Home Value Trail

Metro areas › Ocala, FL

Metropolitan area

Ocala, FL

Florida · 1 county · 442,660 residents (2025 est.)

FHFA quarterly index through 2026 Q2Annual index 1978–2025Permits through August 2026
FHFA house price index for Ocala, FL, quarterly from 1986 to 2026 Q2, with the national index rebased to the same start and NBER recessions shadedRecession 1990–91Recession 2001Recession 2007–09Recession 202002004006001990200020102020United States2026: 400
Ocala (100 = first year)United States, rebased to the same startNBER recession

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. The line above is FHFA's standard quarterly all-transactions index for the metropolitan area; the comparison table below uses FHFA's annual CBSA index, which FHFA describes as developmental. The index does not give a dollar value for any home.

The Ocala, FL metropolitan area covers 1 county. Its FHFA house price index, starting in 1978, stood at 577 in 2025, +477.3% above the base of 100.

The standard quarterly index for the area, published through 2026 Q2, is +2.2% on a year earlier and −0.4% on the previous quarter.

Over the ten years to 2025 the annual index rose +132.4% (+8.8% a year), above Florida at +126.8% and well above the national +85.0%.

From a 2007 peak the index fell −46.8% to 2012, regaining the peak in 2021.

Across its counties, 5,546 housing units were authorised in the 12 months to August 2026, 12.5 per 1,000 residents, −12.8% on the previous 12 months.

+2.2%year to 2026 Q2, quarterly indexUS +3.0%
+0.8%1 year, 2024–2025US +2.8%
+63.2%5 yearsUS +47.0%
+132.4%10 years+8.8% a year annualised
+201.5%since 2000US +158.3%
5,546units permitted, 12 months12.5 per 1,000 residents

Same span, three levels

Change in the FHFA indexOcalaFloridaUnited States
1 year (2024–2025)+0.8%−0.5%+2.8%
5 years (2020–2025)+63.2%+59.9%+47.0%
10 years (2015–2025)+132.4%+126.8%+85.0%
20 years (2005–2025)+78.3%+89.6%+79.1%
Since 2000+201.5%+264.2%+158.3%
Since 1978+477.3%+801.1%+627.8%
10-year annualised+8.8%+8.5%+6.3%
20-year annualised+2.9%+3.3%+3.0%

FHFA annual all-transactions indexes over identical years.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+30.0%+68.2%
1990s (1990–2000)+24.3%+33.9%
2000s (2000–2010)+30.6%+29.7%
2010s (2010–2020)+41.5%+35.5%
2020s so far (2020–2025)+63.2%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1978 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1978 are not shown.

Peak-to-low declines

PeakLowDeclinePeak regained
20072012−46.8%2021
19841986−22.4%2000

Building permits across the area

Housing units authorised in the area's county (OMB July 2023 delineations), summed from county files.

Housing units authorised in the Ocala, FL area by month, latest 12 months05001,000Sep 2025: 429 units (365 single-family, 64 in multi-unit buildings)Sep 2025Oct 2025: 470 units (444 single-family, 26 in multi-unit buildings)Oct 2025Nov 2025: 174 units (172 single-family, 2 in multi-unit buildings)Nov 2025Dec 2025: 408 units (400 single-family, 8 in multi-unit buildings)Dec 2025Jan 2026: 504 units (486 single-family, 18 in multi-unit buildings)Jan 2026Feb 2026: 614 units (592 single-family, 22 in multi-unit buildings)Feb 2026Mar 2026: 618 units (618 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 588 units (588 single-family, 0 in multi-unit buildings)Apr 2026May 2026: 481 units (477 single-family, 4 in multi-unit buildings)May 2026Jun 2026: 445 units (441 single-family, 4 in multi-unit buildings)Jun 2026Jul 2026: 453 units (443 single-family, 10 in multi-unit buildings)Jul 2026Aug 2026: 362 units (342 single-family, 20 in multi-unit buildings)Aug 2026

Housing units authorised in the Ocala, FL area by month, latest 12 monthssingle-family2+ unit buildings

