States › Florida
State
Florida
65 counties with an index · 28 metro and micro areas · 830 ZIP codes · 280 permit-issuing places · 23,462,518 residents (2025 est.)
FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line is FHFA's standard quarterly all-transactions index; the comparison table uses FHFA's annual state index from the same family. The index does not give a dollar value for any home.
Florida's FHFA house price index starts in 1975. Through 2025 it has risen +927.1%; over the ten years to 2025 the rise was +126.8% (+8.5% a year), well above the national +85.0%.
The quarterly index through 2026 Q2 is +1.4% on a year earlier and 0.0% on the quarter; nationally +3.0% and +1.1%.
The index peaked in 2006, fell −44.2% to 2012 and regained the peak in 2020; the national index fell −21.3% over 2007–2012.
158,370 housing units were authorised in Florida in the 12 months to August 2026, 6.7 per 1,000 residents against 4.1 nationally; that is −7.4% on the previous 12 months. 65 counties, 28 metro and micro areas, 830 ZIP codes and 280 permit-issuing places in the state have their own pages.
Same span, state and nation
| Change in the FHFA index | Florida | United States |
|---|---|---|
| 1 year (2024–2025) | −0.5% | +2.8% |
| 5 years (2020–2025) | +59.9% | +47.0% |
| 10 years (2015–2025) | +126.8% | +85.0% |
| 20 years (2005–2025) | +89.6% | +79.1% |
| Since 2000 | +264.2% | +158.3% |
| Since 1975 | +927.1% | +960.7% |
| 10-year annualised | +8.5% | +6.3% |
| 20-year annualised | +3.3% | +3.0% |
Decade by decade
| Decade | Change | United States | |
|---|---|---|---|
| 1980s (1980–1990) | +46.6% | +68.2% | |
| 1990s (1990–2000) | +33.4% | +33.9% | |
| 2000s (2000–2010) | +35.5% | +29.7% | |
| 2010s (2010–2020) | +68.0% | +35.5% | |
| 2020s so far (2020–2025) | +59.9% | +47.0% |
FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.
Peak-to-low declines
| Peak | Low | Decline | Peak regained |
|---|---|---|---|
| 2006 | 2012 | −44.2% | 2020 |
Purchase-only index
FHFA also publishes a purchase-only index, built from sales prices alone (no refinance appraisals). It starts in 1991 and is drawn here on its own base.
Counties
Ranked by ten-year change in FHFA's annual county index to 2025. Permits are housing units authorised in the 12 months to August 2026.
| County | 1 year | 10 years | Since 2000 | Units, 12 months | Per 1,000 | Index through |
|---|---|---|---|---|---|---|
| Hernando County | −0.6% | +172.5% | +248.2% | 1,846 | 8.3 | 2025 |
| Pasco County | −2.6% | +166.9% | +266.3% | 8,561 | 12.7 | 2025 |
| DeSoto County | +9.6% | +164.3% | +275.0% | 199 | 5.4 | 2025 |
| Hendry County | +5.1% | +161.8% | +221.5% | 394 | 8.2 | 2025 |
| Highlands County | +3.5% | +158.6% | +260.2% | 673 | 6.1 | 2025 |
| Citrus County | +1.0% | +156.9% | +234.9% | 1,972 | 11.5 | 2025 |
| Putnam County | +2.3% | +155.5% | +228.7% | 95 | 1.2 | 2025 |
| St. Lucie County | −0.4% | +152.4% | +296.9% | 3,316 | 8.2 | 2025 |
| Miami-Dade County | +2.8% | +147.7% | +387.2% | 11,258 | 4.0 | 2025 |
| Okeechobee County | −1.3% | +146.9% | +258.7% | 76 | 1.8 | 2025 |
| Pinellas County | −2.0% | +145.4% | +313.9% | 4,093 | 4.3 | 2025 |
| Osceola County | −0.1% | +142.6% | +243.4% | 5,713 | 11.9 | 2025 |
| Polk County | −1.2% | +140.5% | +235.9% | 6,844 | 7.8 | 2025 |
| Volusia County | −1.0% | +140.0% | +253.6% | 2,032 | 3.3 | 2025 |
| Hillsborough County | +1.7% | +139.6% | +287.4% | 7,044 | 4.5 | 2025 |
