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ZIP code

ZIP 34285

Sarasota County · North Port-Bradenton-Sarasota, FL · Florida

FHFA annual index 1979–2025Developmental ZIP indexIndex vintage March 31, 2026
FHFA house price index for ZIP 34285, 1979 to 2025, with the national index rebased to the same start and NBER recessions shadedRecession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United StatesPeak 2024: 9912025: 921
ZIP 34285 (100 = first year)United States, rebased to the same startNBER recessionPeak before the latest index value

FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties. FHFA describes its ZIP code indexes as developmental: they may be revised as new data arrive or methods change, and the index does not give a dollar value for any home.

The federal house price index for ZIP 34285 (Sarasota County, Florida) runs from 1979 to 2025 and has risen +821.4% over that time, from a base of 100 to 921.

Over the ten years to 2025 the index rose +103.8%, about +7.4% a year: below Sarasota County (+110.8%), well below Florida (+126.8%) and well above the national index (+85.0%). The change over 2024–2025 was −7.0%.

By decade, the strongest was the 2010s (+74.8%) and the weakest the 2000s (+32.9%).

From its 2006 peak the index fell −41.1% to a 2011 low and regained the peak in 2020.

Building activity is measured at county level: Sarasota County authorised 5,525 housing units in the 12 months to August 2026, 11.5 per 1,000 residents, 76% of them single-family.

−7.0%1 year, 2024–2025US +2.8%
+49.7%5 years, 2020–2025US +47.0%
+103.8%10 years, 2015–2025+7.4% a year annualised
+247.8%since 2000US +158.3%

Same span, five levels

Change in the FHFA indexZIP 34285Sarasota CountyNorth Port-Bradenton-Sarasota areaFloridaUnited States
1 year (2024–2025)−7.0%−4.4%−4.0%−0.5%+2.8%
5 years (2020–2025)+49.7%+52.1%+55.9%+59.9%+47.0%
10 years (2015–2025)+103.8%+110.8%+116.2%+126.8%+85.0%
20 years (2005–2025)+73.9%+64.3%+69.2%+89.6%+79.1%
Since 2000+247.8%+244.7%+246.7%+264.2%+158.3%
Since 1979+821.4%+732.4%+734.5%+694.2%+539.0%
10-year annualised+7.4%+7.7%+8.0%+8.5%+6.3%
20-year annualised+2.8%+2.5%+2.7%+3.3%+3.0%

Every column uses FHFA's annual all-transactions index family and the same start and end years, so the figures are directly comparable. A dash means the level has no index for that span.

Decade by decade

DecadeChangeUnited States
1980s (1980–1990)+39.2%+68.2%
1990s (1990–2000)+70.9%+33.9%
2000s (2000–2010)+32.9%+29.7%
2010s (2010–2020)+74.8%+35.5%
2020s so far (2020–2025)+49.7%+47.0%

FHFA reports each index with a value of 100 in its base period, the first year the area has enough transactions (1979 here). A decade's change is the index at the end of the decade divided by the index at the start, so it does not depend on the base year; the United States column covers the same years. Decades before 1979 are not shown.

Peak-to-low declines

Falls of 5% or more from a previous high in the annual index, and the year the earlier peak was regained.

PeakLowDeclinePeak regained
20062011−41.1%2020
19841985−16.1%1988
20242025−7.0%not by 2025

Building permits in Sarasota County

Permits are reported by county and by permit-issuing place, not by ZIP code. Housing units authorised in Sarasota County, latest 12 months.

