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Sumter County

Florida · Wildwood-The Villages, FL metro area · 157,772 residents (2025 est.)

FHFA annual index 1993–2025Developmental county indexPermits through August 2026
FHFA house price index for Sumter County, 1993 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 2001Recession 2007–09Recession 202001002003004001995200020052010201520202025United StatesPeak 2024: 3292025: 319
Sumter County (100 = first year)United States, rebased to the same startNBER recessionPeak before the latest index value

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

FHFA's index for Sumter County, Florida, starts in 1993 and stood at 319 in 2025, +218.8% above its base of 100.

Over the ten years to 2025 the index rose +59.2% (+4.8% a year), well below Florida at +126.8% and well below the national +85.0%. The Wildwood-The Villages, FL area rose +59.2%. The latest one-year change is −3.1%.

The strongest decade was the 2000s (+37.7%); the weakest the 2010s (+34.6%).

After a 2006 peak the index fell −17.7% to 2012 and regained the peak in 2017.

Builders were authorised for 3,717 housing units in the county in the 12 months to August 2026 (+8.4% on the previous 12 months), 23.6 units per 1,000 residents; 92% were single-family houses. Since 1995 the county has authorised 80,174 units, most in 2005.

−3.1%1 year, 2024–2025Florida −0.5%
+34.9%5 yearsUS +47.0%
+59.2%10 years+4.8% a year annualised
+150.0%since 2000US +158.3%
3,717units permitted, 12 months23.6 per 1,000 residents

Same span, four levels

Change in the FHFA indexSumter CountyWildwood-The Villages areaFloridaUnited States
1 year (2024–2025)−3.1%−3.1%−0.5%+2.8%
5 years (2020–2025)+34.9%+34.9%+59.9%+47.0%
10 years (2015–2025)+59.2%+59.2%+126.8%+85.0%
20 years (2005–2025)+73.6%+73.6%+89.6%+79.1%
Since 2000+150.0%+150.0%+264.2%+158.3%
Since 1993+218.8%+218.8%+361.0%+242.6%
10-year annualised+4.8%+4.8%+8.5%+6.3%
20-year annualised+2.8%+2.8%+3.3%+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

DecadeChangeUnited States
2000s (2000–2010)+37.7%+29.7%
2010s (2010–2020)+34.6%+35.5%
2020s so far (2020–2025)+34.9%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1993 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1993 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20062012−17.7%2017

Building permits

Housing units authorised by building permits in Sumter County, by month over the latest five years and by year since 1995.

Housing units authorised in Sumter County by month, latest 12 months0200400600Sep 2025: 300 units (244 single-family, 56 in multi-unit buildings)Sep 2025Oct 2025: 331 units (285 single-family, 46 in multi-unit buildings)Oct 2025Nov 2025: 224 units (199 single-family, 25 in multi-unit buildings)Nov 2025Dec 2025: 261 units (217 single-family, 44 in multi-unit buildings)Dec 2025Jan 2026: 264 units (238 single-family, 26 in multi-unit buildings)Jan 2026Feb 2026: 283 units (255 single-family, 28 in multi-unit buildings)Feb 2026Mar 2026: 304 units (277 single-family, 27 in multi-unit buildings)Mar 2026Apr 2026: 303 units (275 single-family, 28 in multi-unit buildings)Apr 2026May 2026: 328 units (328 single-family, 0 in multi-unit buildings)May 2026Jun 2026: 371 units (366 single-family, 5 in multi-unit buildings)Jun 2026Jul 2026: 406 units (393 single-family, 13 in multi-unit buildings)Jul 2026Aug 2026: 342 units (332 single-family, 10 in multi-unit buildings)Aug 2026