| Nassau County | +0.9% | +139.1% | +292.6% | 895 | 8.4 | 2025 |
| Palm Beach County | +1.2% | +138.9% | +328.3% | 5,771 | 3.7 | 2025 |
| Martin County | −1.7% | +137.3% | +301.8% | 961 | 5.8 | 2025 |
| Indian River County | −1.6% | +136.4% | +242.2% | 450 | 2.6 | 2025 |
| Gulf County | +3.5% | +135.5% | +266.1% | 360 | 22.6 | 2025 |
| Brevard County | −0.8% | +135.0% | +260.0% | 4,880 | 7.3 | 2025 |
| Marion County | +0.8% | +132.4% | +201.5% | 5,546 | 12.5 | 2025 |
| Lake County | +2.2% | +131.4% | +215.5% | 4,613 | 10.1 | 2025 |
| Union County | +11.3% | +130.5% | — | 55 | 3.4 | 2025 |
| Manatee County | −3.0% | +130.4% | +254.7% | 10,711 | 22.9 | 2025 |
| Holmes County | +9.4% | +127.9% | — | 14 | 0.7 | 2025 |
| Franklin County | +9.7% | +126.5% | +220.7% | 133 | 10.2 | 2025 |
| Broward County | +0.5% | +125.6% | +317.1% | 2,364 | 1.2 | 2025 |
| Baker County | +11.1% | +124.8% | +232.8% | 132 | 4.4 | 2025 |
| Seminole County | 0.0% | +123.5% | +240.5% | 1,888 | 3.8 | 2025 |
| Clay County | +0.3% | +123.1% | +197.4% | 1,390 | 5.8 | 2025 |
| Orange County | +0.8% | +122.4% | +240.1% | 8,775 | 5.7 | 2025 |
| Columbia County | +5.9% | +120.8% | — | 171 | 2.3 | 2025 |
| Walton County | +2.7% | +119.1% | +259.8% | 2,237 | 24.0 | 2025 |
| Escambia County | −0.4% | +119.0% | +192.2% | 1,695 | 5.1 | 2025 |
| Collier County | −2.5% | +118.9% | +286.1% | 3,200 | 7.7 | 2025 |
| Monroe County | +2.1% | +118.3% | +310.6% | 296 | 3.7 | 2025 |
| Levy County | −3.1% | +117.8% | +236.0% | 219 | 4.5 | 2025 |
| Hardee County | +1.6% | +116.5% | +195.5% | 130 | 5.0 | 2025 |
| Duval County | +0.3% | +115.4% | +214.9% | 6,435 | 6.1 | 2025 |
| St. Johns County | +1.8% | +115.0% | +246.5% | 3,437 | 9.9 | 2025 |
| Santa Rosa County | +0.7% | +112.8% | +195.4% | 2,111 | 10.0 | 2025 |
| Alachua County | +2.6% | +111.5% | +216.7% | 2,201 | 7.6 | 2025 |
| Gilchrist County | −0.6% | +111.4% | +207.1% | 60 | 2.9 | 2025 |
| Liberty County | +8.3% | +111.3% | — | 26 | 3.2 | 2024 |
| Sarasota County | −4.4% | +110.8% | +244.7% | 5,525 | 11.5 | 2025 |
| Jefferson County | +5.0% | +108.8% | — | 78 | 4.9 | 2025 |
| Bay County | +2.4% | +108.7% | +209.2% | 1,898 | 9.3 | 2025 |
| Suwannee County | −3.1% | +107.5% | +180.1% | 158 | 3.3 | 2025 |
| Flagler County | −3.0% | +106.5% | +204.0% | 2,430 | 17.3 | 2025 |
| Charlotte County | −7.4% | +106.0% | +205.5% | 3,283 | 15.1 | 2025 |
| Okaloosa County | +0.3% | +104.1% | +216.6% | 1,362 | 6.1 | 2025 |
| Calhoun County | −5.6% | +103.3% | — | 21 | 1.6 | 2025 |
| Bradford County | +1.6% | +102.6% | +192.8% | 84 | 3.0 | 2025 |
| Washington County | +5.2% | +102.5% | +185.4% | 253 | 9.5 | 2025 |
| Lee County | −6.7% | +100.7% | +218.7% | 11,252 | 12.9 | 2025 |
| Wakulla County | −5.3% | +97.0% | +148.3% | 396 | 10.4 | 2025 |
| Jackson County | +0.2% | +90.0% | +156.5% | 145 | 2.9 | 2025 |
| Gadsden County | −1.5% | +88.9% | +135.5% | 159 | 3.6 | 2025 |
| Leon County | +1.6% | +88.7% | +163.4% | 1,864 | 6.2 | 2025 |
| Dixie County | +1.5% | +85.4% | — | 97 | 5.4 | 2023 |
| Hamilton County | −3.4% | +79.6% | — | 24 | 1.7 | 2025 |
| Taylor County | −0.4% | +72.7% | +170.8% | 87 | 4.1 | 2025 |
| Madison County | −7.6% | +67.1% | — | 42 | 2.2 | 2025 |
| Sumter County | −3.1% | +59.2% | +150.0% | 3,717 | 23.6 | 2025 |
Metro and micropolitan areas
Areas with any county in Florida; multi-state areas appear under each of their states.
