, 0 in multi-unit buildings)Jul 2023: 107 units (107 single-family, 0 in multi-unit buildings)Aug 2023: 79 units (79 single-family, 0 in multi-unit buildings)Sep 2023: 170 units (162 single-family, 8 in multi-unit buildings)Sep 2023Oct 2023: 127 units (119 single-family, 8 in multi-unit buildings)Nov 2023: 71 units (71 single-family, 0 in multi-unit buildings)Dec 2023: 92 units (92 single-family, 0 in multi-unit buildings)Jan 2024: 113 units (113 single-family, 0 in multi-unit buildings)Feb 2024: 102 units (102 single-family, 0 in multi-unit buildings)Mar 2024: 75 units (73 single-family, 2 in multi-unit buildings)Apr 2024: 145 units (121 single-family, 24 in multi-unit buildings)May 2024: 86 units (86 single-family, 0 in multi-unit buildings)Jun 2024: 50 units (50 single-family, 0 in multi-unit buildings)Jul 2024: 78 units (78 single-family, 0 in multi-unit buildings)Aug 2024: 73 units (73 single-family, 0 in multi-unit buildings)Sep 2024: 91 units (91 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 67 units (67 single-family, 0 in multi-unit buildings)Nov 2024: 53 units (53 single-family, 0 in multi-unit buildings)Dec 2024: 79 units (55 single-family, 24 in multi-unit buildings)Jan 2025: 133 units (100 single-family, 33 in multi-unit buildings)Feb 2025: 52 units (52 single-family, 0 in multi-unit buildings)Mar 2025: 52 units (52 single-family, 0 in multi-unit buildings)Apr 2025: 106 units (106 single-family, 0 in multi-unit buildings)May 2025: 97 units (97 single-family, 0 in multi-unit buildings)Jun 2025: 123 units (104 single-family, 19 in multi-unit buildings)Jul 2025: 68 units (66 single-family, 2 in multi-unit buildings)Aug 2025: 87 units (85 single-family, 2 in multi-unit buildings)Sep 2025: 82 units (82 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 47 units (47 single-family, 0 in multi-unit buildings)Nov 2025: 62 units (58 single-family, 4 in multi-unit buildings)Dec 2025: 70 units (68 single-family, 2 in multi-unit buildings)Jan 2026: 61 units (61 single-family, 0 in multi-unit buildings)Feb 2026: 88 units (88 single-family, 0 in multi-unit buildings)Mar 2026: 72 units (70 single-family, 2 in multi-unit buildings)Apr 2026: 76 units (74 single-family, 2 in multi-unit buildings)May 2026: 79 units (71 single-family, 8 in multi-unit buildings)Jun 2026: 83 units (80 single-family, 3 in multi-unit buildings)Jul 2026: 90 units (76 single-family, 14 in multi-unit buildings)Aug 2026: 85 units (77 single-family, 8 in multi-unit buildings)

Housing units authorised in Nassau County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Nassau County by year, 1995–202501,0002,0001995: 464 units (464 single-family, 0 in multi-unit buildings)19951996: 531 units (531 single-family, 0 in multi-unit buildings)1997: 471 units (471 single-family, 0 in multi-unit buildings)1998: 549 units (549 single-family, 0 in multi-unit buildings)1999: 651 units (549 single-family, 102 in multi-unit buildings)2000: 758 units (620 single-family, 138 in multi-unit buildings)20002001: 789 units (708 single-family, 81 in multi-unit buildings)2002: 799 units (755 single-family, 44 in multi-unit buildings)2003: 799 units (781 single-family, 18 in multi-unit buildings)2004: 1,287 units (1,252 single-family, 35 in multi-unit buildings)2005: 1,471 units (1,418 single-family, 53 in multi-unit buildings)20052006: 1,236 units (986 single-family, 250 in multi-unit buildings)2007: 938 units (626 single-family, 312 in multi-unit buildings)2008: 485 units (418 single-family, 67 in multi-unit buildings)2009: 252 units (252 single-family, 0 in multi-unit buildings)2010: 251 units (251 single-family, 0 in multi-unit buildings)20102011: 327 units (309 single-family, 18 in multi-unit buildings)2012: 313 units (305 single-family, 8 in multi-unit buildings)2013: 544 units (481 single-family, 63 in multi-unit buildings)2014: 587 units (545 single-family, 42 in multi-unit buildings)2015: 1,110 units (800 single-family, 310 in multi-unit buildings)20152016: 1,025 units (1,007 single-family, 18 in multi-unit buildings)2017: 1,109 units (1,078 single-family, 31 in multi-unit buildings)2018: 1,322 units (1,085 single-family, 237 in multi-unit buildings)2019: 1,431 units (1,401 single-family, 30 in multi-unit buildings)2020: 1,438 units (1,237 single-family, 201 in multi-unit buildings)20202021: 1,855 units (1,694 single-family, 161 in multi-unit buildings)2022: 1,431 units (1,417 single-family, 14 in multi-unit buildings)2023: 1,547 units (1,231 single-family, 316 in multi-unit buildings)2024: 953 units (925 single-family, 28 in multi-unit buildings)2025: 1,060 units (887 single-family, 173 in multi-unit buildings)2025

Housing units authorised in Nassau County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Nassau CountyFloridaUnited States
Housing units authorised895158,3701,418,086
Units per 1,000 residents8.46.74.1
Single-family share95%69%63%
Change on previous 12 months−11.2%−7.4%−0.1%
Units authorised since 199527,7834,459,07143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Nassau County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
32034−1.5%+148.2%+318.7%202548
32009+7.2%+125.2%—202525
32011−6.1%+117.2%—202523
32097−3.7%+113.8%—202522
32046+13.6%+107.9%—202523

Cities and permit-issuing places in Nassau County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Nassau County Unincorporated Area780—96%
Fernandina Beach695.0100%
Hilliard town3410.874%
Callahan town126.667%

Questions and answers

How much have home values in Nassau County risen over 10 years?

The FHFA index for Nassau County rose +139.1% from 2015 to 2025, about +9.1% a year. Over 20 years: +127.3%; since 2000: +292.6%.

How does Nassau County compare with Florida and the United States?

Over the ten years to 2025: Nassau County +139.1%, Florida +126.8%, United States +85.0%, Jacksonville, FL +116.3%.

What happened to Nassau County prices in 2008?

The index peaked in 2007 and fell −32.5% to 2012; it passed the peak again in 2018. The state index fell −44.2% over 2006–2012.

How many homes are being built in Nassau County?

895 housing units were authorised by building permits in the 12 months to August 2026 (852 single-family, 30 in buildings of five or more units), or 8.4 per 1,000 residents against 6.7 for Florida.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1978–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.