Housing units authorised in Sarasota County by month, Sep 2025 to Aug 202605001,000Sep 2025: 435 units (419 single-family, 16 in multi-unit buildings)Sep 2025Oct 2025: 473 units (409 single-family, 64 in multi-unit buildings)Oct 2025Nov 2025: 327 units (319 single-family, 8 in multi-unit buildings)Nov 2025Dec 2025: 860 units (314 single-family, 546 in multi-unit buildings)Dec 2025Jan 2026: 346 units (324 single-family, 22 in multi-unit buildings)Jan 2026Feb 2026: 403 units (303 single-family, 100 in multi-unit buildings)Feb 2026Mar 2026: 389 units (329 single-family, 60 in multi-unit buildings)Mar 2026Apr 2026: 409 units (405 single-family, 4 in multi-unit buildings)Apr 2026May 2026: 340 units (321 single-family, 19 in multi-unit buildings)May 2026Jun 2026: 396 units (340 single-family, 56 in multi-unit buildings)Jun 2026Jul 2026: 550 units (334 single-family, 216 in multi-unit buildings)Jul 2026Aug 2026: 597 units (383 single-family, 214 in multi-unit buildings)Aug 2026

Housing units authorised in Sarasota County by month, Sep 2025 to Aug 2026single-family2+ unit buildings

5,525units authorised, 12 months to August 2026−18.4% on the previous 12 months
11.5units per 1,000 residentsFlorida 6.7 · US 4.1
76%single-family share1,229 units in 5+ unit buildings

Full permit history and every city in Sarasota County

Other ZIP codes in Sarasota County

Ranked by ten-year change in the FHFA index; ZIP 34285 ranks 13 of 17 with an index through 2025.

ZIP1 year10 yearsSince 2000Index through
34229+49.8%+181.4%+251.6%2022
34236+29.3%+174.5%+324.1%2022
34237−0.5%+149.4%+355.7%2025
34234+0.5%+145.3%+304.9%2025
34235−1.9%+137.1%+273.8%2025
34242−4.5%+135.0%+292.1%2024
34239−6.7%+132.8%+339.0%2025
34287−9.9%+128.2%+223.1%2025
34292—+119.0%+205.8%2024
34232−1.0%+117.3%+256.6%2025
34238—+116.1%+203.9%2024
34291−5.8%+115.6%+223.9%2025

All 23 ZIP codes in Sarasota County

Questions and answers

How much have home values in ZIP 34285 risen over 10 years?

The FHFA house price index for 34285 rose +103.8% between 2015 and 2025, about +7.4% a year compounded. Over five years the change was +49.7% and over one year −7.0%.

How does 34285 compare with Sarasota County?

Over the same ten years to 2025, Sarasota County rose +110.8%, Florida +126.8% and the United States +85.0%, against +103.8% for the ZIP. Among 17 ZIP codes in the county with an index through 2025, 34285 ranks 13 by ten-year change.

What happened to prices in 34285 after 2007?

The index peaked in 2006, fell −41.1% to its 2011 low and passed the earlier peak again in 2020. Nationally the fall was −21.3% from 2007 to 2012.

How many homes are being built in 34285?

Building permits are published by place and county, not by ZIP. Sarasota County authorised 5,525 housing units in the 12 months to August 2026, −18.4% on the previous 12 months. The county page lists permits by month and by city.

Where does the index for this ZIP come from?

From the Federal Housing Finance Agency's annual five-digit ZIP code house price index (all-transactions), last updated March 31, 2026. FHFA labels the ZIP-level indexes developmental: they are calibrated on appraisal values and sales prices for mortgages bought or guaranteed by Fannie Mae and Freddie Mac, and may be revised. The index tracks price changes for the same homes over time; it does not give a dollar value for any home.

Provenance

Index: Federal Housing Finance Agency, annual house price index for five-digit ZIP codes (all-transactions, developmental), last updated March 31, 2026, values 1979–2025, public domain. County, state and national comparison series are FHFA's annual indexes for those levels from the same release. ZIP to county assignment uses the Census Bureau's 2020 ZCTA-to-county relationship file (largest land share); county to metro uses OMB's July 2023 delineations. Permits: Census Bureau Building Permits Survey through August 2026. Errors in processing are corrected at the next build; see corrections. FHFA HPI datasets.