Home Value Trail

Punta Gorda, FL metro area: home price history and building permits

Florida1 county217,212 residents (2025 estimate)

  • FHFA quarterly index to 2026 Q2
  • FHFA annual index 1979 to 2025
  • Developmental index
  • Release of

The FHFA annual house price index for Punta Gorda, FL increased by 106.0% from 2015 to 2025. From 2020 to 2025, the index increased by 46.2%. From 2024 to 2025, the index decreased by 7.4%. From 2025 Q2 to 2026 Q2, the quarterly index decreased by 0.2%.

2015

+106.0%

From 2015 to 2025, the FHFA annual all-transactions index for Punta Gorda, FL increased by 106.0%.

From 2015 to 2025, the average change in each year is +7.5%, compounded.

Same span at each level: 2015 to 2025
AreaChangeBar
Punta Gorda, FL+106.0%
Florida+126.8%
United States+85.0%
Punta Gorda, FL FHFA quarterly all-transactions index, 100 in 1987 Q1
  • Punta Gorda, FL
  • United States, set to the same start
  • Recession (NBER dates)
  • Your span

The line is FHFA's quarterly index, through 2026 Q2. The calculator and the tables use FHFA's annual index of the area.

Index values for each year
FHFA annual all-transactions index for Punta Gorda, FL, 1979 to 2025
YearIndexChange from the year before
2025637.96−7.4%
2024688.97−4.5%
2023721.60+5.9%
2022681.69+30.3%
2021523.19+19.9%
2020436.34+3.6%
2019421.00+5.3%
2018399.90+6.4%
2017375.77+9.0%
2016344.79+11.4%
2015309.64+11.6%
2014277.48+8.2%
2013256.46+8.2%
2012236.93+0.8%
2011234.94−6.8%
2010252.03−7.2%
2009271.63−17.2%
2008328.22−22.2%
2007421.77−11.8%
2006477.93+8.8%
2005439.42+31.9%
2004333.26+19.3%
2003279.43+10.7%
2002252.47+9.8%
2001230.03+10.2%
2000208.82+8.2%
1999193.01+2.7%
1998187.89+5.3%
1997178.46+0.9%
1996176.95+2.0%
1995173.47+0.5%
1994172.63−2.5%
1993177.06−0.4%
1992177.84+2.5%
1991173.42+1.3%
1990171.18+2.5%
1989167.00+11.0%
1988150.44+5.1%
1987143.13+1.8%
1986140.59−2.6%
1985144.40+4.8%
1984137.77+10.0%
1983125.24−6.4%
1982133.76+21.9%
1981109.74+6.6%
1980102.99+3.0%
1979100.00n/a

Each figure is the change of the FHFA annual all-transactions index, from the year that you pick to 2025. It is a change for the area. It is not the change in the value of your home, and it does not use the price that you paid.

The average for each year is a compounded annual change. The guide to values explains more.

When using the FHFA House Price Calculator, please note that it does not project the actual value of any particular house.

FHFA, about its own House Price Calculator: Federal Housing Finance Agency, House Price Index Datasets, HPI Calculator, copied on . The calculator of FHFA uses quarterly figures. For the states and the 100 largest metro areas it uses the purchase-only index. Its figures can differ from the figures here.

Since the last FHFA release

No recorded FHFA release changed a figure of Punta Gorda, FL. The record of releases starts with the next FHFA release. FHFA releases recorded by this site

Same span, every level

Change in the FHFA annual index to 2025: Punta Gorda, FL and the areas above it
Area1 year2024 to 20255 years2020 to 202510 years2015 to 202520 years2005 to 2025Since 20002000 to 2025Each yearaverage of 10 years
Punta Gorda, FL−7.4%+46.2%+106.0%+45.2%+205.5%+7.5%
Florida−0.5%+59.9%+126.8%+89.6%+264.2%+8.5%
United States+2.8%+47.0%+85.0%+79.1%+158.3%+6.3%

Each row uses FHFA's annual all-transactions index and the same two years.

Drawdowns

A drawdown is a decline of 5% or more of the annual index from a peak.

Drawdowns of the index of Punta Gorda, FL, deepest first
PeakLowDeclineBack at the peak
20062011−50.8%2021
20232025−11.6%Not by 2025
19821983−6.4%1984

Decade by decade

Change in the index of Punta Gorda, FL in each decade
DecadeChangeUnited StatesBar
1980s1980 to 1990+66.2%+68.2%
1990s1990 to 2000+22.0%+33.9%
2000s2000 to 2010+20.7%+29.7%
2010s2010 to 2020+73.1%+35.5%
2020s so far2020 to 2025+46.2%+47.0%

The index is 100 in the first year with a value for the area (1979 here). The change in a decade is the index at the end of the decade divided by the index at the start. The base year has no effect on it.