Housing units authorised in the Ocala, FL area by month, latest 60 months05001,000Sep 2021: 0 units (0 single-family, 0 in multi-unit buildings)Sep 2021Oct 2021: 0 units (0 single-family, 0 in multi-unit buildings)Nov 2021: 0 units (0 single-family, 0 in multi-unit buildings)Dec 2021: 0 units (0 single-family, 0 in multi-unit buildings)Jan 2022: 512 units (464 single-family, 48 in multi-unit buildings)Feb 2022: 559 units (559 single-family, 0 in multi-unit buildings)Mar 2022: 535 units (535 single-family, 0 in multi-unit buildings)Apr 2022: 460 units (458 single-family, 2 in multi-unit buildings)May 2022: 800 units (369 single-family, 431 in multi-unit buildings)Jun 2022: 687 units (367 single-family, 320 in multi-unit buildings)Jul 2022: 673 units (401 single-family, 272 in multi-unit buildings)Aug 2022: 629 units (623 single-family, 6 in multi-unit buildings)Sep 2022: 595 units (505 single-family, 90 in multi-unit buildings)Sep 2022Oct 2022: 476 units (476 single-family, 0 in multi-unit buildings)Nov 2022: 272 units (272 single-family, 0 in multi-unit buildings)Dec 2022: 290 units (288 single-family, 2 in multi-unit buildings)Jan 2023: 267 units (265 single-family, 2 in multi-unit buildings)Feb 2023: 321 units (321 single-family, 0 in multi-unit buildings)Mar 2023: 554 units (456 single-family, 98 in multi-unit buildings)Apr 2023: 342 units (338 single-family, 4 in multi-unit buildings)May 2023: 480 units (480 single-family, 0 in multi-unit buildings)Jun 2023: 648 units (622 single-family, 26 in multi-unit buildings)Jul 2023: 519 units (493 single-family, 26 in multi-unit buildings)Aug 2023: 442 units (438 single-family, 4 in multi-unit buildings)Sep 2023: 520 units (516 single-family, 4 in multi-unit buildings)Sep 2023Oct 2023: 425 units (421 single-family, 4 in multi-unit buildings)Nov 2023: 353 units (351 single-family, 2 in multi-unit buildings)Dec 2023: 328 units (324 single-family, 4 in multi-unit buildings)Jan 2024: 585 units (579 single-family, 6 in multi-unit buildings)Feb 2024: 825 units (533 single-family, 292 in multi-unit buildings)Mar 2024: 509 units (503 single-family, 6 in multi-unit buildings)Apr 2024: 592 units (566 single-family, 26 in multi-unit buildings)May 2024: 889 units (635 single-family, 254 in multi-unit buildings)Jun 2024: 665 units (659 single-family, 6 in multi-unit buildings)Jul 2024: 708 units (698 single-family, 10 in multi-unit buildings)Aug 2024: 441 units (427 single-family, 14 in multi-unit buildings)Sep 2024: 589 units (581 single-family, 8 in multi-unit buildings)Sep 2024Oct 2024: 475 units (459 single-family, 16 in multi-unit buildings)Nov 2024: 373 units (363 single-family, 10 in multi-unit buildings)Dec 2024: 420 units (406 single-family, 14 in multi-unit buildings)Jan 2025: 645 units (597 single-family, 48 in multi-unit buildings)Feb 2025: 612 units (586 single-family, 26 in multi-unit buildings)Mar 2025: 665 units (571 single-family, 94 in multi-unit buildings)Apr 2025: 460 units (446 single-family, 14 in multi-unit buildings)May 2025: 498 units (486 single-family, 12 in multi-unit buildings)Jun 2025: 722 units (489 single-family, 233 in multi-unit buildings)Jul 2025: 441 units (413 single-family, 28 in multi-unit buildings)Aug 2025: 461 units (451 single-family, 10 in multi-unit buildings)Sep 2025: 429 units (365 single-family, 64 in multi-unit buildings)Sep 2025Oct 2025: 470 units (444 single-family, 26 in multi-unit buildings)Nov 2025: 174 units (172 single-family, 2 in multi-unit buildings)Dec 2025: 408 units (400 single-family, 8 in multi-unit buildings)Jan 2026: 504 units (486 single-family, 18 in multi-unit buildings)Feb 2026: 614 units (592 single-family, 22 in multi-unit buildings)Mar 2026: 618 units (618 single-family, 0 in multi-unit buildings)Apr 2026: 588 units (588 single-family, 0 in multi-unit buildings)May 2026: 481 units (477 single-family, 4 in multi-unit buildings)Jun 2026: 445 units (441 single-family, 4 in multi-unit buildings)Jul 2026: 453 units (443 single-family, 10 in multi-unit buildings)Aug 2026: 362 units (342 single-family, 20 in multi-unit buildings)

Housing units authorised in the Ocala, FL area by month, latest 60 monthssingle-family2+ unit buildings