| Area | Type | 1 year | 10 years | Year to 2026 Q2 | Units, 12 months |
|---|---|---|---|---|---|
| Arcadia, FL | Micro | +9.6% | +164.3% | — | 199 |
| Sebring, FL | Metro | +3.5% | +158.6% | +5.2% | 673 |
| Homosassa Springs, FL | Metro | +1.0% | +156.9% | +5.4% | 1,972 |
| Palatka, FL | Micro | +2.3% | +155.5% | — | 95 |
| Clewiston, FL | Micro | +6.0% | +154.5% | — | 567 |
| Port St. Lucie, FL | Metro | −0.6% | +147.1% | −0.6% | 4,277 |
| Okeechobee, FL | Micro | −1.3% | +146.9% | — | 76 |
| Tampa-St. Petersburg-Clearwater, FL | Metro | −0.8% | +146.3% | — | 21,544 |
| Lakeland-Winter Haven, FL | Metro | −1.2% | +140.5% | +2.4% | 6,844 |
| Miami-Fort Lauderdale-West Palm Beach, FL | Metro | +1.6% | +137.7% | — | 19,393 |
| Sebastian-Vero Beach-West Vero Corridor, FL | Metro | −1.6% | +136.4% | +3.0% | 450 |
| Palm Bay-Melbourne-Titusville, FL | Metro | −0.8% | +135.0% | +2.2% | 4,880 |
| Ocala, FL | Metro | +0.8% | +132.4% | +2.2% | 5,546 |
| Deltona-Daytona Beach-Ormond Beach, FL | Metro | −1.6% | +130.6% | −0.2% | 4,462 |
| Orlando-Kissimmee-Sanford, FL | Metro | +0.9% | +126.2% | +0.8% | 20,989 |
| Lake City, FL | Micro | +5.9% | +120.8% | — | 171 |
| Naples-Marco Island, FL | Metro | −2.5% | +118.9% | +0.8% | 3,200 |
| Key West-Key Largo, FL | Micro | +2.1% | +118.3% | — | 296 |
| Jacksonville, FL | Metro | +0.5% | +116.3% | +0.1% | 12,289 |
| North Port-Bradenton-Sarasota, FL | Metro | −4.0% | +116.2% | −0.5% | 16,236 |
| Pensacola-Ferry Pass-Brent, FL | Metro | +0.1% | +116.1% | +1.0% | 3,806 |
| Gainesville, FL | Metro | +1.7% | +113.0% | +1.2% | 2,480 |
| Panama City-Panama City Beach, FL | Metro | +2.5% | +108.3% | +3.1% | 2,151 |
| Crestview-Fort Walton Beach-Destin, FL | Metro | +0.9% | +106.7% | +5.9% | 3,599 |
| Punta Gorda, FL | Metro | −7.4% | +106.0% | −0.2% | 3,283 |
| Cape Coral-Fort Myers, FL | Metro | −6.7% | +100.7% | −0.9% | 11,252 |
| Tallahassee, FL | Metro | +0.8% | +90.3% | +5.0% | 2,497 |
| Wildwood-The Villages, FL | Metro | −3.1% | +59.2% | +2.6% | 3,717 |
Building permits
Housing units authorised in Florida by month, latest 60 monthssingle-family2+ unit buildings
Housing units authorised in Florida by year, 1995–2025single-family2+ unit buildings
Single-family share of the latest 12 months: 69% (63% nationally). Since 1995: 4,459,071 units.
Year by year
Each year's index change and permits, with every county's figures for that year.