Building permits in the area

In the 12 months to August 2026, building permits in the county of the area authorized 3,283 housing units. That is 15.1 units for each 1,000 residents.

Housing units authorized by month, latest 60 months
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each month
Housing units authorized by building permits in the Punta Gorda, FL metro area, by month
MonthAll units1 unit2 or more units
Aug 202629428212
Jul 202635832038
Jun 20262492490
May 202631829820
Apr 202631028822
Mar 202631630610
Feb 202633427460
Jan 202623620927
Dec 202522621511
Nov 202519014743
Oct 202521717641
Sep 202523515778
Aug 202522319528
Jul 202521920811
Jun 202526024416
May 202523521223
Apr 202529626630
Mar 202532129031
Feb 2025358240118
Jan 202525820553
Dec 202421619719
Nov 202425716691
Oct 202431627739
Sep 2024505202303
Aug 202431728433
Jul 202433229834
Jun 202433324687
May 202444440143
Apr 202445736295
Mar 202439937722
Feb 2024477351126
Jan 2024532422110
Dec 202336932247
Nov 202336633234
Oct 202343638650
Sep 202341439618
Aug 202341036248
Jul 202339536332
Jun 202349542768
May 202351242290
Apr 202344536679
Mar 2023387284103
Feb 2023337195142
Jan 2023320176144
Dec 202227719384
Nov 202232228438
Oct 202237531263
Sep 2022352211141
Aug 2022355244111
Jul 2022344221123
Jun 2022526422104
May 2022536430106
Apr 202253849840
Mar 2022684364320
Feb 202246044218
Jan 202248341172
Dec 2021000
Nov 2021000
Oct 2021000
Sep 2021000
Housing units authorized by year, 1995 to 2025
  • Units in buildings with 1 unit
  • Units in buildings with 2 or more units
Units for each year
Housing units authorized by building permits in the Punta Gorda, FL metro area, by year
YearAll units1 unit2 or more units
20253,0152,571444
20244,5853,5831,002
20234,4293,804625
20225,6764,6371,039
20214,8303,4351,395
20202,9332,381552
20192,3292,075254
20182,0681,932136
20171,2971,25146
20166656578
20151,129947182
20146106100
20135535494
20123293272
201131230210
2010425293132
200929628610
2008433312121
20071,370932438
20064,3353,0521,283
20054,6942,9021,792
20043,6522,3311,321
20032,5221,953569
20021,9921,589403
20012,1261,529597
20001,6701,211459
19991,4181,197221
19981,2001,2000
19971,0961,0960
19969419410
19959419410

The counts are the sums of the county files of the Building Permits Survey for the counties of the area (OMB delineation of July 2023).

Counties of the area

Counties of the Punta Gorda, FL metro area, by name
CountyState1 year10 yearsUnits, 12 months
Charlotte CountyFL−7.4%+106.0%3,283

Agency pages

  • FHFA House Price IndexFederal Housing Finance AgencyThe index page of FHFA: data, tools and the release dates.
  • FHFA HPI CalculatorFederal Housing Finance AgencyThe calculator of FHFA. It works by quarter, for a state or a metro area.
  • Building Permits SurveyUS Census BureauThe survey of housing units that building permits authorize.

Each link loaded on .

Cite this page

Home Value Trail. Punta Gorda, FL home price history. https://homevaluetrail.com/metro/39460-punta-gorda/. Source: Federal Housing Finance Agency, annual house price index for CBSAs (developmental); US Census Bureau, Building Permits Survey. FHFA release of .

Where the figures come from

Index
FHFA annual house price index for CBSAs, all transactions, 1979 to 2025. Release of March 31, 2026. The line: FHFA quarterly all-transactions index for the metropolitan area, through 2026 Q2.
Other levels
FHFA annual indexes for the states and the United States, from the same release.
Building permits
US Census Bureau, Building Permits Survey, county files through August 2026, added for the counties of the area.
Counties of the area
OMB delineation of core based statistical areas, July 2023.
Residents
US Census Bureau, population estimates for 2025.

All files are works of the US government, in the public domain. To report an error, see Corrections.

Questions

Which years had the largest changes in the index for Punta Gorda, FL?
The largest increase in one year was 31.9%, from 2004 to 2005. The largest decrease in one year was 22.2%, from 2007 to 2008.
How did the index for Punta Gorda, FL change over 20 years?
From 2005 to 2025, the index for Punta Gorda, FL increased by 45.2%. In the same years, the index for Florida increased by 89.6%. In the same years, the index for the United States increased by 79.1%.
What is the highest value of the index for Punta Gorda, FL?
The index is 100 in 1979, the first year with a value for this area. The highest annual value is 721.60, in 2023. The value in 2025 is 637.96.
Which counties are in the Punta Gorda, FL area?
The area has 1 county in the delineation of July 2023. The Census Bureau estimates 217,212 residents for 2025.