States › Oklahoma
State
Oklahoma
61 counties with an index · 22 metro and micro areas · 201 ZIP codes · 97 permit-issuing places · 4,123,288 residents (2025 est.)
FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line is FHFA's standard quarterly all-transactions index; the comparison table uses FHFA's annual state index from the same family. The index does not give a dollar value for any home.
Oklahoma's FHFA house price index starts in 1975. Through 2025 it has risen +567.0%; over the ten years to 2025 the rise was +71.1% (+5.5% a year), below the national +85.0%.
The quarterly index through 2026 Q2 is +2.8% on a year earlier and +1.3% on the quarter; nationally +3.0% and +1.1%.
14,702 housing units were authorised in Oklahoma in the 12 months to August 2026, 3.6 per 1,000 residents against 4.1 nationally; that is +1.3% on the previous 12 months. 61 counties, 22 metro and micro areas, 201 ZIP codes and 97 permit-issuing places in the state have their own pages.
Same span, state and nation
| Change in the FHFA index | Oklahoma | United States |
|---|---|---|
| 1 year (2024–2025) | +2.6% | +2.8% |
| 5 years (2020–2025) | +45.7% | +47.0% |
| 10 years (2015–2025) | +71.1% | +85.0% |
| 20 years (2005–2025) | +102.5% | +79.1% |
| Since 2000 | +146.7% | +158.3% |
| Since 1975 | +567.0% | +960.7% |
| 10-year annualised | +5.5% | +6.3% |
| 20-year annualised | +3.6% | +3.0% |
Decade by decade
| Decade | Change | United States | |
|---|---|---|---|
| 1980s (1980–1990) | −0.7% | +68.2% | |
| 1990s (1990–2000) | +42.8% | +33.9% | |
| 2000s (2000–2010) | +33.7% | +29.7% | |
| 2010s (2010–2020) | +26.7% | +35.5% | |
| 2020s so far (2020–2025) | +45.7% | +47.0% |
FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1975 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1975 are not shown.
Peak-to-low declines
| Peak | Low | Decline | Peak regained |
|---|---|---|---|
| 1983 | 1988 | −23.1% | 1997 |
Purchase-only index
FHFA also publishes a purchase-only index, built from sales prices alone (no refinance appraisals). It starts in 1991 and is drawn here on its own base.
Counties
Ranked by ten-year change in FHFA's annual county index to 2025. Permits are housing units authorised in the 12 months to August 2026.
| County | 1 year | 10 years | Since 2000 | Units, 12 months | Per 1,000 | Index through |
|---|---|---|---|---|---|---|
| Choctaw County | +13.6% | +122.6% | — | 0 | 0.0 | 2025 |
| McIntosh County | +2.8% | +99.4% | — | 13 | 0.7 | 2025 |
| Murray County | +9.3% | +97.1% | +197.8% | 12 | 0.9 | 2025 |
| Atoka County | — | +97.0% | — | 20 | 1.4 | 2025 |
| Delaware County | +5.4% | +97.0% | +164.5% | 48 | 1.1 | 2025 |
| Johnston County | −8.6% | +95.8% | — | 5 | 0.5 | 2024 |
| Pawnee County | +15.4% | +91.6% | — | 0 | 0.0 | 2025 |
| Mayes County | +0.9% | +90.3% | +140.3% | 33 | 0.8 | 2025 |
| Bryan County | +0.9% | +84.3% | +172.3% | 239 | 4.7 | 2025 |
| Logan County | +11.0% | +83.4% | +187.2% | 149 | 2.7 | 2025 |
| Cherokee County | +6.4% | +83.3% | +158.2% | 25 | 0.5 | 2025 |
| Creek County | +10.2% | +81.9% | +148.8% | 246 | 3.3 | 2025 |
| McCurtain County | +13.1% | +81.1% | +178.2% | 14 | 0.5 | 2025 |
