Home Value Trail

States › Maryland › Harford County › Harford County Unincorporated Area

Permit-issuing place

Harford County Unincorporated Area

Harford County · Baltimore-Columbia-Towson, MD · Maryland

Permits through August 2026Yearly permits since 1995Harford County index 1975–2025
FHFA house price index for Harford County, which contains Harford County Unincorporated Area, 1975 to 2025Recession 1973–75Recession 1980Recession 1981–82Recession 1990–91Recession 2001Recession 2007–09Recession 202005001,0001,50019801990200020102020United States2025: 901
Harford County (100 = first year)United States, rebased to the same startNBER recession
House prices are indexed by county, not by city: this is Harford County's FHFA index, with the national index rebased to the same start.

Census Bureau notes: building permit figures cover new privately owned housing units authorised by permit-issuing places; permits do not mean the units were started or completed, and places that report less often than monthly are imputed in monthly totals. FHFA notes: The FHFA HPI is a broad measure of the movement of single-family house prices. The FHFA HPI is a weighted, repeat-sales index, meaning that it measures average price changes in repeat sales or refinancings on the same properties.

Harford County Unincorporated Area, Maryland (Harford County), authorised 508 housing units through building permits in the 12 months to August 2026, −27.2% on the previous 12 months.

503 of those units were single-family houses (99%), 0 were in two- to four-unit buildings and 5 in buildings of five or more units.

Since 1995 the place has authorised 32,338 units, with the busiest year 2005 (2,116 units). Harford County's FHFA house price index rose +64.6% over the ten years to 2025.

508units permitted, 12 months to August 2026−27.2% on the previous 12 months
503single-family units99% of the total
5units in 5+ unit buildings1% of the total
—units per 1,000 residentsHarford County 3.2 · Maryland 2.1

Permits by month and structure type

Housing units authorised in Harford County Unincorporated Area by month, latest 24 months0100200Sep 2024: 82 units (44 single-family, 38 in multi-unit buildings)Sep 2024Oct 2024: 133 units (119 single-family, 14 in multi-unit buildings)Nov 2024: 11 units (11 single-family, 0 in multi-unit buildings)Dec 2024: 17 units (17 single-family, 0 in multi-unit buildings)Dec 2024Jan 2025: 14 units (14 single-family, 0 in multi-unit buildings)Feb 2025: 171 units (51 single-family, 120 in multi-unit buildings)Mar 2025: 41 units (41 single-family, 0 in multi-unit buildings)Mar 2025Apr 2025: 56 units (56 single-family, 0 in multi-unit buildings)May 2025: 43 units (43 single-family, 0 in multi-unit buildings)Jun 2025: 52 units (52 single-family, 0 in multi-unit buildings)Jun 2025Jul 2025: 46 units (46 single-family, 0 in multi-unit buildings)Aug 2025: 32 units (32 single-family, 0 in multi-unit buildings)Sep 2025: 32 units (32 single-family, 0 in multi-unit buildings)Sep 2025Oct 2025: 37 units (32 single-family, 5 in multi-unit buildings)Nov 2025: 18 units (18 single-family, 0 in multi-unit buildings)Dec 2025: 43 units (43 single-family, 0 in multi-unit buildings)Dec 2025Jan 2026: 43 units (43 single-family, 0 in multi-unit buildings)Feb 2026: 57 units (57 single-family, 0 in multi-unit buildings)Mar 2026: 50 units (50 single-family, 0 in multi-unit buildings)Mar 2026Apr 2026: 78 units (78 single-family, 0 in multi-unit buildings)May 2026: 34 units (34 single-family, 0 in multi-unit buildings)Jun 2026: 35 units (35 single-family, 0 in multi-unit buildings)Jun 2026Jul 2026: 45 units (45 single-family, 0 in multi-unit buildings)Aug 2026: 36 units (36 single-family, 0 in multi-unit buildings)

Housing units authorised in Harford County Unincorporated Area by month, latest 24 monthssingle-family2+ unit buildings

Units, 12 months to August 2026Harford County Unincorporated AreaHarford CountyMarylandUnited States
All housing units50885813,4001,418,086
Single-family (1 unit)503 (99%)779 (91%)8,351 (62%)888,241 (63%)
2 units0215634,814
3–4 units004317,298
5 or more units5 (1%)77 (9%)4,850 (36%)477,733 (34%)
Units per 1,000 residents—3.22.14.1
Change on previous 12 months−27.2%−15.6%−8.3%−0.1%