| Year | Florida index | US index | Units permitted | Single-family |
|---|---|---|---|---|
| 2025 | −0.5% | +2.8% | 178,297 | 111,173 |
| 2024 | +3.4% | +4.9% | 173,326 | 123,359 |
| 2023 | +8.5% | +5.7% | 193,788 | 125,773 |
| 2022 | +23.9% | +15.5% | 209,961 | 132,959 |
| 2021 | +15.6% | +11.6% | 213,494 | 148,735 |
| 2020 | +5.0% | +3.0% | 164,074 | 115,250 |
| 2019 | +5.5% | +4.2% | 154,302 | 99,831 |
| 2018 | +8.1% | +5.7% | 144,427 | 97,055 |
| 2017 | +8.4% | +5.4% | 122,719 | 85,267 |
| 2016 | +9.3% | +5.3% | 116,240 | 75,148 |
| 2015 | +8.9% | +4.4% | 109,924 | 67,670 |
| 2014 | +10.4% | +6.2% | 84,075 | 56,250 |
| 2013 | +7.4% | +3.4% | 86,752 | 55,385 |
| 2012 | −1.0% | −1.8% | 64,810 | 42,178 |
| 2011 | −7.3% | −4.4% | 42,360 | 31,874 |
| 2010 | −9.9% | −5.1% | 38,679 | 30,040 |
| 2009 | −17.7% | −7.5% | 35,329 | 26,636 |
| 2008 | −15.5% | −4.5% | 61,042 | 38,709 |
| 2007 | −2.9% | +0.6% | 102,551 | 70,030 |
| 2006 | +16.0% | +6.6% | 203,238 | 146,236 |
| 2005 | +27.1% | +12.4% | 287,250 | 209,162 |
| 2004 | +16.3% | +9.2% | 255,893 | 187,463 |
| 2003 | +8.5% | +4.5% | 213,567 | 156,852 |
| 2002 | +9.3% | +5.4% | 185,431 | 128,719 |
| 2001 | +9.7% | +6.7% | 167,035 | 118,702 |
| 2000 | +7.9% | +8.3% | 155,269 | 106,447 |
| 1999 | +3.4% | +4.3% | 164,722 | 106,569 |
| 1998 | +4.0% | +3.7% | 148,603 | 97,889 |
| 1997 | +2.8% | +3.8% | 133,990 | 90,309 |
| 1996 | +2.5% | +3.2% | 125,020 | 91,040 |
| 1995 | +2.6% | +3.7% | 122,903 | 84,071 |
Cities issuing the most permits
Housing units authorised in the 12 months to August 2026; every place is listed on its county page.
- Manatee County Unincorporated Area 10,611
- Pasco County Unincorporated Area 7,947
- Lee County Unincorporated Area 6,712
- Jacksonville-Duval County 6,319
- Miami 5,097
- Orange County Unincorporated Area 5,080
- Marion County Unincorporated Area 4,979
- Hillsborough County Unincorporated Area 3,950
- Osceola County Unincorporated Area 3,856
- Sumter County Unincorporated Area 3,710
- St. Johns County Unincorporated Area 3,342
- Charlotte County Unincorporated Area 3,150
- St. Petersburg 3,100
- Miami-Dade County Unincorporated Area 2,958
- Collier County Unincorporated Area 2,936
- Port St. Lucie 2,611
- Tampa 2,527
- Palm Bay 2,464
- North Port 2,315
- Sarasota County Unincorporated Area 2,296
- Orlando 2,255
- Walton County 2,237
- Palm Beach County Unincorporated Area 2,201
- Cape Coral 2,136
- Santa Rosa County 2,111
- Palm Coast 1,949
- Citrus County Unincorporated Area 1,932
- Polk County Unincorporated Area 1,919
- Hernando County Unincorporated Area 1,752
- Tallahassee 1,649
- Fort Myers 1,574
- Escambia County Unincorporated Area 1,570
- Gainesville 1,557
- Haines City 1,484
- Brevard County Unincorporated Area 1,331
- Bay County Unincorporated Area 1,203
- Clay County Unincorporated Area 1,199
- St. Cloud 1,128
- Lake County Unincorporated Area 1,061
- Apopka 1,002
Questions and answers
How much have home values in Florida risen over 10 years?
The FHFA index rose +126.8% between 2015 and 2025, +8.5% a year; over 20 years +89.6% and since 2000 +264.2%. Nationally: +85.0%, +79.1% and +158.3%.
Which Florida counties rose most over 10 years?
Hernando County (+172.5%), Pasco County (+166.9%) and DeSoto County (+164.3%), by FHFA's annual county index to 2025.
What happened to Florida home prices in 2008?
The state index peaked in 2006, fell −44.2% to 2012 and regained its peak in 2020.
How many homes are being built in Florida?
158,370 units were authorised in the 12 months to August 2026: 108,676 single-family and 49,694 in multi-unit buildings, 6.7 per 1,000 residents.
Where does this data come from?
FHFA's quarterly all-transactions state index (through 2026 Q2) and annual state index (updated March 31, 2026); the Census Bureau's Building Permits Survey state and county files through August 2026; vintage 2025 population estimates.
Provenance
Index: Federal Housing Finance Agency, quarterly all-transactions and purchase-only state indexes through 2026 Q2 and annual state index (updated March 31, 2026). Permits: Census Bureau Building Permits Survey state, county and place files through August 2026. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.