Housing units authorised in Sumter County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Sumter County by month, latest 60 months05001,000Sep 2021: 655 units (353 single-family, 302 in multi-unit buildings)Sep 2021Oct 2021: 367 units (367 single-family, 0 in multi-unit buildings)Nov 2021: 337 units (329 single-family, 8 in multi-unit buildings)Dec 2021: 361 units (353 single-family, 8 in multi-unit buildings)Jan 2022: 332 units (332 single-family, 0 in multi-unit buildings)Feb 2022: 336 units (328 single-family, 8 in multi-unit buildings)Mar 2022: 373 units (373 single-family, 0 in multi-unit buildings)Apr 2022: 705 units (429 single-family, 276 in multi-unit buildings)May 2022: 608 units (372 single-family, 236 in multi-unit buildings)Jun 2022: 389 units (389 single-family, 0 in multi-unit buildings)Jul 2022: 354 units (354 single-family, 0 in multi-unit buildings)Aug 2022: 349 units (282 single-family, 67 in multi-unit buildings)Sep 2022: 311 units (246 single-family, 65 in multi-unit buildings)Sep 2022Oct 2022: 302 units (236 single-family, 66 in multi-unit buildings)Nov 2022: 249 units (199 single-family, 50 in multi-unit buildings)Dec 2022: 243 units (183 single-family, 60 in multi-unit buildings)Jan 2023: 270 units (205 single-family, 65 in multi-unit buildings)Feb 2023: 291 units (226 single-family, 65 in multi-unit buildings)Mar 2023: 349 units (298 single-family, 51 in multi-unit buildings)Apr 2023: 252 units (252 single-family, 0 in multi-unit buildings)May 2023: 312 units (312 single-family, 0 in multi-unit buildings)Jun 2023: 291 units (291 single-family, 0 in multi-unit buildings)Jul 2023: 271 units (271 single-family, 0 in multi-unit buildings)Aug 2023: 398 units (340 single-family, 58 in multi-unit buildings)Sep 2023: 259 units (259 single-family, 0 in multi-unit buildings)Sep 2023Oct 2023: 281 units (281 single-family, 0 in multi-unit buildings)Nov 2023: 235 units (235 single-family, 0 in multi-unit buildings)Dec 2023: 218 units (218 single-family, 0 in multi-unit buildings)Jan 2024: 355 units (308 single-family, 47 in multi-unit buildings)Feb 2024: 257 units (257 single-family, 0 in multi-unit buildings)Mar 2024: 262 units (262 single-family, 0 in multi-unit buildings)Apr 2024: 421 units (403 single-family, 18 in multi-unit buildings)May 2024: 336 units (336 single-family, 0 in multi-unit buildings)Jun 2024: 289 units (289 single-family, 0 in multi-unit buildings)Jul 2024: 333 units (309 single-family, 24 in multi-unit buildings)Aug 2024: 647 units (317 single-family, 330 in multi-unit buildings)Sep 2024: 258 units (258 single-family, 0 in multi-unit buildings)Sep 2024Oct 2024: 288 units (288 single-family, 0 in multi-unit buildings)Nov 2024: 233 units (233 single-family, 0 in multi-unit buildings)Dec 2024: 249 units (249 single-family, 0 in multi-unit buildings)Jan 2025: 258 units (258 single-family, 0 in multi-unit buildings)Feb 2025: 251 units (251 single-family, 0 in multi-unit buildings)Mar 2025: 254 units (254 single-family, 0 in multi-unit buildings)Apr 2025: 336 units (301 single-family, 35 in multi-unit buildings)May 2025: 329 units (280 single-family, 49 in multi-unit buildings)Jun 2025: 362 units (301 single-family, 61 in multi-unit buildings)Jul 2025: 314 units (258 single-family, 56 in multi-unit buildings)Aug 2025: 296 units (257 single-family, 39 in multi-unit buildings)Sep 2025: 300 units (244 single-family, 56 in multi-unit buildings)Sep 2025Oct 2025: 331 units (285 single-family, 46 in multi-unit buildings)Nov 2025: 224 units (199 single-family, 25 in multi-unit buildings)Dec 2025: 261 units (217 single-family, 44 in multi-unit buildings)Jan 2026: 264 units (238 single-family, 26 in multi-unit buildings)Feb 2026: 283 units (255 single-family, 28 in multi-unit buildings)Mar 2026: 304 units (277 single-family, 27 in multi-unit buildings)Apr 2026: 303 units (275 single-family, 28 in multi-unit buildings)May 2026: 328 units (328 single-family, 0 in multi-unit buildings)Jun 2026: 371 units (366 single-family, 5 in multi-unit buildings)Jul 2026: 406 units (393 single-family, 13 in multi-unit buildings)Aug 2026: 342 units (332 single-family, 10 in multi-unit buildings)

