Atoka County

Oklahoma · 14,609 residents (2025 est.)

FHFA annual index 2007–2025Developmental county indexPermits through August 2026

Atoka County (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its county indexes as developmental and subject to revision. The index does not give a dollar value for any home.

Atoka County, Oklahoma, has an FHFA house price index from 2007. Through 2025 it has risen +102.4%, from 100 to 202.

Over the ten years to 2025 the index rose +97.0% (+7.0% a year), well above Oklahoma at +71.1% and above the national +85.0%. The latest one-year change is —.

Builders were authorised for 20 housing units in the county in the 12 months to August 2026 (+53.8% on the previous 12 months), 1.4 units per 1,000 residents; 100% were single-family houses. Since 1995 the county has authorised 273 units, most in 2017.

—1 year, 2024–2025Oklahoma +2.6%

+61.0%5 yearsUS +47.0%

+97.0%10 years+7.0% a year annualised

—since 2000US +158.3%

20units permitted, 12 months1.4 per 1,000 residents

Same span, four levels

Change in the FHFA index	Atoka County	Metro area	Oklahoma	United States
1 year (2024–2025)	—	—	+2.6%	+2.8%
5 years (2020–2025)	+61.0%	—	+45.7%	+47.0%
10 years (2015–2025)	+97.0%	—	+71.1%	+85.0%
20 years (2005–2025)	—	—	+102.5%	+79.1%
Since 2000	—	—	+146.7%	+158.3%
Since 2007	+102.4%	—	+86.2%	+67.1%
10-year annualised	+7.0%	—	+5.5%	+6.3%
20-year annualised	—	—	+3.6%	+3.0%

All columns are FHFA annual all-transactions indexes over the same years.

Decade by decade

Decade	Change		United States
2010s (2010–2020)	+18.1%		+35.5%
2020s so far (2020–2025)	+61.0%		+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (2007 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 2007 are not shown.

Peak-to-low declines

Peak	Low	Decline	Peak regained
2009	2012	−10.5%	2016

Building permits

Housing units authorised by building permits in Atoka County, by month over the latest five years and by year since 1995.

Housing units authorised in Atoka County by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in Atoka County by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in Atoka County by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026	Atoka County	Oklahoma	United States
Housing units authorised	20	14,702	1,418,086
Units per 1,000 residents	1.4	3.6	4.1
Single-family share	100%	74%	63%
Change on previous 12 months	+53.8%	+1.3%	−0.1%
Units authorised since 1995	273	396,106	43,082,761

Population is the Census Bureau's vintage 2025 estimate. Permits authorise construction; they are not completions.

Cities and permit-issuing places in Atoka County

Housing units authorised in the 12 months to August 2026; places with at least 12 units in the year, or in the year before.

Place	Units, 12 months	Per 1,000 residents	Single-family
Atoka	20	6.7	100%

Questions and answers

How much have home values in Atoka County risen over 10 years?

The FHFA index for Atoka County rose +97.0% from 2015 to 2025, about +7.0% a year. Over 20 years: —; since 2000: —.

How does Atoka County compare with Oklahoma and the United States?

Over the ten years to 2025: Atoka County +97.0%, Oklahoma +71.1%, United States +85.0%.

What happened to Atoka County prices in 2008?

The county index shows no decline of 5% or more from a 2005–2008 peak. The Oklahoma index fell — over —–—.

How many homes are being built in Atoka County?

20 housing units were authorised by building permits in the 12 months to August 2026 (20 single-family, 0 in buildings of five or more units), or 1.4 per 1,000 residents against 3.6 for Oklahoma.

Where does this data come from?

The index is FHFA's annual county house price index (all-transactions, developmental), last updated March 31, 2026, with values through 2025. Permits are from the Census Bureau Building Permits Survey through August 2026; population is the Census Bureau's vintage 2025 estimate.

Provenance

Index: Federal Housing Finance Agency, annual house price index for counties (all-transactions, developmental), last updated March 31, 2026, values 2007–2025; metro, state and national comparisons from FHFA's annual indexes in the same release. Permits: Census Bureau Building Permits Survey, county and place files, through August 2026. Population: Census Bureau vintage 2025 estimates. ZIP assignment: 2020 ZCTA-to-county relationship file. Public domain throughout. Corrections · FHFA HPI datasets · Building Permits Survey.