| Rogers County | +4.6% | +80.9% | +139.6% | 458 | 4.5 | 2025 |
| Tulsa County | +3.0% | +80.4% | +139.2% | 3,219 | 4.6 | 2025 |
| Wagoner County | +2.7% | +78.0% | +133.9% | 559 | 6.0 | 2025 |
| Noble County | +9.5% | +77.6% | +132.3% | 7 | 0.6 | 2025 |
| Le Flore County | −2.4% | +76.0% | +153.6% | 50 | 1.0 | 2025 |
| Love County | +7.0% | +76.0% | — | 5 | 0.5 | 2025 |
| Garvin County | −9.3% | +75.9% | +162.9% | 3 | 0.1 | 2025 |
| Ottawa County | +0.5% | +74.9% | +129.8% | 14 | 0.5 | 2025 |
| Hughes County | — | +74.5% | — | 4 | 0.3 | 2025 |
| Caddo County | +1.8% | +72.6% | +132.4% | 0 | 0.0 | 2025 |
| McClain County | +0.3% | +72.4% | +162.1% | 403 | 8.1 | 2025 |
| Pottawatomie County | +1.9% | +72.1% | +142.0% | 127 | 1.7 | 2025 |
| Oklahoma County | +1.2% | +71.6% | +166.3% | 6,319 | 7.7 | 2025 |
| Muskogee County | +4.9% | +71.4% | +137.0% | 54 | 0.8 | 2025 |
| Payne County | +5.7% | +71.4% | +145.6% | 174 | 2.1 | 2025 |
| Osage County | +5.1% | +70.8% | +127.9% | 215 | 4.6 | 2025 |
| Canadian County | +0.2% | +70.2% | +149.7% | 336 | 1.8 | 2025 |
| Cleveland County | +0.8% | +69.9% | +153.0% | 856 | 2.8 | 2025 |
| Marshall County | −8.2% | +69.9% | — | 34 | 2.1 | 2025 |
| Okmulgee County | +1.0% | +68.5% | +106.5% | 18 | 0.5 | 2025 |
| Lincoln County | −0.9% | +67.8% | +141.9% | 27 | 0.8 | 2025 |
| Sequoyah County | +3.3% | +66.8% | +122.6% | 103 | 2.5 | 2025 |
| Washington County | +3.8% | +65.8% | +153.1% | 83 | 1.5 | 2025 |
| Texas County | +17.1% | +63.9% | +154.0% | 17 | 0.8 | 2025 |
| Stephens County | +10.4% | +62.9% | +132.9% | 28 | 0.6 | 2025 |
| Haskell County | −0.5% | +62.8% | — | 8 | 0.7 | 2025 |
| Grady County | −1.7% | +61.3% | +143.2% | 213 | 3.6 | 2025 |
| Carter County | +2.2% | +59.9% | +149.3% | 69 | 1.4 | 2025 |
| Kay County | +2.7% | +59.9% | +107.9% | 32 | 0.7 | 2025 |
| Craig County | +4.4% | +55.9% | +119.5% | 7 | 0.5 | 2025 |
| Adair County | — | +55.6% | +96.6% | 29 | 1.5 | 2025 |
| Kingfisher County | +5.9% | +53.4% | +161.0% | 31 | 2.0 | 2025 |
| Pontotoc County | +1.6% | +53.2% | +134.7% | 28 | 0.7 | 2025 |
| Pittsburg County | −0.7% | +51.7% | +101.7% | 40 | 0.9 | 2025 |
| Seminole County | −14.2% | +50.6% | +120.1% | 55 | 2.3 | 2025 |
| Tillman County | +22.0% | +47.4% | — | 0 | 0.0 | 2022 |
| Beaver County | +10.7% | +45.9% | — | 0 | 0.0 | 2022 |
| Jackson County | −0.6% | +45.6% | +112.2% | 6 | 0.2 | 2025 |
| Cotton County | — | +42.9% | — | 1 | 0.2 | 2024 |
| Washita County | −7.9% | +42.4% | — | 6 | 0.6 | 2025 |
| Nowata County | −7.8% | +41.8% | — | 27 | 2.8 | 2024 |
| Comanche County | +3.0% | +40.0% | +82.6% | 171 | 1.4 | 2025 |
| Custer County | +5.8% | +38.1% | +136.6% | 35 | 1.2 | 2025 |
| Beckham County | +1.0% | +37.4% | +138.1% | 0 | 0.0 | 2025 |
| Garfield County | +2.7% | +36.4% | +130.2% | 5 | 0.1 | 2025 |
| Blaine County | −7.4% | +29.0% | +67.3% | 1 | 0.1 | 2024 |
| Woods County | +3.1% | +24.0% | +113.9% | 7 | 0.8 | 2025 |
| Woodward County | +4.7% | +23.4% | +128.9% | 3 | 0.2 | 2025 |
Metro and micropolitan areas
Areas with any county in Oklahoma; multi-state areas appear under each of their states.