Housing units authorised in the Ocala, FL area by year, 1995–202505,00010,0001995: 1,936 units (1,936 single-family, 0 in multi-unit buildings)19951996: 2,246 units (2,246 single-family, 0 in multi-unit buildings)1997: 2,395 units (2,395 single-family, 0 in multi-unit buildings)1998: 2,634 units (2,634 single-family, 0 in multi-unit buildings)1999: 2,759 units (2,593 single-family, 166 in multi-unit buildings)2000: 2,354 units (2,333 single-family, 21 in multi-unit buildings)20002001: 3,171 units (3,097 single-family, 74 in multi-unit buildings)2002: 6,161 units (5,384 single-family, 777 in multi-unit buildings)2003: 6,475 units (5,841 single-family, 634 in multi-unit buildings)2004: 5,426 units (5,268 single-family, 158 in multi-unit buildings)2005: 7,453 units (6,542 single-family, 911 in multi-unit buildings)20052006: 7,063 units (6,753 single-family, 310 in multi-unit buildings)2007: 3,035 units (2,536 single-family, 499 in multi-unit buildings)2008: 1,139 units (1,119 single-family, 20 in multi-unit buildings)2009: 394 units (370 single-family, 24 in multi-unit buildings)2010: 481 units (481 single-family, 0 in multi-unit buildings)20102011: 361 units (356 single-family, 5 in multi-unit buildings)2012: 401 units (397 single-family, 4 in multi-unit buildings)2013: 630 units (588 single-family, 42 in multi-unit buildings)2014: 754 units (713 single-family, 41 in multi-unit buildings)2015: 1,055 units (1,055 single-family, 0 in multi-unit buildings)20152016: 1,428 units (1,412 single-family, 16 in multi-unit buildings)2017: 2,246 units (1,942 single-family, 304 in multi-unit buildings)2018: 2,817 units (2,726 single-family, 91 in multi-unit buildings)2019: 2,367 units (2,349 single-family, 18 in multi-unit buildings)2020: 3,827 units (3,784 single-family, 43 in multi-unit buildings)20202021: 6,229 units (5,641 single-family, 588 in multi-unit buildings)2022: 6,489 units (5,318 single-family, 1,171 in multi-unit buildings)2023: 5,197 units (5,023 single-family, 174 in multi-unit buildings)2024: 6,729 units (6,067 single-family, 662 in multi-unit buildings)2025: 5,985 units (5,420 single-family, 565 in multi-unit buildings)2025

Housing units authorised in the Ocala, FL area by year, 1995–2025single-family2+ unit buildings

Permits, 12 months to August 2026This areaFloridaUnited States
Housing units authorised5,546158,3701,418,086
Units per 1,000 residents12.56.74.1
Single-family share97%69%63%
Change on previous 12 months−12.8%−7.4%−0.1%

Counties in the area

Ranked by ten-year change in FHFA's county index to 2025; permits are the latest 12 months.

CountyState1 year10 yearsUnits, 12 monthsPer 1,000
Marion CountyFL+0.8%+132.4%5,54612.5

Questions and answers

How much have home values in the Ocala, FL area risen over 10 years?

The FHFA annual index rose +132.4% between 2015 and 2025, about +8.8% a year. Over 20 years: +78.3%; since 2000: +201.5%. The quarterly index is +2.2% on a year earlier as of 2026 Q2.

Which counties in the Ocala, FL area rose most?

By ten-year change to 2025: Marion County (+132.4%).

What happened to Ocala, FL prices after 2007?

The index peaked in 2007, fell −46.8% to 2012 and regained the peak in 2021. Nationally: −21.3% from 2007 to 2012.

How many homes are being built in the Ocala, FL area?

5,546 housing units were authorised across the area's counties in the 12 months to August 2026, 97% of them single-family, 12.5 per 1,000 residents.

Where does this data come from?

FHFA's annual CBSA house price index (developmental, updated March 31, 2026) and its standard quarterly metropolitan index; Census Bureau building permits summed over member counties (OMB July 2023 delineations) through August 2026; vintage 2025 population estimates.

Provenance

Index: Federal Housing Finance Agency, annual house price index for core based statistical areas (all-transactions, developmental), last updated March 31, 2026, values 1978–2025; quarterly metropolitan area index (all-transactions) through 2026 Q2. Permits: Census Bureau Building Permits Survey county files through August 2026, summed over member counties from OMB's July 2023 delineations. Population: Census Bureau vintage 2025 estimates. Public domain. Corrections · FHFA HPI datasets.