Housing units authorised in Sumter County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Sumter County by year, 1995–202502,0004,0006,0001995: 858 units (858 single-family, 0 in multi-unit buildings)19951996: 881 units (881 single-family, 0 in multi-unit buildings)1997: 1,301 units (1,301 single-family, 0 in multi-unit buildings)1998: 1,299 units (1,299 single-family, 0 in multi-unit buildings)1999: 1,576 units (1,574 single-family, 2 in multi-unit buildings)2000: 1,909 units (1,907 single-family, 2 in multi-unit buildings)20002001: 1,678 units (1,672 single-family, 6 in multi-unit buildings)2002: 510 units (508 single-family, 2 in multi-unit buildings)2003: 2,280 units (2,206 single-family, 74 in multi-unit buildings)2004: 4,153 units (4,153 single-family, 0 in multi-unit buildings)2005: 5,047 units (5,039 single-family, 8 in multi-unit buildings)20052006: 3,576 units (3,558 single-family, 18 in multi-unit buildings)2007: 2,420 units (2,406 single-family, 14 in multi-unit buildings)2008: 2,710 units (2,414 single-family, 296 in multi-unit buildings)2009: 2,253 units (2,123 single-family, 130 in multi-unit buildings)2010: 2,420 units (2,420 single-family, 0 in multi-unit buildings)20102011: 2,655 units (2,653 single-family, 2 in multi-unit buildings)2012: 3,199 units (3,192 single-family, 7 in multi-unit buildings)2013: 3,857 units (3,857 single-family, 0 in multi-unit buildings)2014: 2,570 units (2,570 single-family, 0 in multi-unit buildings)2015: 1,568 units (1,568 single-family, 0 in multi-unit buildings)20152016: 1,072 units (1,068 single-family, 4 in multi-unit buildings)2017: 1,814 units (1,814 single-family, 0 in multi-unit buildings)2018: 2,076 units (2,076 single-family, 0 in multi-unit buildings)2019: 2,928 units (2,657 single-family, 271 in multi-unit buildings)2020: 3,698 units (2,942 single-family, 756 in multi-unit buildings)20202021: 4,611 units (4,007 single-family, 604 in multi-unit buildings)2022: 4,439 units (3,919 single-family, 520 in multi-unit buildings)2023: 3,339 units (3,339 single-family, 0 in multi-unit buildings)2024: 3,961 units (3,537 single-family, 424 in multi-unit buildings)2025: 3,516 units (3,105 single-family, 411 in multi-unit buildings)2025

Housing units authorised in Sumter County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026Sumter CountyFloridaUnited States
Housing units authorised3,717158,3701,418,086
Units per 1,000 residents23.66.74.1
Single-family share92%69%63%
Change on previous 12 months+8.4%−7.4%−0.1%
Units authorised since 199580,1744,459,07143,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

ZIP codes in Sumter County

Ranked by ten-year change in the FHFA ZIP index. Where a ZIP's index ends before 2025, its spans end in that year.

ZIP1 year10 yearsSince 2000Index throughYears
33597−0.1%+145.0%—202524
34785−2.4%+139.0%—202525
33513−6.2%+125.6%—202525
34484+24.7%+124.6%—202522
32163−3.9%+67.1%—202515
32162−5.0%+45.5%+139.4%202527

Cities and permit-issuing places in Sumter County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

PlaceUnits, 12 monthsPer 1,000 residentsSingle-family
Sumter County Unincorporated Area3,710—92%

Questions and answers

How much have home values in Sumter County risen over 10 years?

The FHFA index for Sumter County rose +59.2% from 2015 to 2025, about +4.8% a year. Over 20 years: +73.6%; since 2000: +150.0%.

How does Sumter County compare with Florida and the United States?

Over the ten years to 2025: Sumter County +59.2%, Florida +126.8%, United States +85.0%, Wildwood-The Villages, FL +59.2%.

What happened to Sumter County prices in 2008?

The index peaked in 2006 and fell −17.7% to 2012; it passed the peak again in 2017. The state index fell −44.2% over 2006–2012.

How many homes are being built in Sumter County?

3,717 housing units were authorised by building permits in the 12 months to August 2026 (3,409 single-family, 174 in buildings of five or more units), or 23.6 per 1,000 residents against 6.7 for Florida.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 1993–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.