| Area | Type | 1 year | 10 years | Year to 2026 Q2 | Units, 12 months |
|---|---|---|---|---|---|
| Durant, OK | Micro | +0.9% | +84.3% | — | 239 |
| Tahlequah, OK | Micro | +6.4% | +83.3% | — | 25 |
| Fort Smith, AR-OK | Metro | +5.2% | +82.2% | +3.2% | 610 |
| Tulsa, OK | Metro | +3.8% | +79.9% | +4.0% | 4,715 |
| Miami, OK | Micro | +0.5% | +74.9% | — | 14 |
| Shawnee, OK | Micro | +1.9% | +72.1% | — | 127 |
| Muskogee, OK | Micro | +4.9% | +71.4% | — | 54 |
| Stillwater, OK | Micro | +5.7% | +71.4% | — | 174 |
| Oklahoma City, OK | Metro | +1.1% | +70.9% | +2.4% | 8,303 |
| Bartlesville, OK | Micro | +3.8% | +65.8% | — | 83 |
| Guymon, OK | Micro | +17.1% | +63.9% | — | 17 |
| Duncan, OK | Micro | +10.4% | +62.9% | — | 28 |
| Ardmore, OK | Micro | +2.2% | +59.9% | — | 69 |
| Ponca City, OK | Micro | +2.7% | +59.9% | — | 32 |
| Ada, OK | Micro | +1.6% | +53.2% | — | 28 |
| McAlester, OK | Micro | −0.7% | +51.7% | — | 40 |
| Altus, OK | Micro | −0.6% | +45.6% | — | 6 |
| Lawton, OK | Metro | +3.4% | +40.6% | +10.2% | 172 |
| Elk City, OK | Micro | +1.0% | +37.4% | — | 0 |
| Weatherford, OK | Micro | +2.2% | +37.1% | — | 41 |
| Enid, OK | Metro | +2.7% | +36.4% | +8.3% | 5 |
| Woodward, OK | Micro | +4.7% | +23.4% | — | 3 |
Building permits
Housing units authorised in Oklahoma by month, latest 60 monthssingle-family2+ unit buildings
Housing units authorised in Oklahoma by year, 1995–2025single-family2+ unit buildings
Single-family share of the latest 12 months: 74% (63% nationally). Since 1995: 396,106 units.
Year by year
Each year's index change and permits, with every county's figures for that year.
