Home Value Trail

States › Florida › Okaloosa County › Okaloosa County Unincorporated Area

Permit-issuing place

Okaloosa County Unincorporated Area

Okaloosa County · Crestview-Fort Walton Beach-Destin, FL · Florida

Permits through August 2026Yearly permits since 1995Okaloosa County index 1979–2025
FHFA house price index for Okaloosa County, which contains Okaloosa County Unincorporated Area, 1979 to 2025Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 2020020040060080019801990200020102020United States2025: 738
Okaloosa County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Okaloosa County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

In the 12 months to August 2026, building permits in Okaloosa County Unincorporated Area, Florida, covered 880 housing units (+23.1% year on year); the place lies in Okaloosa County.

869 of those units were single-family houses (99%), 11 were in two- to four-unit buildings and 0 in buildings of five or more units.

Since 1995 the place has authorised 23,460 units, with the busiest year 1998 (1,822 units). Okaloosa County's FHFA house price index rose +104.1% over the ten years to 2025.

880units permitted, 12 months to August 2026+23.1% on the previous 12 months
869single-family units99% of the total
0units in 5+ unit buildings0% of the total
—units per 1,000 residentsOkaloosa County 6.1 · Florida 6.7

Permits by month and structure type

Housing units authorised in Okaloosa County Unincorporated Area by month, latest 24 months050100Sep 2024: 75 units (73 single-family, 2 in multi-unit buildings)Sep 2024Oct 2024: 65 units (61 single-family, 4 in multi-unit buildings)Nov 2024: 49 units (41 single-family, 8 in multi-unit buildings)Dec 2024: 67 units (67 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 39 units (39 single-family, 0 in multi-unit buildings)Feb 2025: 65 units (65 single-family, 0 in multi-unit buildings)Mar 2025: 80 units (72 single-family, 8 in multi-unit buildings)Mar 2025Apr 2025: 83 units (59 single-family, 24 in multi-unit buildings)May 2025: 67 units (67 single-family, 0 in multi-unit buildings)Jun 2025: 25 units (23 single-family, 2 in multi-unit buildings)Jun 2025Jul 2025: 41 units (41 single-family, 0 in multi-unit buildings)Aug 2025: 59 units (49 single-family, 10 in multi-unit buildings)Sep 2025: 61 units (58 single-family, 3 in multi-unit buildings)Sep 2025Oct 2025: 77 units (69 single-family, 8 in multi-unit buildings)Nov 2025: 73 units (73 single-family, 0 in multi-unit buildings)Dec 2025: 83 units (83 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 92 units (92 single-family, 0 in multi-unit buildings)Feb 2026: 52 units (52 single-family, 0 in multi-unit buildings)Mar 2026: 75 units (75 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 55 units (55 single-family, 0 in multi-unit buildings)May 2026: 96 units (96 single-family, 0 in multi-unit buildings)Jun 2026: 79 units (79 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 83 units (83 single-family, 0 in multi-unit buildings)Aug 2026: 54 units (54 single-family, 0 in multi-unit buildings)

Housing units authorised in Okaloosa County Unincorporated Area by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026Okaloosa County Unincorporated AreaOkaloosa CountyFloridaUnited States
All housing units8801,362158,3701,418,086
Single-family (1 unit)869 (99%)1,256 (92%)108,676 (69%)888,241 (63%)
2 units8802,20834,814
3–4 units31593817,298
5 or more units0 (0%)11 (1%)46,548 (29%)477,733 (34%)
Units per 1,000 residents—6.16.74.1
Change on previous 12 months+23.1%+22.9%−7.4%−0.1%

Permits by year since 1995

Housing units authorised in Okaloosa County Unincorporated Area by year, 1995–202501,0002,0001995: 744 units (636 single-family, 108 in multi-unit buildings)19951996: 1,055 units (947 single-family, 108 in multi-unit buildings)1997: 1,217 units (824 single-family, 393 in multi-unit buildings)1998: 1,822 units (893 single-family, 929 in multi-unit buildings)1999: 1,095 units (914 single-family, 181 in multi-unit buildings)2000: 795 units (669 single-family, 126 in multi-unit buildings)20002001: 1,022 units (711 single-family, 311 in multi-unit buildings)2002: 1,196 units (933 single-family, 263 in multi-unit buildings)2003: 877 units (863 single-family, 14 in multi-unit buildings)2004: 1,382 units (952 single-family, 430 in multi-unit buildings)2005: 1,821 units (1,011 single-family, 810 in multi-unit buildings)20052006: 758 units (713 single-family, 45 in multi-unit buildings)2007: 526 units (397 single-family, 129 in multi-unit buildings)2008: 302 units (258 single-family, 44 in multi-unit buildings)2009: 228 units (228 single-family, 0 in multi-unit buildings)2010: 340 units (340 single-family, 0 in multi-unit buildings)20102011: 471 units (471 single-family, 0 in multi-unit buildings)2012: 387 units (387 single-family, 0 in multi-unit buildings)2013: 354 units (354 single-family, 0 in multi-unit buildings)2014: 317 units (317 single-family, 0 in multi-unit buildings)2015: 420 units (416 single-family, 4 in multi-unit buildings)20152016: 459 units (443 single-family, 16 in multi-unit buildings)2017: 492 units (490 single-family, 2 in multi-unit buildings)2018: 455 units (455 single-family, 0 in multi-unit buildings)2019: 495 units (491 single-family, 4 in multi-unit buildings)2020: 573 units (567 single-family, 6 in multi-unit buildings)20202021: 871 units (859 single-family, 12 in multi-unit buildings)2022: 622 units (536 single-family, 86 in multi-unit buildings)2023: 831 units (789 single-family, 42 in multi-unit buildings)2024: 780 units (745 single-family, 35 in multi-unit buildings)2025: 753 units (698 single-family, 55 in multi-unit buildings)2025

Housing units authorised in Okaloosa County Unincorporated Area by year, 1995–2025single-family2+ unit buildings

23,460 units since 1995; the busiest year was 1998. Annual figures include units imputed for months a place did not report.

Home prices in Okaloosa County

FHFA's index for Okaloosa County rose +104.1% over the ten years to 2025 (+7.4% a year) and +0.3% in the latest year, against +126.8% and −0.5% for Florida. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Okaloosa County Unincorporated Area, FL?

880 housing units were authorised by building permits in the 12 months to August 2026, against 715 in the previous 12 months.

What kind of housing is being permitted in Okaloosa County Unincorporated Area?

869 single-family units, 8 in two-unit buildings, 3 in three- and four-unit buildings and 0 in buildings of five or more units.

How does Okaloosa County Unincorporated Area compare with its county and state?

No population estimate is attached to this permit-issuing area, so a per-resident rate is not shown; Okaloosa County runs at 6.1 units per 1,000 residents and Florida at 6.7.

How have home prices moved in Okaloosa County?

FHFA's index for Okaloosa County rose +104.1% over the ten years to 2025 and +0.3% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 629000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.