Permits through August 2026Yearly permits since 1995Bay County index 1975–2025
Bay County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Bay County's FHFA index, with the national index rebased to the same start.
Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.
In the 12 months to August 2026, building permits in Bay County Unincorporated Area, Florida, covered 1,203 housing units (−5.7% year on year); the place lies in Bay County.
1,103 of those units were single-family houses (92%), 13 were in two- to four-unit buildings and 87 in buildings of five or more units.
Since 1995 the place has authorised 26,665 units, with the busiest year 2005 (2,022 units). Bay County's FHFA house price index rose +108.7% over the ten years to 2025.
1,203units permitted, 12 months to August 2026−5.7% on the previous 12 months
1,103single-family units92% of the total
87units in 5+ unit buildings7% of the total
—units per 1,000 residentsBay County 9.3 · Florida 6.7
Permits by month and structure type
Housing units authorised in Bay County Unincorporated Area by month, latest 24 monthssingle-family2+ unit buildings
Units, 12 months to August 2026
Bay County Unincorporated Area
Bay County
Florida
United States
All housing units
1,203
1,898
158,370
1,418,086
Single-family (1 unit)
1,103 (92%)
1,628 (86%)
108,676 (69%)
888,241 (63%)
2 units
10
22
2,208
34,814
3–4 units
3
9
938
17,298
5 or more units
87 (7%)
239 (13%)
46,548 (29%)
477,733 (34%)
Units per 1,000 residents
—
9.3
6.7
4.1
Change on previous 12 months
−5.7%
−10.9%
−7.4%
−0.1%
Permits by year since 1995
Housing units authorised in Bay County Unincorporated Area by year, 1995–2025single-family2+ unit buildings
26,665 units since 1995; the busiest year was 2005. Annual figures include units imputed for months a place did not report.
Home prices in Bay County
FHFA's index for Bay County rose +108.7% over the ten years to 2025 (+7.6% a year) and +2.4% in the latest year, against +126.8% and −0.5% for Florida. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.
Questions and answers
How many homes are being built in Bay County Unincorporated Area, FL?
1,203 housing units were authorised by building permits in the 12 months to August 2026, against 1,276 in the previous 12 months.
What kind of housing is being permitted in Bay County Unincorporated Area?
1,103 single-family units, 10 in two-unit buildings, 3 in three- and four-unit buildings and 87 in buildings of five or more units.
How does Bay County Unincorporated Area compare with its county and state?
No population estimate is attached to this permit-issuing area, so a per-resident rate is not shown; Bay County runs at 9.3 units per 1,000 residents and Florida at 6.7.
How have home prices moved in Bay County?
FHFA's index for Bay County rose +108.7% over the ten years to 2025 and +2.4% in the latest year; the county page has the full series.
What does a permit count?
A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.
Provenance
Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 041000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.