| Year | Oklahoma index | US index | Units permitted | Single-family |
|---|---|---|---|---|
| 2025 | +2.6% | +2.8% | 15,513 | 11,581 |
| 2024 | +4.4% | +4.9% | 13,669 | 10,928 |
| 2023 | +7.2% | +5.7% | 13,405 | 10,325 |
| 2022 | +15.1% | +15.5% | 13,876 | 10,926 |
| 2021 | +10.2% | +11.6% | 14,733 | 13,315 |
| 2020 | +3.8% | +3.0% | 13,733 | 12,100 |
| 2019 | +3.8% | +4.2% | 12,152 | 10,393 |
| 2018 | +2.9% | +5.7% | 10,502 | 9,361 |
| 2017 | +3.4% | +5.4% | 11,092 | 9,419 |
| 2016 | +2.4% | +5.3% | 12,092 | 9,170 |
| 2015 | +3.6% | +4.4% | 11,545 | 9,571 |
| 2014 | +3.1% | +6.2% | 14,179 | 10,235 |
| 2013 | +1.7% | +3.4% | 13,583 | 10,892 |
| 2012 | +0.9% | −1.8% | 11,930 | 9,659 |
| 2011 | −1.6% | −4.4% | 8,782 | 6,443 |
| 2010 | −0.6% | −5.1% | 8,140 | 6,866 |
| 2009 | −0.2% | −7.5% | 8,753 | 7,290 |
| 2008 | +1.7% | −4.5% | 10,502 | 8,397 |
| 2007 | +4.0% | +0.6% | 14,730 | 12,078 |
| 2006 | +4.6% | +6.6% | 15,840 | 14,088 |
| 2005 | +5.0% | +12.4% | 18,362 | 15,669 |
| 2004 | +4.0% | +9.2% | 17,068 | 14,101 |
| 2003 | +2.9% | +4.5% | 14,968 | 12,729 |
| 2002 | +3.3% | +5.4% | 12,979 | 11,248 |
| 2001 | +5.0% | +6.7% | 12,352 | 9,786 |
| 2000 | +4.7% | +8.3% | 11,148 | 8,977 |
| 1999 | +3.7% | +4.3% | 14,182 | 11,062 |
| 1998 | +4.1% | +3.7% | 14,389 | 9,664 |
| 1997 | +3.1% | +3.8% | 11,201 | 8,523 |
| 1996 | +3.6% | +3.2% | 10,640 | 8,757 |
| 1995 | +3.7% | +3.7% | 10,066 | 7,775 |
Cities issuing the most permits
Housing units authorised in the 12 months to August 2026; every place is listed on its county page.
- Oklahoma City 5,089
- Broken Arrow 1,555
- Tulsa 842
- Edmond 668
- Norman 658
- Wagoner County Unincorporated Area 396
- Claremore-Rogers County Part Unincorporated Area 371
- Tulsa County Unincorporated Area 266
- Bixby 240
- Durant 239
- Newcastle 233
- Stillwater 167
- Coweta 160
- Sapulpa 151
- Chickasha 145
- Moore 135
- Guthrie 131
- Harrah 125
- El Reno 123
- Skiatook 123
- Lawton 122
- Jenks 118
- Mustang 114
- Midwest City 103
- Owasso 99
- Osage County Unincorporated Area 91
- Choctaw 90
- Shawnee 88
- Piedmont 85
- McClain County Unincorporated Area 83
- Bartlesville 78
- Oklahoma County Unincorporated Area 77
- Roland town 68
- Bethany 64
- Ardmore 59
- Blanchard 55
- Tuttle 55
- Seminole 50
- Collinsville 48
- Bristow 43
Questions and answers
How much have home values in Oklahoma risen over 10 years?
The FHFA index rose +71.1% between 2015 and 2025, +5.5% a year; over 20 years +102.5% and since 2000 +146.7%. Nationally: +85.0%, +79.1% and +158.3%.
Which Oklahoma counties rose most over 10 years?
Choctaw County (+122.6%), McIntosh County (+99.4%) and Murray County (+97.1%), by FHFA's annual county index to 2025.
What happened to Oklahoma home prices in 2008?
The state index shows no decline of 5% or more from a 2005–2008 peak.
How many homes are being built in Oklahoma?
14,702 units were authorised in the 12 months to August 2026: 10,815 single-family and 3,887 in multi-unit buildings, 3.6 per 1,000 residents.
Where does this data come from?
FHFA's quarterly all-transactions state index (through 2026 Q2) and annual state index (updated March 31, 2026); the Census Bureau's Building Permits Survey state and county files through August 2026; vintage 2025 population estimates.
Provenance
Index: Federal Housing Finance Agency, quarterly all-transactions and purchase-only state indexes through 2026 Q2 and annual state index (updated March 31, 2026). Permits: Census Bureau Building Permits Survey state, county and place files through August 2026. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.