Permits by year since 1995

Housing units authorised in Harford County Unincorporated Area by year, 1995–202501,0002,0003,0001995: 1,444 units (1,384 single-family, 60 in multi-unit buildings)19951996: 1,604 units (1,448 single-family, 156 in multi-unit buildings)1997: 1,520 units (1,499 single-family, 21 in multi-unit buildings)1998: 1,583 units (1,583 single-family, 0 in multi-unit buildings)1999: 1,884 units (1,643 single-family, 241 in multi-unit buildings)2000: 1,511 units (1,456 single-family, 55 in multi-unit buildings)20002001: 1,797 units (1,718 single-family, 79 in multi-unit buildings)2002: 1,761 units (1,696 single-family, 65 in multi-unit buildings)2003: 1,806 units (1,682 single-family, 124 in multi-unit buildings)2004: 1,534 units (1,216 single-family, 318 in multi-unit buildings)2005: 2,116 units (1,793 single-family, 323 in multi-unit buildings)20052006: 987 units (861 single-family, 126 in multi-unit buildings)2007: 773 units (696 single-family, 77 in multi-unit buildings)2008: 544 units (458 single-family, 86 in multi-unit buildings)2009: 657 units (450 single-family, 207 in multi-unit buildings)2010: 577 units (543 single-family, 34 in multi-unit buildings)20102011: 659 units (433 single-family, 226 in multi-unit buildings)2012: 583 units (536 single-family, 47 in multi-unit buildings)2013: 724 units (438 single-family, 286 in multi-unit buildings)2014: 693 units (435 single-family, 258 in multi-unit buildings)2015: 820 units (378 single-family, 442 in multi-unit buildings)20152016: 548 units (492 single-family, 56 in multi-unit buildings)2017: 737 units (559 single-family, 178 in multi-unit buildings)2018: 685 units (685 single-family, 0 in multi-unit buildings)2019: 742 units (677 single-family, 65 in multi-unit buildings)2020: 835 units (707 single-family, 128 in multi-unit buildings)20202021: 775 units (477 single-family, 298 in multi-unit buildings)2022: 732 units (288 single-family, 444 in multi-unit buildings)2023: 967 units (431 single-family, 536 in multi-unit buildings)2024: 391 units (391 single-family, 0 in multi-unit buildings)2025: 349 units (349 single-family, 0 in multi-unit buildings)2025

Housing units authorised in Harford County Unincorporated Area by year, 1995–2025single-family2+ unit buildings

32,338 units since 1995; the busiest year was 2005. Annual figures include units imputed for months a place did not report.

Home prices in Harford County

FHFA's index for Harford County rose +64.6% over the ten years to 2025 (+5.1% a year) and +3.7% in the latest year, against +59.8% and +2.7% for Maryland. Full county page: decade table, peak-to-low declines, every ZIP code and every permit-issuing place in the county.

Questions and answers

How many homes are being built in Harford County Unincorporated Area, MD?

508 housing units were authorised by building permits in the 12 months to August 2026, against 698 in the previous 12 months.

What kind of housing is being permitted in Harford County Unincorporated Area?

503 single-family units, 0 in two-unit buildings, 0 in three- and four-unit buildings and 5 in buildings of five or more units.

How does Harford County Unincorporated Area compare with its county and state?

No population estimate is attached to this permit-issuing area, so a per-resident rate is not shown; Harford County runs at 3.2 units per 1,000 residents and Maryland at 2.1.

How have home prices moved in Harford County?

FHFA's index for Harford County rose +64.6% over the ten years to 2025 and +3.7% in the latest year; the county page has the full series.

What does a permit count?

A housing unit authorised by a building permit for new privately owned residential construction, as reported to the Census Bureau Building Permits Survey by the permit-issuing office. Permits are not completions; some permitted units are never built, and places that report only annually are imputed in monthly figures.

Provenance

Permits: US Census Bureau, Building Permits Survey, place-level monthly and annual files through August 2026 (permit office 337000); county and state comparisons from the county and state files. Population: Census Bureau vintage 2025 estimates for incorporated places, matched on FIPS place code where the permit office is one. House price index: Federal Housing Finance Agency. Public domain. Corrections · Building Permits Survey.